Last update: Oct 2026

Cost of Living Comparison Between Yuma, AZ and Waterloo, Canada

Name: Waterloo
Address: Waterloo, CA

For one person, living is cheaper in Yuma, AZ: $2,122 a month against $2,234 in Waterloo, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Waterloo outweigh lower spending on other living expenses.

102

Cost of Living Index in Yuma, AZ
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Yuma, AZ Living Index
107

Cost of Living Index in Waterloo
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Waterloo Living Index

Jump to prices

Yuma, AZ

🇺🇸 United States

$2,122

/mo nomad

Waterloo

🇨🇦 Canada

$2,234

/mo nomad

Monthly Cost of Living

How much you'll spend in Yuma, AZ and in Waterloo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yuma, AZ and in Waterloo actually costs, broken down by who's living it.

A single person spends $2,122 per month in Yuma, AZ vs $2,234 in Waterloo, rent included.

Yuma, AZ $2,122
Waterloo $2,234

A couple spends around $3,110 per month in Yuma, AZ vs $3,295 in Waterloo, rent included.

Yuma, AZ $3,110
Waterloo $3,295

A family of three spends $4,098 per month in Yuma, AZ vs $4,356 in Waterloo, rent included.

Yuma, AZ $4,098
Waterloo $4,356

Yuma, AZ is about 5% cheaper than Waterloo, and outside of rent the biggest gap is in transport.

Both Yuma, AZ and Waterloo sit above the global median – Yuma, AZ by 56%, Waterloo by 64%.

Meal at Budget Restaurant

$13.25 $13.25

$17.55 CA$24.66

-24.50%

Three-Course Dinner for Two, Mid-Range

$44.14 $44.14

$57.2 CA$80.4

-22.85%

Fast Food Meal (McDonalds, etc)

$9.24 $9.24

$10.71 CA$15.05

-13.73%

Cappuccino

$5.61 $5.61

$3.18 CA$4.47

76.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 $3.06

$1.95 CA$2.74

56.92%

Water (0.33 liter bottle)

$2.44 $2.44

$1.24 CA$1.74

96.77%

Local Beer (0.5 liter draught)

$5.55 $5.55

$5.13 CA$7.21

8.19%

Imported Beer (0.33 liter bottle)

$5.64 $5.64

$5.76 CA$8.10

-2.08%

Milk (1 liter)

$0.79 $0.79

$2.04 CA$2.87

-61.27%

White Bread (500g)

$3.85 $3.85

$2.49 CA$3.50

54.62%

Rice (white) (1kg)

$3.32 $3.32

$2.47 CA$3.46

34.41%

Eggs

$3.72 $3.72

$2.92 CA$4.11

27.40%

Local Cheese (1kg)

$9.21 $9.21

$11.35 CA$15.95

-18.85%

Chicken Fillets (1kg)

$9.93 $9.93

$15.00 CA$21.08

-33.80%

Beef Round Steak (1kg)

$14.94 $14.94

$16.02 CA$22.51

-6.74%

Apples (1kg)

$5.45 $5.45

$3.46 CA$4.86

57.51%

Banana (1kg)

$1.81 $1.81

$1.29 CA$1.82

40.31%

Oranges (1kg)

$4.20 $4.20

$3.19 CA$4.49

31.66%

Tomato (1kg)

$2.74 $2.74

$3.42 CA$4.81

-19.88%

Potato (1kg)

$3.33 $3.33

$1.39 CA$1.96

139.57%

Onion (1kg)

$3.13 $3.13

$1.92 CA$2.70

63.02%

Lettuce (1 head)

$1.42 $1.42

$1.66 CA$2.33

-14.46%

Water (1.5 liter bottle)

$1.60 $1.60

$1.22 CA$1.72

31.15%

Cigarettes 20 Pack (Marlboro, Camel)

$11.01 $11.01

$12.80 CA$17.98

-13.98%

Wine (Bottle)

$14.04 $14.04

$9.80 CA$13.77

43.27%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.61 CA$3.66

-34.48%

Imported Beer (0.33 liter bottle)

$3.01 $3.01

$2.69 CA$3.78

11.90%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.88 CA$4.05

-32.64%

Public Transport Monthly Pass (Regular Price)

$47.24 $47.24

$75.6 CA$106

-37.53%

Taxi Start (Normal Tariff)

