Last update: Oct 2026

Cost of Living Comparison Between Yamba NSW and Sydney

For one person, living is cheaper in Yamba NSW: $2,331 a month against $3,267 in Sydney, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Yamba NSW
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Yamba NSW Living Index
157

Cost of Living Index in Sydney
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Sydney Living Index

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Yamba NSW

🇦🇺 Australia

$2,331

/mo nomad

Sydney

🇦🇺 Australia

$3,267

/mo nomad

Monthly Cost of Living

How much you'll spend in Yamba NSW and in Sydney

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yamba NSW and in Sydney actually costs, broken down by who's living it.

A single person spends $2,331 per month in Yamba NSW vs $3,267 in Sydney, rent included.

Yamba NSW $2,331
Sydney $3,267

A couple spends around $3,399 per month in Yamba NSW vs $4,847 in Sydney, rent included.

Yamba NSW $3,399
Sydney $4,847

A family of three spends $4,466 per month in Yamba NSW vs $6,428 in Sydney, rent included.

Yamba NSW $4,466
Sydney $6,428

Yamba NSW is about 29% cheaper than Sydney, and outside of rent the biggest gap is in transport.

Both Yamba NSW and Sydney sit above the global median – Yamba NSW by 71%, Sydney by 140%.

Meal at Budget Restaurant

$17.85 A$25.28

$17.50 A$24.79

2.00%

Three-Course Dinner for Two, Mid-Range

$50.9 A$72.0

$90.4 A$128

-43.71%

Fast Food Meal (McDonalds, etc)

$11.11 A$15.73

$11.96 A$16.94

-7.11%

Cappuccino

$4.52 A$6.40

$4.00 A$5.67

13.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 A$3.46

$2.81 A$3.98

-13.17%

Water (0.33 liter bottle)

$2.05 A$2.90

$2.22 A$3.15

-7.66%

Local Beer (0.5 liter draught)

$7.90 A$11.19

$8.13 A$11.52

-2.83%

Imported Beer (0.33 liter bottle)

$6.96 A$9.86

$7.20 A$10.20

-3.33%

Milk (1 liter)

$1.62 A$2.30

$1.70 A$2.41

-4.71%

White Bread (500g)

$2.68 A$3.79

$2.94 A$4.16

-8.84%

Rice (white) (1kg)

$2.25 A$3.19

$2.51 A$3.56

-10.36%

Eggs

$4.90 A$6.94

$5.66 A$8.02

-13.43%

Local Cheese (1kg)

$9.25 A$13.10

$12.22 A$17.30

-24.30%

Chicken Fillets (1kg)

$9.10 A$12.89

$9.31 A$13.20

-2.26%

Beef Round Steak (1kg)

$14.23 A$20.16

$16.87 A$23.90

-15.65%

Apples (1kg)

$4.34 A$6.14

$3.90 A$5.53

11.28%

Banana (1kg)

$3.17 A$4.50

$3.22 A$4.57

-1.55%

Oranges (1kg)

$3.02 A$4.28

$3.43 A$4.86

-11.95%

Tomato (1kg)

$4.82 A$6.82

$4.33 A$6.14

11.32%

Potato (1kg)

$2.87 A$4.06

$3.35 A$4.74

-14.33%

Onion (1kg)

$2.34 A$3.32

$2.40 A$3.40

-2.50%

Lettuce (1 head)

$2.33 A$3.30

$2.34 A$3.31

-0.43%

Water (1.5 liter bottle)

$1.24 A$1.75

$1.16 A$1.64

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$38.44 A$54.5

$45.47 A$64.4

-15.46%

Wine (Bottle)

$12.66 A$17.93

$13.99 A$19.82

-9.51%

Local Beer (0.5 liter bottle)

$5.30 A$7.50

$4.11 A$5.82

28.95%

Imported Beer (0.33 liter bottle)

$4.92 A$6.97

$4.18 A$5.92

17.70%

One-way Ticket (Public Transport)

$2.74 A$3.88

$3.12 A$4.43

-12.18%

Public Transport Monthly Pass (Regular Price)

$73.1 A$104

$152 A$215

-51.82%

Taxi Start (Normal Tariff)

$3.09 A$4.38

$3.46 A$4.90

-10.69%

Taxi (Normal Tariff) (1km)

$1.87 A$2.65

$1.56 A$2.21

19.87%

Taxi 1hour Waiting (Normal Tariff)

