Last update: Oct 2026

Cost of Living Comparison Between Xiangtan and Ubud, Bali

For one person, living is cheaper in Xiangtan: $709 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,900 less a year. Rent and utilities account for most of the difference.

Xiangtan
🇨🇳 China
$709
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Xiangtan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Xiangtan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $709 in Xiangtan versus $1,368 in Ubud, Bali.

  • Xiangtan $709
  • Ubud, Bali $1,368

Estimated couple costs with rent: $1,129 in Xiangtan versus $2,314 in Ubud, Bali.

  • Xiangtan $1,129
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,550 in Xiangtan versus $3,260 in Ubud, Bali.

  • Xiangtan $1,550
  • Ubud, Bali $3,260

Living in Xiangtan costs roughly 48% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Xiangtan is 48% below, Ubud, Bali is 1% above.

Currency
🍽 Eating Out
Xiangtan
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.77 ¥18.55
$3.33 Rp 59.9K
-16.82%
Three-Course Dinner for Two, Mid-Range
$21.94 ¥147
$35.18 Rp 633.2K
-37.64%
Fast Food Meal (McDonalds, etc)
$4.76 ¥31.83
$5.80 Rp 104.5K
-17.93%
Cappuccino
$2.96 ¥19.80
$2.73 Rp 49.1K
8.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.44 ¥2.93
$1.64 Rp 29.5K
-73.17%
Water (0.33 liter bottle)
$0.27 ¥1.80
$0.83 Rp 15.0K
-67.47%
Local Beer (0.5 liter draught)
$0.88 ¥5.87
$2.70 Rp 48.6K
-67.41%
Imported Beer (0.33 liter bottle)
$2.12 ¥14.18
$4.30 Rp 77.4K
-50.70%
🛒 Groceries & Markets
Xiangtan
Ubud, Bali
Difference
Milk (1 liter)
$1.78 ¥11.90
$1.50 Rp 27.1K
18.67%
White Bread (500g)
$1.56 ¥10.42
$2.30 Rp 41.4K
-32.17%
Rice (white) (1kg)
$0.96 ¥6.44
$1.18 Rp 21.2K
-18.64%
Eggs
$1.54 ¥10.31
$2.14 Rp 38.6K
-28.04%
Local Cheese (1kg)
$12.64 ¥84.5
$17.48 Rp 314.6K
-27.69%
Chicken Fillets (1kg)
$3.13 ¥20.95
$4.03 Rp 72.5K
-22.33%
Beef Round Steak (1kg)
$10.14 ¥67.8
$12.23 Rp 220.1K
-17.09%
Apples (1kg)
$1.89 ¥12.62
$3.55 Rp 63.9K
-46.76%
Banana (1kg)
$1.26 ¥8.43
$1.57 Rp 28.3K
-19.75%
Oranges (1kg)
$1.50 ¥10.02
$2.24 Rp 40.2K
-33.04%
Tomato (1kg)
$1.14 ¥7.60
$1.93 Rp 34.7K
-40.93%
Potato (1kg)
$0.69 ¥4.61
$1.88 Rp 33.9K
-63.30%
Onion (1kg)
$0.96 ¥6.41
$2.29 Rp 41.3K
-58.08%
Lettuce (1 head)
$0.60 ¥4.04
$0.99 Rp 17.9K
-39.39%
Water (1.5 liter bottle)
$0.50 ¥3.37
$0.53 Rp 9,475
-5.66%
Cigarettes 20 Pack (Marlboro, Camel)
$3.15 ¥21.05
$2.28 Rp 41.1K
38.16%
Wine (Bottle)
$10.42 ¥69.7
$23.01 Rp 414.2K
-54.72%
Local Beer (0.5 liter bottle)
$0.78 ¥5.24
$2.34 Rp 42.2K
-66.67%
Imported Beer (0.33 liter bottle)
$1.57 ¥10.51
$2.91 Rp 52.4K
-46.05%
🚌 Getting Around
Xiangtan
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.29 ¥1.95
$0.24 Rp 4,315
20.83%
Public Transport Monthly Pass (Regular Price)
$16.86 ¥113
$8.82 Rp 158.7K
91.16%
Taxi Start (Normal Tariff)
$1.37 ¥9.16
$0.48 Rp 8,684
185.42%
Taxi (Normal Tariff) (1km)
$0.35 ¥2.36
$0.46 Rp 8,233
-23.91%
Taxi 1hour Waiting (Normal Tariff)
$6.52 ¥43.59
$5.45 Rp 98.2K
19.63%
Gasoline (1 liter)
$1.14 ¥7.59
$0.88 Rp 15.9K
29.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3K ¥128.7K
$24.6K Rp 442.2M
-21.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.5K ¥117.3K
$31.2K Rp 561.4M
-43.74%
🧾 Monthly Utilities & Internet
Xiangtan
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.53 ¥298
$83.0 Rp 1.5M
-46.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.84 ¥65.8
$6.45 Rp 116.0K
52.56%
Internet (50+ Mbps, Unlimited Data)
$11.57 ¥77.4
$18.57 Rp 334.2K
-37.70%
🎉 Sport & Entertainment
Xiangtan
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.02 ¥281
$55.8 Rp 1.0M
-24.72%
Tennis Court (1 Hour on Weekend)
$13.89 ¥92.8
$18.11 Rp 326.0K
-23.30%
Cinema Ticket
$6.10 ¥40.76
$4.38 Rp 78.9K
39.27%
🧸 Childcare & Education
Xiangtan
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$330 ¥2,207
$493 Rp 8.9M
-33.05%
International Primary School, 1 Child (Yearly)
$17.1K ¥114.2K
$5,754 Rp 103.6M
196.88%
👕👟 Clothing & Footwear
Xiangtan
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$44.30 ¥296
$46.19 Rp 831.4K
-4.09%
Summer Dress (H&M, Zara, etc)
$30.52 ¥204
$35.33 Rp 636.0K
-13.61%
Sport Shoes (Adidas, Nike)
$72.0 ¥481
$79.1 Rp 1.4M
-8.99%
Men's Leather Business Shoes
$71.4 ¥477
$78.4 Rp 1.4M
-8.94%
🏠 Accommodation & Living
Xiangtan
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$284 ¥1,898
$1,142 Rp 20.6M
-75.15%
1-bedroom Apartment, Outside City Center (Monthly)
$189 ¥1,264
$676 Rp 12.2M
-72.02%
3-bedroom Apartment, City Center (Monthly)
$604 ¥4,035
$3,503 Rp 63.1M
-82.77%
3-bedroom Apartment, Outside City Center (Monthly)
$363 ¥2,428
$1,700 Rp 30.6M
-78.63%
Buy Apartment in City Center (m2)
$3,032 ¥20.3K
$2,784 Rp 50.1M
8.92%
Buy Apartment Outside City Center (m2)
$2,011 ¥13.4K
$2,241 Rp 40.3M
-10.23%
💵 Salaries & Financials
Xiangtan
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.89
13.78
-71.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xiangtan: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Xiangtan
$196
Ubud, Bali
$290 47.8% $94
Accommodation & Living
Xiangtan
$189
Ubud, Bali
$676 257% $487
Clothing & Footwear
Xiangtan
$98
Ubud, Bali
$108 9.5% $9.4
Eating Out
Xiangtan
$83
Ubud, Bali
$109 30.3% $25
Monthly Utilities & Internet
Xiangtan
$66
Ubud, Bali
$108 63.8% $42
Sport & Entertainment
Xiangtan
$54
Ubud, Bali
$65 19.1% $10
Getting Around
Xiangtan
$21
Ubud, Bali
$13 40.7% $8.6

