Cost of Living Comparison Between Keflavik and White Plains, NY Cost of Living Comparison Between Keflavik and White Plains, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,826 in Keflavik versus $3,498 in White Plains, NY.

Estimated couple costs with rent: $4,368 in Keflavik versus $5,683 in White Plains, NY.

Monthly costs for a family of three with rent: $5,910 in Keflavik versus $7,869 in White Plains, NY.

Living in Keflavik costs roughly 19% less than in White Plains, NY, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Keflavik 110% above, White Plains, NY 160% above.

Meal at Budget Restaurant

$24.41 ISK 3,039

$20.32 $20.32

20.13%

Three-Course Dinner for Two, Mid-Range

$147 ISK 18.2K

$79.5 $79.5

84.36%

Fast Food Meal (McDonalds, etc)

$20.33 ISK 2,531

$10.87 $10.87

87.03%

Cappuccino

$3.94 ISK 491

$5.35 $5.35

-26.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.13 ISK 390

$2.65 $2.65

18.11%

Water (0.33 liter bottle)

$2.53 ISK 314

$2.11 $2.11

19.91%

Local Beer (0.5 liter draught)

$8.12 ISK 1,011

$8.21 $8.21

-1.10%

Imported Beer (0.33 liter bottle)

$8.23 ISK 1,024

$7.64 $7.64

7.72%

Milk (1 liter)

$1.93 ISK 241

$1.29 $1.29

49.61%

White Bread (500g)

$4.15 ISK 517

$4.69 $4.69

-11.51%

Rice (white) (1kg)

$2.35 ISK 293

$6.47 $6.47

-63.68%

Eggs

$6.18 ISK 769

$5.38 $5.38

14.87%

Local Cheese (1kg)

$18.22 ISK 2,268

$13.53 $13.53

34.66%

Chicken Fillets (1kg)

$23.63 ISK 2,942

$12.69 $12.69

86.21%

Beef Round Steak (1kg)

$43.19 ISK 5,377

$14.98 $14.98

188.32%

Apples (1kg)

$2.36 ISK 293

$5.97 $5.97

-60.47%

Banana (1kg)

$2.43 ISK 303

$2.32 $2.32

4.74%

Oranges (1kg)

$2.39 ISK 298

$5.70 $5.70

-58.07%

Tomato (1kg)

$4.04 ISK 503

$6.22 $6.22

-35.05%

Potato (1kg)

$3.04 ISK 378

$5.12 $5.12

-40.63%

Onion (1kg)

$2.04 ISK 254

$4.76 $4.76

-57.14%

Lettuce (1 head)

$3.14 ISK 391

$2.79 $2.79

12.54%

Water (1.5 liter bottle)

$1.95 ISK 243

$2.30 $2.30

-15.22%

Cigarettes 20 Pack (Marlboro, Camel)

$13.53 ISK 1,685

$16.28 $16.28

-16.89%

Wine (Bottle)

$15.82 ISK 1,970

$20.02 $20.02

-20.98%

Local Beer (0.5 liter bottle)

$3.75 ISK 466

$1.75 $1.75

114.29%

Imported Beer (0.33 liter bottle)

$2.74 ISK 341

$3.56 $3.56

-23.03%

One-way Ticket (Public Transport)

$3.57 ISK 444

$2.90 $2.90

23.10%

Public Transport Monthly Pass (Regular Price)

$75.1 ISK 9,355

$154 $154

-51.14%

Taxi Start (Normal Tariff)

$6.45 ISK 804

$3.07 $3.07

110.10%

Taxi (Normal Tariff) (1km)

$2.30 ISK 286

$2.15 $2.15

6.98%

Taxi 1hour Waiting (Normal Tariff)

$85.4 ISK 10.6K

$18.30 $18.30

366.89%

Gasoline (1 liter)

$2.47 ISK 308

$0.88 $0.88

180.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$47.1K ISK 5.9M

$25.8K $25.8K

82.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$52.8K ISK 6.6M

$24.7K $24.7K

113.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.3 ISK 10.7K

$160 $160

-45.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.46 ISK 3,418

$57.4 $57.4

-52.19%

Internet (50+ Mbps, Unlimited Data)

$85.8 ISK 10.7K

$68.9 $68.9

24.46%

Gym Membership (Monthly)

$151 $151

Cinema Ticket

$17.45 ISK 2,173

$20.17 $20.17

-13.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 ISK 39.5K

$1,948 $1,948

-83.71%

International Primary School, 1 Child (Yearly)

$30.2K ISK 3.8M

$14.3K $14.3K

111.63%

Jeans (Levis 501 Or Similar)

$140 ISK 17.4K

$62.3 $62.3

124.06%

Summer Dress (H&M, Zara, etc)

$62.6 ISK 7,790

$52.9 $52.9

18.21%

Sport Shoes (Adidas, Nike)

$185 ISK 23.1K

$110 $110

68.24%

Men's Leather Business Shoes

$184 ISK 22.9K

$132 $132

39.06%

1-bedroom Apartment, City Center (Monthly)

$1,877 ISK 233.6K

$2,227 $2,227

-15.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,344 ISK 167.3K

$1,865 $1,865

-27.95%

3-bedroom Apartment, City Center (Monthly)

$2,475 ISK 308.2K

$5,598 $5,598

-55.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 ISK 254.2K

$4,290 $4,290

-52.41%

Average Monthly Net Salary (After Tax)

$3,650 ISK 454.4K

$5,962 $5,962

-38.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.63

6.2

55.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Keflavik: June 8, 2026

Last update for White Plains, NY: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,877 in Keflavik and $2,227 in White Plains, NY. Housing cost is often the main lever when comparing two cities.

White Plains, NY pays 63% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $147 in Keflavik vs $79.0 in White Plains, NY for a mid-range dinner for two. Groceries echo the gap at $559 vs $473 per month, with White Plains, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Keflavik vs White Plains, NY: Cost of Living - Frequently Asked Questions

Keflavik wins on cost – living expenses run 24% lower than in White Plains, NY. Housing and daily spending are where you'll feel the difference most, making Keflavik the obvious pick if budget is a priority.

On paper, White Plains, NY earns 63% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,877 in Keflavik versus $2,227 in White Plains, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Keflavik runs roughly 105% less than in White Plains, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $318 in Keflavik versus $1,948 in White Plains, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Keflavik is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Keflavik and White Plains, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Keflavik gentler on the wallet – expenses run 24% less than in White Plains, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.