Last update: Oct 2026

Cost of Living Comparison Between White Plains, NY and Keflavik

For one person, living is cheaper in Keflavik: $2,992 a month against $3,733 in White Plains, NY, rent and utilities included – about $8,900 less a year. Higher rent and utilities in White Plains, NY outweigh lower spending on other living expenses.

182

Cost of Living Index in White Plains, NY
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White Plains, NY Living Index
147

Cost of Living Index in Keflavik
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Keflavik Living Index

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White Plains, NY

🇺🇸 United States

$3,733

/mo nomad

Keflavik

🇮🇸 Iceland

$2,992

/mo nomad

Monthly Cost of Living

How much you'll spend in White Plains, NY and in Keflavik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in White Plains, NY and in Keflavik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,733 in White Plains, NY versus $2,992 in Keflavik.

White Plains, NY $3,733
Keflavik $2,992

Estimated couple costs with rent: $5,994 in White Plains, NY versus $4,538 in Keflavik.

White Plains, NY $5,994
Keflavik $4,538

Monthly costs for a family of three with rent: $8,254 in White Plains, NY versus $6,084 in Keflavik.

White Plains, NY $8,254
Keflavik $6,084

Living in White Plains, NY is roughly 25% more expensive than in Keflavik, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: White Plains, NY 177% above, Keflavik 122% above.

Meal at Budget Restaurant

$20.13 $20.13

$24.71 ISK 2,997

-18.54%

Three-Course Dinner for Two, Mid-Range

$98.5 $98.5

$124 ISK 15.0K

-20.31%

Fast Food Meal (McDonalds, etc)

$11.92 $11.92

$20.40 ISK 2,475

-41.57%

Cappuccino

$5.66 $5.66

$4.06 ISK 493

39.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$3.18 ISK 386

-17.92%

Water (0.33 liter bottle)

$2.29 $2.29

$3.19 ISK 387

-28.21%

Local Beer (0.5 liter draught)

$7.88 $7.88

$8.00 ISK 970

-1.50%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$8.34 ISK 1,012

6.47%

Milk (1 liter)

$1.05 $1.05

$2.10 ISK 255

-50.00%

White Bread (500g)

$4.08 $4.08

$4.23 ISK 513

-3.55%

Rice (white) (1kg)

$7.10 $7.10

$2.53 ISK 307

180.63%

Eggs

$6.44 $6.44

$6.32 ISK 767

1.90%

Local Cheese (1kg)

$16.40 $16.40

$19.06 ISK 2,311

-13.96%

Chicken Fillets (1kg)

$17.15 $17.15

$24.38 ISK 2,958

-29.66%

Beef Round Steak (1kg)

$19.68 $19.68

$41.25 ISK 5,003

-52.29%

Apples (1kg)

$8.13 $8.13

$2.48 ISK 301

227.82%

Banana (1kg)

$2.37 $2.37

$2.51 ISK 304

-5.58%

Oranges (1kg)

$5.29 $5.29

$2.44 ISK 296

116.80%

Tomato (1kg)

$5.91 $5.91

$4.01 ISK 486

47.38%

Potato (1kg)

$4.08 $4.08

$3.20 ISK 388

27.50%

Onion (1kg)

$4.91 $4.91

$1.70 ISK 206

188.82%

Lettuce (1 head)

$2.53 $2.53

$3.84 ISK 465

-34.11%

Water (1.5 liter bottle)

$2.46 $2.46

$1.78 ISK 215

38.20%

Cigarettes 20 Pack (Marlboro, Camel)

$15.85 $15.85

$13.97 ISK 1,695

13.46%

Wine (Bottle)

$20.58 $20.58

$16.58 ISK 2,012

24.13%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$3.61 ISK 438

-51.80%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$2.94 ISK 356

11.90%

One-way Ticket (Public Transport)

$2.84 $2.84

$3.68 ISK 446

-22.83%

Public Transport Monthly Pass (Regular Price)

$141 $141

$77.6 ISK 9,407

82.27%

Taxi Start (Normal Tariff)

$2.98 $2.98

$6.63 ISK 804

-55.05%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$2.58 ISK 312

-17.83%

Taxi 1hour Waiting (Normal Tariff)

$18.25 $18.25

$80.2 ISK 9,727

-77.24%

Gasoline (1 liter)

$1.03 $1.03

$2.10 ISK 255

-50.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K $25.5K

$50.1K ISK 6.1M

-49.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$54.7K ISK 6.6M

-54.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 $246

$94.8 ISK 11.5K

159.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$33.29 ISK 4,038

82.85%

Internet (50+ Mbps, Unlimited Data)

