Last update: Oct 2026

Cost of Living Comparison Between Zadar and Zagreb

For one person, living is cheaper in Zadar: $1,683 a month against $1,772 in Zagreb, rent and utilities included – about $1,100 less a year. Other living expenses account for most of the difference.

81

Cost of Living Index in Zadar
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Zadar Living Index
85

Cost of Living Index in Zagreb
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Zagreb Living Index

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Zadar

🇭🇷 Croatia

$1,683

/mo nomad

Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Monthly Cost of Living

How much you'll spend in Zadar and in Zagreb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zadar and in Zagreb actually costs, broken down by who's living it.

A single person spends $1,683 per month in Zadar vs $1,772 in Zagreb, rent included.

Zadar $1,683
Zagreb $1,772

A couple spends around $2,565 per month in Zadar vs $2,619 in Zagreb, rent included.

Zadar $2,565
Zagreb $2,619

A family of three spends $3,446 per month in Zadar vs $3,467 in Zagreb, rent included.

Zadar $3,446
Zagreb $3,467

Zadar is about 5% cheaper than Zagreb, and outside of rent the biggest gap is in groceries.

Both Zadar and Zagreb sit above the global median – Zadar by 24%, Zagreb by 30%.

Meal at Budget Restaurant

$14.50 €12.99

$12.33 €11.04

17.60%

Three-Course Dinner for Two, Mid-Range

$79.7 €71.4

$63.9 €57.3

24.68%

Fast Food Meal (McDonalds, etc)

$8.05 €7.21

$8.01 €7.18

0.50%

Cappuccino

$2.51 €2.25

$2.50 €2.24

0.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.70

$3.09 €2.76

-2.59%

Water (0.33 liter bottle)

$2.10 €1.88

$2.62 €2.35

-19.85%

Local Beer (0.5 liter draught)

$3.44 €3.08

$3.42 €3.06

0.58%

Imported Beer (0.33 liter bottle)

$4.35 €3.90

$4.51 €4.04

-3.55%

Milk (1 liter)

$1.18 €1.06

$1.27 €1.13

-7.09%

White Bread (500g)

$1.72 €1.54

$1.60 €1.43

7.50%

Rice (white) (1kg)

$3.00 €2.69

$2.68 €2.40

11.94%

Eggs

$3.92 €3.51

$3.95 €3.53

-0.76%

Local Cheese (1kg)

$10.87 €9.74

$14.58 €13.06

-25.45%

Chicken Fillets (1kg)

$9.63 €8.62

$11.47 €10.27

-16.04%

Beef Round Steak (1kg)

$11.69 €10.47

$17.35 €15.54

-32.62%

Apples (1kg)

$1.88 €1.68

$2.31 €2.07

-18.61%

Banana (1kg)

$1.58 €1.42

$1.65 €1.48

-4.24%

Oranges (1kg)

$2.17 €1.94

$2.19 €1.96

-0.91%

Tomato (1kg)

$2.57 €2.30

$2.56 €2.30

0.39%

Potato (1kg)

$2.26 €2.03

$1.36 €1.22

66.18%

Onion (1kg)

$1.30 €1.17

$1.20 €1.08

8.33%

Lettuce (1 head)

$1.32 €1.18

$1.19 €1.07

10.92%

Water (1.5 liter bottle)

$1.20 €1.07

$1.29 €1.16

-6.98%

Cigarettes 20 Pack (Marlboro, Camel)

$5.53 €4.95

$6.08 €5.45

-9.05%

Wine (Bottle)

$7.95 €7.12

$11.07 €9.91

-28.18%

Local Beer (0.5 liter bottle)

$1.43 €1.28

$1.69 €1.51

-15.38%

Imported Beer (0.33 liter bottle)

$1.42 €1.27

$2.46 €2.21

-42.28%

One-way Ticket (Public Transport)

$1.81 €1.62

$0.57 €0.51

217.54%

Public Transport Monthly Pass (Regular Price)

$44.27 €39.65

$53.2 €47.68

-16.85%

Taxi Start (Normal Tariff)

