Last update: Oct 2026 Switzerland ⭐ Capital 128.8K

Cost of Living in Bern

For one person, living costs in Bern are estimated at $3,361 a month, including rent and utilities, which take about half of the total. Other living expenses average about $55 a day.

Monthly Cost of Living

How much you'll spend in Bern

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bern actually costs, broken down by who's living it.

Living costs for one person come to about $3,361 monthly including rent, or $1,676 excluding housing.

$3,361 /mo

Estimated monthly costs for a couple: $5,187 with rent, or $2,960 without housing.

$5,187 /mo

Monthly costs for a family of three come to about $7,013 including rent, or $4,243 for daily expenses alone.

$7,013 /mo

Bern sits about 148% above the global median. Within Europe, costs are 91% above average – among the most expensive in the region.

Currency
Do you live in Bern? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$29.57 CHF 24.35
$20.95 CHF 17.25
$36.96 CHF 30.44
Three-Course Dinner for Two, Mid-Range
$122 CHF 101
$85.3 CHF 70.3
$236 CHF 195
Fast Food Meal (McDonalds, etc)
$15.43 CHF 12.71
$15.31 CHF 12.61
$17.80 CHF 14.66
Cappuccino
$6.88 CHF 5.67
$3.65 CHF 3.01
$7.92 CHF 6.52
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$6.42 CHF 5.29
$6.18 CHF 5.09
$8.03 CHF 6.62
Water (0.33 liter bottle)
$6.91 CHF 5.69
$5.95 CHF 4.90
$8.94 CHF 7.36
Local Beer (0.5 liter draught)
$9.32 CHF 7.68
$6.70 CHF 5.52
$10.06 CHF 8.28
Imported Beer (0.33 liter bottle)
$7.84 CHF 6.45
$3.61 CHF 2.98
$10.84 CHF 8.93
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.13 CHF 1.75
$1.59 CHF 1.31
$2.36 CHF 1.95
White Bread (500g)
$3.03 CHF 2.50
$1.48 CHF 1.22
$5.66 CHF 4.66
Rice (white) (1kg)
$3.23 CHF 2.66
$1.64 CHF 1.35
$4.24 CHF 3.49
Eggs
$7.69 CHF 6.33
$6.45 CHF 5.31
$11.48 CHF 9.46
Local Cheese (1kg)
$24.47 CHF 20.15
$18.17 CHF 14.97
$60.6 CHF 49.89
Chicken Fillets (1kg)
$29.01 CHF 23.89
$17.95 CHF 14.78
$39.48 CHF 32.52
Beef Round Steak (1kg)
$38.44 CHF 31.66
$21.41 CHF 17.63
$41.04 CHF 33.80
Apples (1kg)
$3.83 CHF 3.15
$3.31 CHF 2.73
$4.72 CHF 3.89
Banana (1kg)
$2.03 CHF 1.67
$1.46 CHF 1.20
$4.86 CHF 4.00
Oranges (1kg)
$2.71 CHF 2.23
$1.84 CHF 1.52
$4.89 CHF 4.03
Tomato (1kg)
$4.53 CHF 3.73
$4.14 CHF 3.41
$7.08 CHF 5.83
Potato (1kg)
$1.64 CHF 1.35
$1.23 CHF 1.02
$3.09 CHF 2.55
Onion (1kg)
$1.98 CHF 1.63
$1.79 CHF 1.47
$2.61 CHF 2.15
Lettuce (1 head)
$2.32 CHF 1.91
$1.49 CHF 1.23
$2.61 CHF 2.15
Water (1.5 liter bottle)
$1.35 CHF 1.11
$0.55 CHF 0.45
$2.04 CHF 1.68
Cigarettes 20 Pack (Marlboro, Camel)
$11.38 CHF 9.37
$10.94 CHF 9.01
$11.42 CHF 9.41
Wine (Bottle)
$11.93 CHF 9.83
$10.15 CHF 8.36
$14.84 CHF 12.22
Local Beer (0.5 liter bottle)
$2.29 CHF 1.89
$0.75 CHF 0.62
$4.97 CHF 4.09
Imported Beer (0.33 liter bottle)
$3.00 CHF 2.47
$2.21 CHF 1.82
$3.18 CHF 2.62