$62.3 $62.3

$85.0 ISK 10.3K

-26.74%

Gym Membership (Monthly)

$171 $171

$78.5 ISK 9,526

118.16%

Tennis Court (1 Hour on Weekend)

$50.1 $50.1

Cinema Ticket

$20.08 $20.08

$19.48 ISK 2,363

3.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,990 $1,990

$407 ISK 49.3K

389.32%

International Primary School, 1 Child (Yearly)

$30.5K $30.5K

$25.7K ISK 3.1M

18.73%

Jeans (Levis 501 Or Similar)

$69.7 $69.7

$152 ISK 18.4K

-54.09%

Summer Dress (H&M, Zara, etc)

$56.4 $56.4

$65.4 ISK 7,934

-13.79%

Sport Shoes (Adidas, Nike)

$121 $121

$182 ISK 22.0K

-33.62%

Men's Leather Business Shoes

$118 $118

$191 ISK 23.1K

-37.99%

1-bedroom Apartment, City Center (Monthly)

$2,799 $2,799

$1,896 ISK 230.0K

47.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,957 $1,957

$1,329 ISK 161.2K

47.24%

3-bedroom Apartment, City Center (Monthly)

$5,449 $5,449

$2,516 ISK 305.1K

116.59%

3-bedroom Apartment, Outside City Center (Monthly)

$4,261 $4,261

$2,061 ISK 250.0K

106.77%

Average Monthly Net Salary (After Tax)

$5,942 $5,942

$3,752 ISK 455.0K

58.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

8.81

-30.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for White Plains, NY: October 12, 2026

Last update for Keflavik: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

White Plains, NY

$2K 52.4%

Keflavik

$1.3K 44.4% 32.1% $628

Groceries & Markets

White Plains, NY

$523 14%

Keflavik

$566 18.9% 8.1% $43

Monthly Utilities & Internet

White Plains, NY

$369 9.9%

Keflavik

$213 7.1% 42.3% $156

Eating Out

White Plains, NY

$342 9.2%

Keflavik

$390 13% 14.1% $48

Sport & Entertainment

White Plains, NY

$212 5.7%

Keflavik

$118 3.9% 44.4% $94

Getting Around

White Plains, NY

$166 4.5%

Keflavik

$112 3.7% 32.8% $55

Clothing & Footwear

White Plains, NY

$164 4.4%

Keflavik

$265 8.9% 61.6% $101

Cost Breakdown

A one-bedroom apartment in the center runs $2,799 in White Plains, NY and $1,896 in Keflavik. Housing cost is often the main lever when comparing two cities.

White Plains, NY pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in White Plains, NY vs $124 in Keflavik for a mid-range dinner for two. Groceries echo the gap at $523 vs $566 per month, with White Plains, NY cheaper across the board.

Good to know

🇺🇸 White Plains, NY

🇮🇸 Keflavik

🕒 Local time

19:25 7:25 PM

23:25 11:25 PM

4 h ahead of White Plains, NY

🌤 Weather

👥 Population

59,559

15,000

💱 Currency

United States Dollar USD $

Icelandic Króna ISK kr

📈 Exchange rate

1 USD = 0.89 EUR

1,000 ISK = 8.24 USD

1,000 ISK = 7.33 EUR

Exchange rates and currency converter

ISK, EUR to USD – United States Dollar Converter

🇮🇸 Icelandic Króna (kr)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Icelandic Króna exchange rates as of October 18, 2026: 1 USD = 121 ISK (1,000 ISK = 8.24 USD). 1 EUR = 136 ISK (1,000 ISK = 7.33 EUR).

ISK to USD in detail →

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White Plains, NY Keflavik 4,130 km ≈ 6 h nonstop flight

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White Plains, NY
Keflavik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

White Plains, NY vs Keflavik: Cost of Living - Frequently Asked Questions

Keflavik wins on cost – living expenses run 25% lower than in White Plains, NY. Housing and daily spending are where you'll feel the difference most, making Keflavik the obvious pick if budget is a priority.

Average pay runs 58% higher in White Plains, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,799 in White Plains, NY versus $1,896 in Keflavik. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Keflavik runs roughly 82% less than in White Plains, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,990 in White Plains, NY versus $407 in Keflavik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Keflavik is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, White Plains, NY and Keflavik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Keflavik gentler on the wallet – expenses run 25% less than in White Plains, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.