Last update: Oct 2026

Cost of Living Comparison Between Olsztyn and Wroclaw

For one person, living is cheaper in Wroclaw: $1,711 a month against $1,832 in Olsztyn, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Olsztyn
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Olsztyn Living Index
83

Cost of Living Index in Wroclaw
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Wroclaw Living Index

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Olsztyn

🇵🇱 Poland

$1,832

/mo nomad

Wroclaw

🇵🇱 Poland

$1,711

/mo nomad

Monthly Cost of Living

How much you'll spend in Olsztyn and in Wroclaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olsztyn and in Wroclaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,832 in Olsztyn versus $1,711 in Wroclaw.

Olsztyn $1,832
Wroclaw $1,711

Estimated couple costs with rent: $2,682 in Olsztyn versus $2,478 in Wroclaw.

Olsztyn $2,682
Wroclaw $2,478

Monthly costs for a family of three with rent: $3,531 in Olsztyn versus $3,245 in Wroclaw.

Olsztyn $3,531
Wroclaw $3,245

Living in Olsztyn is roughly 7% more expensive than in Wroclaw, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Olsztyn 35% above, Wroclaw 26% above.

Meal at Budget Restaurant

$12.60 zł 48.96

$10.34 zł 40.16

21.86%

Three-Course Dinner for Two, Mid-Range

$50.6 zł 197

$51.1 zł 198

-0.86%

Fast Food Meal (McDonalds, etc)

$9.12 zł 35.43

$10.25 zł 39.84

-11.02%

Cappuccino

$3.35 zł 13.02

$4.02 zł 15.64

-16.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 zł 9.45

$2.25 zł 8.74

8.00%

Water (0.33 liter bottle)

$1.97 zł 7.64

$1.94 zł 7.54

1.55%

Local Beer (0.5 liter draught)

$3.03 zł 11.79

$4.13 zł 16.04

-26.63%

Imported Beer (0.33 liter bottle)

$3.94 zł 15.29

$5.07 zł 19.68

-22.29%

Milk (1 liter)

$1.07 zł 4.17

$1.06 zł 4.13

0.94%

White Bread (500g)

$1.26 zł 4.89

$1.53 zł 5.93

-17.65%

Rice (white) (1kg)

$1.43 zł 5.56

$1.46 zł 5.67

-2.05%

Eggs

$3.74 zł 14.52

$4.13 zł 16.05

-9.44%

Local Cheese (1kg)

$9.87 zł 38.34

$9.31 zł 36.18

6.02%

Chicken Fillets (1kg)

$7.63 zł 29.66

$6.96 zł 27.05

9.63%

Beef Round Steak (1kg)

$14.95 zł 58.1

$11.92 zł 46.30

25.42%

Apples (1kg)

$1.25 zł 4.86

$1.26 zł 4.89

-0.79%

Banana (1kg)

$1.66 zł 6.47

$1.63 zł 6.35

1.84%

Oranges (1kg)

$1.88 zł 7.28

$1.75 zł 6.80

7.43%

Tomato (1kg)

$3.42 zł 13.30

$3.60 zł 13.97

-5.00%

Potato (1kg)

$0.98 zł 3.79

$0.97 zł 3.78

1.03%

Onion (1kg)

$1.18 zł 4.57

$0.80 zł 3.10

47.50%

Lettuce (1 head)

$1.31 zł 5.09

$1.47 zł 5.72

-10.88%

Water (1.5 liter bottle)

$0.69 zł 2.70

$0.67 zł 2.59

2.99%

Cigarettes 20 Pack (Marlboro, Camel)

$5.62 zł 21.82

$6.15 zł 23.91

-8.62%

Wine (Bottle)

$7.51 zł 29.18

$7.61 zł 29.56

-1.31%

Local Beer (0.5 liter bottle)

$1.10 zł 4.28

$1.20 zł 4.67

-8.33%

Imported Beer (0.33 liter bottle)

$1.51 zł 5.88

$1.81 zł 7.02

-16.57%

One-way Ticket (Public Transport)

$1.01 zł 3.94

$1.16 zł 4.51

-12.93%

Public Transport Monthly Pass (Regular Price)

$25.84 zł 100

$28.63 zł 111

-9.75%

Taxi Start (Normal Tariff)

$2.01 zł 7.81

$2.52 zł 9.78

-20.24%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.86

$0.95 zł 3.68

-22.11%

Taxi 1hour Waiting (Normal Tariff)

$10.15 zł 39.42

$10.25 zł 39.84

-0.98%

Gasoline (1 liter)

