Last update: Oct 2026

Cost of Living Comparison Between Zabljak and Niksic

For one person, living is cheaper in Niksic: $986 a month against $1,128 in Zabljak, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Zabljak outweigh lower spending on other living expenses.

55

Cost of Living Index in Zabljak
Learn more

Zabljak Living Index
47

Cost of Living Index in Niksic
Learn more

Niksic Living Index

Jump to prices

Zabljak

🇲🇪 Montenegro

$1,128

/mo nomad

Niksic

🇲🇪 Montenegro

$986

/mo nomad

Monthly Cost of Living

How much you'll spend in Zabljak and in Niksic

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zabljak and in Niksic actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,128 in Zabljak versus $986 in Niksic.

Zabljak $1,128
Niksic $986

Estimated couple costs with rent: $1,769 in Zabljak versus $1,468 in Niksic.

Zabljak $1,769
Niksic $1,468

Monthly costs for a family of three with rent: $2,410 in Zabljak versus $1,950 in Niksic.

Zabljak $2,410
Niksic $1,950

Living in Zabljak is roughly 14% more expensive than in Niksic, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Zabljak 17% lower, Niksic 27% lower.

Meal at Budget Restaurant

$7.95 €7.08

$7.94 €7.07

0.13%

Three-Course Dinner for Two, Mid-Range

$31.82 €28.30

$30.49 €27.12

4.36%

Fast Food Meal (McDonalds, etc)

$6.55 €5.82

$5.76 €5.12

13.72%

Cappuccino

$1.63 €1.45

$1.70 €1.51

-4.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €2.00

$1.85 €1.65

21.08%

Water (0.33 liter bottle)

$1.45 €1.29

$1.14 €1.02

27.19%

Local Beer (0.5 liter draught)

$3.00 €2.66

$2.01 €1.79

49.25%

Imported Beer (0.33 liter bottle)

$3.54 €3.15

$2.17 €1.93

63.13%

Milk (1 liter)

$1.27 €1.13

$1.09 €0.97

16.51%

White Bread (500g)

$0.65 €0.57

$0.88 €0.78

-26.14%

Rice (white) (1kg)

$1.31 €1.17

$1.90 €1.69

-31.05%

Eggs

$2.97 €2.64

$3.18 €2.83

-6.60%

Local Cheese (1kg)

$7.08 €6.30

$7.59 €6.75

-6.72%

Chicken Fillets (1kg)

$7.22 €6.42

$5.96 €5.30

21.14%

Beef Round Steak (1kg)

$12.23 €10.88

$10.85 €9.65

12.72%

Apples (1kg)

$1.32 €1.17

$1.09 €0.97

21.10%

Banana (1kg)

$1.67 €1.49

$1.26 €1.12

32.54%

Oranges (1kg)

$1.51 €1.34

$1.29 €1.15

17.05%

Tomato (1kg)

$1.41 €1.26

$2.12 €1.88

-33.49%

Potato (1kg)

$0.65 €0.58

$0.91 €0.81

-28.57%

Onion (1kg)

$0.70 €0.62

$1.06 €0.95

-33.96%

Lettuce (1 head)

$0.91 €0.81

$1.04 €0.93

-12.50%

Water (1.5 liter bottle)

$0.96 €0.86

$0.84 €0.74

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.01 €3.57

$4.22 €3.76

-4.98%

Wine (Bottle)

$4.41 €3.92

$5.13 €4.56

-14.04%

Local Beer (0.5 liter bottle)

$1.07 €0.95

$0.90 €0.80

18.89%

Imported Beer (0.33 liter bottle)

$1.73 €1.54

$1.11 €0.99

55.86%

One-way Ticket (Public Transport)

$1.63 €1.45

$1.09 €0.97

49.54%

Public Transport Monthly Pass (Regular Price)

$39.55 €35.18

$33.41 €29.72

18.38%

Taxi Start (Normal Tariff)

$1.14 €1.02

$0.58 €0.51

96.55%

Taxi (Normal Tariff) (1km)

$0.64 €0.57

$0.54 €0.48

18.52%

Taxi 1hour Waiting (Normal Tariff)