$41.70 A$59.1

$39.54 A$56.0

5.46%

Gasoline (1 liter)

$1.41 A$1.99

$1.45 A$2.05

-2.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K A$42.2K

$29.9K A$42.4K

-0.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K A$36.1K

$27.5K A$39.0K

-7.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 A$230

$251 A$355

-35.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.59 A$37.67

$27.76 A$39.32

-4.21%

Internet (50+ Mbps, Unlimited Data)

$60.3 A$85.4

$58.0 A$82.2

4.00%

Gym Membership (Monthly)

$58.0 A$82.2

$70.7 A$100

-17.90%

Tennis Court (1 Hour on Weekend)

$19.49 A$27.61

$23.25 A$32.94

-16.17%

Cinema Ticket

$14.27 A$20.21

$17.83 A$25.25

-19.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,974 A$2,796

$2,358 A$3,341

-16.31%

International Primary School, 1 Child (Yearly)

$12.8K A$18.2K

$27.2K A$38.5K

-52.81%

Jeans (Levis 501 Or Similar)

$84.8 A$120

$80.5 A$114

5.39%

Summer Dress (H&M, Zara, etc)

$44.72 A$63.4

$69.3 A$98.2

-35.47%

Sport Shoes (Adidas, Nike)

$111 A$158

$111 A$157

0.49%

Men's Leather Business Shoes

$110 A$156

$127 A$181

-13.66%

1-bedroom Apartment, City Center (Monthly)

$1,424 A$2,017

$2,566 A$3,635

-44.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,076 A$1,524

$1,792 A$2,539

-39.97%

3-bedroom Apartment, City Center (Monthly)

$2,037 A$2,886

$5,202 A$7,369

-60.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,765 A$2,500

$3,156 A$4,471

-44.10%

Buy Apartment in City Center (m2)

$5,125 A$7,260

$13.4K A$19.0K

-61.72%

Buy Apartment Outside City Center (m2)

$5,432 A$7,695

$8,727 A$12.4K

-37.76%

Average Monthly Net Salary (After Tax)

$4,118 A$5,834

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

5.92

-1.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yamba NSW: October 26, 2026

Last update for Sydney: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yamba NSW

$1.1K 46.2%

Sydney

$1.8K 54.9% 66.6% $716

Groceries & Markets

Yamba NSW

$363 15.6%

Sydney

$382 11.7% 5.1% $19

Eating Out

Yamba NSW

$302 12.9%

Sydney

$299 9.2% 0.8% $2.6

Monthly Utilities & Internet

Yamba NSW

$249 10.7%

Sydney

$337 10.3% 35% $87

Clothing & Footwear

Yamba NSW

$158 6.8%

Sydney

$175 5.3% 10.6% $17

Getting Around

Yamba NSW

$97 4.1%

Sydney

$176 5.4% 81.9% $79

Sport & Entertainment

Yamba NSW

$87 3.7%

Sydney

$106 3.3% 22.8% $20

Cost Breakdown

A central one-bedroom costs $1,424 in Yamba NSW versus $2,566 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $51 in Yamba NSW versus $90 in Sydney. Monthly groceries follow the same trend: $363 vs $382 – making Yamba NSW the more affordable choice for daily food spending.

Good to know

🇦🇺 Yamba NSW

🇦🇺 Sydney

🕒 Local time

19:00 7:00 PM

Same time as Yamba NSW

🌤 Weather

👥 Population

6,913

4,840,600

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

Exchange rates and currency converter

On the map

Lowest

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Between locations

Yamba NSW Sydney 530 km ≈ 1 h 15 min nonstop flight

From you

Yamba NSW
Sydney

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yamba NSW vs Sydney: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,331 in Yamba NSW, $3,267 in Sydney – Yamba NSW comes out roughly 29% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,497 per month in Yamba NSW and $4,900 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Yamba NSW, especially for central apartments: a one-bedroom in the center costs $1,424 there versus $2,566 in Sydney.

A mid-range dinner for two costs $51 in Yamba NSW and $90 in Sydney. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,331 in Yamba NSW and $3,267 in Sydney. That makes Yamba NSW about 29% cheaper.

A $3,000 monthly budget goes further in Yamba NSW, where all-in costs run around $2,331, than in Sydney at $3,267. In Yamba NSW it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Yamba NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Yamba NSW is the easier option financially – housing and daily costs are lower, and overall it costs about 29% less, which matters a lot on a fixed budget or early-career salary.