Cost Breakdown

A one-bedroom apartment in the center runs $284 in Xiangtan and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Xiangtan vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $196 vs $290 per month, with Xiangtan cheaper across the board.

Good to know
🇨🇳 Xiangtan
🇮🇩 Ubud, Bali
🕒 Local time
15:39 3:39 PM
15:39 3:39 PM
Same time as Xiangtan
🌤 Weather
👥 Population
2,748,552
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Xiangtan Ubud, Bali 4,050 km ≈ 6 h nonstop flight
From you
  • Xiangtan
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Xiangtan vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Xiangtan or Ubud, Bali?
Xiangtan wins on cost – living expenses run 93% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Xiangtan the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Xiangtan and in Ubud, Bali?
You'd need roughly $1,063 in Xiangtan and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Xiangtan compared to Ubud, Bali?
Rent for a central apartment: $284 in Xiangtan versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Xiangtan and in Ubud, Bali?
Childcare runs $330 in Xiangtan versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Xiangtan or in Ubud, Bali?
Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Xiangtan or in Ubud, Bali?
At $709 in Xiangtan versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Xiangtan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xiangtan the clear choice for anyone on this budget.
Which city is better for digital nomads, Xiangtan or Ubud, Bali?
Both work as nomad bases, but Xiangtan delivers better value – similar infrastructure at $709 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Xiangtan hard to pass up.
How safe is Xiangtan compared to Ubud, Bali?
Safety-wise, Xiangtan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Xiangtan gentler on the wallet – expenses run 93% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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