Cost of Living in Beliลกฤ‡e - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $1,213 monthly including rent, or $690 excluding housing.

Estimated monthly costs for a couple: $1,820 with rent, or $1,072 without housing.

Monthly costs for a family of three come to about $2,427 including rent, or $1,454 for daily expenses alone.

Beliลกฤ‡e sits 9โ€“14% below the global median across household types. Within Europe, costs are well below average (32% lower) โ€“ one of the most affordable options in the region.

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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$8.27 โ‚ฌ7.11
$5.91 โ‚ฌ5.08
$23.63 โ‚ฌ20.32
Three-Course Dinner for Two, Mid-Range
$40.47 โ‚ฌ34.81
$40.47 โ‚ฌ34.81
$92.5 โ‚ฌ79.6
Fast Food Meal (McDonalds, etc)
$6.92 โ‚ฌ5.95
$6.92 โ‚ฌ5.95
$9.24 โ‚ฌ7.94
Cappuccino
$2.14 โ‚ฌ1.84
$1.90 โ‚ฌ1.64
$2.38 โ‚ฌ2.04
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 โ‚ฌ1.95
$2.26 โ‚ฌ1.95
$3.17 โ‚ฌ2.73
Water (0.33 liter bottle)
$2.09 โ‚ฌ1.79
$1.79 โ‚ฌ1.54
$2.62 โ‚ฌ2.25
Local Beer (0.5 liter draught)
$2.35 โ‚ฌ2.02
$2.35 โ‚ฌ2.02
$3.17 โ‚ฌ2.73
Imported Beer (0.33 liter bottle)
$2.37 โ‚ฌ2.04
$2.37 โ‚ฌ2.04
$4.75 โ‚ฌ4.08
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$0.91 โ‚ฌ0.78
$0.91 โ‚ฌ0.78
$1.15 โ‚ฌ0.99
White Bread (500g)
$0.66 โ‚ฌ0.57
$0.66 โ‚ฌ0.57
$1.67 โ‚ฌ1.44
Rice (white) (1kg)
$2.82 โ‚ฌ2.43
$2.05 โ‚ฌ1.77
$4.57 โ‚ฌ3.93
Eggs
$3.14 โ‚ฌ2.70
$2.76 โ‚ฌ2.37
$3.58 โ‚ฌ3.08
Local Cheese (1kg)
$10.84 โ‚ฌ9.32
$7.41 โ‚ฌ6.37
$14.27 โ‚ฌ12.28
Chicken Fillets (1kg)
$7.65 โ‚ฌ6.58
$6.53 โ‚ฌ5.62
$10.60 โ‚ฌ9.12
Beef Round Steak (1kg)
$11.29 โ‚ฌ9.71
$5.85 โ‚ฌ5.04
$11.70 โ‚ฌ10.06
Apples (1kg)
$1.18 โ‚ฌ1.02
$1.18 โ‚ฌ1.02
$1.75 โ‚ฌ1.51
Banana (1kg)
$1.37 โ‚ฌ1.18
$0.92 โ‚ฌ0.79
$1.66 โ‚ฌ1.43
Oranges (1kg)
$1.60 โ‚ฌ1.38
$0.94 โ‚ฌ0.81
$2.09 โ‚ฌ1.80
Tomato (1kg)
$2.52 โ‚ฌ2.17
$0.76 โ‚ฌ0.66
$2.93 โ‚ฌ2.52
Potato (1kg)
$0.91 โ‚ฌ0.78
$0.56 โ‚ฌ0.48
$1.00 โ‚ฌ0.86
Onion (1kg)
$1.22 โ‚ฌ1.05
$0.82 โ‚ฌ0.70
$1.51 โ‚ฌ1.30
Lettuce (1 head)
$1.22 โ‚ฌ1.05
$0.60 โ‚ฌ0.51
$1.43 โ‚ฌ1.23
Water (1.5 liter bottle)
$0.95 โ‚ฌ0.82
$0.88 โ‚ฌ0.76
$1.09 โ‚ฌ0.94
Cigarettes 20 Pack (Marlboro, Camel)
$5.67 โ‚ฌ4.88
$5.19 โ‚ฌ4.47
$5.91 โ‚ฌ5.08
Wine (Bottle)
$7.77 โ‚ฌ6.69
$4.78 โ‚ฌ4.11
$11.96 โ‚ฌ10.28
Local Beer (0.5 liter bottle)
$1.19 โ‚ฌ1.02
$1.19 โ‚ฌ1.02
$2.37 โ‚ฌ2.04
Imported Beer (0.33 liter bottle)
$2.02 โ‚ฌ1.74
$1.42 โ‚ฌ1.22
$2.72 โ‚ฌ2.34
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.69 โ‚ฌ1.46
$1.13 โ‚ฌ0.97
$2.25 โ‚ฌ1.93
Public Transport Monthly Pass (Regular Price)
$42.34 โ‚ฌ36.42
