Last update: Oct 2026

Cost of Living Comparison Between Yarmouth and Toronto

For one person, living is cheaper in Yarmouth: $2,171 a month against $2,561 in Toronto, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

105

Cost of Living Index in Yarmouth
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Yarmouth Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Yarmouth

🇨🇦 Canada

$2,171

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Yarmouth and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yarmouth and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,171 in Yarmouth versus $2,561 in Toronto.

Yarmouth $2,171
Toronto $2,561

Estimated couple costs with rent: $2,914 in Yarmouth versus $3,694 in Toronto.

Yarmouth $2,914
Toronto $3,694

Monthly costs for a family of three with rent: $3,658 in Yarmouth versus $4,826 in Toronto.

Yarmouth $3,658
Toronto $4,826

Living in Yarmouth costs roughly 15% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Yarmouth 61% above, Toronto 90% above.

Meal at Budget Restaurant

$17.24 CA$24.38

$17.18 CA$24.29

0.35%

Three-Course Dinner for Two, Mid-Range

$64.2 CA$90.7

$76.0 CA$107

-15.53%

Fast Food Meal (McDonalds, etc)

$10.49 CA$14.82

$10.54 CA$14.89

-0.47%

Cappuccino

$4.08 CA$5.77

$4.02 CA$5.68

1.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 CA$3.11

$2.12 CA$3.00

3.77%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.75 CA$2.48

-1.71%

Local Beer (0.5 liter draught)

$5.59 CA$7.90

$6.24 CA$8.83

-10.42%

Imported Beer (0.33 liter bottle)

$5.62 CA$7.94

$7.09 CA$10.02

-20.73%

Milk (1 liter)

$1.80 CA$2.55

$2.44 CA$3.45

-26.23%

White Bread (500g)

$2.43 CA$3.43

$2.68 CA$3.78

-9.33%

Rice (white) (1kg)

$3.47 CA$4.90

$2.24 CA$3.17

54.91%

Eggs

$3.47 CA$4.91

$3.56 CA$5.03

-2.53%

Local Cheese (1kg)

$8.84 CA$12.49

$9.09 CA$12.85

-2.75%

Chicken Fillets (1kg)

$11.16 CA$15.78

$11.33 CA$16.01

-1.50%

Beef Round Steak (1kg)

$7.32 CA$10.34

$14.53 CA$20.55

-49.62%

Apples (1kg)

$3.15 CA$4.45

$3.62 CA$5.12

-12.98%

Banana (1kg)

$1.70 CA$2.40

$1.21 CA$1.72

40.50%

Oranges (1kg)

$3.48 CA$4.92

$3.60 CA$5.09

-3.33%

Tomato (1kg)

$2.65 CA$3.74

$4.21 CA$5.96

-37.05%

Potato (1kg)

$2.33 CA$3.30

$1.79 CA$2.53

30.17%

Onion (1kg)

$1.73 CA$2.45

$1.59 CA$2.25

8.81%

Lettuce (1 head)

$2.55 CA$3.61

$2.27 CA$3.21

12.33%

Water (1.5 liter bottle)

$1.66 CA$2.35

$1.25 CA$1.77

32.80%

Cigarettes 20 Pack (Marlboro, Camel)

$15.14 CA$21.40

$13.82 CA$19.53

9.55%

Wine (Bottle)

$16.32 CA$23.07

$14.27 CA$20.18

14.37%

Local Beer (0.5 liter bottle)

$3.46 CA$4.90

$2.20 CA$3.10

57.27%

Imported Beer (0.33 liter bottle)

$3.37 CA$4.76

$2.43 CA$3.44

38.68%

One-way Ticket (Public Transport)

$1.56 CA$2.21

$2.39 CA$3.38

-34.73%

Public Transport Monthly Pass (Regular Price)

$46.58 CA$65.9

$111 CA$157

-58.01%

Taxi Start (Normal Tariff)

$3.22 CA$4.56

$2.91 CA$4.12

10.65%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.20 CA$1.69

1.67%

Taxi 1hour Waiting (Normal Tariff)

