Last update: Oct 2026

Cost of Living Comparison Between Gradac and Zadar

For one person, living costs are similar in Gradac and in Zadar: $1,685 and $1,696 a month, rent and utilities included.

81

Cost of Living Index in Gradac
Learn more

Gradac Living Index
82

Cost of Living Index in Zadar
Learn more

Zadar Living Index

Jump to prices

Gradac

🇭🇷 Croatia

$1,685

/mo nomad

Zadar

🇭🇷 Croatia

$1,696

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradac and in Zadar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradac and in Zadar actually costs, broken down by who's living it.

A single person spends $1,685 per month in Gradac vs $1,696 in Zadar, rent included.

Gradac $1,685
Zadar $1,696

A couple spends around $2,567 per month in Gradac vs $2,573 in Zadar, rent included.

Gradac $2,567
Zadar $2,573

A family of three spends $3,449 per month in Gradac vs $3,450 in Zadar, rent included.

Gradac $3,449
Zadar $3,450

Gradac is about 1% cheaper than Zadar, and outside of rent the biggest gap is in eating out.

Both Gradac and Zadar sit above the global median – Gradac by 24%, Zadar by 25%.

Meal at Budget Restaurant

$29.11 €25.89

$14.51 €12.91

100.62%

Three-Course Dinner for Two, Mid-Range

$63.7 €56.6

$79.2 €70.4

-19.62%

Fast Food Meal (McDonalds, etc)

$18.03 €16.03

$7.68 €6.84

134.77%

Cappuccino

$2.53 €2.25

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 €2.66

$2.93 €2.61

2.05%

Water (0.33 liter bottle)

$2.18 €1.94

$2.11 €1.88

3.32%

Local Beer (0.5 liter draught)

$3.39 €3.02

$3.46 €3.08

-2.02%

Imported Beer (0.33 liter bottle)

$7.63 €6.79

$4.58 €4.07

66.59%

Milk (1 liter)

$1.20 €1.07

$1.12 €1.00

7.14%

White Bread (500g)

$1.57 €1.39

$1.70 €1.51

-7.65%

Rice (white) (1kg)

$2.77 €2.46

$3.02 €2.68

-8.28%

Eggs

$3.77 €3.36

$3.83 €3.41

-1.57%

Local Cheese (1kg)

$11.46 €10.20

$10.88 €9.68

5.33%

Chicken Fillets (1kg)

$9.49 €8.44

$9.51 €8.46

-0.21%

Beef Round Steak (1kg)

$12.25 €10.90

$12.16 €10.81

0.74%

Apples (1kg)

$1.96 €1.74

$1.89 €1.68

3.70%

Banana (1kg)

$1.40 €1.25

$1.57 €1.40

-10.83%

Oranges (1kg)

$1.91 €1.70

$2.07 €1.84

-7.73%

Tomato (1kg)

$2.60 €2.32

$2.59 €2.31

0.39%

Potato (1kg)

$1.31 €1.17

$2.21 €1.96

-40.72%

Onion (1kg)

$1.19 €1.06

$1.33 €1.18

-10.53%

Lettuce (1 head)

$1.05 €0.93

$1.32 €1.17

-20.45%

Water (1.5 liter bottle)

$1.25 €1.11

$1.21 €1.07

3.31%

Cigarettes 20 Pack (Marlboro, Camel)

$10.74 €9.56

$5.66 €5.04

89.75%

Wine (Bottle)

$7.68 €6.83

$8.07 €7.17

-4.83%

Local Beer (0.5 liter bottle)

$1.61 €1.43

$1.38 €1.23

16.67%

Imported Beer (0.33 liter bottle)

$2.18 €1.94

$1.48 €1.31

47.30%

One-way Ticket (Public Transport)

$1.69 €1.50

$1.75 €1.55

-3.43%

Public Transport Monthly Pass (Regular Price)

$44.36 €39.45

$43.98 €39.12

0.86%

Taxi Start (Normal Tariff)

