Last update: Oct 2026

Cost of Living Comparison Between Zabljak and Ubud, Bali

For one person, living is cheaper in Zabljak: $1,128 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

55

Cost of Living Index in Zabljak
Learn more

Zabljak Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Zabljak

🇲🇪 Montenegro

$1,128

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Zabljak and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zabljak and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,128 in Zabljak versus $1,353 in Ubud, Bali.

Zabljak $1,128
Ubud, Bali $1,353

Estimated couple costs with rent: $1,769 in Zabljak versus $2,297 in Ubud, Bali.

Zabljak $1,769
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,410 in Zabljak versus $3,241 in Ubud, Bali.

Zabljak $2,410
Ubud, Bali $3,241

Living in Zabljak costs roughly 17% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Zabljak is 17% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$7.95 €7.08

$3.23 Rp 58.1K

146.13%

Three-Course Dinner for Two, Mid-Range

$31.82 €28.30

$34.88 Rp 627.8K

-8.77%

Fast Food Meal (McDonalds, etc)

$6.55 €5.82

$5.70 Rp 102.5K

14.91%

Cappuccino

$1.63 €1.45

$2.62 Rp 47.1K

-37.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €2.00

$1.72 Rp 31.0K

30.23%

Water (0.33 liter bottle)

$1.45 €1.29

$0.81 Rp 14.6K

79.01%

Local Beer (0.5 liter draught)

$3.00 €2.66

$2.65 Rp 47.7K

13.21%

Imported Beer (0.33 liter bottle)

$3.54 €3.15

$4.37 Rp 78.6K

-18.99%

Milk (1 liter)

$1.27 €1.13

$1.57 Rp 28.3K

-19.11%

White Bread (500g)

$0.65 €0.57

$2.19 Rp 39.5K

-70.32%

Rice (white) (1kg)

$1.31 €1.17

$1.18 Rp 21.2K

11.02%

Eggs

$2.97 €2.64

$2.16 Rp 38.8K

37.50%

Local Cheese (1kg)

$7.08 €6.30

$17.65 Rp 317.7K

-59.89%

Chicken Fillets (1kg)

$7.22 €6.42

$3.78 Rp 68.0K

91.01%

Beef Round Steak (1kg)

$12.23 €10.88

$11.95 Rp 215.1K

2.34%

Apples (1kg)

$1.32 €1.17

$3.60 Rp 64.8K

-63.33%

Banana (1kg)

$1.67 €1.49

$1.59 Rp 28.6K

5.03%

Oranges (1kg)

$1.51 €1.34

$2.31 Rp 41.6K

-34.63%

Tomato (1kg)

$1.41 €1.26

$1.91 Rp 34.3K

-26.18%

Potato (1kg)

$0.65 €0.58

$1.78 Rp 32.1K

-63.48%

Onion (1kg)

$0.70 €0.62

$2.33 Rp 41.9K

-69.96%

Lettuce (1 head)

$0.91 €0.81

$1.00 Rp 18.0K

-9.00%

Water (1.5 liter bottle)

$0.96 €0.86

$0.53 Rp 9,509

81.13%

Cigarettes 20 Pack (Marlboro, Camel)

$4.01 €3.57

$2.29 Rp 41.1K

75.11%

Wine (Bottle)

$4.41 €3.92

$22.07 Rp 397.3K

-80.02%

Local Beer (0.5 liter bottle)

$1.07 €0.95

$2.35 Rp 42.2K

-54.47%

Imported Beer (0.33 liter bottle)

$1.73 €1.54

$2.98 Rp 53.6K

-41.95%

One-way Ticket (Public Transport)

$1.63 €1.45

$0.23 Rp 4,112

608.70%

Public Transport Monthly Pass (Regular Price)

$39.55 €35.18

$8.90 Rp 160.2K

344.38%

Taxi Start (Normal Tariff)

$1.14 €1.02

$0.47 Rp 8,466

142.55%

Taxi (Normal Tariff) (1km)

$0.64 €0.57

$0.43 Rp 7,737

48.84%

Taxi 1hour Waiting (Normal Tariff)

$17.00 €15.12

$5.47 Rp 98.4K

210.79%

Gasoline (1 liter)

