Last update: Oct 2026

Cost of Living Comparison Between Keflavik and White Plains, NY

For one person, living is cheaper in Keflavik: $3,018 a month against $3,728 in White Plains, NY, rent and utilities included – about $8,500 less a year. Higher rent and utilities in White Plains, NY outweigh lower spending on other living expenses.

145

Cost of Living Index in Keflavik
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Keflavik Living Index
180

Cost of Living Index in White Plains, NY
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White Plains, NY Living Index

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Keflavik

🇮🇸 Iceland

$3,018

/mo nomad

White Plains, NY

🇺🇸 United States

$3,728

/mo nomad

Monthly Cost of Living

How much you'll spend in Keflavik and in White Plains, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Keflavik and in White Plains, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,018 in Keflavik versus $3,728 in White Plains, NY.

Keflavik $3,018
White Plains, NY $3,728

Estimated couple costs with rent: $4,529 in Keflavik versus $6,000 in White Plains, NY.

Keflavik $4,529
White Plains, NY $6,000

Monthly costs for a family of three with rent: $6,041 in Keflavik versus $8,271 in White Plains, NY.

Keflavik $6,041
White Plains, NY $8,271

Living in Keflavik costs roughly 19% less than in White Plains, NY, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Keflavik 122% above, White Plains, NY 174% above.

Meal at Budget Restaurant

$24.11 ISK 2,927

$19.65 $19.65

22.70%

Three-Course Dinner for Two, Mid-Range

$121 ISK 14.7K

$99.1 $99.1

22.22%

Fast Food Meal (McDonalds, etc)

$20.25 ISK 2,458

$11.92 $11.92

69.88%

Cappuccino

$4.22 ISK 513

$5.46 $5.46

-22.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 ISK 408

$2.57 $2.57

30.74%

Water (0.33 liter bottle)

$3.03 ISK 368

$2.29 $2.29

32.31%

Local Beer (0.5 liter draught)

$8.25 ISK 1,001

$7.91 $7.91

4.30%

Imported Beer (0.33 liter bottle)

$8.15 ISK 990

$8.78 $8.78

-7.18%

Milk (1 liter)

$2.11 ISK 256

$1.05 $1.05

100.95%

White Bread (500g)

$4.21 ISK 512

$4.17 $4.17

0.96%

Rice (white) (1kg)

$2.50 ISK 303

$7.08 $7.08

-64.69%

Eggs

$6.55 ISK 796

$6.58 $6.58

-0.46%

Local Cheese (1kg)

$19.70 ISK 2,391

$16.79 $16.79

17.33%

Chicken Fillets (1kg)

$23.90 ISK 2,902

$17.05 $17.05

40.18%

Beef Round Steak (1kg)

$41.71 ISK 5,063

$20.26 $20.26

105.87%

Apples (1kg)

$2.44 ISK 296

$7.78 $7.78

-68.64%

Banana (1kg)

$2.41 ISK 292

$2.31 $2.31

4.33%

Oranges (1kg)

$2.50 ISK 303

$5.28 $5.28

-52.65%

Tomato (1kg)

$4.16 ISK 504

$6.10 $6.10

-31.80%

Potato (1kg)

$3.12 ISK 378

$3.98 $3.98

-21.61%

Onion (1kg)

$1.64 ISK 199

$4.69 $4.69

-65.03%

Lettuce (1 head)

$3.62 ISK 440

$2.52 $2.52

43.65%

Water (1.5 liter bottle)

$1.81 ISK 219

$2.52 $2.52

-28.17%

Cigarettes 20 Pack (Marlboro, Camel)

$13.85 ISK 1,681

$14.64 $14.64

-5.40%

Wine (Bottle)

$16.32 ISK 1,981

$21.12 $21.12

-22.73%

Local Beer (0.5 liter bottle)

$3.73 ISK 453

$1.76 $1.76

111.93%

Imported Beer (0.33 liter bottle)

$2.81 ISK 341

$3.28 $3.28

-14.33%

One-way Ticket (Public Transport)

$3.68 ISK 447

$2.96 $2.96

24.32%

Public Transport Monthly Pass (Regular Price)

$77.2 ISK 9,366

$146 $146

-46.99%

Taxi Start (Normal Tariff)

$6.35 ISK 771

$2.95 $2.95

115.25%

Taxi (Normal Tariff) (1km)

$2.59 ISK 314

$2.20 $2.20

17.73%

Taxi 1hour Waiting (Normal Tariff)

$80.2 ISK 9,738

$18.21 $18.21

340.53%

Gasoline (1 liter)

