Last update: Oct 2026

Cost of Living Comparison Between White Plains, NY and Austin, TX

For one person, living is cheaper in Austin, TX: $2,607 a month against $3,728 in White Plains, NY, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

180

Cost of Living Index in White Plains, NY
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White Plains, NY Living Index
125

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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White Plains, NY

🇺🇸 United States

$3,728

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in White Plains, NY and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in White Plains, NY and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,728 in White Plains, NY versus $2,607 in Austin, TX.

White Plains, NY $3,728
Austin, TX $2,607

Estimated couple costs with rent: $6,000 in White Plains, NY versus $4,031 in Austin, TX.

White Plains, NY $6,000
Austin, TX $4,031

Monthly costs for a family of three with rent: $8,271 in White Plains, NY versus $5,454 in Austin, TX.

White Plains, NY $8,271
Austin, TX $5,454

Living in White Plains, NY is roughly 43% more expensive than in Austin, TX, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: White Plains, NY 174% above, Austin, TX 92% above.

Meal at Budget Restaurant

$19.65 $19.65

$20.35 $20.35

-3.44%

Three-Course Dinner for Two, Mid-Range

$99.1 $99.1

$84.7 $84.7

17.03%

Fast Food Meal (McDonalds, etc)

$11.92 $11.92

$12.12 $12.12

-1.65%

Cappuccino

$5.46 $5.46

$5.65 $5.65

-3.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 $2.57

$3.68 $3.68

-30.16%

Water (0.33 liter bottle)

$2.29 $2.29

$2.36 $2.36

-2.97%

Local Beer (0.5 liter draught)

$7.91 $7.91

$7.87 $7.87

0.51%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$8.82 $8.82

-0.45%

Milk (1 liter)

$1.05 $1.05

$1.14 $1.14

-7.89%

White Bread (500g)

$4.17 $4.17

$3.69 $3.69

13.01%

Rice (white) (1kg)

$7.08 $7.08

$3.31 $3.31

113.90%

Eggs

$6.58 $6.58

$4.15 $4.15

58.55%

Local Cheese (1kg)

$16.79 $16.79

$12.98 $12.98

29.35%

Chicken Fillets (1kg)

$17.05 $17.05

$13.86 $13.86

23.02%

Beef Round Steak (1kg)

$20.26 $20.26

$16.34 $16.34

23.99%

Apples (1kg)

$7.78 $7.78

$4.69 $4.69

65.88%

Banana (1kg)

$2.31 $2.31

$1.45 $1.45

59.31%

Oranges (1kg)

$5.28 $5.28

$5.11 $5.11

3.33%

Tomato (1kg)

$6.10 $6.10

$4.52 $4.52

34.96%

Potato (1kg)

$3.98 $3.98

$3.08 $3.08

29.22%

Onion (1kg)

$4.69 $4.69

$2.38 $2.38

97.06%

Lettuce (1 head)

$2.52 $2.52

$1.80 $1.80

40.00%

Water (1.5 liter bottle)

$2.52 $2.52

$2.22 $2.22

13.51%

Cigarettes 20 Pack (Marlboro, Camel)

$14.64 $14.64

$9.97 $9.97

46.84%

Wine (Bottle)

$21.12 $21.12

$15.05 $15.05

40.33%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.91 $2.91

-39.52%

Imported Beer (0.33 liter bottle)

$3.28 $3.28

$3.33 $3.33

-1.50%

One-way Ticket (Public Transport)

$2.96 $2.96

$1.22 $1.22

142.62%

Public Transport Monthly Pass (Regular Price)

$146 $146

$40.53 $40.53

259.12%

Taxi Start (Normal Tariff)

$2.95 $2.95

$2.78 $2.78

6.12%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.65 $1.65

33.33%

Taxi 1hour Waiting (Normal Tariff)

$18.21 $18.21

$35.39 $35.39

-48.54%

Gasoline (1 liter)

$1.07 $1.07

$0.95 $0.95

12.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K $26.2K

$34.2K $34.2K

-23.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.8K $26.8K

-3.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$244 $244

$223 $223

9.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.0 $60.0

$58.5 $58.5

2.63%

Internet (50+ Mbps, Unlimited Data)

$61.0 $61.0

$71.2 $71.2

-14.25%

Gym Membership (Monthly)

$173 $173

$53.0 $53.0

226.43%

Tennis Court (1 Hour on Weekend)

$49.48 $49.48

$16.75 $16.75

195.40%

Cinema Ticket

$20.39 $20.39

$14.06 $14.06

45.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,029 $2,029

$1,459 $1,459

39.09%

International Primary School, 1 Child (Yearly)

$29.9K $29.9K

$21.3K $21.3K

40.27%

Jeans (Levis 501 Or Similar)

$69.1 $69.1

$52.5 $52.5

31.61%

Summer Dress (H&M, Zara, etc)

$57.5 $57.5

$42.75 $42.75

34.43%

Sport Shoes (Adidas, Nike)

$120 $120

$86.4 $86.4

38.99%

Men's Leather Business Shoes

$122 $122

$104 $104

17.37%

1-bedroom Apartment, City Center (Monthly)

$2,747 $2,747

$2,112 $2,112

30.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,951 $1,951

$1,230 $1,230

58.56%

3-bedroom Apartment, City Center (Monthly)

$5,660 $5,660

$3,863 $3,863

46.52%

3-bedroom Apartment, Outside City Center (Monthly)

$4,269 $4,269

$2,407 $2,407

77.36%

Buy Apartment in City Center (m2)

$7,426 $7,426

Buy Apartment Outside City Center (m2)

$3,060 $3,060

Average Monthly Net Salary (After Tax)

$5,911 $5,911

$5,179 $5,179

14.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

6.82

-10.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for White Plains, NY: October 24, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

White Plains, NY

$2K 52.3%

Austin, TX

$1.2K 47.2% 36.9% $721

Groceries & Markets

White Plains, NY

$527 14.1%

Austin, TX

$410 15.7% 22.2% $117

Monthly Utilities & Internet

White Plains, NY

$365 9.8%

Austin, TX

$353 13.5% 3.3% $12

Eating Out

White Plains, NY

$335 9%

Austin, TX

$348 13.4% 3.9% $13

Sport & Entertainment

White Plains, NY

$214 5.7%

Austin, TX

$81 3.1% 62.1% $133

Getting Around

White Plains, NY

$171 4.6%

Austin, TX

$56 2.2% 67% $115

Clothing & Footwear

White Plains, NY

$166 4.5%

Austin, TX

$128 4.9% 22.5% $37

Cost Breakdown

A one-bedroom apartment in the center runs $2,747 in White Plains, NY and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

White Plains, NY pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99 in White Plains, NY vs $85 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $527 vs $410 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 White Plains, NY

🇺🇸 Austin, TX

🕒 Local time

07:19 7:19 AM

06:19 6:19 AM

1 h behind White Plains, NY

🌤 Weather

👥 Population

59,559

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

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Between locations

White Plains, NY Austin, TX 2,460 km ≈ 3 h 30 min nonstop flight

From you

White Plains, NY
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

White Plains, NY vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 30% lower than in White Plains, NY. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 14% higher in White Plains, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,747 in White Plains, NY versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,728 per month in White Plains, NY versus $2,607 in Austin, TX – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 72% less than in White Plains, NY. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 30% less than in White Plains, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.