Cost of Living Comparison Between Wroclaw and Olsztyn Cost of Living Comparison Between Wroclaw and Olsztyn

Monthly Cost of Living

Monthly costs for one person with rent: $1,700 in Wroclaw versus $1,464 in Olsztyn.

Estimated couple costs with rent: $2,451 in Wroclaw versus $1,997 in Olsztyn.

Monthly costs for a family of three with rent: $3,202 in Wroclaw versus $2,531 in Olsztyn.

Living in Wroclaw is roughly 16% more expensive than Olsztyn, driven mainly by Eating Out.

Both cities are pricier than the global median: Wroclaw 27% above, Olsztyn 9% above.

Meal at Budget Restaurant

$10.65 zł 38.83

$10.65 zł 38.84

Three-Course Dinner for Two, Mid-Range

$54.5 zł 199

$46.46 zł 169

17.28%

Fast Food Meal (McDonalds, etc)

$9.13 zł 33.28

$7.51 zł 27.37

21.57%

Cappuccino

$4.08 zł 14.86

$2.96 zł 10.80

37.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 zł 6.40

$1.69 zł 6.16

4.14%

Water (0.33 liter bottle)

$1.42 zł 5.16

$1.84 zł 6.69

-22.83%

Local Beer (0.5 liter draught)

$4.15 zł 15.13

$3.27 zł 11.94

26.91%

Imported Beer (0.33 liter bottle)

$4.00 zł 14.60

$3.82 zł 13.93

4.71%

Milk (1 liter)

$0.99 zł 3.60

$1.10 zł 4.03

-10.00%

White Bread (500g)

$1.39 zł 5.09

$1.32 zł 4.82

5.30%

Rice (white) (1kg)

$1.42 zł 5.19

$1.50 zł 5.46

-5.33%

Eggs

$3.32 zł 12.09

$3.45 zł 12.59

-3.77%

Local Cheese (1kg)

$9.35 zł 34.08

$8.89 zł 32.40

5.17%

Chicken Fillets (1kg)

$6.38 zł 23.24

$6.01 zł 21.92

6.16%

Beef Round Steak (1kg)

$12.30 zł 44.83

$10.06 zł 36.69

22.27%

Apples (1kg)

$1.15 zł 4.19

$1.10 zł 4.00

4.55%

Banana (1kg)

$1.77 zł 6.44

$1.58 zł 5.75

12.03%

Oranges (1kg)

$1.98 zł 7.22

$2.04 zł 7.43

-2.94%

Tomato (1kg)

$3.28 zł 11.97

$2.78 zł 10.14

17.99%

Potato (1kg)

$1.12 zł 4.07

$0.79 zł 2.89

41.77%

Onion (1kg)

$1.26 zł 4.61

$1.24 zł 4.50

1.61%

Lettuce (1 head)

$1.32 zł 4.83

$1.15 zł 4.19

14.78%

Water (1.5 liter bottle)

$0.75 zł 2.75

$0.68 zł 2.46

10.29%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 zł 18.24

$5.57 zł 20.30

-10.23%

Wine (Bottle)

$8.38 zł 30.56

$8.14 zł 29.68

2.95%

Local Beer (0.5 liter bottle)

$1.27 zł 4.61

$1.02 zł 3.71

24.51%

Imported Beer (0.33 liter bottle)

$1.99 zł 7.27

$1.71 zł 6.23

16.37%

One-way Ticket (Public Transport)

$1.28 zł 4.67

$1.12 zł 4.08

14.29%

Public Transport Monthly Pass (Regular Price)

$29.86 zł 109

$27.10 zł 98.8

10.18%

Taxi Start (Normal Tariff)

$2.78 zł 10.12

$1.98 zł 7.21

40.40%

Taxi (Normal Tariff) (1km)

$0.91 zł 3.32

$0.74 zł 2.69

22.97%

Taxi 1hour Waiting (Normal Tariff)

$10.82 zł 39.43

$13.79 zł 50.3

-21.54%

Gasoline (1 liter)

$1.74 zł 6.36

$1.78 zł 6.48

-2.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K zł 124.0K

$32.8K zł 119.4K

3.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K zł 113.5K

$30.8K zł 112.3K

1.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$330 zł 1,202

$271 zł 989

21.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.99 zł 36.42

$9.10 zł 33.18

9.78%

Internet (50+ Mbps, Unlimited Data)

$16.61 zł 60.5

$17.49 zł 63.7

-5.03%

Gym Membership (Monthly)

$36.53 zł 133

$32.68 zł 119

11.78%

Tennis Court (1 Hour on Weekend)

$21.70 zł 79.1

$16.36 zł 59.6

32.64%

Cinema Ticket

$8.08 zł 29.46

$8.01 zł 29.18

0.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$454 zł 1,654

$133 zł 486

240.21%

International Primary School, 1 Child (Yearly)

$9,262 zł 33.8K

$15.6K zł 56.8K

-40.53%

Jeans (Levis 501 Or Similar)

$79.2 zł 289

$96.0 zł 350

-17.51%

Summer Dress (H&M, Zara, etc)

$38.78 zł 141

$46.72 zł 170

-16.99%

Sport Shoes (Adidas, Nike)

$90.0 zł 328

$82.9 zł 302

8.57%

Men's Leather Business Shoes

$100 zł 366

$108 zł 394

-7.04%

1-bedroom Apartment, City Center (Monthly)

$932 zł 3,397

$640 zł 2,332

45.69%

1-bedroom Apartment, Outside City Center (Monthly)

$699 zł 2,549

$551 zł 2,007

27.02%

3-bedroom Apartment, City Center (Monthly)

$1,512 zł 5,513

$979 zł 3,568

54.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,117 zł 4,070

$608 zł 2,218

83.51%

Buy Apartment in City Center (m2)

$4,856 zł 17.7K

$3,992 zł 14.6K

21.66%

Buy Apartment Outside City Center (m2)

$3,487 zł 12.7K

$2,823 zł 10.3K

23.53%

Average Monthly Net Salary (After Tax)

$1,906 zł 6,946

$1,472 zł 5,364

29.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.38

5.81

27.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: June 1, 2026

Last update for Olsztyn: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $932 in Wroclaw and $640 in Olsztyn. Housing cost is often the main lever when comparing two cities.

Wroclaw pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $54.0 in Wroclaw vs $46.00 in Olsztyn for a mid-range dinner for two. Groceries echo the gap at $228 vs $210 per month, with Olsztyn cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Olsztyn: Cost of Living - Frequently Asked Questions

Olsztyn is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 16% gap adds up to real monthly savings that compound significantly over time.

Wroclaw pays 29% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $932 in Wroclaw versus $640 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Wroclaw. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Olsztyn – a meal for two runs $46.00 versus $54.0 in Wroclaw. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,464 in Olsztyn versus $1,700 in Wroclaw, a $1,500 budget is realistic in Olsztyn but tight or insufficient in Wroclaw. The gap between the two cities makes Olsztyn the clear choice for anyone on this budget.

For families, Olsztyn is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wroclaw and Olsztyn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olsztyn gentler on the wallet – expenses run 16% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.