Cost of Living Comparison Between Yarmouth and Montreal Cost of Living Comparison Between Yarmouth and Montreal

Monthly Cost of Living

A single person spends $2,284 per month in Yarmouth vs $2,085 in Montreal, rent included.

A couple spends around $3,103 per month in Yarmouth vs $3,174 in Montreal, rent included.

A family of three spends $3,921 per month in Yarmouth vs $4,262 in Montreal, rent included.

Yarmouth costs about 10% more than Montreal, driven mainly by Groceries & Markets.

Both Yarmouth and Montreal sit above the global median – Yarmouth by 71%, Montreal by 56%.

Meal at Budget Restaurant

$15.54 CA$21.87

$16.52 CA$23.24

-5.93%

Three-Course Dinner for Two, Mid-Range

$59.7 CA$83.9

$74.0 CA$104

-19.38%

Fast Food Meal (McDonalds, etc)

$9.36 CA$13.17

$10.94 CA$15.40

-14.44%

Cappuccino

$3.88 CA$5.46

$3.84 CA$5.41

1.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CA$2.88

$2.14 CA$3.01

-4.21%

Water (0.33 liter bottle)

$1.40 CA$1.97

$1.45 CA$2.04

-3.45%

Local Beer (0.5 liter draught)

$4.80 CA$6.76

$6.13 CA$8.63

-21.70%

Imported Beer (0.33 liter bottle)

$5.85 CA$8.23

$6.73 CA$9.47

-13.08%

Milk (1 liter)

$2.18 CA$3.06

$2.35 CA$3.31

-7.23%

White Bread (500g)

$2.83 CA$3.98

$3.34 CA$4.69

-15.27%

Rice (white) (1kg)

$3.59 CA$5.05

$3.74 CA$5.27

-4.01%

Eggs

$3.69 CA$5.20

$3.39 CA$4.77

8.85%

Local Cheese (1kg)

$10.18 CA$14.32

$16.30 CA$22.93

-37.55%

Chicken Fillets (1kg)

$11.79 CA$16.60

$11.81 CA$16.62

-0.17%

Beef Round Steak (1kg)

$7.78 CA$10.95

$15.64 CA$22.01

-50.26%

Apples (1kg)

$3.46 CA$4.87

$3.69 CA$5.20

-6.23%

Banana (1kg)

$1.63 CA$2.30

$1.70 CA$2.39

-4.12%

Oranges (1kg)

$3.65 CA$5.14

$4.11 CA$5.79

-11.19%

Tomato (1kg)

$2.82 CA$3.97

$4.41 CA$6.20

-36.05%

Potato (1kg)

$2.37 CA$3.33

$2.79 CA$3.93

-15.05%

Onion (1kg)

$1.81 CA$2.55

$2.64 CA$3.72

-31.44%

Lettuce (1 head)

$2.57 CA$3.62

$2.29 CA$3.22

12.23%

Water (1.5 liter bottle)

$1.69 CA$2.38

$1.78 CA$2.51

-5.06%

Cigarettes 20 Pack (Marlboro, Camel)

$15.31 CA$21.54

$13.17 CA$18.53

16.25%

Wine (Bottle)

$15.79 CA$22.21

$10.64 CA$14.97

48.40%

Local Beer (0.5 liter bottle)

$3.48 CA$4.90

$2.99 CA$4.20

16.39%

Imported Beer (0.33 liter bottle)

$3.46 CA$4.87

$3.44 CA$4.83

0.58%

One-way Ticket (Public Transport)

$1.62 CA$2.28

$2.81 CA$3.95

-42.35%

Public Transport Monthly Pass (Regular Price)

$49.30 CA$69.4

$72.8 CA$102

-32.30%

Taxi Start (Normal Tariff)

$3.21 CA$4.52

$3.52 CA$4.95

-8.81%

Taxi (Normal Tariff) (1km)

$1.18 CA$1.66

$1.45 CA$2.05

-18.62%

Taxi 1hour Waiting (Normal Tariff)

$15.22 CA$21.42

$34.29 CA$48.26

-55.61%

Gasoline (1 liter)

$1.20 CA$1.69

$1.22 CA$1.72

-1.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K CA$35.2K

$25.3K CA$35.5K

-0.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K CA$31.8K

$22.1K CA$31.1K

1.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 CA$223

$76.5 CA$108

107.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.5 CA$71.1

$35.60 CA$50.1

41.94%

Internet (50+ Mbps, Unlimited Data)

$71.0 CA$100.0

$42.96 CA$60.5

65.36%

Gym Membership (Monthly)

$41.36 CA$58.2

$43.39 CA$61.1

-4.68%

Tennis Court (1 Hour on Weekend)

$15.42 CA$21.70

$16.83 CA$23.68

-8.38%

Cinema Ticket

$10.49 CA$14.75

$11.09 CA$15.60

-5.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$933 CA$1,313

$625 CA$879

49.45%

International Primary School, 1 Child (Yearly)

$14.9K CA$21.0K

$5,896 CA$8,296

152.93%

Jeans (Levis 501 Or Similar)

$46.07 CA$64.8

$63.1 CA$88.8

-26.99%

Summer Dress (H&M, Zara, etc)

$33.94 CA$47.76

$44.50 CA$62.6

-23.73%

Sport Shoes (Adidas, Nike)

$97.6 CA$137

$103 CA$145

-5.02%

Men's Leather Business Shoes

$115 CA$161

$118 CA$166

-2.97%

1-bedroom Apartment, City Center (Monthly)

$1,261 CA$1,775

$1,207 CA$1,699

4.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 CA$1,661

$965 CA$1,358

22.32%

3-bedroom Apartment, City Center (Monthly)

$2,026 CA$2,851

$2,031 CA$2,858

-0.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,428 CA$2,009

$1,577 CA$2,219

-9.45%

Buy Apartment in City Center (m2)

$1,427 CA$2,007

$5,085 CA$7,155

-71.95%

Buy Apartment Outside City Center (m2)

$1,251 CA$1,761

$3,783 CA$5,324

-66.92%

Average Monthly Net Salary (After Tax)

$2,616 CA$3,681

$2,890 CA$4,066

-9.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

5.01

5.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yarmouth: July 14, 2026

Last update for Montreal: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,261 in Yarmouth versus $1,207 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $60.0 in Yarmouth versus $74.0 in Montreal. Monthly groceries follow the same trend: $345 vs $395 – making Yarmouth the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yarmouth vs Montreal: Cost of Living - Frequently Asked Questions

Yarmouth costs about 10% more than Montreal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,426 per month in Yarmouth and $3,127 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 14% cheaper in Yarmouth – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $60.0 in Yarmouth and $74.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,085, than in Yarmouth at $2,284. In Montreal it covers expenses comfortably, while in Yarmouth it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,085 versus $2,284 in Yarmouth. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Yarmouth makes more sense. Both are solid long-term options with distinct trade-offs.