Cost of Living Comparison Between Gradac and Zadar Cost of Living Comparison Between Gradac and Zadar

Monthly Cost of Living

A single person spends $1,449 per month in Gradac vs $1,691 in Zadar, rent included.

A couple spends around $2,204 per month in Gradac vs $2,632 in Zadar, rent included.

A family of three spends $2,959 per month in Gradac vs $3,572 in Zadar, rent included.

Gradac is about 14% cheaper than Zadar, driven mainly by Clothing & Footwear.

Both Gradac and Zadar sit above the global median – Gradac by 8%, Zadar by 26%.

Meal at Budget Restaurant

$12.69 €10.91

$16.05 €13.80

-20.93%

Three-Course Dinner for Two, Mid-Range

$69.2 €59.5

$80.7 €69.4

-14.25%

Fast Food Meal (McDonalds, etc)

$9.07 €7.80

$7.88 €6.78

15.10%

Cappuccino

$2.38 €2.04

$2.51 €2.16

-5.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.58

$3.16 €2.72

-5.06%

Water (0.33 liter bottle)

$2.15 €1.85

$2.12 €1.82

1.42%

Local Beer (0.5 liter draught)

$3.63 €3.12

$3.38 €2.91

7.40%

Imported Beer (0.33 liter bottle)

$3.85 €3.31

$3.71 €3.19

3.77%

Milk (1 liter)

$1.23 €1.06

$1.18 €1.02

4.24%

White Bread (500g)

$1.61 €1.39

$1.36 €1.17

18.38%

Rice (white) (1kg)

$2.96 €2.55

$3.12 €2.68

-5.13%

Eggs

$3.51 €3.02

$4.10 €3.53

-14.39%

Local Cheese (1kg)

$11.19 €9.63

$10.31 €8.87

8.54%

Chicken Fillets (1kg)

$9.45 €8.13

$11.73 €10.09

-19.44%

Beef Round Steak (1kg)

$11.30 €9.72

$11.18 €9.61

1.07%

Apples (1kg)

$1.69 €1.45

$1.60 €1.38

5.62%

Banana (1kg)

$1.72 €1.48

$1.54 €1.33

11.69%

Oranges (1kg)

$1.76 €1.52

$2.15 €1.85

-18.14%

Tomato (1kg)

$2.56 €2.20

$2.50 €2.15

2.40%

Potato (1kg)

$1.19 €1.03

$1.46 €1.26

-18.49%

Onion (1kg)

$1.18 €1.02

$1.49 €1.28

-20.81%

Lettuce (1 head)

$1.20 €1.04

$0.97 €0.84

23.71%

Water (1.5 liter bottle)

$1.19 €1.02

$1.13 €0.97

5.31%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.72

$5.19 €4.46

5.59%

Wine (Bottle)

$7.51 €6.46

$7.66 €6.59

-1.96%

Local Beer (0.5 liter bottle)

$1.41 €1.22

$1.34 €1.16

5.22%

Imported Beer (0.33 liter bottle)

$2.05 €1.76

$1.40 €1.21

46.43%

One-way Ticket (Public Transport)

$1.76 €1.52

$1.89 €1.62

-6.88%

Public Transport Monthly Pass (Regular Price)

$42.14 €36.25

$46.27 €39.80

-8.93%

Taxi Start (Normal Tariff)

$3.06 €2.63

$3.16 €2.71

-3.16%

Taxi (Normal Tariff) (1km)

$1.13 €0.97

$1.05 €0.91

7.62%

Taxi 1hour Waiting (Normal Tariff)

$8.86 €7.62

$8.75 €7.53

1.26%

Gasoline (1 liter)

$1.78 €1.53

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K €33.4K

$38.3K €32.9K

1.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K €22.2K

0.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €164

$183 €158

3.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.43 €19.30

$22.91 €19.70

-2.10%

Internet (50+ Mbps, Unlimited Data)

$33.10 €28.47

$30.36 €26.12

9.03%

Gym Membership (Monthly)

$52.8 €45.37

$41.84 €35.99

26.08%

Tennis Court (1 Hour on Weekend)

$14.87 €12.79

$17.05 €14.66

-12.79%

Cinema Ticket

$8.17 €7.03

$16.10 €13.85

-49.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$253 €217

0.06%

International Primary School, 1 Child (Yearly)

$7,973 €6,858

$1,385 €1,192

475.49%

Jeans (Levis 501 Or Similar)

$100.0 €86.0

$105 €90.1

-4.60%

Summer Dress (H&M, Zara, etc)

$39.51 €33.99

$39.06 €33.60

1.15%

Sport Shoes (Adidas, Nike)

$98.5 €84.7

$139 €120

-29.36%

Men's Leather Business Shoes

$104 €89.5

$115 €99.3

-9.89%

1-bedroom Apartment, City Center (Monthly)

$675 €581

$703 €604

-3.97%

1-bedroom Apartment, Outside City Center (Monthly)

$459 €395

$620 €534

-26.03%

3-bedroom Apartment, City Center (Monthly)

$1,059 €911

$1,325 €1,140

-20.09%

3-bedroom Apartment, Outside City Center (Monthly)

$778 €669

$1,109 €954

-29.83%

Buy Apartment in City Center (m2)

$4,077 €3,507

$4,768 €4,102

-14.49%

Buy Apartment Outside City Center (m2)

$2,862 €2,462

$4,245 €3,652

-32.58%

Average Monthly Net Salary (After Tax)

$1,675 €1,441

$1,430 €1,230

17.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

4.7

-7.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: May 31, 2026

Last update for Zadar: June 2, 2026

Cost Breakdown

A central one-bedroom costs $675 in Gradac versus $703 in Zadar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Gradac, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $69.0 in Gradac versus $81.0 in Zadar. Monthly groceries follow the same trend: $259 vs $266 – making Gradac the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Zadar: Cost of Living - Frequently Asked Questions

Zadar costs about 17% more than Gradac, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,174 per month in Gradac and $2,537 in Zadar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 3% more in Zadar, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $69.0 in Gradac and $81.0 in Zadar. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Gradac, where all-in costs run around $1,449, than in Zadar at $1,691. In Gradac it covers expenses comfortably, while in Zadar it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gradac costs $1,449 versus $1,691 in Zadar. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gradac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zadar makes more sense. Both are solid long-term options with distinct trade-offs.