$17.00 €15.12

$7.21 €6.41

135.78%

Gasoline (1 liter)

$1.77 €1.57

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K €26.1K

$21.5K €19.1K

36.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.7K

$25.7K €22.8K

-0.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €101

$123 €109

-7.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.02 €13.36

$23.36 €20.78

-35.70%

Internet (50+ Mbps, Unlimited Data)

$22.02 €19.58

$23.80 €21.17

-7.48%

Gym Membership (Monthly)

$46.30 €41.18

$33.17 €29.51

39.58%

Tennis Court (1 Hour on Weekend)

$14.72 €13.10

$10.53 €9.37

39.79%

Cinema Ticket

$6.21 €5.53

$5.64 €5.02

10.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$392 €349

$81.9 €72.9

378.76%

International Primary School, 1 Child (Yearly)

$9,812 €8,728

$4,517 €4,018

117.21%

Jeans (Levis 501 Or Similar)

$22.65 €20.15

$82.3 €73.2

-72.46%

Summer Dress (H&M, Zara, etc)

$27.47 €24.43

$31.53 €28.05

-12.88%

Sport Shoes (Adidas, Nike)

$55.0 €48.89

$89.4 €79.5

-38.50%

Men's Leather Business Shoes

$67.7 €60.2

$112 €99.5

-39.46%

1-bedroom Apartment, City Center (Monthly)

$645 €573

$412 €366

56.57%

1-bedroom Apartment, Outside City Center (Monthly)

$455 €405

$271 €241

67.58%

3-bedroom Apartment, City Center (Monthly)

$1,277 €1,135

$600 €534

112.80%

3-bedroom Apartment, Outside City Center (Monthly)

$937 €834

$403 €359

132.35%

Buy Apartment in City Center (m2)

$3,324 €2,956

$1,667 €1,483

99.36%

Buy Apartment Outside City Center (m2)

$2,357 €2,097

$1,215 €1,081

94.06%

Average Monthly Net Salary (After Tax)

$801 €713

$806 €717

-0.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

5.5

8.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zabljak: October 18, 2026

Last update for Niksic: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zabljak

$455 40.3%

Niksic

$271 27.5% 40.3% $183

Groceries & Markets

Zabljak

$196 17.4%

Niksic

$190 19.3% 3.2% $6.4

Monthly Utilities & Internet

Zabljak

$150 13.3%

Niksic

$170 17.3% 13.2% $20

Eating Out

Zabljak

$140 12.4%

Niksic

$128 12.9% 8.7% $12

Clothing & Footwear

Zabljak

$78 6.9%

Niksic

$142 14.4% 82.3% $64

Sport & Entertainment

Zabljak

$59 5.2%

Niksic

$44 4.5% 24.3% $14

Getting Around

Zabljak

$50 4.5%

Niksic

$41 4.2% 18.5% $9.4

Cost Breakdown

A one-bedroom apartment in the center runs $645 in Zabljak and $412 in Niksic. Housing cost is often the main lever when comparing two cities.

Niksic pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Zabljak vs $30.00 in Niksic for a mid-range dinner for two. Groceries echo the gap at $196 vs $190 per month, with Niksic cheaper across the board.

Good to know

🇲🇪 Zabljak

🇲🇪 Niksic

🕒 Local time

04:14 4:14 AM

Same time as Zabljak

🌤 Weather

👥 Population

1,900

56,970

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Zabljak Niksic 45 km

From you

Zabljak
Niksic

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zabljak vs Niksic: Cost of Living - Frequently Asked Questions

Zabljak and Niksic differ by about 14% in total monthly costs ($1,128 vs $986 including rent). Niksic is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1% lower in Niksic. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $645 in Zabljak versus $412 in Niksic. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,128 per month in Zabljak versus $986 in Niksic – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Niksic runs roughly 18% less than in Zabljak. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $986 in Niksic versus $1,128 in Zabljak, a $2,000 budget is realistic in Niksic but tight or insufficient in Zabljak. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zabljak and Niksic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 14% less than in Zabljak. Beyond cost, consider language, visa policies, and how big the international community is in each city.