Cost of Living Comparison Between Zabljak and Niksic Cost of Living Comparison Between Zabljak and Niksic

Monthly Cost of Living

Monthly costs for one person with rent: $1,224 in Zabljak versus $948 in Niksic.

Estimated couple costs with rent: $1,851 in Zabljak versus $1,444 in Niksic.

Monthly costs for a family of three with rent: $2,478 in Zabljak versus $1,941 in Niksic.

Living in Zabljak is roughly 29% more expensive than in Niksic, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Zabljak 8% lower, Niksic 29% lower.

Meal at Budget Restaurant

$7.94 €6.98

$8.06 €7.08

-1.49%

Three-Course Dinner for Two, Mid-Range

$32.23 €28.34

$31.89 €28.03

1.07%

Fast Food Meal (McDonalds, etc)

$6.75 €5.93

$5.92 €5.20

14.02%

Cappuccino

$1.77 €1.56

$1.72 €1.51

2.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 €1.93

$1.92 €1.69

14.58%

Water (0.33 liter bottle)

$1.42 €1.25

$1.13 €0.99

25.66%

Local Beer (0.5 liter draught)

$3.14 €2.76

$1.99 €1.75

57.79%

Imported Beer (0.33 liter bottle)

$3.66 €3.21

$2.26 €1.98

61.95%

Milk (1 liter)

$1.40 €1.23

$1.16 €1.02

20.69%

White Bread (500g)

$0.68 €0.60

$0.96 €0.84

-29.17%

Rice (white) (1kg)

$1.37 €1.20

$2.09 €1.84

-34.45%

Eggs

$3.26 €2.87

$3.18 €2.79

2.52%

Local Cheese (1kg)

$7.34 €6.45

$7.62 €6.70

-3.67%

Chicken Fillets (1kg)

$7.72 €6.79

$6.15 €5.41

25.53%

Beef Round Steak (1kg)

$11.95 €10.50

$10.32 €9.08

15.79%

Apples (1kg)

$1.24 €1.09

$1.20 €1.06

3.33%

Banana (1kg)

$1.79 €1.57

$1.36 €1.20

31.62%

Oranges (1kg)

$1.68 €1.47

$1.51 €1.32

11.26%

Tomato (1kg)

$1.54 €1.36

$2.08 €1.83

-25.96%

Potato (1kg)

$0.67 €0.59

$1.04 €0.91

-35.58%

Onion (1kg)

$0.71 €0.62

$1.09 €0.96

-34.86%

Lettuce (1 head)

$0.91 €0.80

$1.09 €0.96

-16.51%

Water (1.5 liter bottle)

$1.20 €1.05

$0.86 €0.75

39.53%

Cigarettes 20 Pack (Marlboro, Camel)

$4.10 €3.61

$4.30 €3.78

-4.65%

Wine (Bottle)

$4.65 €4.09

$5.24 €4.61

-11.26%

Local Beer (0.5 liter bottle)

$1.23 €1.08

$0.94 €0.83

30.85%

Imported Beer (0.33 liter bottle)

$1.81 €1.59

$1.20 €1.05

50.83%

One-way Ticket (Public Transport)

$1.41 €1.24

$1.19 €1.05

18.49%

Public Transport Monthly Pass (Regular Price)

$38.36 €33.72

$34.42 €30.26

11.45%

Taxi Start (Normal Tariff)

$1.13 €0.99

$0.60 €0.53

88.33%

Taxi (Normal Tariff) (1km)

$0.64 €0.56

$0.50 €0.44

28.00%

Taxi 1hour Waiting (Normal Tariff)

$17.70 €15.56

$7.54 €6.63

134.75%

Gasoline (1 liter)

$1.79 €1.58

$1.74 €1.53

2.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K €26.2K

$21.9K €19.3K

35.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €23.3K

$26.6K €23.3K

-0.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 €101

$125 €110

-7.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.73 €16.46

$23.50 €20.66

-20.30%

Internet (50+ Mbps, Unlimited Data)

$23.53 €20.68

$24.80 €21.80

-5.12%

Gym Membership (Monthly)

$45.01 €39.57

$34.32 €30.17

31.15%

Tennis Court (1 Hour on Weekend)

$14.41 €12.67

$10.70 €9.41

34.67%

Cinema Ticket

$5.80 €5.10

$5.93 €5.21

-2.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$412 €362

$83.3 €73.2

394.22%

International Primary School, 1 Child (Yearly)

$10.0K €8,805

$4,546 €3,996

120.35%

Jeans (Levis 501 Or Similar)

$23.34 €20.52

$84.5 €74.3

-72.38%

Summer Dress (H&M, Zara, etc)

$28.69 €25.22

$32.54 €28.60

-11.83%

Sport Shoes (Adidas, Nike)

$57.5 €50.6

$92.2 €81.1

-37.63%

Men's Leather Business Shoes

$70.3 €61.8

$118 €103

-40.24%

1-bedroom Apartment, City Center (Monthly)

$718 €631

$381 €335

88.28%

1-bedroom Apartment, Outside City Center (Monthly)

$534 €469

$233 €204

129.47%

3-bedroom Apartment, City Center (Monthly)

$1,252 €1,101

$522 €459

139.85%

3-bedroom Apartment, Outside City Center (Monthly)

$909 €799

$381 €335

138.49%

Buy Apartment in City Center (m2)

$3,724 €3,273

$1,373 €1,207

171.26%

Buy Apartment Outside City Center (m2)

$2,487 €2,186

$943 €829

163.66%

Average Monthly Net Salary (After Tax)

$819 €720

$822 €723

-0.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.93

5.5

7.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zabljak: July 21, 2026

Last update for Niksic: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $718 in Zabljak and $381 in Niksic. Housing cost is often the main lever when comparing two cities.

Niksic pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Zabljak vs $32.00 in Niksic. Groceries flip the comparison at $208 vs $195, with Niksic cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zabljak vs Niksic: Cost of Living - Frequently Asked Questions

Zabljak and Niksic differ by about 29% in total monthly costs ($1,224 vs $948 including rent). Niksic is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 0% lower in Niksic. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $718 in Zabljak versus $381 in Niksic. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,224 per month in Zabljak versus $948 in Niksic – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Niksic runs roughly 11% less than in Zabljak. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $948 in Niksic versus $1,224 in Zabljak, a $2,000 budget is realistic in Niksic but tight or insufficient in Zabljak. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zabljak and Niksic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 29% less than in Zabljak. Beyond cost, consider language, visa policies, and how big the international community is in each city.