$2.77 $2.77

$2.47 CA$3.47

12.15%

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$1.81 CA$2.55

-22.65%

Taxi 1hour Waiting (Normal Tariff)

$32.85 $32.85

$28.17 CA$39.59

16.61%

Gasoline (1 liter)

$1.10 $1.10

$1.19 CA$1.68

-7.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K $24.1K

$26.9K CA$37.8K

-10.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$20.6K CA$28.9K

20.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$147 CA$206

51.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.4 $53.4

$27.82 CA$39.08

91.95%

Internet (50+ Mbps, Unlimited Data)

$67.3 $67.3

$42.76 CA$60.1

57.34%

Gym Membership (Monthly)

$33.62 $33.62

$33.77 CA$47.45

-0.44%

Tennis Court (1 Hour on Weekend)

$14.95 $14.95

$19.23 CA$27.01

-22.26%

Cinema Ticket

$10.87 $10.87

$10.90 CA$15.31

-0.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$999 $999

$444 CA$624

124.96%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$15.7K CA$22.0K

49.24%

Jeans (Levis 501 Or Similar)

$53.4 $53.4

$64.4 CA$90.5

-17.18%

Summer Dress (H&M, Zara, etc)

$46.76 $46.76

$32.79 CA$46.07

42.60%

Sport Shoes (Adidas, Nike)

$71.8 $71.8

$81.9 CA$115

-12.33%

Men's Leather Business Shoes

$71.5 $71.5

$76.6 CA$108

-6.66%

1-bedroom Apartment, City Center (Monthly)

$1,006 $1,006

$1,443 CA$2,027

-30.24%

1-bedroom Apartment, Outside City Center (Monthly)

$939 $939

$1,141 CA$1,603

-17.70%

3-bedroom Apartment, City Center (Monthly)

$1,745 $1,745

$2,161 CA$3,036

-19.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,655 $1,655

$1,905 CA$2,676

-13.10%

Buy Apartment in City Center (m2)

$2,441 $2,441

$5,280 CA$7,418

-53.77%

Buy Apartment Outside City Center (m2)

$2,449 $2,449

$4,609 CA$6,476

-46.87%

Average Monthly Net Salary (After Tax)

$3,678 $3,678

$3,129 CA$4,396

17.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

5.22

27.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yuma, AZ: October 26, 2026

Last update for Waterloo: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yuma, AZ

$939 44.3%

Waterloo

$1.1K 51.1% 21.5% $202

Groceries & Markets

Yuma, AZ

$349 16.5%

Waterloo

$346 15.5% 0.8% $2.7

Monthly Utilities & Internet

Yuma, AZ

$342 16.1%

Waterloo

$217 9.7% 36.5% $125

Eating Out

Yuma, AZ

$262 12.4%

Waterloo

$261 11.7% 0.5% $1.4

Clothing & Footwear

Yuma, AZ

$110 5.2%

Waterloo

$115 5.2% 5.1% $5.5

Getting Around

Yuma, AZ

$65 3.1%

Waterloo

$99 4.4% 52.4% $34

Sport & Entertainment

Yuma, AZ

$55 2.6%

Waterloo

$56 2.5% 0.4% $0.2

Cost Breakdown

A central one-bedroom costs $1,006 in Yuma, AZ versus $1,443 in Waterloo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Yuma, AZ, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $44 in Yuma, AZ versus $57 in Waterloo. Groceries tell a different story – $349 in Yuma, AZ vs $346 in Waterloo – so Waterloo wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Yuma, AZ

🇨🇦 Waterloo

🕒 Local time

05:43 5:43 AM

08:43 8:43 AM

3 h ahead of Yuma, AZ

🌤 Weather

👥 Population

93,064

121,436

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.899 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.712 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Yuma, AZ Waterloo 3,190 km ≈ 4 h 30 min nonstop flight

From you

Yuma, AZ
Waterloo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yuma, AZ vs Waterloo: Cost of Living - Frequently Asked Questions

Yes – Waterloo is pricier by about 5%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,183 per month in Yuma, AZ and $3,352 in Waterloo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Yuma, AZ, especially for central apartments: a one-bedroom in the center costs $1,006 there versus $1,443 in Waterloo.

A mid-range dinner for two costs $44 in Yuma, AZ and $57 in Waterloo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 38% less in Yuma, AZ. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 covers both cities comfortably – all-in costs are $2,122 in Yuma, AZ and $2,234 in Waterloo, leaving budget for savings and extras in both cases.