Cost of Living Comparison Between Ubud, Bali and Xiangtan Cost of Living Comparison Between Ubud, Bali and Xiangtan

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $701 in Xiangtan.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,113 in Xiangtan.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $1,526 in Xiangtan.

Living in Ubud, Bali is roughly 99% more expensive than Xiangtan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Xiangtan is 48% below.

Currency
🍽 Eating Out
Ubud, Bali
Xiangtan
Difference
Meal at Budget Restaurant
$3.48 Rp 59.7K
$2.75 ¥18.80
26.55%
Three-Course Dinner for Two, Mid-Range
$32.88 Rp 564.0K
$21.46 ¥147
53.22%
Fast Food Meal (McDonalds, etc)
$5.09 Rp 87.3K
$4.82 ¥32.94
5.60%
Cappuccino
$2.75 Rp 47.1K
$2.94 ¥20.11
-6.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 23.7K
$0.46 ¥3.17
200.00%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$0.27 ¥1.82
162.96%
Local Beer (0.5 liter draught)
$2.88 Rp 49.4K
$0.93 ¥6.38
209.68%
Imported Beer (0.33 liter bottle)
$3.87 Rp 66.4K
$2.03 ¥13.88
90.64%
🛒 Groceries & Markets
Ubud, Bali
Xiangtan
Difference
Milk (1 liter)
$1.79 Rp 30.7K
$1.79 ¥12.23
-
White Bread (500g)
$2.45 Rp 42.0K
$1.55 ¥10.60
58.06%
Rice (white) (1kg)
$1.21 Rp 20.7K
$0.90 ¥6.12
34.44%
Eggs
$2.39 Rp 40.9K
$1.61 ¥10.98
48.45%
Local Cheese (1kg)
$14.70 Rp 252.1K
$12.76 ¥87.1
15.20%
Chicken Fillets (1kg)
$4.24 Rp 72.7K
$3.20 ¥21.87
32.50%
Beef Round Steak (1kg)
$12.08 Rp 207.1K
$10.01 ¥68.4
20.68%
Apples (1kg)
$3.66 Rp 62.9K
$1.82 ¥12.41
101.10%
Banana (1kg)
$1.61 Rp 27.6K
$1.22 ¥8.32
31.97%
Oranges (1kg)
$2.72 Rp 46.6K
$1.55 ¥10.58
75.48%
Tomato (1kg)
$2.27 Rp 39.0K
$1.14 ¥7.80
99.12%
Potato (1kg)
$1.90 Rp 32.6K
$0.74 ¥5.07
156.76%
Onion (1kg)
$2.30 Rp 39.4K
$0.94 ¥6.45
144.68%
Lettuce (1 head)
$1.02 Rp 17.4K
$0.55 ¥3.78
85.45%
Water (1.5 liter bottle)
$0.78 Rp 13.4K
$0.55 ¥3.75
41.82%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 Rp 55.7K
$3.07 ¥20.94
5.54%
Wine (Bottle)
$24.06 Rp 412.7K
$10.49 ¥71.6
129.36%
Local Beer (0.5 liter bottle)
$2.84 Rp 48.7K
$0.80 ¥5.49
255.00%
Imported Beer (0.33 liter bottle)
$2.79 Rp 47.8K
$1.58 ¥10.80
76.58%
🚌 Getting Around
Ubud, Bali
Xiangtan
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,610
$0.27 ¥1.83
-
Public Transport Monthly Pass (Regular Price)
$8.24 Rp 141.4K
$16.47 ¥112
-49.97%
Taxi Start (Normal Tariff)
$0.45 Rp 7,708
$1.38 ¥9.40
-67.39%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,305
$0.35 ¥2.41
22.86%
Taxi 1hour Waiting (Normal Tariff)
$6.02 Rp 103.3K
$6.54 ¥44.69
-7.95%
Gasoline (1 liter)
$0.86 Rp 14.7K
$1.12 ¥7.67
-23.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 447.1M
$19.8K ¥135.0K
31.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 543.7M
$17.4K ¥118.6K
82.62%
🧾 Monthly Utilities & Internet
Ubud, Bali
Xiangtan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.3M
$44.96 ¥307
74.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.00 Rp 68.5K
$9.54 ¥65.1
-58.07%
Internet (50+ Mbps, Unlimited Data)
$24.35 Rp 417.7K
$11.87 ¥81.1
105.14%
🎉 Sport & Entertainment
Ubud, Bali
Xiangtan
Difference
Gym Membership (Monthly)
$95.8 Rp 1.6M
$41.02 ¥280
133.47%
Tennis Court (1 Hour on Weekend)
$6.46 Rp 110.7K
$13.75 ¥93.9
-53.02%
Cinema Ticket
$4.01 Rp 68.7K
$5.77 ¥39.39
-30.50%
🧸 Childcare & Education
Ubud, Bali
Xiangtan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 Rp 5.2M
$329 ¥2,250
-8.46%
International Primary School, 1 Child (Yearly)
$6,545 Rp 112.3M
$17.0K ¥115.8K
-61.39%
👕👟 Clothing & Footwear
Ubud, Bali
Xiangtan
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 916.3K
$43.41 ¥296
23.06%
Summer Dress (H&M, Zara, etc)
$38.55 Rp 661.2K
$29.96 ¥205
28.67%
Sport Shoes (Adidas, Nike)
$89.1 Rp 1.5M
$72.2 ¥493
23.42%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$70.7 ¥483
11.65%
🏠 Accommodation & Living
Ubud, Bali
Xiangtan
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 Rp 17.4M
$278 ¥1,898
265.56%
1-bedroom Apartment, Outside City Center (Monthly)
$672 Rp 11.5M
$191 ¥1,305
251.73%
3-bedroom Apartment, City Center (Monthly)
$3,368 Rp 57.8M
$599 ¥4,094
462.01%
3-bedroom Apartment, Outside City Center (Monthly)
$2,108 Rp 36.2M
$366 ¥2,496
476.71%
Buy Apartment in City Center (m2)
$3,001 Rp 51.5M
$3,007 ¥20.5K
-0.19%
Buy Apartment Outside City Center (m2)
$2,337 Rp 40.1M
$2,011 ¥13.7K
16.19%
💵 Salaries & Financials
Ubud, Bali
Xiangtan
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.89
241.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Xiangtan: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $278 in Xiangtan. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $21 in Xiangtan for a mid-range dinner for two. Groceries echo the gap at $300 vs $197 per month, with Xiangtan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Xiangtan: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Xiangtan?
Xiangtan wins on cost – living expenses run 99% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Xiangtan the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Xiangtan?
You'd need roughly $2,092 in Ubud, Bali and $1,051 in Xiangtan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Xiangtan?
Rent for a central apartment: $1,016 in Ubud, Bali versus $278 in Xiangtan. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Xiangtan?
Childcare runs $302 in Ubud, Bali versus $329 in Xiangtan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Xiangtan?
Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Ubud, Bali or Xiangtan?
At $701 in Xiangtan versus $1,395 in Ubud, Bali, a $1,500 budget is realistic in Xiangtan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xiangtan the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Xiangtan?
Both work as nomad bases, but Xiangtan delivers better value – similar infrastructure at $701 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Xiangtan hard to pass up.
How safe is Ubud, Bali compared to Xiangtan?
Safety-wise, Ubud, Bali and Xiangtan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Xiangtan gentler on the wallet – expenses run 99% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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