Cost of Living Comparison Between Olsztyn and Wroclaw Cost of Living Comparison Between Olsztyn and Wroclaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,464 in Olsztyn versus $1,700 in Wroclaw.

Estimated couple costs with rent: $1,997 in Olsztyn versus $2,451 in Wroclaw.

Monthly costs for a family of three with rent: $2,531 in Olsztyn versus $3,202 in Wroclaw.

Living in Olsztyn costs roughly 14% less than in Wroclaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Olsztyn 9% above, Wroclaw 27% above.

Meal at Budget Restaurant

$10.65 zł 38.84

$10.65 zł 38.83

Three-Course Dinner for Two, Mid-Range

$46.46 zł 169

$54.5 zł 199

-14.74%

Fast Food Meal (McDonalds, etc)

$7.51 zł 27.37

$9.13 zł 33.28

-17.74%

Cappuccino

$2.96 zł 10.80

$4.08 zł 14.86

-27.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 zł 6.16

$1.76 zł 6.40

-3.98%

Water (0.33 liter bottle)

$1.84 zł 6.69

$1.42 zł 5.16

29.58%

Local Beer (0.5 liter draught)

$3.27 zł 11.94

$4.15 zł 15.13

-21.20%

Imported Beer (0.33 liter bottle)

$3.82 zł 13.93

$4.00 zł 14.60

-4.50%

Milk (1 liter)

$1.10 zł 4.03

$0.99 zł 3.60

11.11%

White Bread (500g)

$1.32 zł 4.82

$1.39 zł 5.09

-5.04%

Rice (white) (1kg)

$1.50 zł 5.46

$1.42 zł 5.19

5.63%

Eggs

$3.45 zł 12.59

$3.32 zł 12.09

3.92%

Local Cheese (1kg)

$8.89 zł 32.40

$9.35 zł 34.08

-4.92%

Chicken Fillets (1kg)

$6.01 zł 21.92

$6.38 zł 23.24

-5.80%

Beef Round Steak (1kg)

$10.06 zł 36.69

$12.30 zł 44.83

-18.21%

Apples (1kg)

$1.10 zł 4.00

$1.15 zł 4.19

-4.35%

Banana (1kg)

$1.58 zł 5.75

$1.77 zł 6.44

-10.73%

Oranges (1kg)

$2.04 zł 7.43

$1.98 zł 7.22

3.03%

Tomato (1kg)

$2.78 zł 10.14

$3.28 zł 11.97

-15.24%

Potato (1kg)

$0.79 zł 2.89

$1.12 zł 4.07

-29.46%

Onion (1kg)

$1.24 zł 4.50

$1.26 zł 4.61

-1.59%

Lettuce (1 head)

$1.15 zł 4.19

$1.32 zł 4.83

-12.88%

Water (1.5 liter bottle)

$0.68 zł 2.46

$0.75 zł 2.75

-9.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 zł 20.30

$5.00 zł 18.24

11.40%

Wine (Bottle)

$8.14 zł 29.68

$8.38 zł 30.56

-2.86%

Local Beer (0.5 liter bottle)

$1.02 zł 3.71

$1.27 zł 4.61

-19.69%

Imported Beer (0.33 liter bottle)

$1.71 zł 6.23

$1.99 zł 7.27

-14.07%

One-way Ticket (Public Transport)

$1.12 zł 4.08

$1.28 zł 4.67

-12.50%

Public Transport Monthly Pass (Regular Price)

$27.10 zł 98.8

$29.86 zł 109

-9.24%

Taxi Start (Normal Tariff)

$1.98 zł 7.21

$2.78 zł 10.12

-28.78%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.69

$0.91 zł 3.32

-18.68%

Taxi 1hour Waiting (Normal Tariff)

$13.79 zł 50.3

$10.82 zł 39.43

27.45%

Gasoline (1 liter)

$1.78 zł 6.48

$1.74 zł 6.36

2.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 119.4K

$34.0K zł 124.0K

-3.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K zł 112.3K

$31.1K zł 113.5K

-1.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$271 zł 989

$330 zł 1,202

-17.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.10 zł 33.18

$9.99 zł 36.42

-8.91%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 63.7

$16.61 zł 60.5

5.30%

Gym Membership (Monthly)

$32.68 zł 119

$36.53 zł 133

-10.54%

Tennis Court (1 Hour on Weekend)

$16.36 zł 59.6

$21.70 zł 79.1

-24.61%

Cinema Ticket

$8.01 zł 29.18

$8.08 zł 29.46

-0.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 zł 486

$454 zł 1,654

-70.61%

International Primary School, 1 Child (Yearly)

$15.6K zł 56.8K

$9,262 zł 33.8K

68.16%

Jeans (Levis 501 Or Similar)

$96.0 zł 350

$79.2 zł 289

21.23%

Summer Dress (H&M, Zara, etc)

$46.72 zł 170

$38.78 zł 141

20.47%

Sport Shoes (Adidas, Nike)

$82.9 zł 302

$90.0 zł 328

-7.90%

Men's Leather Business Shoes

$108 zł 394

$100 zł 366

7.57%

1-bedroom Apartment, City Center (Monthly)

$640 zł 2,332

$932 zł 3,397

-31.36%

1-bedroom Apartment, Outside City Center (Monthly)

$551 zł 2,007

$699 zł 2,549

-21.27%

3-bedroom Apartment, City Center (Monthly)

$979 zł 3,568

$1,512 zł 5,513

-35.28%

3-bedroom Apartment, Outside City Center (Monthly)

$608 zł 2,218

$1,117 zł 4,070

-45.51%

Buy Apartment in City Center (m2)

$3,992 zł 14.6K

$4,856 zł 17.7K

-17.80%

Buy Apartment Outside City Center (m2)

$2,823 zł 10.3K

$3,487 zł 12.7K

-19.05%

Average Monthly Net Salary (After Tax)

$1,472 zł 5,364

$1,906 zł 6,946

-22.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

7.38

-21.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: June 1, 2026

Last update for Wroclaw: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Olsztyn and $932 in Wroclaw. Housing cost is often the main lever when comparing two cities.

Wroclaw pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Olsztyn vs $54.0 in Wroclaw for a mid-range dinner for two. Groceries echo the gap at $210 vs $228 per month, with Olsztyn cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Wroclaw: Cost of Living - Frequently Asked Questions

Olsztyn is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 16% gap adds up to real monthly savings that compound significantly over time.

On paper, Wroclaw earns 29% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $640 in Olsztyn versus $932 in Wroclaw. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Wroclaw. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Olsztyn – a meal for two runs $46.00 versus $54.0 in Wroclaw. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,464 in Olsztyn versus $1,700 in Wroclaw, a $1,500 budget is realistic in Olsztyn but tight or insufficient in Wroclaw. The gap between the two cities makes Olsztyn the clear choice for anyone on this budget.

For families, Olsztyn is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Olsztyn and Wroclaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olsztyn gentler on the wallet – expenses run 16% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.