Cost of Living Comparison Between Xai-Xai and Ubud, Bali Cost of Living Comparison Between Xai-Xai and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $683 in Xai-Xai versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,132 in Xai-Xai versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,580 in Xai-Xai versus $3,273 in Ubud, Bali.

Living in Xai-Xai costs roughly 51% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Xai-Xai is 50% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$10.30 MZN 652

$3.37 Rp 59.7K

205.64%

Three-Course Dinner for Two, Mid-Range

$62.1 MZN 3,927

$38.59 Rp 682.4K

60.90%

Fast Food Meal (McDonalds, etc)

$7.12 MZN 451

$5.52 Rp 97.6K

28.99%

Cappuccino

$2.20 MZN 139

$2.64 Rp 46.8K

-16.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 MZN 51.1

$1.67 Rp 29.6K

-51.50%

Water (0.33 liter bottle)

$0.73 MZN 46.39

$0.77 Rp 13.6K

-5.19%

Local Beer (0.5 liter draught)

$1.53 MZN 97.0

$2.63 Rp 46.6K

-41.83%

Imported Beer (0.33 liter bottle)

$2.39 MZN 151

$4.28 Rp 75.7K

-44.16%

Milk (1 liter)

$1.56 MZN 98.5

$1.55 Rp 27.3K

0.65%

White Bread (500g)

$1.03 MZN 65.1

$2.22 Rp 39.3K

-53.60%

Rice (white) (1kg)

$1.58 MZN 100

$1.13 Rp 19.9K

39.82%

Eggs

$2.52 MZN 159

$2.09 Rp 36.9K

20.57%

Local Cheese (1kg)

$20.59 MZN 1,303

$17.39 Rp 307.6K

18.40%

Chicken Fillets (1kg)

$5.76 MZN 364

$3.87 Rp 68.4K

48.84%

Beef Round Steak (1kg)

$5.52 MZN 349

$12.55 Rp 221.9K

-56.02%

Apples (1kg)

$2.07 MZN 131

$3.62 Rp 63.9K

-42.82%

Banana (1kg)

$0.76 MZN 48.35

$1.56 Rp 27.6K

-51.28%

Oranges (1kg)

$1.63 MZN 103

$2.35 Rp 41.6K

-30.64%

Tomato (1kg)

$1.04 MZN 65.7

$2.06 Rp 36.4K

-49.51%

Potato (1kg)

$1.05 MZN 66.2

$1.90 Rp 33.6K

-44.74%

Onion (1kg)

$0.82 MZN 51.6

$2.34 Rp 41.3K

-64.96%

Lettuce (1 head)

$0.97 MZN 61.6

$1.03 Rp 18.2K

-5.83%

Water (1.5 liter bottle)

$0.92 MZN 58.0

$0.55 Rp 9,809

67.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.87 MZN 181

$2.25 Rp 39.8K

27.56%

Wine (Bottle)

$10.25 MZN 648

$23.81 Rp 421.0K

-56.95%

Local Beer (0.5 liter bottle)

$1.01 MZN 64.1

$2.31 Rp 40.9K

-56.28%

Imported Beer (0.33 liter bottle)

$1.30 MZN 82.2

$2.80 Rp 49.5K

-53.57%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$1.56 MZN 98.6

$0.48 Rp 8,515

225.00%

Taxi (Normal Tariff) (1km)

$1.19 MZN 75.2

$0.45 Rp 7,887

164.44%

Taxi 1hour Waiting (Normal Tariff)

$24.72 MZN 1,563

$5.72 Rp 101.1K

332.17%

Gasoline (1 liter)

$1.33 MZN 84.0

$0.76 Rp 13.4K

75.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K MZN 2.0M

$24.5K Rp 433.0M

30.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K MZN 1.5M

$32.1K Rp 568.0M

-28.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.8 MZN 4,479

$83.6 Rp 1.5M

-15.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.72 MZN 488

$6.46 Rp 114.2K

19.50%

Internet (50+ Mbps, Unlimited Data)

$85.9 MZN 5,436

$18.99 Rp 335.9K

352.55%

Gym Membership (Monthly)

$56.0 Rp 989.8K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$7.76 MZN 491

$4.28 Rp 75.7K

81.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 MZN 8,208

$487 Rp 8.6M

-73.32%

International Primary School, 1 Child (Yearly)

$5,071 MZN 320.7K

$5,856 Rp 103.6M

-13.40%

Jeans (Levis 501 Or Similar)

$49.56 MZN 3,134

$45.56 Rp 805.6K

8.78%

Summer Dress (H&M, Zara, etc)

$55.5 MZN 3,509

$36.38 Rp 643.3K

52.47%

Sport Shoes (Adidas, Nike)

$78.5 MZN 4,966

$82.0 Rp 1.4M

-4.20%

Men's Leather Business Shoes

$79.9 MZN 5,051

$80.4 Rp 1.4M

-0.66%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

81.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xai-Xai: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

Dining out: $62.0 in Xai-Xai vs $39.00 in Ubud, Bali. Groceries flip the comparison at $224 vs $293, with Xai-Xai cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Xai-Xai vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Xai-Xai wins on cost – living expenses run 105% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Xai-Xai the obvious pick if budget is a priority.

You'd need roughly $1,024 in Xai-Xai and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 31% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $683 per month in Xai-Xai versus $1,396 in Ubud, Bali – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

At $683 in Xai-Xai versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Xai-Xai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xai-Xai the clear choice for anyone on this budget.

Both work as nomad bases, but Xai-Xai delivers better value – similar infrastructure at $683 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Xai-Xai hard to pass up.

Safety-wise, Xai-Xai and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Xai-Xai gentler on the wallet – expenses run 105% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.