$3.27 €2.93

$2.18 €1.95

50.00%

Taxi (Normal Tariff) (1km)

$2.27 €2.03

$1.44 €1.29

57.64%

Taxi 1hour Waiting (Normal Tariff)

$22.15 €19.83

$12.39 €11.09

78.77%

Gasoline (1 liter)

$1.86 €1.67

$1.90 €1.70

-2.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K €23.1K

$27.9K €25.0K

-7.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K €21.9K

$26.0K €23.3K

-5.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 €160

$215 €193

-16.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.76 €19.48

$22.34 €20.01

-2.60%

Internet (50+ Mbps, Unlimited Data)

$39.49 €35.36

$38.73 €34.69

1.96%

Gym Membership (Monthly)

$40.85 €36.59

$48.65 €43.57

-16.03%

Tennis Court (1 Hour on Weekend)

$16.53 €14.81

$18.95 €16.97

-12.77%

Cinema Ticket

$10.80 €9.67

$10.41 €9.32

3.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$246 €220

$499 €447

-50.80%

International Primary School, 1 Child (Yearly)

$6,722 €6,020

$9,720 €8,705

-30.84%

Jeans (Levis 501 Or Similar)

$88.7 €79.5

$109 €97.3

-18.29%

Summer Dress (H&M, Zara, etc)

$35.75 €32.01

$42.23 €37.82

-15.34%

Sport Shoes (Adidas, Nike)

$103 €91.8

$102 €91.6

0.26%

Men's Leather Business Shoes

$77.0 €69.0

$111 €99.0

-30.34%

1-bedroom Apartment, City Center (Monthly)

$877 €785

$888 €796

-1.31%

1-bedroom Apartment, Outside City Center (Monthly)

$694 €621

$683 €612

1.56%

3-bedroom Apartment, City Center (Monthly)

$1,461 €1,309

$1,468 €1,315

-0.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,146 €1,026

$1,066 €955

7.46%

Buy Apartment in City Center (m2)

$4,679 €4,191

$5,275 €4,724

-11.30%

Buy Apartment Outside City Center (m2)

$4,010 €3,591

$3,670 €3,287

9.26%

Average Monthly Net Salary (After Tax)

$1,407 €1,260

$1,975 €1,769

-28.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

3.3

7.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zadar: October 26, 2026

Last update for Zagreb: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zadar

$694 41.2%

Zagreb

$683 38.5% 1.5% $11

Groceries & Markets

Zadar

$268 15.9%

Zagreb

$314 17.7% 17% $46

Monthly Utilities & Internet

Zadar

$240 14.3%

Zagreb

$276 15.6% 15% $36

Eating Out

Zadar

$217 12.9%

Zagreb

$202 11.4% 6.9% $15

Clothing & Footwear

Zadar

$137 8.1%

Zagreb

$164 9.2% 19.6% $27

Getting Around

Zadar

$66 3.9%

Zagreb

$65 3.7% 1.9% $1.3

Sport & Entertainment

Zadar

$62 3.7%

Zagreb

$69 3.9% 11.2% $7

Cost Breakdown

A central one-bedroom costs $877 in Zadar versus $888 in Zagreb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Zagreb. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80 in Zadar versus $64 in Zagreb. Groceries tell a different story – $268 in Zadar vs $314 in Zagreb – so Zadar wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Zadar

🇭🇷 Zagreb

🕒 Local time

19:21 7:21 PM

Same time as Zadar

🌤 Weather

👥 Population

67,309

767,131 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zadar vs Zagreb: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,683 in Zadar, $1,772 in Zagreb – Zadar comes out roughly 5% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,525 per month in Zadar and $2,658 in Zagreb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $877 in Zadar and $888 in Zagreb. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,683 in Zadar and $1,772 in Zagreb. That makes Zadar about 5% cheaper.

Public transport costs about 17% less in Zadar. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 covers both cities comfortably – all-in costs are $1,683 in Zadar and $1,772 in Zagreb, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Zadar costs $1,683 versus $1,772 in Zagreb. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Zadar. If higher salaries or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.