Last update: Oct 2026

Cost of Living Comparison Between Xai-Xai and Ubud, Bali

For one person, living is cheaper in Xai-Xai: $680 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Xai-Xai
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Xai-Xai Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Xai-Xai

🇲🇿 Mozambique

$680

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Xai-Xai and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Xai-Xai and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $680 in Xai-Xai versus $1,368 in Ubud, Bali.

Xai-Xai $680
Ubud, Bali $1,368

Estimated couple costs with rent: $1,143 in Xai-Xai versus $2,314 in Ubud, Bali.

Xai-Xai $1,143
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,607 in Xai-Xai versus $3,260 in Ubud, Bali.

Xai-Xai $1,607
Ubud, Bali $3,260

Living in Xai-Xai costs roughly 50% less than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Xai-Xai is 50% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$10.00 MZN 632

$3.33 Rp 59.9K

200.30%

Three-Course Dinner for Two, Mid-Range

$62.2 MZN 3,932

$35.18 Rp 633.2K

76.69%

Fast Food Meal (McDonalds, etc)

$7.29 MZN 461

$5.80 Rp 104.5K

25.69%

Cappuccino

$2.25 MZN 142

$2.73 Rp 49.1K

-17.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 MZN 54.6

$1.64 Rp 29.5K

-47.56%

Water (0.33 liter bottle)

$0.70 MZN 44.08

$0.83 Rp 15.0K

-15.66%

Local Beer (0.5 liter draught)

$1.54 MZN 97.6

$2.70 Rp 48.6K

-42.96%

Imported Beer (0.33 liter bottle)

$2.37 MZN 150

$4.30 Rp 77.4K

-44.88%

Milk (1 liter)

$1.52 MZN 96.1

$1.50 Rp 27.1K

1.33%

White Bread (500g)

$1.03 MZN 65.4

$2.30 Rp 41.4K

-55.22%

Rice (white) (1kg)

$1.59 MZN 101

$1.18 Rp 21.2K

34.75%

Eggs

$2.43 MZN 154

$2.14 Rp 38.6K

13.55%

Local Cheese (1kg)

$21.25 MZN 1,344

$17.48 Rp 314.6K

21.57%

Chicken Fillets (1kg)

$5.69 MZN 360

$4.03 Rp 72.5K

41.19%

Beef Round Steak (1kg)

$5.55 MZN 351

$12.23 Rp 220.1K

-54.62%

Apples (1kg)

$1.99 MZN 126

$3.55 Rp 63.9K

-43.94%

Banana (1kg)

$0.76 MZN 48.08

$1.57 Rp 28.3K

-51.59%

Oranges (1kg)

$1.63 MZN 103

$2.24 Rp 40.2K

-27.23%

Tomato (1kg)

$1.05 MZN 66.2

$1.93 Rp 34.7K

-45.60%

Potato (1kg)

$1.01 MZN 63.7

$1.88 Rp 33.9K

-46.28%

Onion (1kg)

$0.79 MZN 50.2

$2.29 Rp 41.3K

-65.50%

Lettuce (1 head)

$0.93 MZN 58.9

$0.99 Rp 17.9K

-6.06%

Water (1.5 liter bottle)

$0.86 MZN 54.5

$0.53 Rp 9,475

62.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.74 MZN 174

$2.28 Rp 41.1K

20.18%

Wine (Bottle)

$10.08 MZN 638

$23.01 Rp 414.2K

-56.19%

Local Beer (0.5 liter bottle)

$0.99 MZN 62.5

$2.34 Rp 42.2K

-57.69%

Imported Beer (0.33 liter bottle)

$1.28 MZN 81.1

$2.91 Rp 52.4K

-56.01%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.55 MZN 98.0

$0.48 Rp 8,684

222.92%

Taxi (Normal Tariff) (1km)

$1.19 MZN 75.4

$0.46 Rp 8,233

158.70%

Taxi 1hour Waiting (Normal Tariff)

