Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Yamba NSW

For one person, living is cheaper in Yamba NSW: $2,331 a month against $3,028 in Hong Kong, rent and utilities included – about $8,400 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
120

Cost of Living Index in Yamba NSW
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Yamba NSW Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Yamba NSW

🇦🇺 Australia

$2,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Yamba NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Yamba NSW actually costs, broken down by who's living it.

A single person spends $3,028 per month in Hong Kong vs $2,331 in Yamba NSW, rent included.

Hong Kong $3,028
Yamba NSW $2,331

A couple spends around $4,727 per month in Hong Kong vs $3,399 in Yamba NSW, rent included.

Hong Kong $4,727
Yamba NSW $3,399

A family of three spends $6,426 per month in Hong Kong vs $4,466 in Yamba NSW, rent included.

Hong Kong $6,426
Yamba NSW $4,466

Hong Kong costs about 30% more than Yamba NSW, and outside of rent the biggest gap is in groceries.

Both Hong Kong and Yamba NSW sit above the global median – Hong Kong by 123%, Yamba NSW by 71%.

Meal at Budget Restaurant

$8.11 HK$63.6

$17.85 A$25.28

-54.57%

Three-Course Dinner for Two, Mid-Range

$62.9 HK$493

$50.9 A$72.0

23.61%

Fast Food Meal (McDonalds, etc)

$6.33 HK$49.65

$11.11 A$15.73

-43.02%

Cappuccino

$5.03 HK$39.44

$4.52 A$6.40

11.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$9.98

$2.44 A$3.46

-47.95%

Water (0.33 liter bottle)

$1.08 HK$8.47

$2.05 A$2.90

-47.32%

Local Beer (0.5 liter draught)

$7.74 HK$60.7

$7.90 A$11.19

-2.03%

Imported Beer (0.33 liter bottle)

$6.55 HK$51.4

$6.96 A$9.86

-5.89%

Milk (1 liter)

$2.87 HK$22.51

$1.62 A$2.30

77.16%

White Bread (500g)

$2.44 HK$19.11

$2.68 A$3.79

-8.96%

Rice (white) (1kg)

$2.13 HK$16.69

$2.25 A$3.19

-5.33%

Eggs

$3.43 HK$26.88

$4.90 A$6.94

-30.00%

Local Cheese (1kg)

$24.73 HK$194

$9.25 A$13.10

167.35%

Chicken Fillets (1kg)

$8.86 HK$69.5

$9.10 A$12.89

-2.64%

Beef Round Steak (1kg)

$17.81 HK$140

$14.23 A$20.16

25.16%

Apples (1kg)

$4.21 HK$32.99

$4.34 A$6.14

-3.00%

Banana (1kg)

$2.60 HK$20.36

$3.17 A$4.50

-17.98%

Oranges (1kg)

$4.65 HK$36.51

$3.02 A$4.28

53.97%

Tomato (1kg)

$4.05 HK$31.80

$4.82 A$6.82

-15.98%

Potato (1kg)

$3.18 HK$24.97

$2.87 A$4.06

10.80%

Onion (1kg)

$3.25 HK$25.46

$2.34 A$3.32

38.89%

Lettuce (1 head)

$1.59 HK$12.47

$2.33 A$3.30

-31.76%

Water (1.5 liter bottle)

$1.72 HK$13.50

$1.24 A$1.75

38.71%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 HK$104

$38.44 A$54.5

-65.48%

Wine (Bottle)

$15.22 HK$119

$12.66 A$17.93

20.22%

Local Beer (0.5 liter bottle)

$1.93 HK$15.18

$5.30 A$7.50

-63.58%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.91

$4.92 A$6.97

-53.66%

One-way Ticket (Public Transport)

$1.28 HK$10.05

$2.74 A$3.88

-53.28%

Public Transport Monthly Pass (Regular Price)

$88.0 HK$691

$73.1 A$104

20.37%

Taxi Start (Normal Tariff)

$3.75 HK$29.38

$3.09 A$4.38

21.36%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.23

$1.87 A$2.65

-30.48%

Taxi 1hour Waiting (Normal Tariff)

$15.92 HK$125

$41.70 A$59.1

-61.82%

Gasoline (1 liter)

