Last update: Oct 2026

Cost of Living Comparison Between Zabljak and Budva

For one person, living is cheaper in Zabljak: $1,128 a month against $1,609 in Budva, rent and utilities included – about $5,800 less a year. Other living expenses account for most of the difference.

55

Cost of Living Index in Zabljak
Learn more

Zabljak Living Index
78

Cost of Living Index in Budva
Learn more

Budva Living Index

Jump to prices

Zabljak

🇲🇪 Montenegro

$1,128

/mo nomad

Budva

🇲🇪 Montenegro

$1,609

/mo nomad

Monthly Cost of Living

How much you'll spend in Zabljak and in Budva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zabljak and in Budva actually costs, broken down by who's living it.

A single person spends $1,128 per month in Zabljak vs $1,609 in Budva, rent included.

Zabljak $1,128
Budva $1,609

A couple spends around $1,769 per month in Zabljak vs $2,537 in Budva, rent included.

Zabljak $1,769
Budva $2,537

A family of three spends $2,410 per month in Zabljak vs $3,464 in Budva, rent included.

Zabljak $2,410
Budva $3,464

Zabljak is about 30% cheaper than Budva, and outside of rent the biggest gap is in clothing.

Zabljak sits 17% below the global median, while Budva is 19% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.95 €7.08

$14.51 €12.91

-45.21%

Three-Course Dinner for Two, Mid-Range

$31.82 €28.30

$67.6 €60.1

-52.94%

Fast Food Meal (McDonalds, etc)

$6.55 €5.82

$13.31 €11.84

-50.79%

Cappuccino

$1.63 €1.45

$3.56 €3.16

-54.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €2.00

$2.21 €1.97

1.36%

Water (0.33 liter bottle)

$1.45 €1.29

$1.48 €1.32

-2.03%

Local Beer (0.5 liter draught)

$3.00 €2.66

$4.72 €4.20

-36.44%

Imported Beer (0.33 liter bottle)

$3.54 €3.15

$4.30 €3.82

-17.67%

Milk (1 liter)

$1.27 €1.13

White Bread (500g)

$0.65 €0.57

$1.07 €0.95

-39.25%

Rice (white) (1kg)

$1.31 €1.17

$2.26 €2.01

-42.04%

Eggs

$2.97 €2.64

$3.07 €2.73

-3.26%

Local Cheese (1kg)

$7.08 €6.30

$8.43 €7.50

-16.01%

Chicken Fillets (1kg)

$7.22 €6.42

$9.14 €8.13

-21.01%

Beef Round Steak (1kg)

$12.23 €10.88

$12.18 €10.83

0.41%

Apples (1kg)

$1.32 €1.17

$1.29 €1.14

2.33%

Banana (1kg)

$1.67 €1.49

$1.68 €1.49

-0.60%

Oranges (1kg)

$1.51 €1.34

$1.54 €1.37

-1.95%

Tomato (1kg)

$1.41 €1.26

$2.92 €2.59

-51.71%

Potato (1kg)

$0.65 €0.58

$0.91 €0.81

-28.57%

Onion (1kg)

$0.70 €0.62

$1.08 €0.96

-35.19%

Lettuce (1 head)

$0.91 €0.81

$1.67 €1.48

-45.51%

Water (1.5 liter bottle)

$0.96 €0.86

$0.89 €0.80

7.87%

Cigarettes 20 Pack (Marlboro, Camel)

$4.01 €3.57

$4.28 €3.81

-6.31%

Wine (Bottle)

$4.41 €3.92

$7.71 €6.86

-42.80%

Local Beer (0.5 liter bottle)

$1.07 €0.95

$1.08 €0.96

-0.93%

Imported Beer (0.33 liter bottle)

$1.73 €1.54

$1.68 €1.50

2.98%

One-way Ticket (Public Transport)

$1.63 €1.45

$2.84 €2.52

-42.61%

Public Transport Monthly Pass (Regular Price)

$39.55 €35.18

$39.52 €35.15

0.08%

Taxi Start (Normal Tariff)

$1.14 €1.02

$1.10 €0.98

3.64%

Taxi (Normal Tariff) (1km)

