Last update: Oct 2026

Cost of Living Comparison Between Wroclaw and Olsztyn

For one person, living is cheaper in Wroclaw: $1,711 a month against $1,832 in Olsztyn, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

83

Cost of Living Index in Wroclaw
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Wroclaw Living Index
89

Cost of Living Index in Olsztyn
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Olsztyn Living Index

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Wroclaw

🇵🇱 Poland

$1,711

/mo nomad

Olsztyn

🇵🇱 Poland

$1,832

/mo nomad

Monthly Cost of Living

How much you'll spend in Wroclaw and in Olsztyn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wroclaw and in Olsztyn actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,711 in Wroclaw versus $1,832 in Olsztyn.

Wroclaw $1,711
Olsztyn $1,832

Estimated couple costs with rent: $2,478 in Wroclaw versus $2,682 in Olsztyn.

Wroclaw $2,478
Olsztyn $2,682

Monthly costs for a family of three with rent: $3,245 in Wroclaw versus $3,531 in Olsztyn.

Wroclaw $3,245
Olsztyn $3,531

Living in Wroclaw costs roughly 7% less than in Olsztyn, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Wroclaw 26% above, Olsztyn 35% above.

Meal at Budget Restaurant

$10.34 zł 40.16

$12.60 zł 48.96

-17.94%

Three-Course Dinner for Two, Mid-Range

$51.1 zł 198

$50.6 zł 197

0.87%

Fast Food Meal (McDonalds, etc)

$10.25 zł 39.84

$9.12 zł 35.43

12.39%

Cappuccino

$4.02 zł 15.64

$3.35 zł 13.02

20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 zł 8.74

$2.43 zł 9.45

-7.41%

Water (0.33 liter bottle)

$1.94 zł 7.54

$1.97 zł 7.64

-1.52%

Local Beer (0.5 liter draught)

$4.13 zł 16.04

$3.03 zł 11.79

36.30%

Imported Beer (0.33 liter bottle)

$5.07 zł 19.68

$3.94 zł 15.29

28.68%

Milk (1 liter)

$1.06 zł 4.13

$1.07 zł 4.17

-0.93%

White Bread (500g)

$1.53 zł 5.93

$1.26 zł 4.89

21.43%

Rice (white) (1kg)

$1.46 zł 5.67

$1.43 zł 5.56

2.10%

Eggs

$4.13 zł 16.05

$3.74 zł 14.52

10.43%

Local Cheese (1kg)

$9.31 zł 36.18

$9.87 zł 38.34

-5.67%

Chicken Fillets (1kg)

$6.96 zł 27.05

$7.63 zł 29.66

-8.78%

Beef Round Steak (1kg)

$11.92 zł 46.30

$14.95 zł 58.1

-20.27%

Apples (1kg)

$1.26 zł 4.89

$1.25 zł 4.86

0.80%

Banana (1kg)

$1.63 zł 6.35

$1.66 zł 6.47

-1.81%

Oranges (1kg)

$1.75 zł 6.80

$1.88 zł 7.28

-6.91%

Tomato (1kg)

$3.60 zł 13.97

$3.42 zł 13.30

5.26%

Potato (1kg)

$0.97 zł 3.78

$0.98 zł 3.79

-1.02%

Onion (1kg)

$0.80 zł 3.10

$1.18 zł 4.57

-32.20%

Lettuce (1 head)

$1.47 zł 5.72

$1.31 zł 5.09

12.21%

Water (1.5 liter bottle)

$0.67 zł 2.59

$0.69 zł 2.70

-2.90%

Cigarettes 20 Pack (Marlboro, Camel)

$6.15 zł 23.91

$5.62 zł 21.82

9.43%

Wine (Bottle)

$7.61 zł 29.56

$7.51 zł 29.18

1.33%

Local Beer (0.5 liter bottle)

$1.20 zł 4.67

$1.10 zł 4.28

9.09%

Imported Beer (0.33 liter bottle)

$1.81 zł 7.02

$1.51 zł 5.88

19.87%

One-way Ticket (Public Transport)

$1.16 zł 4.51

$1.01 zł 3.94

14.85%

Public Transport Monthly Pass (Regular Price)

$28.63 zł 111

$25.84 zł 100

10.80%

Taxi Start (Normal Tariff)

$2.52 zł 9.78

$2.01 zł 7.81

25.37%

Taxi (Normal Tariff) (1km)

$0.95 zł 3.68

$0.74 zł 2.86

28.38%

Taxi 1hour Waiting (Normal Tariff)

$10.25 zł 39.84

$10.15 zł 39.42

0.99%

Gasoline (1 liter)

