Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Xai-Xai

For one person, living is cheaper in Xai-Xai: $682 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
33

Cost of Living Index in Xai-Xai
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Xai-Xai Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Xai-Xai

🇲🇿 Mozambique

$682

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Xai-Xai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Xai-Xai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $682 in Xai-Xai.

Ubud, Bali $1,349
Xai-Xai $682

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,151 in Xai-Xai.

Ubud, Bali $2,305
Xai-Xai $1,151

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,620 in Xai-Xai.

Ubud, Bali $3,261
Xai-Xai $1,620

Living in Ubud, Bali is roughly 98% more expensive than in Xai-Xai, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$10.16 MZN 642

-67.32%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$63.7 MZN 4,029

-44.05%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.21 MZN 456

-23.30%

Cappuccino

$2.72 Rp 49.3K

$2.16 MZN 137

25.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.86 MZN 54.5

97.67%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.73 MZN 46.29

4.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.60 MZN 101

65.62%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.33 MZN 147

87.98%

Milk (1 liter)

$1.49 Rp 27.1K

$1.54 MZN 97.6

-3.25%

White Bread (500g)

$2.28 Rp 41.3K

$1.03 MZN 65.4

121.36%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.60 MZN 101

-25.63%

Eggs

$2.04 Rp 36.9K

$2.50 MZN 158

-18.40%

Local Cheese (1kg)

$17.70 Rp 321.2K

$21.24 MZN 1,343

-16.67%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.72 MZN 362

-30.77%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$5.80 MZN 367

110.17%

Apples (1kg)

$3.66 Rp 66.3K

$1.99 MZN 126

83.92%

Banana (1kg)

$1.52 Rp 27.5K

$0.75 MZN 47.22

102.67%

Oranges (1kg)

$2.23 Rp 40.4K

$1.68 MZN 107

32.74%

Tomato (1kg)

$1.97 Rp 35.8K

$1.08 MZN 68.4

82.41%

Potato (1kg)

$1.85 Rp 33.5K

$1.04 MZN 65.5

77.88%

Onion (1kg)

$2.42 Rp 44.0K

$0.79 MZN 50.1

206.33%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.92 MZN 58.0

7.61%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.90 MZN 57.1

-43.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.79 MZN 176

-20.43%

Wine (Bottle)

$22.24 Rp 403.6K

$10.08 MZN 637

120.63%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.97 MZN 61.6

132.99%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.27 MZN 80.4

133.86%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.53 MZN 96.6

-71.24%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.19 MZN 75.4

-63.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$24.19 MZN 1,530

-77.64%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.40 MZN 88.8

-41.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$32.0K MZN 2.0M

-25.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$22.7K MZN 1.4M

39.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$71.4 MZN 4,518

10.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$7.74 MZN 490

-16.67%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$88.5 MZN 5,596

-79.00%

Gym Membership (Monthly)

$49.48 Rp 897.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$7.72 MZN 488

-44.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$178 MZN 11.2K

176.30%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$5,082 MZN 321.4K

11.66%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$49.75 MZN 3,146

-10.27%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$57.0 MZN 3,606

-38.69%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$77.2 MZN 4,881

3.54%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$79.3 MZN 5,017

0.13%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-44.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Xai-Xai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Xai-Xai

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Xai-Xai

$225 33% 21.9% $63

Eating Out

Ubud, Bali

$108 8%

Xai-Xai

$148 21.7% 37.3% $40

Clothing & Footwear

Ubud, Bali

$108 8%

Xai-Xai

$118 17.4% 10.2% $11

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Xai-Xai

$168 24.6% 61.1% $64

Sport & Entertainment

Ubud, Bali

$58 4.3%

Xai-Xai

$15 * 2.3% 73.4% $43

Getting Around

Ubud, Bali

$11 0.9%

Xai-Xai

$7.5 * 1.1% 34.4% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $64 in Xai-Xai. Groceries flip the comparison at $288 vs $225, with Xai-Xai cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇲🇿 Xai-Xai

🕒 Local time

11:29 11:29 AM

05:29 5:29 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

116,343

💱 Currency

Indonesian Rupiah IDR Rp

Mozambican Metical MZN MT

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 MZN = 1.58 USD

100 MZN = 1.41 EUR

Exchange rates and currency converter

MZN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Mozambican Metical exchange rates as of November 3, 2026: 1 USD = 63.25 MZN (100 MZN = 1.58 USD). 1 EUR = 70.89 MZN (100 MZN = 1.41 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Xai-Xai 8,770 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Xai-Xai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Xai-Xai: Cost of Living - Frequently Asked Questions

Xai-Xai wins on cost – living expenses run 49% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Xai-Xai the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,023 in Xai-Xai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 28% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $682 in Xai-Xai – Xai-Xai is about 49% cheaper, which adds up to real savings over time.

At $682 in Xai-Xai versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Xai-Xai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xai-Xai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.