Last update: Oct 2026

Cost of Living Comparison Between Zabljak and Athens

For one person, living is cheaper in Zabljak: $1,128 a month against $1,771 in Athens, rent and utilities included – about $7,700 less a year. Other living expenses account for most of the difference.

55

Cost of Living Index in Zabljak
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Zabljak Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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Zabljak

🇲🇪 Montenegro

$1,128

/mo nomad

Athens

🇬🇷 Greece

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Zabljak and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zabljak and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,128 in Zabljak versus $1,771 in Athens.

Zabljak $1,128
Athens $1,771

Estimated couple costs with rent: $1,769 in Zabljak versus $2,736 in Athens.

Zabljak $1,769
Athens $2,736

Monthly costs for a family of three with rent: $2,410 in Zabljak versus $3,701 in Athens.

Zabljak $2,410
Athens $3,701

Living in Zabljak costs roughly 36% less than in Athens, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zabljak is 17% below, Athens is 31% above.

Meal at Budget Restaurant

$7.95 €7.08

$16.83 €14.97

-52.76%

Three-Course Dinner for Two, Mid-Range

$31.82 €28.30

$68.2 €60.7

-53.37%

Fast Food Meal (McDonalds, etc)

$6.55 €5.82

$11.43 €10.17

-42.69%

Cappuccino

$1.63 €1.45

$4.06 €3.61

-59.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €2.00

$2.74 €2.44

-18.25%

Water (0.33 liter bottle)

$1.45 €1.29

$0.53 €0.47

173.58%

Local Beer (0.5 liter draught)

$3.00 €2.66

$5.69 €5.06

-47.28%

Imported Beer (0.33 liter bottle)

$3.54 €3.15

$5.68 €5.06

-37.68%

Milk (1 liter)

$1.27 €1.13

$1.85 €1.64

-31.35%

White Bread (500g)

$0.65 €0.57

$1.44 €1.28

-54.86%

Rice (white) (1kg)

$1.31 €1.17

$2.82 €2.51

-53.55%

Eggs

$2.97 €2.64

$4.86 €4.32

-38.89%

Local Cheese (1kg)

$7.08 €6.30

$15.27 €13.58

-53.63%

Chicken Fillets (1kg)

$7.22 €6.42

$10.36 €9.21

-30.31%

Beef Round Steak (1kg)

$12.23 €10.88

$19.10 €16.99

-35.97%

Apples (1kg)

$1.32 €1.17

$2.22 €1.98

-40.54%

Banana (1kg)

$1.67 €1.49

$1.92 €1.71

-13.02%

Oranges (1kg)

$1.51 €1.34

$1.41 €1.25

7.09%

Tomato (1kg)

$1.41 €1.26

$2.04 €1.82

-30.88%

Potato (1kg)

$0.65 €0.58

$1.05 €0.93

-38.10%

Onion (1kg)

$0.70 €0.62

$1.17 €1.04

-40.17%

Lettuce (1 head)

$0.91 €0.81

$1.08 €0.96

-15.74%

Water (1.5 liter bottle)

$0.96 €0.86

$0.84 €0.75

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.01 €3.57

$5.49 €4.89

-26.96%

Wine (Bottle)

$4.41 €3.92

$10.17 €9.05

-56.64%

Local Beer (0.5 liter bottle)

$1.07 €0.95

$2.13 €1.90

-49.77%

Imported Beer (0.33 liter bottle)

$1.73 €1.54

$2.28 €2.03

-24.12%

One-way Ticket (Public Transport)

$1.63 €1.45

$1.37 €1.22

18.98%

Public Transport Monthly Pass (Regular Price)

$39.55 €35.18

$29.71 €26.43

33.12%

Taxi Start (Normal Tariff)

$1.14 €1.02

$4.39 €3.90

-74.03%

Taxi (Normal Tariff) (1km)

$0.64 €0.57

$1.00 €0.89

-36.00%

Taxi 1hour Waiting (Normal Tariff)

$17.00 €15.12

$16.63 €14.79

2.22%

Gasoline (1 liter)