$4.05 HK$31.80

$1.41 A$1.99

187.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.6K HK$349.5K

$29.8K A$42.2K

49.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K HK$294.3K

$25.5K A$36.1K

47.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 HK$1,895

$162 A$230

48.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.72 HK$123

$26.59 A$37.67

-40.88%

Internet (50+ Mbps, Unlimited Data)

$21.12 HK$166

$60.3 A$85.4

-64.98%

Gym Membership (Monthly)

$99.8 HK$783

$58.0 A$82.2

71.96%

Tennis Court (1 Hour on Weekend)

$9.52 HK$74.7

$19.49 A$27.61

-51.15%

Cinema Ticket

$12.80 HK$100

$14.27 A$20.21

-10.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,287 HK$10.1K

$1,974 A$2,796

-34.82%

International Primary School, 1 Child (Yearly)

$22.0K HK$172.7K

$12.8K A$18.2K

71.61%

Jeans (Levis 501 Or Similar)

$66.7 HK$523

$84.8 A$120

-21.38%

Summer Dress (H&M, Zara, etc)

$42.46 HK$333

$44.72 A$63.4

-5.05%

Sport Shoes (Adidas, Nike)

$83.6 HK$655

$111 A$158

-24.91%

Men's Leather Business Shoes

$122 HK$957

$110 A$156

10.83%

1-bedroom Apartment, City Center (Monthly)

$2,432 HK$19.1K

$1,424 A$2,017

70.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,764 HK$13.8K

$1,076 A$1,524

63.92%

3-bedroom Apartment, City Center (Monthly)

$5,347 HK$41.9K

$2,037 A$2,886

162.48%

3-bedroom Apartment, Outside City Center (Monthly)

$3,677 HK$28.8K

$1,765 A$2,500

108.40%

Buy Apartment in City Center (m2)

$28.4K HK$223.0K

$5,125 A$7,260

454.58%

Buy Apartment Outside City Center (m2)

$18.1K HK$141.8K

$5,432 A$7,695

232.81%

Average Monthly Net Salary (After Tax)

$3,264 HK$25.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

5.81

-34.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 27, 2026

Last update for Yamba NSW: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.2%

Yamba NSW

$1.1K 46.2% 39% $688

Groceries & Markets

Hong Kong

$410 13.6%

Yamba NSW

$363 15.6% 11.4% $47

Monthly Utilities & Internet

Hong Kong

$278 9.2%

Yamba NSW

$249 10.7% 10.4% $29

Eating Out

Hong Kong

$205 6.8%

Yamba NSW

$302 12.9% 46.9% $96

Clothing & Footwear

Hong Kong

$142 4.7%

Yamba NSW

$158 6.8% 11.5% $16

Sport & Entertainment

Hong Kong

$125 4.1%

Yamba NSW

$87 3.7% 31% $39

Getting Around

Hong Kong

$103 3.4%

Yamba NSW

$97 4.1% 6.7% $6.9

Cost Breakdown

A central one-bedroom costs $2,432 in Hong Kong versus $1,424 in Yamba NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $63 in Hong Kong versus $51 in Yamba NSW. Monthly groceries follow the same trend: $410 vs $363 – making Yamba NSW the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇦🇺 Yamba NSW

🕒 Local time

18:03 6:03 PM

21:03 9:03 PM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

6,913

💱 Currency

Hong Kong Dollar HKD $

Australian Dollar AUD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

Exchange rates and currency converter

AUD, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 29, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.75 HKD (1 HKD = 0.114 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.633 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Yamba NSW 7,120 km ≈ 9 h nonstop flight

From you

Hong Kong
Yamba NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Yamba NSW: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,028 in Hong Kong, $2,331 in Yamba NSW – Yamba NSW comes out roughly 23% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,543 per month in Hong Kong and $3,497 in Yamba NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Yamba NSW, especially for central apartments: a one-bedroom in the center costs $1,424 there versus $2,432 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $51 in Yamba NSW. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,028 in Hong Kong and $2,331 in Yamba NSW. That makes Yamba NSW about 23% cheaper.

A $3,000 monthly budget goes further in Yamba NSW, where all-in costs run around $2,331, than in Hong Kong at $3,028. In Yamba NSW it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,331 in Yamba NSW to $3,028 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Yamba NSW is the easier option financially – housing and daily costs are lower, and overall it costs about 23% less, which matters a lot on a fixed budget or early-career salary.