Cost of Living Comparison Between White Plains, NY and Keflavik Cost of Living Comparison Between White Plains, NY and Keflavik

Monthly Cost of Living

Monthly costs for one person with rent: $3,418 in White Plains, NY versus $2,887 in Keflavik.

Estimated couple costs with rent: $5,655 in White Plains, NY versus $4,425 in Keflavik.

Monthly costs for a family of three with rent: $7,892 in White Plains, NY versus $5,964 in Keflavik.

Living in White Plains, NY is roughly 18% more expensive than in Keflavik, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: White Plains, NY 156% above, Keflavik 116% above.

Meal at Budget Restaurant

$19.97 $19.97

$23.72 ISK 2,956

-15.81%

Three-Course Dinner for Two, Mid-Range

$80.1 $80.1

$143 ISK 17.8K

-44.09%

Fast Food Meal (McDonalds, etc)

$11.08 $11.08

$20.40 ISK 2,542

-45.69%

Cappuccino

$5.28 $5.28

$3.95 ISK 492

33.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$3.29 ISK 410

-20.06%

Water (0.33 liter bottle)

$2.03 $2.03

$2.54 ISK 316

-20.08%

Local Beer (0.5 liter draught)

$7.96 $7.96

$8.06 ISK 1,004

-1.24%

Imported Beer (0.33 liter bottle)

$7.56 $7.56

$8.07 ISK 1,005

-6.32%

Milk (1 liter)

$1.26 $1.26

$1.96 ISK 244

-35.71%

White Bread (500g)

$4.68 $4.68

$4.15 ISK 517

12.77%

Rice (white) (1kg)

$6.54 $6.54

$2.45 ISK 306

166.94%

Eggs

$5.46 $5.46

$6.44 ISK 802

-15.22%

Local Cheese (1kg)

$13.63 $13.63

$18.00 ISK 2,242

-24.28%

Chicken Fillets (1kg)

$12.65 $12.65

$24.15 ISK 3,010

-47.62%

Beef Round Steak (1kg)

$14.80 $14.80

$41.57 ISK 5,180

-64.40%

Apples (1kg)

$5.89 $5.89

$2.45 ISK 305

140.41%

Banana (1kg)

$2.30 $2.30

$2.38 ISK 296

-3.36%

Oranges (1kg)

$5.66 $5.66

$2.36 ISK 294

139.83%

Tomato (1kg)

$6.20 $6.20

$3.95 ISK 492

56.96%

Potato (1kg)

$5.13 $5.13

$3.22 ISK 401

59.32%

Onion (1kg)

$4.83 $4.83

$2.10 ISK 261

130.00%

Lettuce (1 head)

$2.75 $2.75

$3.14 ISK 391

-12.42%

Water (1.5 liter bottle)

$2.39 $2.39

$2.02 ISK 251

18.32%

Cigarettes 20 Pack (Marlboro, Camel)

$15.79 $15.79

$13.67 ISK 1,703

15.51%

Wine (Bottle)

$20.78 $20.78

$16.16 ISK 2,014

28.59%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$3.57 ISK 445

-52.94%

Imported Beer (0.33 liter bottle)

$3.55 $3.55

$2.85 ISK 355

24.56%

One-way Ticket (Public Transport)

$2.84 $2.84

$3.72 ISK 463

-23.66%

Public Transport Monthly Pass (Regular Price)

$155 $155

$75.1 ISK 9,354

106.54%

Taxi Start (Normal Tariff)

$3.08 $3.08

$6.17 ISK 768

-50.08%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$2.27 ISK 283

-7.05%

Taxi 1hour Waiting (Normal Tariff)

$18.14 $18.14

$84.6 ISK 10.5K

-78.56%

Gasoline (1 liter)

$0.91 $0.91

$2.47 ISK 308

-63.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K $25.7K

$48.1K ISK 6.0M

-46.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K $24.1K

$51.7K ISK 6.4M

-53.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 $163

$88.7 ISK 11.1K

83.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.5 $55.5

$27.62 ISK 3,442

100.94%

Internet (50+ Mbps, Unlimited Data)

$68.1 $68.1

$85.8 ISK 10.7K

-20.69%

Gym Membership (Monthly)

$150 $150

Cinema Ticket

$19.81 $19.81

$17.54 ISK 2,186

12.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,905 $1,905

$318 ISK 39.7K

498.29%

International Primary School, 1 Child (Yearly)

$14.3K $14.3K

$30.0K ISK 3.7M

-52.50%

Jeans (Levis 501 Or Similar)

$60.8 $60.8

$138 ISK 17.1K

-55.76%

Summer Dress (H&M, Zara, etc)

$52.3 $52.3

$61.0 ISK 7,599

-14.25%

Sport Shoes (Adidas, Nike)

$112 $112

$183 ISK 22.8K

-38.71%

Men's Leather Business Shoes

$131 $131

$189 ISK 23.6K

-30.97%

1-bedroom Apartment, City Center (Monthly)

$2,228 $2,228

$1,821 ISK 226.9K

22.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,869 $1,869

$1,330 ISK 165.7K

40.53%

3-bedroom Apartment, City Center (Monthly)

$5,562 $5,562

$2,432 ISK 303.1K

128.66%

3-bedroom Apartment, Outside City Center (Monthly)

$4,370 $4,370

$2,042 ISK 254.5K

114.01%

Average Monthly Net Salary (After Tax)

$6,047 $6,047

$3,633 ISK 452.7K

66.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.2

9.63

-35.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for White Plains, NY: July 14, 2026

Last update for Keflavik: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,228 in White Plains, NY and $1,821 in Keflavik. Housing cost is often the main lever when comparing two cities.

White Plains, NY pays 66% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in White Plains, NY vs $143 in Keflavik for a mid-range dinner for two. Groceries echo the gap at $475 vs $558 per month, with White Plains, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

White Plains, NY vs Keflavik: Cost of Living - Frequently Asked Questions

Keflavik wins on cost – living expenses run 18% lower than in White Plains, NY. Housing and daily spending are where you'll feel the difference most, making Keflavik the obvious pick if budget is a priority.

Average pay runs 66% higher in White Plains, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,228 in White Plains, NY versus $1,821 in Keflavik. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Keflavik runs roughly 107% less than in White Plains, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,905 in White Plains, NY versus $318 in Keflavik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Keflavik is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, White Plains, NY and Keflavik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Keflavik gentler on the wallet – expenses run 18% less than in White Plains, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.