$2.00 ISK 243

$1.07 $1.07

86.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$68.2K ISK 8.3M

$26.2K $26.2K

160.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$55.2K ISK 6.7M

$25.7K $25.7K

114.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.8 ISK 11.6K

$244 $244

-60.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.13 ISK 3,900

$60.0 $60.0

-46.47%

Internet (50+ Mbps, Unlimited Data)

$84.5 ISK 10.3K

$61.0 $61.0

38.49%

Gym Membership (Monthly)

$76.7 ISK 9,316

$173 $173

-55.68%

Tennis Court (1 Hour on Weekend)

$49.48 $49.48

Cinema Ticket

$19.58 ISK 2,377

$20.39 $20.39

-3.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$406 ISK 49.3K

$2,029 $2,029

-80.00%

International Primary School, 1 Child (Yearly)

$26.4K ISK 3.2M

$29.9K $29.9K

-11.80%

Jeans (Levis 501 Or Similar)

$148 ISK 18.0K

$69.1 $69.1

114.52%

Summer Dress (H&M, Zara, etc)

$66.8 ISK 8,104

$57.5 $57.5

16.16%

Sport Shoes (Adidas, Nike)

$184 ISK 22.4K

$120 $120

53.56%

Men's Leather Business Shoes

$190 ISK 23.1K

$122 $122

55.87%

1-bedroom Apartment, City Center (Monthly)

$1,862 ISK 226.0K

$2,747 $2,747

-32.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,359 ISK 165.0K

$1,951 $1,951

-30.33%

3-bedroom Apartment, City Center (Monthly)

$2,527 ISK 306.7K

$5,660 $5,660

-55.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,040 ISK 247.7K

$4,269 $4,269

-52.20%

Average Monthly Net Salary (After Tax)

$3,819 ISK 463.6K

$5,911 $5,911

-35.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.81

6.08

44.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Keflavik: October 26, 2026

Last update for White Plains, NY: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Keflavik

$1.4K 45%

White Plains, NY

$2K 52.3% 43.5% $592

Groceries & Markets

Keflavik

$566 18.8%

White Plains, NY

$527 14.1% 7% $40

Eating Out

Keflavik

$387 12.8%

White Plains, NY

$335 9% 13.5% $52

Clothing & Footwear

Keflavik

$265 8.8%

White Plains, NY

$166 4.5% 37.5% $99

Monthly Utilities & Internet

Keflavik

$212 7%

White Plains, NY

$365 9.8% 71.6% $152

Sport & Entertainment

Keflavik

$116 3.8%

White Plains, NY

$214 5.7% 84.6% $98

Getting Around

Keflavik

$111 3.7%

White Plains, NY

$171 4.6% 54.1% $60

Cost Breakdown

A one-bedroom apartment in the center runs $1,862 in Keflavik and $2,747 in White Plains, NY. Housing cost is often the main lever when comparing two cities.

White Plains, NY pays 55% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $121 in Keflavik vs $99 in White Plains, NY for a mid-range dinner for two. Groceries echo the gap at $566 vs $527 per month, with White Plains, NY cheaper across the board.

Good to know

🇮🇸 Keflavik

🇺🇸 White Plains, NY

🕒 Local time

01:59 1:59 AM

20:59 8:59 PM

5 h behind Keflavik

🌤 Weather

👥 Population

15,000

59,559

💱 Currency

Icelandic Króna ISK kr

United States Dollar USD $

📈 Exchange rate

1,000 ISK = 8.24 USD

1,000 ISK = 7.38 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to ISK – Icelandic Króna Converter

🇺🇸 United States Dollar ($)

🇮🇸 Icelandic Króna (kr)

Icelandic Króna exchange rates as of November 2, 2026: 1 USD = 121 ISK (1,000 ISK = 8.24 USD). 1 EUR = 136 ISK (1,000 ISK = 7.38 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to ISK in detail →

On the map

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Highest

Between locations

Keflavik White Plains, NY 4,130 km ≈ 6 h nonstop flight

From you

Keflavik
White Plains, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Keflavik vs White Plains, NY: Cost of Living - Frequently Asked Questions

Keflavik wins on cost – living expenses run 19% lower than in White Plains, NY. Housing and daily spending are where you’ll feel the difference most, making Keflavik the obvious pick if budget is a priority.

On paper, salaries run 35% lower in Keflavik. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,862 in Keflavik versus $2,747 in White Plains, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Keflavik runs roughly 47% less than in White Plains, NY. The price difference matters if you commute daily and watch your budget.

Childcare runs $406 in Keflavik versus $2,029 in White Plains, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Keflavik is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Keflavik is more practical. Housing and childcare are both notably cheaper than in White Plains, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Keflavik and White Plains, NY are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Keflavik wins on affordability, White Plains, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.