Last update: Oct 2026

Cost of Living Comparison Between Zadar and Gradac

For one person, living costs are similar in Zadar and in Gradac: $1,696 and $1,685 a month, rent and utilities included.

82

Cost of Living Index in Zadar
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Zadar Living Index
81

Cost of Living Index in Gradac
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Gradac Living Index

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Zadar

🇭🇷 Croatia

$1,696

/mo nomad

Gradac

🇭🇷 Croatia

$1,685

/mo nomad

Monthly Cost of Living

How much you'll spend in Zadar and in Gradac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zadar and in Gradac actually costs, broken down by who's living it.

A single person spends $1,696 per month in Zadar vs $1,685 in Gradac, rent included.

Zadar $1,696
Gradac $1,685

A couple spends around $2,573 per month in Zadar vs $2,567 in Gradac, rent included.

Zadar $2,573
Gradac $2,567

A family of three spends $3,450 per month in Zadar vs $3,449 in Gradac, rent included.

Zadar $3,450
Gradac $3,449

Zadar costs about 1% more than Gradac, and outside of rent the biggest gap is in eating out.

Both Zadar and Gradac sit above the global median – Zadar by 25%, Gradac by 24%.

Meal at Budget Restaurant

$14.51 €12.91

$29.11 €25.89

-50.15%

Three-Course Dinner for Two, Mid-Range

$79.2 €70.4

$63.7 €56.6

24.41%

Fast Food Meal (McDonalds, etc)

$7.68 €6.84

$18.03 €16.03

-57.40%

Cappuccino

$2.53 €2.25

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 €2.61

$2.99 €2.66

-2.01%

Water (0.33 liter bottle)

$2.11 €1.88

$2.18 €1.94

-3.21%

Local Beer (0.5 liter draught)

$3.46 €3.08

$3.39 €3.02

2.06%

Imported Beer (0.33 liter bottle)

$4.58 €4.07

$7.63 €6.79

-39.97%

Milk (1 liter)

$1.12 €1.00

$1.20 €1.07

-6.67%

White Bread (500g)

$1.70 €1.51

$1.57 €1.39

8.28%

Rice (white) (1kg)

$3.02 €2.68

$2.77 €2.46

9.03%

Eggs

$3.83 €3.41

$3.77 €3.36

1.59%

Local Cheese (1kg)

$10.88 €9.68

$11.46 €10.20

-5.06%

Chicken Fillets (1kg)

$9.51 €8.46

$9.49 €8.44

0.21%

Beef Round Steak (1kg)

$12.16 €10.81

$12.25 €10.90

-0.73%

Apples (1kg)

$1.89 €1.68

$1.96 €1.74

-3.57%

Banana (1kg)

$1.57 €1.40

$1.40 €1.25

12.14%

Oranges (1kg)

$2.07 €1.84

$1.91 €1.70

8.38%

Tomato (1kg)

$2.59 €2.31

$2.60 €2.32

-0.38%

Potato (1kg)

$2.21 €1.96

$1.31 €1.17

68.70%

Onion (1kg)

$1.33 €1.18

$1.19 €1.06

11.76%

Lettuce (1 head)

$1.32 €1.17

$1.05 €0.93

25.71%

Water (1.5 liter bottle)

$1.21 €1.07

$1.25 €1.11

-3.20%

Cigarettes 20 Pack (Marlboro, Camel)

$5.66 €5.04

$10.74 €9.56

-47.30%

Wine (Bottle)

$8.07 €7.17

$7.68 €6.83

5.08%

Local Beer (0.5 liter bottle)

$1.38 €1.23

$1.61 €1.43

-14.29%

Imported Beer (0.33 liter bottle)

$1.48 €1.31

$2.18 €1.94

-32.11%

One-way Ticket (Public Transport)

$1.75 €1.55

$1.69 €1.50

3.55%

Public Transport Monthly Pass (Regular Price)

$43.98 €39.12

$44.36 €39.45

-0.86%

Taxi Start (Normal Tariff)

