Cost of Living Comparison Between Olsztyn and Wroclaw Cost of Living Comparison Between Olsztyn and Wroclaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,455 in Olsztyn versus $1,703 in Wroclaw.

Estimated couple costs with rent: $1,981 in Olsztyn versus $2,481 in Wroclaw.

Monthly costs for a family of three with rent: $2,506 in Olsztyn versus $3,258 in Wroclaw.

Living in Olsztyn costs roughly 15% less than in Wroclaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Olsztyn 9% above, Wroclaw 27% above.

Meal at Budget Restaurant

$10.64 zł 40.34

$10.96 zł 41.55

-2.92%

Three-Course Dinner for Two, Mid-Range

$46.03 zł 174

$53.3 zł 202

-13.59%

Fast Food Meal (McDonalds, etc)

$7.54 zł 28.57

$9.15 zł 34.69

-17.60%

Cappuccino

$3.02 zł 11.46

$4.00 zł 15.18

-24.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 zł 6.40

$1.82 zł 6.91

-7.14%

Water (0.33 liter bottle)

$1.90 zł 7.21

$1.43 zł 5.41

32.87%

Local Beer (0.5 liter draught)

$3.30 zł 12.50

$3.97 zł 15.03

-16.88%

Imported Beer (0.33 liter bottle)

$3.83 zł 14.52

$4.08 zł 15.47

-6.13%

Milk (1 liter)

$1.05 zł 3.98

$0.99 zł 3.74

6.06%

White Bread (500g)

$1.36 zł 5.16

$1.34 zł 5.08

1.49%

Rice (white) (1kg)

$1.49 zł 5.65

$1.37 zł 5.18

8.76%

Eggs

$3.27 zł 12.40

$3.26 zł 12.34

0.31%

Local Cheese (1kg)

$8.87 zł 33.62

$9.36 zł 35.49

-5.24%

Chicken Fillets (1kg)

$6.02 zł 22.82

$6.70 zł 25.40

-10.15%

Beef Round Steak (1kg)

$9.81 zł 37.16

$12.62 zł 47.82

-22.27%

Apples (1kg)

$1.14 zł 4.32

$1.19 zł 4.52

-4.20%

Banana (1kg)

$1.50 zł 5.67

$1.82 zł 6.92

-17.58%

Oranges (1kg)

$2.01 zł 7.61

$2.04 zł 7.73

-1.47%

Tomato (1kg)

$2.69 zł 10.20

$3.25 zł 12.33

-17.23%

Potato (1kg)

$0.75 zł 2.84

$1.10 zł 4.18

-31.82%

Onion (1kg)

$1.19 zł 4.52

$1.28 zł 4.85

-7.03%

Lettuce (1 head)

$1.15 zł 4.38

$1.30 zł 4.92

-11.54%

Water (1.5 liter bottle)

$0.73 zł 2.77

$0.70 zł 2.65

4.29%

Cigarettes 20 Pack (Marlboro, Camel)

$5.44 zł 20.61

$5.21 zł 19.74

4.41%

Wine (Bottle)

$8.04 zł 30.48

$8.08 zł 30.61

-0.50%

Local Beer (0.5 liter bottle)

$0.99 zł 3.75

$1.30 zł 4.93

-23.85%

Imported Beer (0.33 liter bottle)

$1.71 zł 6.49

$2.00 zł 7.58

-14.50%

One-way Ticket (Public Transport)

$1.07 zł 4.04

$1.23 zł 4.67

-13.01%

Public Transport Monthly Pass (Regular Price)

$27.54 zł 104

$29.50 zł 112

-6.64%

Taxi Start (Normal Tariff)

$1.99 zł 7.54

$2.76 zł 10.48

-27.90%

Taxi (Normal Tariff) (1km)

$0.71 zł 2.70

$0.85 zł 3.21

-16.47%

Taxi 1hour Waiting (Normal Tariff)

$13.84 zł 52.4

$10.71 zł 40.59

29.23%

Gasoline (1 liter)

$1.75 zł 6.64

$1.74 zł 6.59

0.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 126.1K

$33.9K zł 128.6K

-1.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K zł 118.2K

$30.8K zł 116.8K

1.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 zł 1,053

$324 zł 1,229

-14.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.00 zł 34.13

$9.86 zł 37.37

-8.72%

Internet (50+ Mbps, Unlimited Data)

$17.01 zł 64.5

$16.76 zł 63.5

1.49%

Gym Membership (Monthly)

$32.99 zł 125

$36.13 zł 137

-8.69%

Tennis Court (1 Hour on Weekend)

$16.57 zł 62.8

$21.42 zł 81.2

-22.64%

Cinema Ticket

$8.12 zł 30.76

$8.31 zł 31.51

-2.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$136 zł 515

$464 zł 1,757

-70.71%

International Primary School, 1 Child (Yearly)

$15.8K zł 59.9K

$9,404 zł 35.6K

67.99%

Jeans (Levis 501 Or Similar)

$96.4 zł 365

$76.8 zł 291

25.43%

Summer Dress (H&M, Zara, etc)

$47.27 zł 179

$39.54 zł 150

19.55%

Sport Shoes (Adidas, Nike)

$80.9 zł 307

$89.8 zł 340

-9.90%

Men's Leather Business Shoes

$111 zł 422

$97.8 zł 371

13.92%

1-bedroom Apartment, City Center (Monthly)

$640 zł 2,427

$906 zł 3,435

-29.32%

1-bedroom Apartment, Outside City Center (Monthly)

$532 zł 2,016

$716 zł 2,713

-25.69%

3-bedroom Apartment, City Center (Monthly)

$958 zł 3,631

$1,492 zł 5,654

-35.78%

3-bedroom Apartment, Outside City Center (Monthly)

$596 zł 2,260

$1,139 zł 4,316

-47.64%

Buy Apartment in City Center (m2)

$3,909 zł 14.8K

$4,490 zł 17.0K

-12.92%

Buy Apartment Outside City Center (m2)

$2,714 zł 10.3K

$3,370 zł 12.8K

-19.47%

Average Monthly Net Salary (After Tax)

$1,425 zł 5,402

$1,819 zł 6,895

-21.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

7.38

-21.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: July 12, 2026

Last update for Wroclaw: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Olsztyn and $906 in Wroclaw. Housing cost is often the main lever when comparing two cities.

Wroclaw pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Olsztyn vs $53.0 in Wroclaw for a mid-range dinner for two. Groceries echo the gap at $208 vs $229 per month, with Olsztyn cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Wroclaw: Cost of Living - Frequently Asked Questions

Olsztyn is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 17% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 28% lower in Wroclaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $640 in Olsztyn versus $906 in Wroclaw. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Wroclaw. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Olsztyn – a meal for two runs $46.00 versus $53.0 in Wroclaw. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,455 in Olsztyn versus $1,703 in Wroclaw, a $1,500 budget is realistic in Olsztyn but tight or insufficient in Wroclaw. The gap between the two cities makes Olsztyn the clear choice for anyone on this budget.

For families, Olsztyn is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Olsztyn and Wroclaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olsztyn gentler on the wallet – expenses run 17% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.