Cost of Living Comparison Between Toronto and Yarmouth Cost of Living Comparison Between Toronto and Yarmouth

Monthly Cost of Living

Monthly costs for one person with rent: $2,768 in Toronto versus $2,261 in Yarmouth.

Estimated couple costs with rent: $4,066 in Toronto versus $3,027 in Yarmouth.

Monthly costs for a family of three with rent: $5,364 in Toronto versus $3,793 in Yarmouth.

Living in Toronto is roughly 22% more expensive than Yarmouth, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 106% above, Yarmouth 68% above.

Meal at Budget Restaurant

$18.40 CA$25.20

$15.61 CA$21.38

17.87%

Three-Course Dinner for Two, Mid-Range

$81.3 CA$111

$59.5 CA$81.5

36.67%

Fast Food Meal (McDonalds, etc)

$10.92 CA$14.97

$9.81 CA$13.44

11.31%

Cappuccino

$3.83 CA$5.25

$3.82 CA$5.23

0.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.01

$2.08 CA$2.85

5.29%

Water (0.33 liter bottle)

$1.64 CA$2.25

$1.42 CA$1.94

15.49%

Local Beer (0.5 liter draught)

$5.87 CA$8.05

$4.91 CA$6.73

19.55%

Imported Beer (0.33 liter bottle)

$6.74 CA$9.24

$5.95 CA$8.15

13.28%

Milk (1 liter)

$2.69 CA$3.68

$2.22 CA$3.04

21.17%

White Bread (500g)

$2.78 CA$3.81

$2.80 CA$3.84

-0.71%

Rice (white) (1kg)

$3.51 CA$4.81

$3.54 CA$4.85

-0.85%

Eggs

$3.47 CA$4.76

$3.72 CA$5.10

-6.72%

Local Cheese (1kg)

$13.25 CA$18.15

$10.08 CA$13.80

31.45%

Chicken Fillets (1kg)

$12.92 CA$17.70

$11.84 CA$16.22

9.12%

Beef Round Steak (1kg)

$16.38 CA$22.44

$8.01 CA$10.97

104.49%

Apples (1kg)

$4.03 CA$5.52

$3.43 CA$4.70

17.49%

Banana (1kg)

$1.17 CA$1.61

$1.61 CA$2.20

-27.33%

Oranges (1kg)

$3.35 CA$4.59

$3.82 CA$5.23

-12.30%

Tomato (1kg)

$4.01 CA$5.50

$2.68 CA$3.67

49.63%

Potato (1kg)

$2.44 CA$3.34

$2.47 CA$3.38

-1.21%

Onion (1kg)

$2.84 CA$3.90

$1.81 CA$2.48

56.91%

Lettuce (1 head)

$2.39 CA$3.27

$2.58 CA$3.54

-7.36%

Water (1.5 liter bottle)

$1.98 CA$2.71

$1.68 CA$2.29

17.86%

Cigarettes 20 Pack (Marlboro, Camel)

$14.82 CA$20.31

$15.21 CA$20.83

-2.56%

Wine (Bottle)

$14.37 CA$19.68

$14.99 CA$20.54

-4.14%

Local Beer (0.5 liter bottle)

$2.77 CA$3.79

$3.60 CA$4.93

-23.06%

Imported Beer (0.33 liter bottle)

$3.30 CA$4.52

$3.57 CA$4.89

-7.56%

One-way Ticket (Public Transport)

$2.45 CA$3.35

$1.69 CA$2.31

44.97%

Public Transport Monthly Pass (Regular Price)

$113 CA$155

$48.20 CA$66.0

135.41%

Taxi Start (Normal Tariff)

$3.61 CA$4.95

$3.24 CA$4.43

11.42%

Taxi (Normal Tariff) (1km)

$1.42 CA$1.94

$1.24 CA$1.70

14.52%

Taxi 1hour Waiting (Normal Tariff)

$25.90 CA$35.48

$15.66 CA$21.45

65.39%

Gasoline (1 liter)

$1.10 CA$1.50

$1.20 CA$1.65

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.0K

$24.9K CA$34.1K

2.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$28.7K

$22.7K CA$31.0K

-7.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 CA$163

$158 CA$216

-24.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.69 CA$51.6

$50.6 CA$69.3

-25.50%

Internet (50+ Mbps, Unlimited Data)

$54.6 CA$74.7

$71.3 CA$97.7

-23.51%

Gym Membership (Monthly)

$57.3 CA$78.5

$42.62 CA$58.4

34.35%

Tennis Court (1 Hour on Weekend)

$20.68 CA$28.33

$15.20 CA$20.83

36.05%

Cinema Ticket

$11.62 CA$15.92

$10.12 CA$13.86

14.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,118 CA$1,531

$909 CA$1,245

22.95%

International Primary School, 1 Child (Yearly)

$18.3K CA$25.0K

$14.9K CA$20.5K

22.48%

Jeans (Levis 501 Or Similar)

$57.3 CA$78.6

$45.81 CA$62.8

25.15%

Summer Dress (H&M, Zara, etc)

$39.80 CA$54.5

$34.02 CA$46.60

16.99%

Sport Shoes (Adidas, Nike)

$88.4 CA$121

$97.5 CA$134

-9.34%

Men's Leather Business Shoes

$116 CA$159

$113 CA$155

2.71%

1-bedroom Apartment, City Center (Monthly)

$1,836 CA$2,516

$1,258 CA$1,723

46.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,550 CA$2,124

$1,158 CA$1,587

33.82%

3-bedroom Apartment, City Center (Monthly)

$2,991 CA$4,097

$1,981 CA$2,714

50.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,492 CA$3,415

$1,389 CA$1,902

79.49%

Buy Apartment in City Center (m2)

$8,566 CA$11.7K

$1,440 CA$1,973

494.70%

Buy Apartment Outside City Center (m2)

$6,905 CA$9,460

$1,313 CA$1,799

425.77%

Average Monthly Net Salary (After Tax)

$3,697 CA$5,064

$2,703 CA$3,704

36.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

5.3

-2.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 13, 2026

Last update for Yarmouth: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,836 in Toronto and $1,258 in Yarmouth. Housing cost is often the main lever when comparing two cities.

Toronto pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81 in Toronto vs $60 in Yarmouth for a mid-range dinner for two. Groceries echo the gap at $392 vs $345 per month, with Yarmouth cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Yarmouth: Cost of Living - Frequently Asked Questions

Yarmouth is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 22% gap adds up to real monthly savings that compound significantly over time.

Toronto pays 37% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,836 in Toronto versus $1,258 in Yarmouth. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Yarmouth – a meal for two runs $60.0 versus $81.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,261 in Yarmouth versus $2,768 in Toronto, a $2,000 budget is realistic in Yarmouth but tight or insufficient in Toronto. The gap between the two cities makes Yarmouth the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Yarmouth gentler on the wallet – expenses run 22% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.