Cost of Living Comparison Between Keflavik and White Plains, NY Cost of Living Comparison Between Keflavik and White Plains, NY

Monthly Cost of Living

Monthly costs for one person with rent: $3,069 in Keflavik versus $3,743 in White Plains, NY.

Estimated couple costs with rent: $4,595 in Keflavik versus $6,026 in White Plains, NY.

Monthly costs for a family of three with rent: $6,122 in Keflavik versus $8,310 in White Plains, NY.

Living in Keflavik costs roughly 18% less than in White Plains, NY, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Keflavik 124% above, White Plains, NY 174% above.

Meal at Budget Restaurant

$24.41 ISK 2,974

$20.13 $20.13

21.26%

Three-Course Dinner for Two, Mid-Range

$137 ISK 16.7K

$99.5 $99.5

37.73%

Fast Food Meal (McDonalds, etc)

$20.50 ISK 2,497

$11.93 $11.93

71.84%

Cappuccino

$4.01 ISK 489

$5.53 $5.53

-27.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 ISK 392

$2.63 $2.63

22.43%

Water (0.33 liter bottle)

$3.35 ISK 408

$1.98 $1.98

69.19%

Local Beer (0.5 liter draught)

$8.49 ISK 1,035

$8.16 $8.16

4.04%

Imported Beer (0.33 liter bottle)

$8.34 ISK 1,016

$9.11 $9.11

-8.45%

Milk (1 liter)

$2.02 ISK 246

$1.09 $1.09

85.32%

White Bread (500g)

$4.32 ISK 526

$4.07 $4.07

6.14%

Rice (white) (1kg)

$2.40 ISK 292

$7.34 $7.34

-67.30%

Eggs

$6.45 ISK 785

$6.32 $6.32

2.06%

Local Cheese (1kg)

$19.18 ISK 2,336

$16.29 $16.29

17.74%

Chicken Fillets (1kg)

$23.88 ISK 2,909

$16.84 $16.84

41.81%

Beef Round Steak (1kg)

$42.74 ISK 5,206

$20.43 $20.43

109.20%

Apples (1kg)

$2.44 ISK 297

$7.77 $7.77

-68.60%

Banana (1kg)

$2.41 ISK 293

$2.33 $2.33

3.43%

Oranges (1kg)

$2.44 ISK 297

$5.31 $5.31

-54.05%

Tomato (1kg)

$4.23 ISK 515

$5.87 $5.87

-27.94%

Potato (1kg)

$3.18 ISK 387

$4.11 $4.11

-22.63%

Onion (1kg)

$1.67 ISK 203

$4.73 $4.73

-64.69%

Lettuce (1 head)

$3.84 ISK 468

$2.56 $2.56

50.00%

Water (1.5 liter bottle)

$1.84 ISK 224

$2.47 $2.47

-25.51%

Cigarettes 20 Pack (Marlboro, Camel)

$14.27 ISK 1,738

$15.93 $15.93

-10.42%

Wine (Bottle)

$16.28 ISK 1,983

$20.82 $20.82

-21.81%

Local Beer (0.5 liter bottle)

$3.83 ISK 467

$1.74 $1.74

120.11%

Imported Beer (0.33 liter bottle)

$2.83 ISK 345

$3.35 $3.35

-15.52%

One-way Ticket (Public Transport)

$3.60 ISK 439

$2.84 $2.84

26.76%

Public Transport Monthly Pass (Regular Price)

$77.8 ISK 9,470

$142 $142

-45.36%

Taxi Start (Normal Tariff)

$6.53 ISK 796

$3.07 $3.07

112.70%

Taxi (Normal Tariff) (1km)

$2.71 ISK 330

$2.16 $2.16

25.46%

Taxi 1hour Waiting (Normal Tariff)

$75.5 ISK 9,196

$18.02 $18.02

318.98%

Gasoline (1 liter)

$1.92 ISK 234

$1.00 $1.00

92.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$51.7K ISK 6.3M

$25.7K $25.7K

101.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.7K ISK 6.7M

$24.9K $24.9K

119.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.5 ISK 10.7K

$247 $247

-64.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.19 ISK 4,043

$53.6 $53.6

-38.09%

Internet (50+ Mbps, Unlimited Data)

$84.8 ISK 10.3K

$62.3 $62.3

36.14%

Gym Membership (Monthly)

$79.0 ISK 9,620

$174 $174

-54.71%

Tennis Court (1 Hour on Weekend)

$50.9 $50.9

Cinema Ticket

$19.65 ISK 2,393

$20.37 $20.37

-3.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$415 ISK 50.5K

$2,036 $2,036

-79.63%

International Primary School, 1 Child (Yearly)

$30.8K ISK 3.8M

$30.2K $30.2K

2.27%

Jeans (Levis 501 Or Similar)

$158 ISK 19.3K

$67.9 $67.9

133.42%

Summer Dress (H&M, Zara, etc)

$66.0 ISK 8,042

$57.8 $57.8

14.26%

Sport Shoes (Adidas, Nike)

$177 ISK 21.5K

$121 $121

46.18%

Men's Leather Business Shoes

$191 ISK 23.2K

$120 $120

59.38%

1-bedroom Apartment, City Center (Monthly)

$1,875 ISK 228.3K

$2,754 $2,754

-31.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,340 ISK 163.2K

$1,970 $1,970

-32.01%

3-bedroom Apartment, City Center (Monthly)

$2,501 ISK 304.7K

$5,514 $5,514

-54.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 ISK 255.3K

$4,311 $4,311

-51.38%

Average Monthly Net Salary (After Tax)

$3,786 ISK 461.1K

$6,111 $6,111

-38.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.88

6.05

46.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Keflavik: September 14, 2026

Last update for White Plains, NY: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,875 in Keflavik and $2,754 in White Plains, NY. Housing cost is often the main lever when comparing two cities.

White Plains, NY pays 61% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $137 in Keflavik vs $99.0 in White Plains, NY for a mid-range dinner for two. Groceries echo the gap at $569 vs $523 per month, with White Plains, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Keflavik vs White Plains, NY: Cost of Living - Frequently Asked Questions

Keflavik wins on cost – living expenses run 22% lower than in White Plains, NY. Housing and daily spending are where you'll feel the difference most, making Keflavik the obvious pick if budget is a priority.

On paper, salaries run 61% lower in White Plains, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,875 in Keflavik versus $2,754 in White Plains, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Keflavik runs roughly 83% less than in White Plains, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $415 in Keflavik versus $2,036 in White Plains, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Keflavik is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Keflavik and White Plains, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Keflavik gentler on the wallet – expenses run 22% less than in White Plains, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.