$34.33 โ‚ฌ29.53
$48.64 โ‚ฌ41.84
Taxi Start (Normal Tariff)
$3.81 โ‚ฌ3.28
$3.46 โ‚ฌ2.98
$5.77 โ‚ฌ4.97
Taxi (Normal Tariff) (1km)
$1.10 โ‚ฌ0.95
$0.82 โ‚ฌ0.70
$1.33 โ‚ฌ1.14
Taxi 1hour Waiting (Normal Tariff)
$5.71 โ‚ฌ4.91
$3.03 โ‚ฌ2.60
$9.12 โ‚ฌ7.85
Gasoline (1 liter)
$1.66 โ‚ฌ1.42
$1.56 โ‚ฌ1.34
$1.76 โ‚ฌ1.52
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6K โ‚ฌ28.0K
$32.6K โ‚ฌ28.0K
$38.7K โ‚ฌ33.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K โ‚ฌ22.8K
$25.6K โ‚ฌ22.0K
$28.4K โ‚ฌ24.4K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 โ‚ฌ107
$114 โ‚ฌ98.3
$292 โ‚ฌ251
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.07 โ‚ฌ15.54
$11.65 โ‚ฌ10.02
$29.14 โ‚ฌ25.07
Internet (50+ Mbps, Unlimited Data)
$26.21 โ‚ฌ22.55
$22.79 โ‚ฌ19.61
$42.16 โ‚ฌ36.27
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$25.53 โ‚ฌ21.96
$22.69 โ‚ฌ19.52
$28.36 โ‚ฌ24.39
Tennis Court (1 Hour on Weekend)
$14.98 โ‚ฌ12.88
$9.10 โ‚ฌ7.83
$14.98 โ‚ฌ12.88
Cinema Ticket
$5.26 โ‚ฌ4.53
$4.68 โ‚ฌ4.02
$8.18 โ‚ฌ7.04
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$345 โ‚ฌ297
$258 โ‚ฌ222
$458 โ‚ฌ394
International Primary School, 1 Child (Yearly)
$2,799 โ‚ฌ2,407
$2,799 โ‚ฌ2,407
$2,799 โ‚ฌ2,407
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$123 โ‚ฌ106
$53.8 โ‚ฌ46.29
$133 โ‚ฌ115
Summer Dress (H&M, Zara, etc)
$43.74 โ‚ฌ37.62
$17.50 โ‚ฌ15.05
$58.3 โ‚ฌ50.2
Sport Shoes (Adidas, Nike)
$46.48 โ‚ฌ39.98
$46.48 โ‚ฌ39.98
$180 โ‚ฌ155
Men's Leather Business Shoes
$57.4 โ‚ฌ49.33
$57.4 โ‚ฌ49.33
$138 โ‚ฌ118
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$191 โ‚ฌ164
$174 โ‚ฌ149
$208 โ‚ฌ179
1-bedroom Apartment, Outside City Center (Monthly)
$464 โ‚ฌ399
$406 โ‚ฌ350
$580 โ‚ฌ499
3-bedroom Apartment, City Center (Monthly)
$347 โ‚ฌ298
$347 โ‚ฌ298
$347 โ‚ฌ298
3-bedroom Apartment, Outside City Center (Monthly)
$771 โ‚ฌ663
$577 โ‚ฌ496
$1,038 โ‚ฌ893
Buy Apartment in City Center (m2)
$4,078 โ‚ฌ3,508
$2,981 โ‚ฌ2,564
$4,472 โ‚ฌ3,847
Buy Apartment Outside City Center (m2)
$1,241 โ‚ฌ1,067
$945 โ‚ฌ813
$1,536 โ‚ฌ1,321
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,884 โ‚ฌ1,621
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.2
3.2
4.84

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: June 2, 2026

Cost Breakdown

Expect to pay about $191 for a central one-bedroom, or $464 outside the center. At 10% of the average salary ($1,884), rent is manageable but leaves limited room for savings.

Average take-home pay sits at $1,884, while typical expenses reach $1,213. This leaves solid room for saving and lifestyle spending.