$1.67 zł 6.49

$1.65 zł 6.42

1.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K zł 122.3K

$31.2K zł 121.1K

0.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K zł 115.8K

$28.8K zł 111.9K

3.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$332 zł 1,288

$338 zł 1,313

-1.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.97 zł 38.75

$9.93 zł 38.58

0.40%

Internet (50+ Mbps, Unlimited Data)

$19.39 zł 75.3

$18.14 zł 70.5

6.89%

Gym Membership (Monthly)

$51.5 zł 200

$39.68 zł 154

29.86%

Tennis Court (1 Hour on Weekend)

$22.33 zł 86.8

$32.04 zł 124

-30.31%

Cinema Ticket

$8.77 zł 34.07

$8.84 zł 34.33

-0.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$389 zł 1,511

$493 zł 1,916

-21.15%

International Primary School, 1 Child (Yearly)

$13.9K zł 53.9K

$12.4K zł 48.0K

12.15%

Jeans (Levis 501 Or Similar)

$102 zł 397

$96.2 zł 374

6.08%

Summer Dress (H&M, Zara, etc)

$47.78 zł 186

$38.64 zł 150

23.65%

Sport Shoes (Adidas, Nike)

$105 zł 406

$91.8 zł 356

13.91%

Men's Leather Business Shoes

$107 zł 417

$106 zł 413

1.05%

1-bedroom Apartment, City Center (Monthly)

$983 zł 3,818

$836 zł 3,249

17.49%

1-bedroom Apartment, Outside City Center (Monthly)

$755 zł 2,933

$657 zł 2,554

14.85%

3-bedroom Apartment, City Center (Monthly)

$1,737 zł 6,750

$1,424 zł 5,531

22.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,326 zł 5,150

$1,097 zł 4,263

20.82%

Buy Apartment in City Center (m2)

$3,775 zł 14.7K

$4,685 zł 18.2K

-19.43%

Buy Apartment Outside City Center (m2)

$2,646 zł 10.3K

$3,430 zł 13.3K

-22.86%

Average Monthly Net Salary (After Tax)

$1,418 zł 5,508

$1,772 zł 6,883

-19.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

7.2

4.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: October 20, 2026

Last update for Wroclaw: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olsztyn

$755 41.2%

Wroclaw

$657 38.4% 12.9% $98

Monthly Utilities & Internet

Olsztyn

$361 19.7%

Wroclaw

$366 21.4% 1.4% $5.1

Groceries & Markets

Olsztyn

$240 13.1%

Wroclaw

$231 13.5% 3.7% $8.8

Eating Out

Olsztyn

$209 11.4%

Wroclaw

$209 12.2% 0.1% $0.3

Clothing & Footwear

Olsztyn

$163 8.9%

Wroclaw

$150 8.8% 8% $13

Sport & Entertainment

Olsztyn

$69 3.8%

Wroclaw

$57 3.4% 17% $12

Getting Around

Olsztyn

$36 1.9%

Wroclaw

$41 2.4% 13.9% $5

Cost Breakdown

A one-bedroom apartment in the center runs $983 in Olsztyn and $836 in Wroclaw. Housing cost is often the main lever when comparing two cities.

Wroclaw pays 25% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $51.0 in Olsztyn vs $51.0 in Wroclaw. Groceries flip the comparison at $240 vs $231, with Wroclaw cheaper for home cooking.

Good to know

🇵🇱 Olsztyn

🇵🇱 Wroclaw

🕒 Local time

12:49 12:49 PM

Same time as Olsztyn

🌤 Weather

👥 Population

174,675

642,869

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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Olsztyn Wroclaw 380 km

From you

Olsztyn
Wroclaw

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Wroclaw: Cost of Living - Frequently Asked Questions

Wroclaw is cheaper overall, especially in groceries, clothing, and leisure. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 25% lower in Wroclaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $983 in Olsztyn versus $836 in Wroclaw. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Olsztyn. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Wroclaw – a meal for two runs $51.0 versus $51.0 in Olsztyn. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,711 in Wroclaw versus $1,832 in Olsztyn, a $2,500 budget is realistic in Wroclaw but tight or insufficient in Olsztyn. The gap between the two cities makes Wroclaw the clear choice for anyone on this budget.

For families, Wroclaw is more practical. Housing and childcare are both notably cheaper than in Olsztyn, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Olsztyn and Wroclaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wroclaw gentler on the wallet – expenses run 7% less than in Olsztyn. Beyond cost, consider language, visa policies, and how big the international community is in each city.