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$6.16 CHF 5.07
$3.56 CHF 2.93
$6.16 CHF 5.07
Public Transport Monthly Pass (Regular Price)
$97.5 CHF 80.3
$95.2 CHF 78.4
$97.5 CHF 80.3
Taxi Start (Normal Tariff)
$8.02 CHF 6.60
$8.02 CHF 6.60
$8.02 CHF 6.60
Taxi (Normal Tariff) (1km)
$4.50 CHF 3.70
$4.50 CHF 3.70
$4.50 CHF 3.70
Taxi 1hour Waiting (Normal Tariff)
$110 CHF 90.4
$110 CHF 90.4
$110 CHF 90.4
Gasoline (1 liter)
$2.38 CHF 1.96
$2.09 CHF 1.73
$2.62 CHF 2.16
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.8K CHF 32.8K
$39.8K CHF 32.8K
$43.7K CHF 36.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.1K CHF 32.2K
$39.1K CHF 32.2K
$39.1K CHF 32.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$271 CHF 223
$178 CHF 146
$418 CHF 344
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.54 CHF 22.68
$17.70 CHF 14.58
$41.58 CHF 34.24
Internet (50+ Mbps, Unlimited Data)
$55.1 CHF 45.40
$48.40 CHF 39.86
$72.7 CHF 59.9
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$89.1 CHF 73.4
$54.4 CHF 44.82
$151 CHF 125
Tennis Court (1 Hour on Weekend)
$47.48 CHF 39.10
$36.36 CHF 29.95
$59.4 CHF 48.91
Cinema Ticket
$25.58 CHF 21.07
$22.03 CHF 18.14
$28.15 CHF 23.18
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,154 CHF 2,597
$2,543 CHF 2,094
$3,600 CHF 2,965
International Primary School, 1 Child (Yearly)
$30.3K CHF 24.9K
$17.1K CHF 14.1K
$46.8K CHF 38.5K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$142 CHF 117
$110 CHF 90.5
$157 CHF 130
Summer Dress (H&M, Zara, etc)
$62.5 CHF 51.5
$36.98 CHF 30.46
$74.0 CHF 60.9
Sport Shoes (Adidas, Nike)
$156 CHF 129
$96.3 CHF 79.3
$181 CHF 149
Men's Leather Business Shoes
$195 CHF 161
$119 CHF 97.8
$348 CHF 286
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,846 CHF 1,521
$1,428 CHF 1,176
$2,857 CHF 2,353
1-bedroom Apartment, Outside City Center (Monthly)
$1,415 CHF 1,165
$1,193 CHF 983
$2,049 CHF 1,687
3-bedroom Apartment, City Center (Monthly)
$3,525 CHF 2,903
$2,413 CHF 1,987
$5,428 CHF 4,471
3-bedroom Apartment, Outside City Center (Monthly)
$2,500 CHF 2,059
$2,048 CHF 1,687
$3,614 CHF 2,977
Buy Apartment in City Center (m2)
$18.9K CHF 15.5K
$13.2K CHF 10.9K
$29.3K CHF 24.1K
Buy Apartment Outside City Center (m2)
$14.9K CHF 12.3K
$9,634 CHF 7,934
$24.0K CHF 19.7K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$6,746 CHF 5,556
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.46
1.8
3.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Bern $3,361
Accommodation & Living
$1.4K
Groceries & Markets
$569
Eating Out
$481
Monthly Utilities & Internet
$353
Clothing & Footwear
$250
Getting Around
$153
Sport & Entertainment
$140

Cost Breakdown

Expect to pay about $1,846 for a central one-bedroom, or $1,415 outside the center. At 27% of the average salary ($6,746), housing is the biggest financial pressure.

