Cost of Living Comparison Between Waterloo and Yuma, AZ Cost of Living Comparison Between Waterloo and Yuma, AZ

Monthly Cost of Living

A single person spends $2,406 per month in Waterloo vs $2,111 in Yuma, AZ, rent included.

A couple spends around $3,516 per month in Waterloo vs $3,091 in Yuma, AZ, rent included.

A family of three spends $4,625 per month in Waterloo vs $4,071 in Yuma, AZ, rent included.

Waterloo costs about 14% more than Yuma, AZ, driven mainly by Monthly Utilities & Internet.

Both Waterloo and Yuma, AZ sit above the global median – Waterloo by 80%, Yuma, AZ by 58%.

Meal at Budget Restaurant

$14.79 CA$20.57

$14.84 $14.84

-0.34%

Three-Course Dinner for Two, Mid-Range

$66.7 CA$92.8

$44.65 $44.65

49.38%

Fast Food Meal (McDonalds, etc)

$9.68 CA$13.46

$9.46 $9.46

2.33%

Cappuccino

$3.06 CA$4.25

$3.89 $3.89

-21.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 CA$2.10

$2.43 $2.43

-37.86%

Water (0.33 liter bottle)

$1.55 CA$2.15

$1.96 $1.96

-20.92%

Local Beer (0.5 liter draught)

$5.48 CA$7.62

$5.15 $5.15

6.41%

Imported Beer (0.33 liter bottle)

$6.46 CA$8.98

$4.98 $4.98

29.72%

Milk (1 liter)

$2.17 CA$3.01

$0.84 $0.84

158.33%

White Bread (500g)

$2.25 CA$3.13

$3.67 $3.67

-38.69%

Rice (white) (1kg)

$2.60 CA$3.61

$3.36 $3.36

-22.62%

Eggs

$3.18 CA$4.42

$4.59 $4.59

-30.72%

Local Cheese (1kg)

$8.26 CA$11.49

$9.43 $9.43

-12.41%

Chicken Fillets (1kg)

$16.56 CA$23.03

$9.54 $9.54

73.58%

Beef Round Steak (1kg)

$14.10 CA$19.60

$14.64 $14.64

-3.69%

Apples (1kg)

$4.03 CA$5.60

$4.82 $4.82

-16.39%

Banana (1kg)

$1.23 CA$1.70

$1.30 $1.30

-5.38%

Oranges (1kg)

$3.22 CA$4.48

$5.16 $5.16

-37.60%

Tomato (1kg)

$3.82 CA$5.32

$2.93 $2.93

30.38%

Potato (1kg)

$2.31 CA$3.22

$2.72 $2.72

-15.07%

Onion (1kg)

$2.76 CA$3.84

$3.37 $3.37

-18.10%

Lettuce (1 head)

$2.02 CA$2.81

$1.80 $1.80

12.22%

Water (1.5 liter bottle)

$1.59 CA$2.21

$2.12 $2.12

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.76 CA$19.14

$9.98 $9.98

37.88%

Wine (Bottle)

$10.06 CA$13.99

$14.86 $14.86

-32.30%

Local Beer (0.5 liter bottle)

$2.50 CA$3.47

$1.71 $1.71

46.20%

Imported Beer (0.33 liter bottle)

$3.15 CA$4.38

$2.48 $2.48

27.02%

One-way Ticket (Public Transport)

$2.83 CA$3.93

$2.01 $2.01

40.80%

Public Transport Monthly Pass (Regular Price)

$69.7 CA$96.9

$46.05 $46.05

51.36%

Taxi Start (Normal Tariff)

$2.60 CA$3.61

$4.92 $4.92

-47.15%

Taxi (Normal Tariff) (1km)

$1.77 CA$2.46

$1.35 $1.35

31.11%

Taxi 1hour Waiting (Normal Tariff)

$29.82 CA$41.47

$29.25 $29.25

1.95%

Gasoline (1 liter)

$1.11 CA$1.54

$0.90 $0.90

23.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.0K

$24.1K $24.1K

4.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K CA$27.3K

$24.3K $24.3K

-19.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 CA$258

$200 $200

-7.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.32 CA$51.9

$53.4 $53.4

-30.05%

Internet (50+ Mbps, Unlimited Data)

$54.7 CA$76.0

$71.9 $71.9

-23.97%

Gym Membership (Monthly)

$39.98 CA$55.6

$33.54 $33.54

19.20%

Tennis Court (1 Hour on Weekend)

$15.17 CA$21.10

$15.07 $15.07

0.66%

Cinema Ticket

$12.14 CA$16.88

$9.57 $9.57

26.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$565 CA$786

$1,036 $1,036

-45.42%

International Primary School, 1 Child (Yearly)

$10.4K CA$14.4K

$23.2K $23.2K

-55.21%

Jeans (Levis 501 Or Similar)

$53.7 CA$74.7

$45.60 $45.60

17.81%

Summer Dress (H&M, Zara, etc)

$25.90 CA$36.02

$51.5 $51.5

-49.75%

Sport Shoes (Adidas, Nike)

$70.8 CA$98.5

$69.0 $69.0

2.65%

Men's Leather Business Shoes

$87.1 CA$121

$73.1 $73.1

19.05%

1-bedroom Apartment, City Center (Monthly)

$1,398 CA$1,944

$1,003 $1,003

39.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,242 CA$1,728

$928 $928

33.82%

3-bedroom Apartment, City Center (Monthly)

$2,362 CA$3,285

$1,648 $1,648

43.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,091 CA$2,908

$1,667 $1,667

25.48%

Buy Apartment in City Center (m2)

$5,276 CA$7,338

$2,384 $2,384

121.36%

Buy Apartment Outside City Center (m2)

$5,000 CA$6,953

$2,344 $2,344

113.31%

Average Monthly Net Salary (After Tax)

$3,021 CA$4,201

$3,712 $3,712

-18.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.71

6.45

4.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo: May 31, 2026

Last update for Yuma, AZ: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,398 in Waterloo versus $1,003 in Yuma, AZ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Yuma, AZ, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $67.0 in Waterloo versus $45.00 in Yuma, AZ. Groceries tell a different story – $355 in Waterloo vs $355 in Yuma, AZ – so Waterloo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waterloo vs Yuma, AZ: Cost of Living - Frequently Asked Questions

Yes – Waterloo is pricier by about 14%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,609 per month in Waterloo and $3,167 in Yuma, AZ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Yuma, AZ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $565 per month in Waterloo and $1,036 in Yuma, AZ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 0% more in Waterloo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Yuma, AZ, where all-in costs run around $2,111, than in Waterloo at $2,406. In Yuma, AZ it covers expenses comfortably, while in Waterloo it requires careful planning or may not stretch far enough.

Families tend to lean toward Yuma, AZ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Yuma, AZ. If higher salaries, better infrastructure, or specific career opportunities are the priority, Waterloo makes more sense. Both are solid long-term options with distinct trade-offs.