$14.82 CA$20.95

$21.38 CA$30.23

-30.68%

Gasoline (1 liter)

$1.22 CA$1.72

$1.21 CA$1.71

0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K CA$35.3K

$28.2K CA$39.8K

-11.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.3K

$20.3K CA$28.6K

5.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 CA$203

$120 CA$170

19.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.00 CA$59.4

$32.26 CA$45.60

30.19%

Internet (50+ Mbps, Unlimited Data)

$66.8 CA$94.4

$47.93 CA$67.8

39.35%

Gym Membership (Monthly)

$56.8 CA$80.4

$38.48 CA$54.4

47.71%

Tennis Court (1 Hour on Weekend)

$14.53 CA$20.53

$22.96 CA$32.46

-36.72%

Cinema Ticket

$9.84 CA$13.91

$12.38 CA$17.50

-20.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$860 CA$1,215

$830 CA$1,173

3.57%

International Primary School, 1 Child (Yearly)

$15.0K CA$21.1K

$23.1K CA$32.6K

-35.22%

Jeans (Levis 501 Or Similar)

$43.75 CA$61.9

$50.7 CA$71.7

-13.73%

Summer Dress (H&M, Zara, etc)

$32.25 CA$45.59

$40.02 CA$56.6

-19.42%

Sport Shoes (Adidas, Nike)

$95.6 CA$135

$98.0 CA$139

-2.47%

Men's Leather Business Shoes

$115 CA$162

$121 CA$171

-4.94%

1-bedroom Apartment, City Center (Monthly)

$1,133 CA$1,602

$1,592 CA$2,251

-28.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,053 CA$1,488

$1,410 CA$1,994

-25.36%

3-bedroom Apartment, City Center (Monthly)

$1,917 CA$2,709

$2,670 CA$3,775

-28.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,191 CA$1,684

$2,152 CA$3,042

-44.65%

Buy Apartment in City Center (m2)

$1,406 CA$1,988

$7,945 CA$11.2K

-82.30%

Buy Apartment Outside City Center (m2)

$1,269 CA$1,794

$6,542 CA$9,249

-80.61%

Average Monthly Net Salary (After Tax)

$2,644 CA$3,738

$3,727 CA$5,269

-29.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.95

4.47

10.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yarmouth: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yarmouth

$1.1K 48.5%

Toronto

$1.4K 55.1% 34% $358

Groceries & Markets

Yarmouth

$325 15%

Toronto

$340 13.3% 4.7% $15

Eating Out

Yarmouth

$273 12.6%

Toronto

$278 10.9% 1.8% $5

Monthly Utilities & Internet

Yarmouth

$252 11.6%

Toronto

$201 7.8% 20.6% $52

Clothing & Footwear

Yarmouth

$129 5.9%

Toronto

$139 5.4% 8.1% $10

Sport & Entertainment

Yarmouth

$77 3.5%

Toronto

$63 2.5% 17.4% $13

Getting Around

Yarmouth

$62 2.9%

Toronto

$129 5.1% 108% $67

Cost Breakdown

A one-bedroom apartment in the center runs $1,133 in Yarmouth and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 41% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in Yarmouth vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $325 vs $340 per month, with Yarmouth cheaper across the board.

Good to know

🇨🇦 Yarmouth

🇨🇦 Toronto

🕒 Local time

15:19 3:19 PM

14:19 2:19 PM

1 h behind Yarmouth

🌤 Weather

👥 Population

6,500

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Yarmouth Toronto 1,060 km ≈ 1 h 45 min nonstop flight

From you

Yarmouth
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yarmouth vs Toronto: Cost of Living - Frequently Asked Questions

Yarmouth is cheaper overall, especially in groceries, eating out, and clothing. The 18% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 41% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,133 in Yarmouth versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Yarmouth – a meal for two runs $64.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,171 in Yarmouth versus $2,561 in Toronto, a $2,000 budget is realistic in Yarmouth but tight or insufficient in Toronto. The gap between the two cities makes Yarmouth the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Yarmouth gentler on the wallet – expenses run 18% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.