Average take-home pay sits at $6,746, while typical expenses reach $3,361. This leaves solid room for saving and lifestyle spending.

Expect to spend about $569 monthly on groceries. Dining out at a mid-range restaurant costs roughly $122 for two – above the European average of $74.0.

Public transport is priced at around $97.5 per month – above the European average of $49.00.

Cost Highlights

Cappuccino is more expensive than 99% of cities in Europe

3-bedroom apartment, city center is more expensive than 99% of cities in Europe

Chicken fillets is more expensive than 99% of cities in Europe

Good to know
🕒 Local time
09:09 9:09 AM
🌤 Weather
👥 Population
128,848 Capital
💱 Currency
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Bern Median Internet Speeds (Updated April 2026)

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Cost of Living in Bern - Frequently Asked Questions
Is Bern affordable for travelers, expats, and digital nomads compared to other European cities?
Bern sits at the higher end of European city living, with strong public services and safety that come with a higher price tag. For many, the Cost of Living in Bern, Switzerland remains manageable if you balance a central, well-connected location with budget-minded choices elsewhere. You’ll find that housing in the Old Town or near the river is premium, while lighter options exist in outlying districts or commuter-friendly suburbs. Food, healthcare, and transport lean toward the pricy side, but the city’s efficiency and quality can reduce other costs, like time and commuting. Tip: Set a neighborhood priority, and test a few grocery stores for value.
What does daily life look like in Bern for travelers, expats, or digital nomads in terms of housing, food, and transport?
In Bern you’ll typically search for housing with a focus on location and sunlight. Central quarters like Altstadt and Kirchenfeld offer character and convenience, but come at a premium; more affordable options exist in neighborhoods a short tram ride away. For groceries and dining, you’ll find a mix of markets, bakeries, and international supermarkets; cooking at home is common and budget-friendly when you shop at weekly markets. Transit is excellent: reliable trams and buses, plus easy biking routes; the city is walkable, and most errands can be done on foot in the center. Tip: try urban neighborhoods on weekends to gauge noise, access, and pace.
Which neighborhood and budgeting approach maximize quality of life in Bern, considering seasons and local habits?
For a balanced approach to life in Bern, set a monthly budgeting framework that covers housing, groceries, and transport. Seasonality matters: winter heating tends to influence utility planning, while summer activities may affect dining and leisure costs. To maximize quality of life, try a mix of longer stays in slightly outer districts and occasional visits to the historic center to enjoy events without long commitments. Neighborhood fit often hinges on how you approach errands – walkable cores save time and money, while a bike or tram pass keeps daily costs predictable. Bern, Switzerland living cost reflects location and lifestyle choices. Tip: map a weekly routine that minimizes backtracking and consolidates trips.
What percentage of income goes to rent in Bern?
With 27% of the average paycheck going to rent, Bern is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What is the average cost of living in Bern?
A single person in Bern typically spends $3,361 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $1,676. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
Can you save money on an average salary in Bern?
At $6,746 take-home, most residents in Bern can cover the $3,361 monthly cost of living. Those earning $5,042 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Bern?
Where you live in Bern makes all the difference. Central one-bedrooms cost about $1,846; commute-friendly outer districts come in around $1,415. Overall, the market runs from $1,415 to $1,846 depending on size, location, and apartment condition.
How expensive is a gym membership in Bern?
At around $89.1 monthly, gym costs in Bern are on the steep side. The price tracks with the city's overall high cost of services, though annual contracts and promotional deals can cut the bill.
Is food expensive in Bern?
Bern isn't cheap for groceries. Monthly bills reach $569 for a single person, and even basic items cost more than in most comparable cities. Cooking at home is still the most economical approach.
Is $2,000 enough to live comfortably in Bern?
At $3,361 in typical monthly expenses, a $2,000 budget barely covers Bern. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
What is quality of life like in Bern?
Bern offers genuinely appealing day-to-day living. Residents value fast internet, low crime rates, clean air, and at around $3,361 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.

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