$1.77 €1.57

$0.83 Rp 14.9K

113.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K €26.1K

$23.9K Rp 429.8M

22.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.7K

$32.8K Rp 590.1M

-22.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €101

$80.0 Rp 1.4M

41.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.02 €13.36

$6.56 Rp 118.1K

128.96%

Internet (50+ Mbps, Unlimited Data)

$22.02 €19.58

$18.60 Rp 334.8K

18.39%

Gym Membership (Monthly)

$46.30 €41.18

$54.1 Rp 974.1K

-14.45%

Tennis Court (1 Hour on Weekend)

$14.72 €13.10

$18.28 Rp 329.0K

-19.47%

Cinema Ticket

$6.21 €5.53

$4.25 Rp 76.5K

46.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$392 €349

$493 Rp 8.9M

-20.40%

International Primary School, 1 Child (Yearly)

$9,812 €8,728

$5,597 Rp 100.7M

75.30%

Jeans (Levis 501 Or Similar)

$22.65 €20.15

$45.58 Rp 820.4K

-50.31%

Summer Dress (H&M, Zara, etc)

$27.47 €24.43

$34.96 Rp 629.4K

-21.42%

Sport Shoes (Adidas, Nike)

$55.0 €48.89

$77.7 Rp 1.4M

-29.28%

Men's Leather Business Shoes

$67.7 €60.2

$78.5 Rp 1.4M

-13.77%

1-bedroom Apartment, City Center (Monthly)

$645 €573

$1,131 Rp 20.4M

-43.02%

1-bedroom Apartment, Outside City Center (Monthly)

$455 €405

$673 Rp 12.1M

-32.40%

3-bedroom Apartment, City Center (Monthly)

$1,277 €1,135

$3,613 Rp 65.0M

-64.66%

3-bedroom Apartment, Outside City Center (Monthly)

$937 €834

$1,702 Rp 30.6M

-44.94%

Buy Apartment in City Center (m2)

$3,324 €2,956

$2,717 Rp 48.9M

22.32%

Buy Apartment Outside City Center (m2)

$2,357 €2,097

$2,241 Rp 40.3M

5.19%

Average Monthly Net Salary (After Tax)

$801 €713

$166 Rp 3.0M

381.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

13.78

-56.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zabljak: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zabljak

$455 40.3%

Ubud, Bali

$673 49.7% 47.9% $218

Groceries & Markets

Zabljak

$196 17.4%

Ubud, Bali

$287 21.2% 46.3% $91

Monthly Utilities & Internet

Zabljak

$150 13.3%

Ubud, Bali

$105 7.8% 30% $45

Eating Out

Zabljak

$140 12.4%

Ubud, Bali

$106 7.9% 23.8% $33

Clothing & Footwear

Zabljak

$78 6.9%

Ubud, Bali

$107 7.9% 37% $29

Sport & Entertainment

Zabljak

$59 5.2%

Ubud, Bali

$63 4.6% 6.6% $3.9

Getting Around

Zabljak

$50 4.5%

Ubud, Bali

$12 0.9% 75.3% $38

Cost Breakdown

A one-bedroom apartment in the center runs $645 in Zabljak and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zabljak pays 382% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Zabljak vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $196 vs $287 per month, with Zabljak cheaper across the board.

Good to know

🇲🇪 Zabljak

🇮🇩 Ubud, Bali

🕒 Local time

04:50 4:50 AM

11:50 11:50 AM

7 h ahead of Zabljak

🌤 Weather

👥 Population

1,900

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Zabljak Ubud, Bali 11,150 km ≈ 14 h nonstop flight

From you

Zabljak
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zabljak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zabljak wins on cost – living expenses run 20% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zabljak the obvious pick if budget is a priority.

Average pay runs 382% higher in Zabljak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $645 in Zabljak versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $392 in Zabljak versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,128 in Zabljak versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Zabljak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zabljak the clear choice for anyone on this budget.

Both work as nomad bases, but Zabljak delivers better value – similar infrastructure at $1,128 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zabljak hard to pass up.

Safety-wise, Zabljak and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zabljak gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.