$1.77 €1.57

$2.38 €2.11

-25.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K €26.1K

$28.4K €25.3K

3.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.7K

$27.2K €24.2K

-6.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €101

$203 €181

-44.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.02 €13.36

$26.79 €23.83

-43.93%

Internet (50+ Mbps, Unlimited Data)

$22.02 €19.58

$30.16 €26.82

-26.99%

Gym Membership (Monthly)

$46.30 €41.18

$53.7 €47.74

-13.75%

Tennis Court (1 Hour on Weekend)

$14.72 €13.10

$26.40 €23.48

-44.24%

Cinema Ticket

$6.21 €5.53

$10.59 €9.42

-41.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$392 €349

$566 €504

-30.75%

International Primary School, 1 Child (Yearly)

$9,812 €8,728

$12.9K €11.4K

-23.70%

Jeans (Levis 501 Or Similar)

$22.65 €20.15

$89.1 €79.3

-74.58%

Summer Dress (H&M, Zara, etc)

$27.47 €24.43

$40.48 €36.01

-32.14%

Sport Shoes (Adidas, Nike)

$55.0 €48.89

$104 €92.3

-47.04%

Men's Leather Business Shoes

$67.7 €60.2

$124 €111

-45.51%

1-bedroom Apartment, City Center (Monthly)

$645 €573

$729 €648

-11.54%

1-bedroom Apartment, Outside City Center (Monthly)

$455 €405

$647 €576

-29.73%

3-bedroom Apartment, City Center (Monthly)

$1,277 €1,135

$1,328 €1,181

-3.88%

3-bedroom Apartment, Outside City Center (Monthly)

$937 €834

$1,169 €1,040

-19.83%

Buy Apartment in City Center (m2)

$3,324 €2,956

$4,024 €3,579

-17.40%

Buy Apartment Outside City Center (m2)

$2,357 €2,097

$3,483 €3,098

-32.32%

Average Monthly Net Salary (After Tax)

$801 €713

$1,240 €1,103

-35.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

4.48

32.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zabljak: October 18, 2026

Last update for Athens: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zabljak

$455 40.3%

Athens

$647 36.5% 42.3% $192

Groceries & Markets

Zabljak

$196 17.4%

Athens

$312 17.6% 59.2% $116

Monthly Utilities & Internet

Zabljak

$150 13.3%

Athens

$260 14.7% 73.3% $110

Eating Out

Zabljak

$140 12.4%

Athens

$271 15.3% 93.7% $131

Clothing & Footwear

Zabljak

$78 6.9%

Athens

$161 9.1% 107% $83

Sport & Entertainment

Zabljak

$59 5.2%

Athens

$75 4.2% 27.5% $16

Getting Around

Zabljak

$50 4.5%

Athens

$45 2.5% 11.6% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $645 in Zabljak and $729 in Athens. Housing cost is often the main lever when comparing two cities.

Athens pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Zabljak vs $68.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $196 vs $312 per month, with Zabljak cheaper across the board.

Good to know

🇲🇪 Zabljak

🇬🇷 Athens

🕒 Local time

23:45 11:45 PM

00:45 12:45 AM

1 h ahead of Zabljak

🌤 Weather

👥 Population

1,900

3,090,508 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Zabljak Athens 700 km ≈ 1 h 15 min nonstop flight

From you

Zabljak
Athens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zabljak vs Athens: Cost of Living - Frequently Asked Questions

Zabljak wins on cost – living expenses run 57% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Zabljak the obvious pick if budget is a priority.

On paper, salaries run 55% lower in Athens. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $645 in Zabljak versus $729 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Zabljak – a meal for two runs $32.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,128 per month in Zabljak versus $1,771 in Athens – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,128 in Zabljak versus $1,771 in Athens, a $2,000 budget is realistic in Zabljak but tight or insufficient in Athens. The gap between the two cities makes Zabljak the clear choice for anyone on this budget.

Both work as nomad bases, but Zabljak delivers better value – similar infrastructure at $1,128 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zabljak hard to pass up.

Safety-wise, Zabljak and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zabljak gentler on the wallet – expenses run 57% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.