$0.64 €0.57

$1.14 €1.01

-43.86%

Taxi 1hour Waiting (Normal Tariff)

$17.00 €15.12

$17.01 €15.13

-0.06%

Gasoline (1 liter)

$1.77 €1.57

$1.72 €1.53

2.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K €26.1K

$29.1K €25.9K

0.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.7K

$25.9K €23.1K

-1.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €101

$158 €141

-28.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.02 €13.36

$14.71 €13.08

2.11%

Internet (50+ Mbps, Unlimited Data)

$22.02 €19.58

$33.77 €30.04

-34.79%

Gym Membership (Monthly)

$46.30 €41.18

$59.3 €52.7

-21.87%

Tennis Court (1 Hour on Weekend)

$14.72 €13.10

$21.33 €18.98

-30.99%

Cinema Ticket

$6.21 €5.53

$6.05 €5.38

2.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$392 €349

$400 €356

-1.94%

International Primary School, 1 Child (Yearly)

$9,812 €8,728

$9,649 €8,582

1.69%

Jeans (Levis 501 Or Similar)

$22.65 €20.15

$104 €92.7

-78.26%

Summer Dress (H&M, Zara, etc)

$27.47 €24.43

$45.25 €40.25

-39.29%

Sport Shoes (Adidas, Nike)

$55.0 €48.89

$97.3 €86.6

-43.53%

Men's Leather Business Shoes

$67.7 €60.2

$182 €162

-62.82%

1-bedroom Apartment, City Center (Monthly)

$645 €573

$848 €754

-23.98%

1-bedroom Apartment, Outside City Center (Monthly)

$455 €405

$599 €533

-24.03%

3-bedroom Apartment, City Center (Monthly)

$1,277 €1,135

$1,505 €1,339

-15.18%

3-bedroom Apartment, Outside City Center (Monthly)

$937 €834

$1,151 €1,023

-18.56%

Buy Apartment in City Center (m2)

$3,324 €2,956

$4,107 €3,653

-19.06%

Buy Apartment Outside City Center (m2)

$2,357 €2,097

$2,958 €2,631

-20.29%

Average Monthly Net Salary (After Tax)

$801 €713

$1,006 €895

-20.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zabljak: October 18, 2026

Last update for Budva: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zabljak

$455 40.3%

Budva

$599 37.2% 31.6% $144

Groceries & Markets

Zabljak

$196 17.4%

Budva

$236 14.7% 20.2% $40

Monthly Utilities & Internet

Zabljak

$150 13.3%

Budva

$207 12.8% 37.5% $56

Eating Out

Zabljak

$140 12.4%

Budva

$246 15.3% 75.9% $106

Clothing & Footwear

Zabljak

$78 6.9%

Budva

$193 12% 148% $115

Sport & Entertainment

Zabljak

$59 5.2%

Budva

$71 4.4% 21.5% $13

Getting Around

Zabljak

$50 4.5%

Budva

$58 3.6% 14.4% $7.3

Cost Breakdown

A central one-bedroom costs $645 in Zabljak versus $848 in Budva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Budva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Zabljak versus $68.0 in Budva. Monthly groceries follow the same trend: $196 vs $236 – making Zabljak the more affordable choice for daily food spending.

Good to know

🇲🇪 Zabljak

🇲🇪 Budva

🕒 Local time

04:13 4:13 AM

Same time as Zabljak

🌤 Weather

👥 Population

1,900

13,338

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Zabljak Budva 99 km

From you

Zabljak
Budva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zabljak vs Budva: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,128 in Zabljak, $1,609 in Budva – roughly 43% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,692 per month in Zabljak and $2,414 in Budva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zabljak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,128 in Zabljak and $1,609 in Budva. That's a gap of about 43%.

Public transport costs about 0% less in Zabljak. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Zabljak, where all-in costs run around $1,128, than in Budva at $1,609. In Zabljak it covers expenses comfortably, while in Budva it requires careful planning or may not stretch far enough.

Families tend to lean toward Zabljak – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zabljak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Budva makes more sense. Both are solid long-term options with distinct trade-offs.