$3.37 €3.00

$3.28 €2.92

2.74%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$2.23 €1.98

-39.01%

Taxi 1hour Waiting (Normal Tariff)

$13.29 €11.82

$22.02 €19.59

-39.65%

Gasoline (1 liter)

$1.89 €1.68

$1.81 €1.61

4.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K €22.9K

$26.5K €23.6K

-3.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.2K

$24.8K €22.0K

0.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 €162

0.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.95 €20.41

$22.19 €19.74

3.42%

Internet (50+ Mbps, Unlimited Data)

$40.20 €35.75

$40.87 €36.35

-1.64%

Gym Membership (Monthly)

$51.6 €45.88

$56.0 €49.79

-7.86%

Tennis Court (1 Hour on Weekend)

$15.33 €13.64

$16.74 €14.89

-8.42%

Cinema Ticket

$8.79 €7.82

$10.66 €9.48

-17.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$428 €381

$247 €220

73.28%

International Primary School, 1 Child (Yearly)

$6,819 €6,065

$6,857 €6,099

-0.56%

Jeans (Levis 501 Or Similar)

$100 €89.2

$89.3 €79.4

12.37%

Summer Dress (H&M, Zara, etc)

$38.63 €34.36

$35.91 €31.94

7.57%

Sport Shoes (Adidas, Nike)

$97.3 €86.6

$104 €92.9

-6.84%

Men's Leather Business Shoes

$96.7 €86.0

$79.1 €70.3

22.33%

1-bedroom Apartment, City Center (Monthly)

$684 €608

$898 €799

-23.84%

1-bedroom Apartment, Outside City Center (Monthly)

$525 €467

$686 €610

-23.47%

3-bedroom Apartment, City Center (Monthly)

$1,170 €1,040

$1,445 €1,285

-19.06%

3-bedroom Apartment, Outside City Center (Monthly)

$872 €776

$1,116 €993

-21.83%

Buy Apartment in City Center (m2)

$4,044 €3,597

$4,649 €4,135

-13.02%

Buy Apartment Outside City Center (m2)

$2,886 €2,567

$4,028 €3,583

-28.37%

Average Monthly Net Salary (After Tax)

$1,572 €1,399

$1,412 €1,256

11.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

3.54

0.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: October 19, 2026

Last update for Zadar: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gradac

$525 31.2%

Zadar

$686 40.4% 30.7% $161

Eating Out

Gradac

$370 22%

Zadar

$216 12.8% 41.6% $154

Groceries & Markets

Gradac

$265 15.7%

Zadar

$267 15.8% 1.1% $2.8

Monthly Utilities & Internet

Gradac

$246 14.6%

Zadar

$245 14.4% 0.3% $0.8

Clothing & Footwear

Gradac

$150 8.9%

Zadar

$139 8.2% 7.3% $11

Sport & Entertainment

Gradac

$69 4.1%

Zadar

$77 4.6% 11.8% $8.1

Getting Around

Gradac

$61 3.6%

Zadar

$65 3.9% 6.7% $4.1

Cost Breakdown

A central one-bedroom costs $684 in Gradac versus $898 in Zadar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Gradac, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $64.0 in Gradac versus $79.0 in Zadar. Monthly groceries follow the same trend: $265 vs $267 – making Gradac the more affordable choice for daily food spending.

Good to know

🇭🇷 Gradac

🇭🇷 Zadar

🕒 Local time

17:29 5:29 PM

Same time as Gradac

🌤 Weather

👥 Population

3,300

67,309

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Gradac Zadar 200 km

From you

Gradac
Zadar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Zadar: Cost of Living - Frequently Asked Questions

Zadar costs about 1% more than Gradac, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,528 per month in Gradac and $2,544 in Zadar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 1% more in Zadar, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $64.0 in Gradac and $79.0 in Zadar. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gradac, where all-in costs run around $1,685, than in Zadar at $1,696. In Gradac it covers expenses comfortably, while in Zadar it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gradac costs $1,685 versus $1,696 in Zadar. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gradac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zadar makes more sense. Both are solid long-term options with distinct trade-offs.