Cost of Living Comparison Between Zabljak and Podgorica Cost of Living Comparison Between Zabljak and Podgorica

Monthly Cost of Living

A single person spends $1,246 per month in Zabljak vs $1,300 in Podgorica, rent included.

A couple spends around $1,848 per month in Zabljak vs $2,005 in Podgorica, rent included.

A family of three spends $2,451 per month in Zabljak vs $2,710 in Podgorica, rent included.

Zabljak is about 4% cheaper than Podgorica, driven mainly by Clothing & Footwear.

Both Zabljak and Podgorica are more affordable than the global median – Zabljak 7% lower, Podgorica 3% lower.

Meal at Budget Restaurant

$8.14 €6.94

$9.76 €8.33

-16.60%

Three-Course Dinner for Two, Mid-Range

$32.49 €27.71

$45.48 €38.79

-28.56%

Fast Food Meal (McDonalds, etc)

$6.99 €5.96

$9.28 €7.92

-24.68%

Cappuccino

$1.77 €1.51

$2.12 €1.81

-16.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €1.91

$2.35 €2.01

-4.68%

Water (0.33 liter bottle)

$1.42 €1.21

$1.39 €1.18

2.16%

Local Beer (0.5 liter draught)

$3.23 €2.76

$2.96 €2.52

9.12%

Imported Beer (0.33 liter bottle)

$3.81 €3.25

$3.48 €2.97

9.48%

Milk (1 liter)

$1.42 €1.21

$1.36 €1.16

4.41%

White Bread (500g)

$0.66 €0.56

$1.03 €0.88

-35.92%

Rice (white) (1kg)

$1.42 €1.21

$2.37 €2.02

-40.08%

Eggs

$3.09 €2.64

$3.23 €2.76

-4.33%

Local Cheese (1kg)

$7.33 €6.25

$8.74 €7.45

-16.13%

Chicken Fillets (1kg)

$7.53 €6.42

$8.05 €6.87

-6.46%

Beef Round Steak (1kg)

$11.63 €9.92

$12.17 €10.39

-4.44%

Apples (1kg)

$1.24 €1.06

$1.53 €1.31

-18.95%

Banana (1kg)

$1.75 €1.49

$1.81 €1.55

-3.31%

Oranges (1kg)

$1.60 €1.37

$1.67 €1.42

-4.19%

Tomato (1kg)

$1.53 €1.31

$2.49 €2.13

-38.55%

Potato (1kg)

$0.72 €0.62

$0.96 €0.82

-25.00%

Onion (1kg)

$0.71 €0.60

$1.11 €0.95

-36.04%

Lettuce (1 head)

$0.95 €0.81

$1.91 €1.63

-50.26%

Water (1.5 liter bottle)

$1.22 €1.04

$0.79 €0.68

54.43%

Cigarettes 20 Pack (Marlboro, Camel)

$4.08 €3.48

$4.14 €3.53

-1.45%

Wine (Bottle)

$4.83 €4.12

$5.97 €5.10

-19.10%

Local Beer (0.5 liter bottle)

$1.23 €1.05

$1.09 €0.93

12.84%

Imported Beer (0.33 liter bottle)

$1.79 €1.53

$1.81 €1.55

-1.10%

One-way Ticket (Public Transport)

$1.43 €1.22

$1.05 €0.90

36.19%

Public Transport Monthly Pass (Regular Price)

$38.21 €32.59

$34.74 €29.63

9.99%

Taxi Start (Normal Tariff)

$1.14 €0.97

$0.67 €0.57

70.15%

Taxi (Normal Tariff) (1km)

$0.59 €0.50

$0.70 €0.60

-15.71%

Taxi 1hour Waiting (Normal Tariff)

$17.68 €15.08

$11.76 €10.03

50.34%

Gasoline (1 liter)

$1.79 €1.52

$1.75 €1.49

2.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K €25.5K

$28.8K €24.6K

3.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K €22.8K

$33.0K €28.2K

-19.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 €101

$113 €96.8

3.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.57 €15.84

$18.45 €15.74

0.65%

Internet (50+ Mbps, Unlimited Data)

$22.78 €19.43

$32.49 €27.71

-29.89%

Gym Membership (Monthly)

$44.86 €38.26

$44.66 €38.09

0.45%

Tennis Court (1 Hour on Weekend)

$14.55 €12.41

$13.77 €11.74

5.66%

Cinema Ticket

$5.73 €4.89

$5.96 €5.09

-3.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 €360

$289 €247

45.93%

International Primary School, 1 Child (Yearly)

$10.1K €8,581

$7,340 €6,261

37.06%

Jeans (Levis 501 Or Similar)

$22.75 €19.40

$82.6 €70.4

-72.44%

Summer Dress (H&M, Zara, etc)

$29.26 €24.96

$44.63 €38.07

-34.44%

Sport Shoes (Adidas, Nike)

$59.0 €50.3

$93.7 €79.9

-37.03%

Men's Leather Business Shoes

$70.4 €60.0

$112 €95.6

-37.18%

1-bedroom Apartment, City Center (Monthly)

$720 €615

$630 €538

14.28%

1-bedroom Apartment, Outside City Center (Monthly)

$545 €464

$490 €418

11.08%

3-bedroom Apartment, City Center (Monthly)

$1,278 €1,090

$1,159 €989

10.28%

3-bedroom Apartment, Outside City Center (Monthly)

$917 €782

$864 €737

6.15%

Buy Apartment in City Center (m2)

$3,935 €3,357

$3,087 €2,634

27.45%

Buy Apartment Outside City Center (m2)

$2,628 €2,241

$2,282 €1,946

15.16%

Average Monthly Net Salary (After Tax)

$856 €730

$1,170 €998

-26.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.93

5.73

3.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zabljak: April 21, 2026

Last update for Podgorica: April 19, 2026

Cost Breakdown

A central one-bedroom costs $720 in Zabljak versus $630 in Podgorica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 37% higher in Podgorica, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32 in Zabljak versus $45 in Podgorica. Monthly groceries follow the same trend: $206 vs $230 – making Zabljak the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zabljak vs Podgorica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,246 in Zabljak, $1,300 in Podgorica – roughly 4% apart. Podgorica costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $1,868 per month in Zabljak and $1,950 in Podgorica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zabljak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $422 per month in Zabljak and $289 in Podgorica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 12% more in Podgorica, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Zabljak, where all-in costs run around $1,246, than in Podgorica at $1,300. In Zabljak it covers expenses comfortably, while in Podgorica it requires careful planning or may not stretch far enough.

Families tend to lean toward Zabljak – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zabljak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Podgorica makes more sense. Both are solid long-term options with distinct trade-offs.