Cost of Living Comparison Between Keflavik and White Plains, NY Cost of Living Comparison Between Keflavik and White Plains, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,873 in Keflavik versus $3,389 in White Plains, NY.

Estimated couple costs with rent: $4,433 in Keflavik versus $5,633 in White Plains, NY.

Monthly costs for a family of three with rent: $5,992 in Keflavik versus $7,877 in White Plains, NY.

Living in Keflavik costs roughly 15% less than in White Plains, NY, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Keflavik 115% above, White Plains, NY 153% above.

Meal at Budget Restaurant

$23.97 ISK 2,935

$20.24 $20.24

18.43%

Three-Course Dinner for Two, Mid-Range

$147 ISK 18.0K

$80.1 $80.1

83.74%

Fast Food Meal (McDonalds, etc)

$19.75 ISK 2,418

$10.89 $10.89

81.36%

Cappuccino

$4.11 ISK 503

$5.53 $5.53

-25.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 ISK 382

$2.62 $2.62

19.08%

Water (0.33 liter bottle)

$2.50 ISK 307

$2.08 $2.08

20.19%

Local Beer (0.5 liter draught)

$8.16 ISK 999

$7.82 $7.82

4.35%

Imported Beer (0.33 liter bottle)

$8.16 ISK 999

$7.32 $7.32

11.48%

Milk (1 liter)

$1.96 ISK 240

$1.24 $1.24

58.06%

White Bread (500g)

$4.14 ISK 507

$4.51 $4.51

-8.20%

Rice (white) (1kg)

$2.48 ISK 303

$6.35 $6.35

-60.94%

Eggs

$6.35 ISK 777

$5.46 $5.46

16.30%

Local Cheese (1kg)

$18.44 ISK 2,258

$13.84 $13.84

33.24%

Chicken Fillets (1kg)

$23.91 ISK 2,928

$12.24 $12.24

95.34%

Beef Round Steak (1kg)

$42.20 ISK 5,166

$15.23 $15.23

177.08%

Apples (1kg)

$2.35 ISK 287

$6.09 $6.09

-61.41%

Banana (1kg)

$2.48 ISK 304

$2.31 $2.31

7.36%

Oranges (1kg)

$2.43 ISK 298

$5.79 $5.79

-58.03%

Tomato (1kg)

$3.95 ISK 483

$6.36 $6.36

-37.89%

Potato (1kg)

$3.21 ISK 393

$5.01 $5.01

-35.93%

Onion (1kg)

$2.03 ISK 248

$5.01 $5.01

-59.48%

Lettuce (1 head)

$3.08 ISK 377

$2.76 $2.76

11.59%

Water (1.5 liter bottle)

$1.94 ISK 238

$2.34 $2.34

-17.09%

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 ISK 1,646

$15.92 $15.92

-15.52%

Wine (Bottle)

$16.12 ISK 1,974

$16.88 $16.88

-4.50%

Local Beer (0.5 liter bottle)

$3.71 ISK 454

$1.78 $1.78

108.43%

Imported Beer (0.33 liter bottle)

$2.80 ISK 343

$3.52 $3.52

-20.45%

One-way Ticket (Public Transport)

$3.52 ISK 432

$2.75 $2.75

28.00%

Public Transport Monthly Pass (Regular Price)

$74.8 ISK 9,164

$156 $156

-52.08%

Taxi Start (Normal Tariff)

$6.24 ISK 765

$2.93 $2.93

112.97%

Taxi (Normal Tariff) (1km)

$2.30 ISK 281

$2.13 $2.13

7.98%

Taxi 1hour Waiting (Normal Tariff)

$85.2 ISK 10.4K

$18.21 $18.21

367.93%

Gasoline (1 liter)

$2.56 ISK 313

$0.90 $0.90

184.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$47.2K ISK 5.8M

$25.0K $25.0K

88.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$52.6K ISK 6.4M

$24.2K $24.2K

117.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.5 ISK 10.7K

$163 $163

-46.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.94 ISK 3,421

$55.9 $55.9

-50.01%

Internet (50+ Mbps, Unlimited Data)

$86.2 ISK 10.6K

$68.0 $68.0

26.70%

Gym Membership (Monthly)

$151 $151

Cinema Ticket

$17.88 ISK 2,190

$19.96 $19.96

-10.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$319 ISK 39.1K

$1,915 $1,915

-83.33%

International Primary School, 1 Child (Yearly)

$30.3K ISK 3.7M

$14.6K $14.6K

107.42%

Jeans (Levis 501 Or Similar)

$137 ISK 16.7K

$62.0 $62.0

120.30%

Summer Dress (H&M, Zara, etc)

$61.4 ISK 7,513

$54.1 $54.1

13.52%

Sport Shoes (Adidas, Nike)

$179 ISK 21.9K

$112 $112

59.58%

Men's Leather Business Shoes

$187 ISK 22.9K

$132 $132

41.43%

1-bedroom Apartment, City Center (Monthly)

$1,826 ISK 223.6K

$2,246 $2,246

-18.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,331 ISK 163.0K

$1,867 $1,867

-28.70%

3-bedroom Apartment, City Center (Monthly)

$2,481 ISK 303.8K

$5,638 $5,638

-55.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,009 ISK 246.0K

$4,295 $4,295

-53.23%

Average Monthly Net Salary (After Tax)

$3,701 ISK 453.2K

$5,888 $5,888

-37.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.63

6.2

55.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Keflavik: April 26, 2026

Last update for White Plains, NY: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,826 in Keflavik and $2,246 in White Plains, NY. Housing cost is often the main lever when comparing two cities.

White Plains, NY pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $147 in Keflavik vs $80.0 in White Plains, NY for a mid-range dinner for two. Groceries echo the gap at $560 vs $466 per month, with White Plains, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Keflavik vs White Plains, NY: Cost of Living - Frequently Asked Questions

Keflavik wins on cost – living expenses run 18% lower than in White Plains, NY. Housing and daily spending are where you'll feel the difference most, making Keflavik the obvious pick if budget is a priority.

On paper, White Plains, NY earns 59% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,826 in Keflavik versus $2,246 in White Plains, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Keflavik runs roughly 109% less than in White Plains, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $319 in Keflavik versus $1,915 in White Plains, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Keflavik is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Keflavik and White Plains, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Keflavik gentler on the wallet – expenses run 18% less than in White Plains, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.