Expect to spend about $224 monthly on groceries. Dining out at a mid-range restaurant costs roughly $40.00 for two โ€“ well below the European average of $75.0.

Public transport is priced at around $42.34 per month โ€“ roughly in line with the European average of $48.00.

Cost Highlights

1-bedroom apartment, city center is cheaper than 99% of cities in Europe

3-bedroom apartment, city center is cheaper than 99% of cities in Europe

Milk is cheaper than 98% of cities in Europe

Beliลกฤ‡e Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
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Fixed Broadband

Download
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Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Beliลกฤ‡e - Frequently Asked Questions
How does affordability in Beliลกฤ‡e compare for travelers, expats, and digital nomads?
Relative to larger Croatian cities and tourist hubs, Beliลกฤ‡e tends to feel more approachable for a budget-conscious traveler or remote worker. The Cost of Living in Beliลกฤ‡e centers on essentials โ€“ groceries, utilities, and modest housing โ€“ delivering straightforward budgeting without the price shocks of bigger capitals. Youโ€™ll notice affordable dining at local konoba or bakeries, and you can shop at smaller markets for ingredients. Housing leans toward compact apartments and older stock, which you can explore with a short-term lease or a longer stay. Tip: test a few neighborhoods and plan a short visit to Osijek to compare amenities before committing.
What does daily life look like for housing search, food options, transport, and errands?
Daily life centers on a slower rhythm. Housing search tends to revolve around town apartments and family homes; look for leases flexible enough for remote work and verify Wi-Fi reliability in older buildings. Youโ€™ll find a handful of supermarkets and local markets with seasonal produce, plus bakeries and casual eateries where you can eat well without breaking the bank. For transport, a mix of local buses, bike-friendly streets, and occasional car sharing to Osijek helps manage errands. Beliลกฤ‡e living cost is modest but rises with energy use in winter. Tip: plan a weekly route to cut trips.
What budgeting strategies and neighborhood fit support a good quality of life?
Quality of life here leans on balance: you can enjoy outdoor spaces, local culture, and a calm pace while keeping a practical budget. Use a simple budgeting framework: categorize fixed costs (rent, utilities) vs variable (food, transport) and set a monthly cap; track energy use in winter to avoid surprises. Neighborhood fit depends on your pace: the town center for walkable errands and cafes, outskirts for quieter housing and larger yards. Seasonal tips: cook with seasonal produce, join local markets, and plan trips to nearby Osijek in shoulder seasons when prices feel more reasonable. Tip: set a monthly cap and review it weekly.
Is Beliลกฤ‡e one of the cheaper cities to live in?
Compared to most cities worldwide, Beliลกฤ‡e is just cheap โ€“ all-in costs average $1,213 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.
Is Beliลกฤ‡e a cheap city to live in for foreigners?
Your money goes further in Beliลกฤ‡e than in most cities its size. Expect to spend roughly $1,213 per month with housing included โ€“ groceries, transport, and eating out are all priced well below what you'd pay in comparable urban centers.
How does the average salary in Beliลกฤ‡e compare to the cost of living?
At $1,884 take-home, most residents in Beliลกฤ‡e can cover the $1,213 monthly cost of living. Those earning $1,819 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Beliลกฤ‡e per month?
Where you live in Beliลกฤ‡e makes all the difference. Central one-bedrooms cost about $191; commute-friendly outer districts come in around $464. Overall, the market runs from $464 to $191 depending on size, location, and apartment condition.
Is public transport affordable in Beliลกฤ‡e?
A monthly transit pass in Beliลกฤ‡e runs about $42.34, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What is a typical monthly grocery bill in Beliลกฤ‡e?
Groceries in Beliลกฤ‡e cost around $224 monthly โ€“ well below what you'd pay in most cities. Fresh produce, staples, and locally made goods are all well-priced, so eating well on a budget is straightforward here.
Does $1,200 cover living expenses in Beliลกฤ‡e?
$1,200 stretches far in Beliลกฤ‡e โ€“ all-in monthly costs average only $1,213. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
What are the pros and cons of living in Beliลกฤ‡e?
Beliลกฤ‡e offers genuinely appealing day-to-day living. Residents value low crime rates, clean air, and at around $1,213 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Beliลกฤ‡e?
Monthly expenses in Beliลกฤ‡e run around $1,213, so putting money aside takes more than $1,819 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

Beliลกฤ‡e vs other spots: cost of living compared

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