Cost of Living Comparison Between Ubud, Bali and Zabljak Cost of Living Comparison Between Ubud, Bali and Zabljak

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,205 in Zabljak.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,838 in Zabljak.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,471 in Zabljak.

Living in Ubud, Bali is roughly 14% more expensive than in Zabljak, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Zabljak is 13% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$8.17 €7.03

-59.24%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.0K

$32.54 €27.98

10.08%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.2K

$7.02 €6.03

-19.80%

Cappuccino

$2.82 Rp 49.7K

$1.79 €1.53

57.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.34 €2.01

-25.21%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.50 €1.29

-46.67%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.24 €2.78

-6.17%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.69 €3.17

16.53%

Milk (1 liter)

$1.61 Rp 28.3K

$1.26 €1.08

27.78%

White Bread (500g)

$2.27 Rp 40.0K

$0.73 €0.63

210.96%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.41 €1.22

-17.02%

Eggs

$2.17 Rp 38.2K

$3.05 €2.62

-28.85%

Local Cheese (1kg)

$17.63 Rp 310.6K

$7.67 €6.59

129.86%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$7.40 €6.37

-45.27%

Beef Round Steak (1kg)

$12.18 Rp 214.6K

$12.67 €10.89

-3.87%

Apples (1kg)

$3.62 Rp 63.7K

$1.38 €1.19

162.32%

Banana (1kg)

$1.64 Rp 28.8K

$1.80 €1.54

-8.89%

Oranges (1kg)

$2.31 Rp 40.6K

$1.60 €1.37

44.38%

Tomato (1kg)

$1.96 Rp 34.5K

$1.53 €1.31

28.10%

Potato (1kg)

$1.84 Rp 32.5K

$0.67 €0.57

174.63%

Onion (1kg)

$2.37 Rp 41.8K

$0.69 €0.59

243.48%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.95 €0.82

10.53%

Water (1.5 liter bottle)

$0.54 Rp 9,564

$0.94 €0.81

-42.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.18 €3.59

-44.98%

Wine (Bottle)

$23.08 Rp 406.5K

$4.78 €4.11

382.85%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.17 €1.00

100.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.81 €1.56

69.61%

One-way Ticket (Public Transport)

$0.25 Rp 4,366

$1.70 €1.46

-85.29%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$40.70 €34.99

-76.86%

Taxi Start (Normal Tariff)

$0.49 Rp 8,635

$1.18 €1.01

-58.47%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,352

$0.73 €0.62

-35.62%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.7K

$17.45 €15.00

-67.91%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.80 €1.55

-55.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.5M

$30.0K €25.8K

-16.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.2M

$26.5K €22.8K

17.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$118 €101

-29.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.3K

$15.31 €13.16

-57.61%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.0K

$23.44 €20.16

-19.84%

Gym Membership (Monthly)

$55.2 Rp 973.0K

$47.14 €40.53

17.18%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.8K

$15.24 €13.11

19.49%

Cinema Ticket

$4.30 Rp 75.7K

$6.34 €5.45

-32.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$419 €360

17.88%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$10.1K €8,665

-41.29%

Jeans (Levis 501 Or Similar)

$46.28 Rp 815.2K

$23.59 €20.28

96.18%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.9K

$28.72 €24.70

26.88%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$57.5 €49.44

40.35%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$69.7 €59.9

13.06%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$672 €578

65.78%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$478 €411

45.06%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,316 €1,131

176.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

$967 €831

77.12%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$3,522 €3,028

-21.62%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,435 €2,093

-5.84%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$844 €726

-80.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.95

131.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Zabljak: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $672 in Zabljak. Housing cost is often the main lever when comparing two cities.

Zabljak pays 405% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $33.00 in Zabljak for a mid-range dinner for two. Groceries echo the gap at $294 vs $205 per month, with Zabljak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zabljak: Cost of Living - Frequently Asked Questions

Zabljak wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zabljak the obvious pick if budget is a priority.

On paper, salaries run 405% lower in Zabljak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $672 in Zabljak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $419 in Zabljak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,205 in Zabljak versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Zabljak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zabljak the clear choice for anyone on this budget.

Both work as nomad bases, but Zabljak delivers better value – similar infrastructure at $1,205 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zabljak hard to pass up.

Safety-wise, Ubud, Bali and Zabljak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zabljak gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.