$3.28 €2.92

$3.37 €3.00

-2.67%

Taxi (Normal Tariff) (1km)

$2.23 €1.98

$1.36 €1.21

63.97%

Taxi 1hour Waiting (Normal Tariff)

$22.02 €19.59

$13.29 €11.82

65.69%

Gasoline (1 liter)

$1.81 €1.61

$1.89 €1.68

-4.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K €23.6K

$25.7K €22.9K

3.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K €22.0K

$24.9K €22.2K

-0.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 €162

-0.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.19 €19.74

$22.95 €20.41

-3.31%

Internet (50+ Mbps, Unlimited Data)

$40.87 €36.35

$40.20 €35.75

1.67%

Gym Membership (Monthly)

$56.0 €49.79

$51.6 €45.88

8.53%

Tennis Court (1 Hour on Weekend)

$16.74 €14.89

$15.33 €13.64

9.20%

Cinema Ticket

$10.66 €9.48

$8.79 €7.82

21.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$247 €220

$428 €381

-42.29%

International Primary School, 1 Child (Yearly)

$6,857 €6,099

$6,819 €6,065

0.56%

Jeans (Levis 501 Or Similar)

$89.3 €79.4

$100 €89.2

-11.01%

Summer Dress (H&M, Zara, etc)

$35.91 €31.94

$38.63 €34.36

-7.04%

Sport Shoes (Adidas, Nike)

$104 €92.9

$97.3 €86.6

7.34%

Men's Leather Business Shoes

$79.1 €70.3

$96.7 €86.0

-18.25%

1-bedroom Apartment, City Center (Monthly)

$898 €799

$684 €608

31.29%

1-bedroom Apartment, Outside City Center (Monthly)

$686 €610

$525 €467

30.68%

3-bedroom Apartment, City Center (Monthly)

$1,445 €1,285

$1,170 €1,040

23.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,116 €993

$872 €776

27.92%

Buy Apartment in City Center (m2)

$4,649 €4,135

$4,044 €3,597

14.97%

Buy Apartment Outside City Center (m2)

$4,028 €3,583

$2,886 €2,567

39.60%

Average Monthly Net Salary (After Tax)

$1,412 €1,256

$1,572 €1,399

-10.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

3.56

-0.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zadar: October 19, 2026

Last update for Gradac: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zadar

$686 40.4%

Gradac

$525 31.2% 23.5% $161

Groceries & Markets

Zadar

$267 15.8%

Gradac

$265 15.7% 1.1% $2.8

Monthly Utilities & Internet

Zadar

$245 14.4%

Gradac

$246 14.6% 0.3% $0.8

Eating Out

Zadar

$216 12.8%

Gradac

$370 22% 71.3% $154

Clothing & Footwear

Zadar

$139 8.2%

Gradac

$150 8.9% 7.9% $11

Sport & Entertainment

Zadar

$77 4.6%

Gradac

$69 4.1% 10.5% $8.1

Getting Around

Zadar

$65 3.9%

Gradac

$61 3.6% 6.3% $4.1

Cost Breakdown

A central one-bedroom costs $898 in Zadar versus $684 in Gradac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Gradac, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Zadar versus $64.0 in Gradac. Monthly groceries follow the same trend: $267 vs $265 – making Gradac the more affordable choice for daily food spending.

Good to know

🇭🇷 Zadar

🇭🇷 Gradac

🕒 Local time

13:36 1:36 PM

Same time as Zadar

🌤 Weather

👥 Population

67,309

3,300

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zadar vs Gradac: Cost of Living - Frequently Asked Questions

Zadar costs about 1% more than Gradac, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,544 per month in Zadar and $2,528 in Gradac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 1% more in Zadar, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $79.0 in Zadar and $64.0 in Gradac. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gradac, where all-in costs run around $1,685, than in Zadar at $1,696. In Gradac it covers expenses comfortably, while in Zadar it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gradac costs $1,685 versus $1,696 in Zadar. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gradac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zadar makes more sense. Both are solid long-term options with distinct trade-offs.