$24.71 MZN 1,563

$5.45 Rp 98.2K

353.39%

Gasoline (1 liter)

$1.41 MZN 89.4

$0.88 Rp 15.9K

60.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K MZN 2.0M

$24.6K Rp 442.2M

30.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K MZN 1.4M

$31.2K Rp 561.4M

-26.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.5 MZN 4,459

$83.0 Rp 1.5M

-15.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.86 MZN 497

$6.45 Rp 116.0K

21.86%

Internet (50+ Mbps, Unlimited Data)

$88.5 MZN 5,597

$18.57 Rp 334.2K

376.52%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$8.01 MZN 507

$4.38 Rp 78.9K

82.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$129 MZN 8,179

$493 Rp 8.9M

-73.77%

International Primary School, 1 Child (Yearly)

$5,214 MZN 329.8K

$5,754 Rp 103.6M

-9.38%

Jeans (Levis 501 Or Similar)

$49.93 MZN 3,158

$46.19 Rp 831.4K

8.10%

Summer Dress (H&M, Zara, etc)

$56.0 MZN 3,541

$35.33 Rp 636.0K

58.45%

Sport Shoes (Adidas, Nike)

$78.1 MZN 4,938

$79.1 Rp 1.4M

-1.29%

Men's Leather Business Shoes

$80.1 MZN 5,065

$78.4 Rp 1.4M

2.14%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

81.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xai-Xai: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Xai-Xai

$223 32.8%

Ubud, Bali

$290 21.2% 30.2% $67

Monthly Utilities & Internet

Xai-Xai

$167 24.5%

Ubud, Bali

$108 7.9% 35.2% $59

Eating Out

Xai-Xai

$148 21.7%

Ubud, Bali

$109 8% 26.3% $39

Clothing & Footwear

Xai-Xai

$119 17.5%

Ubud, Bali

$108 7.9% 9.5% $11

Sport & Entertainment

Xai-Xai

$16 * 2.4%

Ubud, Bali

$65 4.7% 303% $49

Getting Around

Xai-Xai

$7.5 * 1.1%

Ubud, Bali

$13 0.9% 67.1% $5

Accommodation & Living

Xai-Xai

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $62.0 in Xai-Xai vs $35.00 in Ubud, Bali. Groceries flip the comparison at $223 vs $290, with Xai-Xai cheaper for home cooking.

Good to know

🇲🇿 Xai-Xai

🇮🇩 Ubud, Bali

🕒 Local time

01:46 1:46 AM

07:46 7:46 AM

6 h ahead of Xai-Xai

🌤 Weather

👥 Population

116,343

74,800

💱 Currency

Mozambican Metical MZN MT

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MZN = 1.58 USD

100 MZN = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MZN – Mozambican Metical Converter

🇺🇸 United States Dollar ($)

🇲🇿 Mozambican Metical (MT)

Mozambican Metical exchange rates as of October 19, 2026: 1 USD = 63.25 MZN (100 MZN = 1.58 USD). 1 EUR = 71.11 MZN (100 MZN = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to MZN in detail →

On the map

Lowest

Highest

Between locations

Xai-Xai Ubud, Bali 8,770 km ≈ 11 h nonstop flight

From you

Xai-Xai
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Xai-Xai vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Xai-Xai wins on cost – living expenses run 101% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Xai-Xai the obvious pick if budget is a priority.

You'd need roughly $1,020 in Xai-Xai and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $680 per month in Xai-Xai versus $1,368 in Ubud, Bali – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.

At $680 in Xai-Xai versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Xai-Xai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xai-Xai the clear choice for anyone on this budget.

Both work as nomad bases, but Xai-Xai delivers better value – similar infrastructure at $680 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Xai-Xai hard to pass up.

Safety-wise, Xai-Xai and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Xai-Xai gentler on the wallet – expenses run 101% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.