Last update: Oct 2026

Cost of Living Comparison Between Yamba NSW and Hong Kong

For one person, living is cheaper in Yamba NSW: $2,331 a month against $3,028 in Hong Kong, rent and utilities included – about $8,400 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

120

Cost of Living Index in Yamba NSW
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Yamba NSW Living Index
147

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Yamba NSW

🇦🇺 Australia

$2,331

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Monthly Cost of Living

How much you'll spend in Yamba NSW and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yamba NSW and in Hong Kong actually costs, broken down by who's living it.

A single person spends $2,331 per month in Yamba NSW vs $3,028 in Hong Kong, rent included.

Yamba NSW $2,331
Hong Kong $3,028

A couple spends around $3,399 per month in Yamba NSW vs $4,727 in Hong Kong, rent included.

Yamba NSW $3,399
Hong Kong $4,727

A family of three spends $4,466 per month in Yamba NSW vs $6,426 in Hong Kong, rent included.

Yamba NSW $4,466
Hong Kong $6,426

Yamba NSW is about 23% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Both Yamba NSW and Hong Kong sit above the global median – Yamba NSW by 71%, Hong Kong by 123%.

Meal at Budget Restaurant

$17.85 A$25.28

$8.11 HK$63.6

120.10%

Three-Course Dinner for Two, Mid-Range

$50.9 A$72.0

$62.9 HK$493

-19.10%

Fast Food Meal (McDonalds, etc)

$11.11 A$15.73

$6.33 HK$49.65

75.51%

Cappuccino

$4.52 A$6.40

$5.03 HK$39.44

-10.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 A$3.46

$1.27 HK$9.98

92.13%

Water (0.33 liter bottle)

$2.05 A$2.90

$1.08 HK$8.47

89.81%

Local Beer (0.5 liter draught)

$7.90 A$11.19

$7.74 HK$60.7

2.07%

Imported Beer (0.33 liter bottle)

$6.96 A$9.86

$6.55 HK$51.4

6.26%

Milk (1 liter)

$1.62 A$2.30

$2.87 HK$22.51

-43.55%

White Bread (500g)

$2.68 A$3.79

$2.44 HK$19.11

9.84%

Rice (white) (1kg)

$2.25 A$3.19

$2.13 HK$16.69

5.63%

Eggs

$4.90 A$6.94

$3.43 HK$26.88

42.86%

Local Cheese (1kg)

$9.25 A$13.10

$24.73 HK$194

-62.60%

Chicken Fillets (1kg)

$9.10 A$12.89

$8.86 HK$69.5

2.71%

Beef Round Steak (1kg)

$14.23 A$20.16

$17.81 HK$140

-20.10%

Apples (1kg)

$4.34 A$6.14

$4.21 HK$32.99

3.09%

Banana (1kg)

$3.17 A$4.50

$2.60 HK$20.36

21.92%

Oranges (1kg)

$3.02 A$4.28

$4.65 HK$36.51

-35.05%

Tomato (1kg)

$4.82 A$6.82

$4.05 HK$31.80

19.01%

Potato (1kg)

$2.87 A$4.06

$3.18 HK$24.97

-9.75%

Onion (1kg)

$2.34 A$3.32

$3.25 HK$25.46

-28.00%

Lettuce (1 head)

$2.33 A$3.30

$1.59 HK$12.47

46.54%

Water (1.5 liter bottle)

$1.24 A$1.75

$1.72 HK$13.50

-27.91%

Cigarettes 20 Pack (Marlboro, Camel)

$38.44 A$54.5

$13.27 HK$104

189.68%

Wine (Bottle)

$12.66 A$17.93

$15.22 HK$119

-16.82%

Local Beer (0.5 liter bottle)

$5.30 A$7.50

$1.93 HK$15.18

174.61%

Imported Beer (0.33 liter bottle)

$4.92 A$6.97

$2.28 HK$17.91

115.79%

One-way Ticket (Public Transport)

$2.74 A$3.88

$1.28 HK$10.05

114.06%

Public Transport Monthly Pass (Regular Price)

$73.1 A$104

$88.0 HK$691

-16.92%

Taxi Start (Normal Tariff)

$3.09 A$4.38

$3.75 HK$29.38

-17.60%

Taxi (Normal Tariff) (1km)

$1.87 A$2.65

$1.30 HK$10.23

43.85%

Taxi 1hour Waiting (Normal Tariff)

$41.70 A$59.1

$15.92 HK$125

161.93%

Gasoline (1 liter)

