๐Living costs for one person come to about $1,213 monthly including rent, or $690 excluding housing.
๐Estimated monthly costs for a couple: $1,820 with rent, or $1,072 without housing.
๐Monthly costs for a family of three come to about $2,427 including rent, or $1,454 for daily expenses alone.
๐Beliลกฤe sits 9โ14% below the global median across household types. Within Europe, costs are well below average (32% lower) โ one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6Kโฌ28.0K
$32.6Kโฌ28.0K
$38.7Kโฌ33.3K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5Kโฌ22.8K
$25.6Kโฌ22.0K
$28.4Kโฌ24.4K
๐งพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$124โฌ107
$114โฌ98.3
$292โฌ251
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.07โฌ15.54
$11.65โฌ10.02
$29.14โฌ25.07
Internet(50+ Mbps, Unlimited Data)
$26.21โฌ22.55
$22.79โฌ19.61
$42.16โฌ36.27
๐ Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$25.53โฌ21.96
$22.69โฌ19.52
$28.36โฌ24.39
Tennis Court(1 Hour on Weekend)
$14.98โฌ12.88
$9.10โฌ7.83
$14.98โฌ12.88
Cinema Ticket
$5.26โฌ4.53
$4.68โฌ4.02
$8.18โฌ7.04
๐งธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$345โฌ297
$258โฌ222
$458โฌ394
International Primary School, 1 Child(Yearly)
$2,799โฌ2,407
$2,799โฌ2,407
$2,799โฌ2,407
๐๐ Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$123โฌ106
$53.8โฌ46.29
$133โฌ115
Summer Dress(H&M, Zara, etc)
$43.74โฌ37.62
$17.50โฌ15.05
$58.3โฌ50.2
Sport Shoes(Adidas, Nike)
$46.48โฌ39.98
$46.48โฌ39.98
$180โฌ155
Men's Leather Business Shoes
$57.4โฌ49.33
$57.4โฌ49.33
$138โฌ118
๐ Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$191โฌ164
$174โฌ149
$208โฌ179
1-bedroom Apartment, Outside City Center(Monthly)
$464โฌ399
$406โฌ350
$580โฌ499
3-bedroom Apartment, City Center(Monthly)
$347โฌ298
$347โฌ298
$347โฌ298
3-bedroom Apartment, Outside City Center(Monthly)
$771โฌ663
$577โฌ496
$1,038โฌ893
Buy Apartment in City Center(m2)
$4,078โฌ3,508
$2,981โฌ2,564
$4,472โฌ3,847
Buy Apartment Outside City Center(m2)
$1,241โฌ1,067
$945โฌ813
$1,536โฌ1,321
๐ต Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$1,884โฌ1,621
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.2
3.2
4.84
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update: June 2, 2026
Cost Breakdown
๐ Expect to pay about $191 for a central one-bedroom, or $464 outside the center. At 10% of the average salary ($1,884), rent is manageable but leaves limited room for savings.
๐ฐAverage take-home pay sits at $1,884, while typical expenses reach $1,213. This leaves solid room for saving and lifestyle spending.
๐Expect to spend about $224 monthly on groceries. Dining out at a mid-range restaurant costs roughly $40.00 for two โ well below the European average of $75.0.
๐Public transport is priced at around $42.34 per month โ roughly in line with the European average of $48.00.
Cost Highlights
โญ1-bedroom apartment, city center is cheaper than 99% of cities in Europe
โญ3-bedroom apartment, city center is cheaper than 99% of cities in Europe
โญMilk is cheaper than 98% of cities in Europe
Beliลกฤe Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Beliลกฤe - Frequently Asked Questions
How does affordability in Beliลกฤe compare for travelers, expats, and digital nomads?
Relative to larger Croatian cities and tourist hubs, Beliลกฤe tends to feel more approachable for a budget-conscious traveler or remote worker. The Cost of Living in Beliลกฤe centers on essentials โ groceries, utilities, and modest housing โ delivering straightforward budgeting without the price shocks of bigger capitals. Youโll notice affordable dining at local konoba or bakeries, and you can shop at smaller markets for ingredients. Housing leans toward compact apartments and older stock, which you can explore with a short-term lease or a longer stay. Tip: test a few neighborhoods and plan a short visit to Osijek to compare amenities before committing.
What does daily life look like for housing search, food options, transport, and errands?
Daily life centers on a slower rhythm. Housing search tends to revolve around town apartments and family homes; look for leases flexible enough for remote work and verify Wi-Fi reliability in older buildings. Youโll find a handful of supermarkets and local markets with seasonal produce, plus bakeries and casual eateries where you can eat well without breaking the bank. For transport, a mix of local buses, bike-friendly streets, and occasional car sharing to Osijek helps manage errands. Beliลกฤe living cost is modest but rises with energy use in winter. Tip: plan a weekly route to cut trips.
What budgeting strategies and neighborhood fit support a good quality of life?
Quality of life here leans on balance: you can enjoy outdoor spaces, local culture, and a calm pace while keeping a practical budget. Use a simple budgeting framework: categorize fixed costs (rent, utilities) vs variable (food, transport) and set a monthly cap; track energy use in winter to avoid surprises. Neighborhood fit depends on your pace: the town center for walkable errands and cafes, outskirts for quieter housing and larger yards. Seasonal tips: cook with seasonal produce, join local markets, and plan trips to nearby Osijek in shoulder seasons when prices feel more reasonable. Tip: set a monthly cap and review it weekly.
Is Beliลกฤe one of the cheaper cities to live in?
Compared to most cities worldwide, Beliลกฤe is just cheap โ all-in costs average $1,213 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.
Is Beliลกฤe a cheap city to live in for foreigners?
Your money goes further in Beliลกฤe than in most cities its size. Expect to spend roughly $1,213 per month with housing included โ groceries, transport, and eating out are all priced well below what you'd pay in comparable urban centers.
How does the average salary in Beliลกฤe compare to the cost of living?
At $1,884 take-home, most residents in Beliลกฤe can cover the $1,213 monthly cost of living. Those earning $1,819 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Beliลกฤe per month?
Where you live in Beliลกฤe makes all the difference. Central one-bedrooms cost about $191; commute-friendly outer districts come in around $464. Overall, the market runs from $464 to $191 depending on size, location, and apartment condition.
Is public transport affordable in Beliลกฤe?
A monthly transit pass in Beliลกฤe runs about $42.34, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What is a typical monthly grocery bill in Beliลกฤe?
Groceries in Beliลกฤe cost around $224 monthly โ well below what you'd pay in most cities. Fresh produce, staples, and locally made goods are all well-priced, so eating well on a budget is straightforward here.
Does $1,200 cover living expenses in Beliลกฤe?
$1,200 stretches far in Beliลกฤe โ all-in monthly costs average only $1,213. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
What are the pros and cons of living in Beliลกฤe?
Beliลกฤe offers genuinely appealing day-to-day living. Residents value low crime rates, clean air, and at around $1,213 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Beliลกฤe?
Monthly expenses in Beliลกฤe run around $1,213, so putting money aside takes more than $1,819 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.