Cost of Living Comparison Between Wroclaw and Olsztyn Cost of Living Comparison Between Wroclaw and Olsztyn

Monthly Cost of Living

Monthly costs for one person with rent: $1,820 in Wroclaw versus $1,804 in Olsztyn.

Estimated couple costs with rent: $2,623 in Wroclaw versus $2,768 in Olsztyn.

Monthly costs for a family of three with rent: $3,427 in Wroclaw versus $3,732 in Olsztyn.

Living in Wroclaw is roughly 1% more expensive than in Olsztyn, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Wroclaw 32% above, Olsztyn 31% above.

Meal at Budget Restaurant

$10.70 zł 39.76

$13.26 zł 49.26

-19.31%

Three-Course Dinner for Two, Mid-Range

$54.1 zł 201

$51.6 zł 192

4.77%

Fast Food Meal (McDonalds, etc)

$10.22 zł 37.95

$9.50 zł 35.30

7.58%

Cappuccino

$4.22 zł 15.68

$3.51 zł 13.05

20.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 zł 8.63

$2.63 zł 9.77

-11.79%

Water (0.33 liter bottle)

$1.89 zł 7.04

$2.05 zł 7.63

-7.80%

Local Beer (0.5 liter draught)

$3.98 zł 14.79

$3.24 zł 12.05

22.84%

Imported Beer (0.33 liter bottle)

$5.26 zł 19.54

$4.04 zł 15.01

30.20%

Milk (1 liter)

$1.09 zł 4.05

$1.06 zł 3.93

2.83%

White Bread (500g)

$1.64 zł 6.08

$1.31 zł 4.87

25.19%

Rice (white) (1kg)

$1.58 zł 5.88

$1.44 zł 5.35

9.72%

Eggs

$4.21 zł 15.64

$3.95 zł 14.68

6.58%

Local Cheese (1kg)

$9.53 zł 35.41

$10.25 zł 38.09

-7.02%

Chicken Fillets (1kg)

$7.03 zł 26.13

$7.44 zł 27.63

-5.51%

Beef Round Steak (1kg)

$12.53 zł 46.54

$15.96 zł 59.3

-21.49%

Apples (1kg)

$1.31 zł 4.87

$1.28 zł 4.74

2.34%

Banana (1kg)

$1.72 zł 6.39

$1.77 zł 6.57

-2.82%

Oranges (1kg)

$1.72 zł 6.37

$1.91 zł 7.11

-9.95%

Tomato (1kg)

$3.59 zł 13.32

$3.58 zł 13.29

0.28%

Potato (1kg)

$0.94 zł 3.50

$0.99 zł 3.69

-5.05%

Onion (1kg)

$0.87 zł 3.21

$1.28 zł 4.76

-32.03%

Lettuce (1 head)

$1.51 zł 5.60

$1.42 zł 5.27

6.34%

Water (1.5 liter bottle)

$0.74 zł 2.74

$0.73 zł 2.71

1.37%

Cigarettes 20 Pack (Marlboro, Camel)

$6.35 zł 23.60

$5.99 zł 22.27

6.01%

Wine (Bottle)

$8.16 zł 30.32

$8.21 zł 30.50

-0.61%

Local Beer (0.5 liter bottle)

$1.28 zł 4.74

$1.16 zł 4.32

10.34%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.99

$1.60 zł 5.94

17.50%

One-way Ticket (Public Transport)

$1.21 zł 4.48

$1.08 zł 4.02

12.04%

Public Transport Monthly Pass (Regular Price)

$29.44 zł 109

$26.93 zł 100

9.32%

Taxi Start (Normal Tariff)

$2.71 zł 10.09

$2.17 zł 8.06

24.88%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.81

$0.79 zł 2.92

29.11%

Taxi 1hour Waiting (Normal Tariff)

$10.56 zł 39.23

$10.60 zł 39.38

-0.38%

Gasoline (1 liter)

$1.64 zł 6.08

$1.66 zł 6.15

-1.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K zł 120.7K

$34.1K zł 126.6K

-4.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.9K zł 114.8K

$30.7K zł 114.2K

0.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$352 zł 1,309

$311 zł 1,155

13.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.58 zł 39.30

$10.22 zł 37.97

3.52%

Internet (50+ Mbps, Unlimited Data)

$18.04 zł 67.0

$18.80 zł 69.8

-4.04%

Gym Membership (Monthly)

$41.45 zł 154

$53.2 zł 197

-22.03%

Tennis Court (1 Hour on Weekend)

$34.22 zł 127

$23.66 zł 87.9

44.63%

Cinema Ticket

$9.48 zł 35.20

$9.19 zł 34.12

3.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$515 zł 1,915

$399 zł 1,482

29.22%

International Primary School, 1 Child (Yearly)

$12.8K zł 47.7K

$15.0K zł 55.7K

-14.41%

Jeans (Levis 501 Or Similar)

$99.0 zł 368

$106 zł 392

-6.14%

Summer Dress (H&M, Zara, etc)

$41.82 zł 155

$51.3 zł 190

-18.40%

Sport Shoes (Adidas, Nike)

$98.8 zł 367

$105 zł 391

-6.24%

Men's Leather Business Shoes

$112 zł 414

$112 zł 416

-0.36%

1-bedroom Apartment, City Center (Monthly)

$875 zł 3,249

$902 zł 3,350

-2.99%

1-bedroom Apartment, Outside City Center (Monthly)

$721 zł 2,678

$726 zł 2,695

-0.65%

3-bedroom Apartment, City Center (Monthly)

$1,474 zł 5,475

$1,809 zł 6,720

-18.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,163 zł 4,319

$1,432 zł 5,321

-18.82%

Buy Apartment in City Center (m2)

$4,727 zł 17.6K

$4,004 zł 14.9K

18.07%

Buy Apartment Outside City Center (m2)

$3,463 zł 12.9K

$2,717 zł 10.1K

27.46%

Average Monthly Net Salary (After Tax)

$1,825 zł 6,779

$1,454 zł 5,402

25.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.17

7.52

-4.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: August 30, 2026

Last update for Olsztyn: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $875 in Wroclaw and $902 in Olsztyn. Housing cost is often the main lever when comparing two cities.

Wroclaw pays 25% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $54.0 in Wroclaw vs $52.0 in Olsztyn. Groceries flip the comparison at $239 vs $249, with Wroclaw cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Olsztyn: Cost of Living - Frequently Asked Questions

Olsztyn is cheaper overall, especially in Getting Around. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 25% higher in Wroclaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $875 in Wroclaw versus $902 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Wroclaw pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Olsztyn – a meal for two runs $52.0 versus $54.0 in Wroclaw. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,804 in Olsztyn versus $1,820 in Wroclaw, a $2,500 budget is realistic in Olsztyn but tight or insufficient in Wroclaw. The gap between the two cities makes Olsztyn the clear choice for anyone on this budget.

For families, Olsztyn is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wroclaw and Olsztyn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olsztyn gentler on the wallet – expenses run 1% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.