$1.41 A$1.99

$4.05 HK$31.80

-65.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K A$42.2K

$44.6K HK$349.5K

-33.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K A$36.1K

$37.5K HK$294.3K

-31.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 A$230

$242 HK$1,895

-32.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.59 A$37.67

$15.72 HK$123

69.15%

Internet (50+ Mbps, Unlimited Data)

$60.3 A$85.4

$21.12 HK$166

185.56%

Gym Membership (Monthly)

$58.0 A$82.2

$99.8 HK$783

-41.85%

Tennis Court (1 Hour on Weekend)

$19.49 A$27.61

$9.52 HK$74.7

104.73%

Cinema Ticket

$14.27 A$20.21

$12.80 HK$100

11.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,974 A$2,796

$1,287 HK$10.1K

53.42%

International Primary School, 1 Child (Yearly)

$12.8K A$18.2K

$22.0K HK$172.7K

-41.73%

Jeans (Levis 501 Or Similar)

$84.8 A$120

$66.7 HK$523

27.19%

Summer Dress (H&M, Zara, etc)

$44.72 A$63.4

$42.46 HK$333

5.32%

Sport Shoes (Adidas, Nike)

$111 A$158

$83.6 HK$655

33.17%

Men's Leather Business Shoes

$110 A$156

$122 HK$957

-9.78%

1-bedroom Apartment, City Center (Monthly)

$1,424 A$2,017

$2,432 HK$19.1K

-41.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,076 A$1,524

$1,764 HK$13.8K

-39.00%

3-bedroom Apartment, City Center (Monthly)

$2,037 A$2,886

$5,347 HK$41.9K

-61.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,765 A$2,500

$3,677 HK$28.8K

-52.02%

Buy Apartment in City Center (m2)

$5,125 A$7,260

$28.4K HK$223.0K

-81.97%

Buy Apartment Outside City Center (m2)

$5,432 A$7,695

$18.1K HK$141.8K

-69.95%

Average Monthly Net Salary (After Tax)

$3,264 HK$25.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

3.79

53.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yamba NSW: October 26, 2026

Last update for Hong Kong: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yamba NSW

$1.1K 46.2%

Hong Kong

$1.8K 58.2% 63.9% $688

Groceries & Markets

Yamba NSW

$363 15.6%

Hong Kong

$410 13.6% 12.9% $47

Eating Out

Yamba NSW

$302 12.9%

Hong Kong

$205 6.8% 31.9% $96

Monthly Utilities & Internet

Yamba NSW

$249 10.7%

Hong Kong

$278 9.2% 11.6% $29

Clothing & Footwear

Yamba NSW

$158 6.8%

Hong Kong

$142 4.7% 10.3% $16

Getting Around

Yamba NSW

$97 4.1%

Hong Kong

$103 3.4% 7.1% $6.9

Sport & Entertainment

Yamba NSW

$87 3.7%

Hong Kong

$125 4.1% 44.8% $39

Cost Breakdown

A central one-bedroom costs $1,424 in Yamba NSW versus $2,432 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $51 in Yamba NSW versus $63 in Hong Kong. Monthly groceries follow the same trend: $363 vs $410 – making Yamba NSW the more affordable choice for daily food spending.

Good to know

🇦🇺 Yamba NSW

🇭🇰 Hong Kong

🕒 Local time

20:20 8:20 PM

17:20 5:20 PM

3 h behind Yamba NSW

🌤 Weather

👥 Population

6,913

1,367,900 Capital

💱 Currency

Australian Dollar AUD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.633 EUR).

Hong Kong Dollar exchange rates as of October 29, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.75 HKD (1 HKD = 0.114 EUR).

USD to AUD in detail →

On the map

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Between locations

Yamba NSW Hong Kong 7,120 km ≈ 9 h nonstop flight

From you

Yamba NSW
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yamba NSW vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,331 in Yamba NSW, $3,028 in Hong Kong – Yamba NSW comes out roughly 23% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,497 per month in Yamba NSW and $4,543 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Yamba NSW, especially for central apartments: a one-bedroom in the center costs $1,424 there versus $2,432 in Hong Kong.

A mid-range dinner for two costs $51 in Yamba NSW and $63 in Hong Kong. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,331 in Yamba NSW and $3,028 in Hong Kong. That makes Yamba NSW about 23% cheaper.

A $3,000 monthly budget goes further in Yamba NSW, where all-in costs run around $2,331, than in Hong Kong at $3,028. In Yamba NSW it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,331 in Yamba NSW to $3,028 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Yamba NSW is the easier option financially – housing and daily costs are lower, and overall it costs about 23% less, which matters a lot on a fixed budget or early-career salary.