Cost of Living Comparison Between White Plains, NY and Austin, TX Cost of Living Comparison Between White Plains, NY and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,389 in White Plains, NY versus $2,657 in Austin, TX.

Estimated couple costs with rent: $5,633 in White Plains, NY versus $4,101 in Austin, TX.

Monthly costs for a family of three with rent: $7,877 in White Plains, NY versus $5,546 in Austin, TX.

Living in White Plains, NY is roughly 28% more expensive than Austin, TX, driven mainly by Getting Around.

Both cities are pricier than the global median: White Plains, NY 153% above, Austin, TX 98% above.

Meal at Budget Restaurant

$20.24 $20.24

$19.85 $19.85

1.96%

Three-Course Dinner for Two, Mid-Range

$80.1 $80.1

$74.5 $74.5

7.51%

Fast Food Meal (McDonalds, etc)

$10.89 $10.89

$10.03 $10.03

8.57%

Cappuccino

$5.53 $5.53

$5.52 $5.52

0.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$2.78 $2.78

-5.76%

Water (0.33 liter bottle)

$2.08 $2.08

$2.10 $2.10

-0.95%

Local Beer (0.5 liter draught)

$7.82 $7.82

$6.04 $6.04

29.47%

Imported Beer (0.33 liter bottle)

$7.32 $7.32

$7.81 $7.81

-6.27%

Milk (1 liter)

$1.24 $1.24

$1.13 $1.13

9.73%

White Bread (500g)

$4.51 $4.51

$3.45 $3.45

30.72%

Rice (white) (1kg)

$6.35 $6.35

$3.42 $3.42

85.67%

Eggs

$5.46 $5.46

$4.37 $4.37

24.94%

Local Cheese (1kg)

$13.84 $13.84

$12.24 $12.24

13.07%

Chicken Fillets (1kg)

$12.24 $12.24

$10.79 $10.79

13.44%

Beef Round Steak (1kg)

$15.23 $15.23

$14.36 $14.36

6.06%

Apples (1kg)

$6.09 $6.09

$4.99 $4.99

22.04%

Banana (1kg)

$2.31 $2.31

$1.51 $1.51

52.98%

Oranges (1kg)

$5.79 $5.79

$4.38 $4.38

32.19%

Tomato (1kg)

$6.36 $6.36

$3.96 $3.96

60.61%

Potato (1kg)

$5.01 $5.01

$2.74 $2.74

82.85%

Onion (1kg)

$5.01 $5.01

$2.77 $2.77

80.87%

Lettuce (1 head)

$2.76 $2.76

$1.98 $1.98

39.39%

Water (1.5 liter bottle)

$2.34 $2.34

$2.28 $2.28

2.63%

Cigarettes 20 Pack (Marlboro, Camel)

$15.92 $15.92

$8.74 $8.74

82.15%

Wine (Bottle)

$16.88 $16.88

$14.81 $14.81

13.98%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.26 $2.26

-21.24%

Imported Beer (0.33 liter bottle)

$3.52 $3.52

$3.58 $3.58

-1.68%

One-way Ticket (Public Transport)

$2.75 $2.75

$1.54 $1.54

78.57%

Public Transport Monthly Pass (Regular Price)

$156 $156

$43.09 $43.09

262.43%

Taxi Start (Normal Tariff)

$2.93 $2.93

$4.45 $4.45

-34.16%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.81 $1.81

17.68%

Taxi 1hour Waiting (Normal Tariff)

$18.21 $18.21

$35.30 $35.30

-48.41%

Gasoline (1 liter)

$0.90 $0.90

$0.74 $0.74

21.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K $25.0K

$25.5K $25.5K

-1.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$26.4K $26.4K

-8.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 $163

$170 $170

-4.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.9 $55.9

$60.3 $60.3

-7.24%

Internet (50+ Mbps, Unlimited Data)

$68.0 $68.0

$67.0 $67.0

1.45%

Gym Membership (Monthly)

$151 $151

$61.6 $61.6

145.71%

Tennis Court (1 Hour on Weekend)

$9.83 $9.83

Cinema Ticket

$19.96 $19.96

$15.14 $15.14

31.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,915 $1,915

$1,381 $1,381

38.63%

International Primary School, 1 Child (Yearly)

$14.6K $14.6K

$21.8K $21.8K

-32.94%

Jeans (Levis 501 Or Similar)

$62.0 $62.0

$56.9 $56.9

8.84%

Summer Dress (H&M, Zara, etc)

$54.1 $54.1

$45.94 $45.94

17.65%

Sport Shoes (Adidas, Nike)

$112 $112

$86.0 $86.0

30.13%

Men's Leather Business Shoes

$132 $132

$119 $119

10.51%

1-bedroom Apartment, City Center (Monthly)

$2,246 $2,246

$2,183 $2,183

2.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,867 $1,867

$1,417 $1,417

31.79%

3-bedroom Apartment, City Center (Monthly)

$5,638 $5,638

$3,801 $3,801

48.34%

3-bedroom Apartment, Outside City Center (Monthly)

$4,295 $4,295

$2,711 $2,711

58.44%

Buy Apartment in City Center (m2)

$7,204 $7,204

Buy Apartment Outside City Center (m2)

$3,239 $3,239

Average Monthly Net Salary (After Tax)

$5,888 $5,888

$4,914 $4,914

19.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.2

6.45

-3.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for White Plains, NY: April 28, 2026

Last update for Austin, TX: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,246 in White Plains, NY and $2,183 in Austin, TX. Housing cost is often the main lever when comparing two cities.

White Plains, NY pays 20% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in White Plains, NY vs $74.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $466 vs $379 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

White Plains, NY vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 28% lower than in White Plains, NY. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

White Plains, NY pays 20% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,246 in White Plains, NY versus $2,183 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,389 per month in White Plains, NY versus $2,657 in Austin, TX – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 262% less than in White Plains, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, White Plains, NY and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 28% less than in White Plains, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.