Cost of Living Comparison Between Zadar and Gradac Cost of Living Comparison Between Zadar and Gradac

Monthly Cost of Living

A single person spends $1,695 per month in Zadar vs $1,419 in Gradac, rent included.

A couple spends around $2,598 per month in Zadar vs $2,227 in Gradac, rent included.

A family of three spends $3,501 per month in Zadar vs $3,034 in Gradac, rent included.

Zadar costs about 19% more than Gradac, driven mainly by Clothing & Footwear.

Both Zadar and Gradac sit above the global median – Zadar by 27%, Gradac by 6%.

Meal at Budget Restaurant

$16.11 €14.07

$12.98 €11.34

24.11%

Three-Course Dinner for Two, Mid-Range

$82.2 €71.8

$70.2 €61.3

17.18%

Fast Food Meal (McDonalds, etc)

$7.94 €6.94

$9.33 €8.15

-14.90%

Cappuccino

$2.51 €2.19

$2.36 €2.06

6.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 €2.78

$3.16 €2.76

0.95%

Water (0.33 liter bottle)

$2.11 €1.84

$2.21 €1.93

-4.52%

Local Beer (0.5 liter draught)

$3.39 €2.96

$3.67 €3.20

-7.63%

Imported Beer (0.33 liter bottle)

$3.71 €3.24

$3.86 €3.37

-3.89%

Milk (1 liter)

$1.20 €1.05

White Bread (500g)

$1.41 €1.24

$1.62 €1.42

-12.96%

Rice (white) (1kg)

$3.13 €2.74

$2.95 €2.57

6.10%

Eggs

$4.18 €3.65

$3.45 €3.02

21.16%

Local Cheese (1kg)

$10.31 €9.01

$10.85 €9.48

-4.98%

Chicken Fillets (1kg)

$11.66 €10.19

$9.42 €8.23

23.78%

Beef Round Steak (1kg)

$11.02 €9.62

$11.11 €9.70

-0.81%

Apples (1kg)

$1.65 €1.44

$1.68 €1.47

-1.79%

Banana (1kg)

$1.61 €1.41

$1.68 €1.47

-4.17%

Oranges (1kg)

$2.10 €1.84

$1.77 €1.55

18.64%

Tomato (1kg)

$2.45 €2.14

$2.48 €2.17

-1.21%

Potato (1kg)

$1.42 €1.24

$1.24 €1.08

14.52%

Onion (1kg)

$1.47 €1.28

$1.18 €1.03

24.58%

Lettuce (1 head)

$0.97 €0.85

$1.20 €1.05

-19.17%

Water (1.5 liter bottle)

$1.14 €0.99

$1.19 €1.04

-4.20%

Cigarettes 20 Pack (Marlboro, Camel)

$5.16 €4.51

$5.60 €4.89

-7.86%

Wine (Bottle)

$7.49 €6.54

$7.52 €6.57

-0.40%

Local Beer (0.5 liter bottle)

$1.40 €1.22

$1.37 €1.20

2.19%

Imported Beer (0.33 liter bottle)

$1.43 €1.25

$2.00 €1.75

-28.50%

One-way Ticket (Public Transport)

$1.88 €1.65

$1.79 €1.56

5.03%

Public Transport Monthly Pass (Regular Price)

$46.52 €40.64

$42.70 €37.31

8.95%

Taxi Start (Normal Tariff)

$3.01 €2.63

$3.09 €2.70

-2.59%

Taxi (Normal Tariff) (1km)

$1.03 €0.90

$1.10 €0.96

-6.36%

Taxi 1hour Waiting (Normal Tariff)

$8.76 €7.65

$8.73 €7.63

0.34%

Gasoline (1 liter)

$1.69 €1.48

$1.77 €1.55

-4.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K €33.8K

$38.5K €33.6K

0.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €23.0K

$26.1K €22.8K

0.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 €164

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.44 €20.48

$21.95 €19.18

6.79%

Internet (50+ Mbps, Unlimited Data)

$29.60 €25.86

$32.00 €27.96

-7.50%

Gym Membership (Monthly)

$40.98 €35.80

$52.1 €45.54

-21.39%

Tennis Court (1 Hour on Weekend)

$17.24 €15.06

$14.72 €12.86

17.12%

Cinema Ticket

$16.19 €14.14

$8.43 €7.37

92.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$252 €220

$247 €216

2.10%

International Primary School, 1 Child (Yearly)

$1,408 €1,230

$8,204 €7,168

-82.83%

Jeans (Levis 501 Or Similar)

$102 €89.5

$99.2 €86.7

3.25%

Summer Dress (H&M, Zara, etc)

$38.35 €33.50

$39.49 €34.50

-2.89%

Sport Shoes (Adidas, Nike)

$137 €120

$97.2 €84.9

40.89%

Men's Leather Business Shoes

$118 €103

$107 €93.2

10.19%

1-bedroom Apartment, City Center (Monthly)

$723 €632

$657 €574

10.11%

1-bedroom Apartment, Outside City Center (Monthly)

$614 €536

$462 €403

32.92%

3-bedroom Apartment, City Center (Monthly)

$1,317 €1,150

$1,041 €909

26.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,099 €960

$783 €684

40.40%

Buy Apartment in City Center (m2)

$4,615 €4,032

$3,715 €3,246

24.22%

Buy Apartment Outside City Center (m2)

$4,149 €3,625

$3,104 €2,712

33.67%

Average Monthly Net Salary (After Tax)

$1,427 €1,247

$1,616 €1,412

-11.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.7

4.35

8.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zadar: July 12, 2026

Last update for Gradac: July 14, 2026

Cost Breakdown

A central one-bedroom costs $723 in Zadar versus $657 in Gradac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Gradac, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $82.0 in Zadar versus $70.0 in Gradac. Monthly groceries follow the same trend: $266 vs $256 – making Gradac the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zadar vs Gradac: Cost of Living - Frequently Asked Questions

Zadar costs about 19% more than Gradac, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,543 per month in Zadar and $2,129 in Gradac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 4% more in Zadar, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $82.0 in Zadar and $70.0 in Gradac. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Gradac, where all-in costs run around $1,419, than in Zadar at $1,695. In Gradac it covers expenses comfortably, while in Zadar it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gradac costs $1,419 versus $1,695 in Zadar. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gradac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zadar makes more sense. Both are solid long-term options with distinct trade-offs.