Cost of Living Comparison Between Zabljak and Niksic Cost of Living Comparison Between Zabljak and Niksic

Monthly Cost of Living

Monthly costs for one person with rent: $1,205 in Zabljak versus $1,034 in Niksic.

Estimated couple costs with rent: $1,838 in Zabljak versus $1,513 in Niksic.

Monthly costs for a family of three with rent: $2,471 in Zabljak versus $1,992 in Niksic.

Living in Zabljak is roughly 17% more expensive than in Niksic, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Zabljak 13% lower, Niksic 25% lower.

Meal at Budget Restaurant

$8.17 €7.03

$8.29 €7.13

-1.45%

Three-Course Dinner for Two, Mid-Range

$32.54 €27.98

$31.90 €27.43

2.01%

Fast Food Meal (McDonalds, etc)

$7.02 €6.03

$5.66 €4.86

24.03%

Cappuccino

$1.79 €1.53

$1.71 €1.47

4.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 €2.01

$1.93 €1.66

21.24%

Water (0.33 liter bottle)

$1.50 €1.29

$1.18 €1.02

27.12%

Local Beer (0.5 liter draught)

$3.24 €2.78

$2.06 €1.77

57.28%

Imported Beer (0.33 liter bottle)

$3.69 €3.17

$2.26 €1.94

63.27%

Milk (1 liter)

$1.26 €1.08

$1.13 €0.97

11.50%

White Bread (500g)

$0.73 €0.63

$0.91 €0.78

-19.78%

Rice (white) (1kg)

$1.41 €1.22

$2.06 €1.77

-31.55%

Eggs

$3.05 €2.62

$3.17 €2.72

-3.79%

Local Cheese (1kg)

$7.67 €6.59

$8.01 €6.89

-4.24%

Chicken Fillets (1kg)

$7.40 €6.37

$6.26 €5.39

18.21%

Beef Round Steak (1kg)

$12.67 €10.89

$11.26 €9.68

12.52%

Apples (1kg)

$1.38 €1.19

$1.19 €1.02

15.97%

Banana (1kg)

$1.80 €1.54

$1.31 €1.12

37.40%

Oranges (1kg)

$1.60 €1.37

$1.38 €1.19

15.94%

Tomato (1kg)

$1.53 €1.31

$2.18 €1.87

-29.82%

Potato (1kg)

$0.67 €0.57

$0.96 €0.83

-30.21%

Onion (1kg)

$0.69 €0.59

$1.10 €0.94

-37.27%

Lettuce (1 head)

$0.95 €0.82

$1.06 €0.91

-10.38%

Water (1.5 liter bottle)

$0.94 €0.81

$0.87 €0.75

8.05%

Cigarettes 20 Pack (Marlboro, Camel)

$4.18 €3.59

$4.38 €3.76

-4.57%

Wine (Bottle)

$4.78 €4.11

$5.32 €4.58

-10.15%

Local Beer (0.5 liter bottle)

$1.17 €1.00

$1.00 €0.86

17.00%

Imported Beer (0.33 liter bottle)

$1.81 €1.56

$1.18 €1.01

53.39%

One-way Ticket (Public Transport)

$1.70 €1.46

$1.17 €1.01

45.30%

Public Transport Monthly Pass (Regular Price)

$40.70 €34.99

$34.52 €29.68

17.90%

Taxi Start (Normal Tariff)

$1.18 €1.01

$0.61 €0.52

93.44%

Taxi (Normal Tariff) (1km)

$0.73 €0.62

$0.56 €0.48

30.36%

Taxi 1hour Waiting (Normal Tariff)

$17.45 €15.00

$7.42 €6.38

135.18%

Gasoline (1 liter)

$1.80 €1.55

$1.70 €1.46

5.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K €25.8K

$21.9K €18.9K

36.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €22.8K

$26.4K €22.7K

0.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 €101

$124 €106

-4.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.31 €13.16

$23.96 €20.60

-36.10%

Internet (50+ Mbps, Unlimited Data)

$23.44 €20.16

$24.94 €21.45

-6.01%

Gym Membership (Monthly)

$47.14 €40.53

$34.83 €29.95

35.34%

Tennis Court (1 Hour on Weekend)

$15.24 €13.11

$10.69 €9.19

42.56%

Cinema Ticket

$6.34 €5.45

$5.86 €5.04

8.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$419 €360

$84.2 €72.4

397.70%

International Primary School, 1 Child (Yearly)

$10.1K €8,665

$4,682 €4,026

115.23%

Jeans (Levis 501 Or Similar)

$23.59 €20.28

$85.3 €73.4

-72.36%

Summer Dress (H&M, Zara, etc)

$28.72 €24.70

$33.10 €28.46

-13.23%

Sport Shoes (Adidas, Nike)

$57.5 €49.44

$94.4 €81.2

-39.09%

Men's Leather Business Shoes

$69.7 €59.9

$115 €98.8

-39.36%

1-bedroom Apartment, City Center (Monthly)

$672 €578

$443 €381

51.59%

1-bedroom Apartment, Outside City Center (Monthly)

$478 €411

$276 €237

73.34%

3-bedroom Apartment, City Center (Monthly)

$1,316 €1,131

$633 €544

107.93%

3-bedroom Apartment, Outside City Center (Monthly)

$967 €831

$424 €365

127.80%

Buy Apartment in City Center (m2)

$3,522 €3,028

$1,723 €1,482

104.36%

Buy Apartment Outside City Center (m2)

$2,435 €2,093

$1,264 €1,086

92.69%

Average Monthly Net Salary (After Tax)

$844 €726

$817 €702

3.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

5.5

8.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zabljak: September 6, 2026

Last update for Niksic: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $672 in Zabljak and $443 in Niksic. Housing cost is often the main lever when comparing two cities.

Zabljak pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Zabljak vs $32.00 in Niksic for a mid-range dinner for two. Groceries echo the gap at $205 vs $198 per month, with Niksic cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zabljak vs Niksic: Cost of Living - Frequently Asked Questions

Zabljak and Niksic differ by about 17% in total monthly costs ($1,205 vs $1,034 including rent). Niksic is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3% higher in Zabljak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $672 in Zabljak versus $443 in Niksic. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,205 per month in Zabljak versus $1,034 in Niksic – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Niksic runs roughly 18% less than in Zabljak. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,034 in Niksic versus $1,205 in Zabljak, a $2,000 budget is realistic in Niksic but tight or insufficient in Zabljak. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zabljak and Niksic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 17% less than in Zabljak. Beyond cost, consider language, visa policies, and how big the international community is in each city.