$1.65 zł 6.42

$1.67 zł 6.49

-1.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K zł 121.1K

$31.5K zł 122.3K

-0.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.8K zł 111.9K

$29.8K zł 115.8K

-3.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$338 zł 1,313

$332 zł 1,288

1.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.93 zł 38.58

$9.97 zł 38.75

-0.40%

Internet (50+ Mbps, Unlimited Data)

$18.14 zł 70.5

$19.39 zł 75.3

-6.45%

Gym Membership (Monthly)

$39.68 zł 154

$51.5 zł 200

-23.00%

Tennis Court (1 Hour on Weekend)

$32.04 zł 124

$22.33 zł 86.8

43.48%

Cinema Ticket

$8.84 zł 34.33

$8.77 zł 34.07

0.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 zł 1,916

$389 zł 1,511

26.83%

International Primary School, 1 Child (Yearly)

$12.4K zł 48.0K

$13.9K zł 53.9K

-10.83%

Jeans (Levis 501 Or Similar)

$96.2 zł 374

$102 zł 397

-5.73%

Summer Dress (H&M, Zara, etc)

$38.64 zł 150

$47.78 zł 186

-19.13%

Sport Shoes (Adidas, Nike)

$91.8 zł 356

$105 zł 406

-12.21%

Men's Leather Business Shoes

$106 zł 413

$107 zł 417

-1.03%

1-bedroom Apartment, City Center (Monthly)

$836 zł 3,249

$983 zł 3,818

-14.88%

1-bedroom Apartment, Outside City Center (Monthly)

$657 zł 2,554

$755 zł 2,933

-12.93%

3-bedroom Apartment, City Center (Monthly)

$1,424 zł 5,531

$1,737 zł 6,750

-18.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,097 zł 4,263

$1,326 zł 5,150

-17.24%

Buy Apartment in City Center (m2)

$4,685 zł 18.2K

$3,775 zł 14.7K

24.12%

Buy Apartment Outside City Center (m2)

$3,430 zł 13.3K

$2,646 zł 10.3K

29.63%

Average Monthly Net Salary (After Tax)

$1,772 zł 6,883

$1,418 zł 5,508

24.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.52

-4.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: October 18, 2026

Last update for Olsztyn: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wroclaw

$657 38.4%

Olsztyn

$755 41.2% 14.9% $98

Monthly Utilities & Internet

Wroclaw

$366 21.4%

Olsztyn

$361 19.7% 1.4% $5.1

Groceries & Markets

Wroclaw

$231 13.5%

Olsztyn

$240 13.1% 3.8% $8.8

Eating Out

Wroclaw

$209 12.2%

Olsztyn

$209 11.4% 0.1% $0.3

Clothing & Footwear

Wroclaw

$150 8.8%

Olsztyn

$163 8.9% 8.7% $13

Sport & Entertainment

Wroclaw

$57 3.4%

Olsztyn

$69 3.8% 20.4% $12

Getting Around

Wroclaw

$41 2.4%

Olsztyn

$36 1.9% 12.2% $5

Cost Breakdown

A one-bedroom apartment in the center runs $836 in Wroclaw and $983 in Olsztyn. Housing cost is often the main lever when comparing two cities.

Wroclaw pays 25% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $51.0 in Wroclaw vs $51.0 in Olsztyn for a mid-range dinner for two. Groceries echo the gap at $231 vs $240 per month, with Wroclaw cheaper across the board.

Good to know

🇵🇱 Wroclaw

🇵🇱 Olsztyn

🕒 Local time

14:32 2:32 PM

Same time as Wroclaw

🌤 Weather

👥 Population

642,869

174,675

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Wroclaw Olsztyn 380 km

From you

Wroclaw
Olsztyn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Olsztyn: Cost of Living - Frequently Asked Questions

Wroclaw is cheaper overall, especially in groceries, clothing, and leisure. The 7% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 25% higher in Wroclaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $836 in Wroclaw versus $983 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Olsztyn. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Wroclaw – a meal for two runs $51.0 versus $51.0 in Olsztyn. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,711 in Wroclaw versus $1,832 in Olsztyn, a $2,500 budget is realistic in Wroclaw but tight or insufficient in Olsztyn. The gap between the two cities makes Wroclaw the clear choice for anyone on this budget.

For families, Wroclaw is more practical. Housing and childcare are both notably cheaper than in Olsztyn, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wroclaw and Olsztyn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wroclaw gentler on the wallet – expenses run 7% less than in Olsztyn. Beyond cost, consider language, visa policies, and how big the international community is in each city.