Last update: Oct 2026

Cost of Living Comparison Between Whitby, ON and Calgary

For one person, living is cheaper in Calgary: $2,303 a month against $2,856 in Whitby, ON, rent and utilities included – about $6,600 less a year. Higher rent and utilities in Whitby, ON outweigh lower spending on other living expenses.

138

Cost of Living Index in Whitby, ON
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Whitby, ON Living Index
110

Cost of Living Index in Calgary
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Calgary Living Index

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Whitby, ON

🇨🇦 Canada

$2,856

/mo nomad

Calgary

🇨🇦 Canada

$2,303

/mo nomad

Monthly Cost of Living

How much you'll spend in Whitby, ON and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Whitby, ON and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,856 in Whitby, ON versus $2,303 in Calgary.

Whitby, ON $2,856
Calgary $2,303

Estimated couple costs with rent: $3,892 in Whitby, ON versus $3,366 in Calgary.

Whitby, ON $3,892
Calgary $3,366

Monthly costs for a family of three with rent: $4,928 in Whitby, ON versus $4,428 in Calgary.

Whitby, ON $4,928
Calgary $4,428

Living in Whitby, ON is roughly 24% more expensive than in Calgary, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Whitby, ON 110% above, Calgary 69% above.

Meal at Budget Restaurant

$14.00 CA$19.57

$17.55 CA$24.52

-20.23%

Three-Course Dinner for Two, Mid-Range

$71.9 CA$100

$70.4 CA$98.4

2.15%

Fast Food Meal (McDonalds, etc)

$8.57 CA$11.98

$10.69 CA$14.94

-19.83%

Cappuccino

$3.52 CA$4.92

$3.89 CA$5.43

-9.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.95

$2.04 CA$2.85

3.43%

Water (0.33 liter bottle)

$1.39 CA$1.95

$1.88 CA$2.62

-26.06%

Local Beer (0.5 liter draught)

$5.79 CA$8.09

$4.90 CA$6.84

18.16%

Imported Beer (0.33 liter bottle)

$6.44 CA$9.00

$5.78 CA$8.08

11.42%

Milk (1 liter)

$2.58 CA$3.61

$1.96 CA$2.74

31.63%

White Bread (500g)

$2.82 CA$3.94

$2.74 CA$3.83

2.92%

Rice (white) (1kg)

$4.24 CA$5.92

$5.46 CA$7.63

-22.34%

Eggs

$4.34 CA$6.07

$3.69 CA$5.15

17.62%

Local Cheese (1kg)

$10.12 CA$14.14

$11.24 CA$15.71

-9.96%

Chicken Fillets (1kg)

$11.89 CA$16.62

$11.54 CA$16.12

3.03%

Beef Round Steak (1kg)

$16.40 CA$22.92

$18.38 CA$25.68

-10.77%

Apples (1kg)

$4.32 CA$6.04

$4.90 CA$6.85

-11.84%

Banana (1kg)

$1.85 CA$2.58

$1.42 CA$1.99

30.28%

Oranges (1kg)

$3.13 CA$4.37

$4.21 CA$5.88

-25.65%

Tomato (1kg)

$3.74 CA$5.22

$4.02 CA$5.62

-6.97%

Potato (1kg)

$3.46 CA$4.83

$2.69 CA$3.77

28.62%

Onion (1kg)

$2.73 CA$3.81

$2.66 CA$3.72

2.63%

Lettuce (1 head)

$2.25 CA$3.15

$2.61 CA$3.65

-13.79%

Water (1.5 liter bottle)

$1.74 CA$2.43

$1.60 CA$2.23

8.75%

Cigarettes 20 Pack (Marlboro, Camel)

$14.46 CA$20.21

$14.00 CA$19.57

3.29%

Wine (Bottle)

$12.70 CA$17.74

$15.40 CA$21.52

-17.53%

Local Beer (0.5 liter bottle)

$3.59 CA$5.01

$2.50 CA$3.49

43.60%

Imported Beer (0.33 liter bottle)

$3.49 CA$4.88

$3.09 CA$4.32

12.94%

One-way Ticket (Public Transport)

$5.50 CA$7.68

$2.93 CA$4.09

87.71%

Public Transport Monthly Pass (Regular Price)

$85.9 CA$120

$89.3 CA$125

-3.82%

Taxi Start (Normal Tariff)

$3.60 CA$5.04

$3.27 CA$4.57

10.09%

Taxi (Normal Tariff) (1km)

$0.73 CA$1.03

$1.35 CA$1.89

-45.93%

Taxi 1hour Waiting (Normal Tariff)

$18.02 CA$25.17

$27.39 CA$38.27

-34.21%

Gasoline (1 liter)

$1.15 CA$1.61

$1.17 CA$1.64

-1.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.5K

$27.9K CA$39.0K

1.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.4K

$21.0K CA$29.4K

3.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$194

$167 CA$233

-16.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.42 CA$53.7

$38.27 CA$53.5

0.39%

Internet (50+ Mbps, Unlimited Data)

$53.2 CA$74.3

$50.9 CA$71.2

4.46%

Gym Membership (Monthly)

$47.76 CA$66.7

$51.0 CA$71.2

-6.26%

Tennis Court (1 Hour on Weekend)

$18.17 CA$25.39

Cinema Ticket

$9.78 CA$13.66

$14.44 CA$20.18

-32.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$907 CA$1,267

$545 CA$762

66.26%

International Primary School, 1 Child (Yearly)

$16.7K CA$23.3K

$16.2K CA$22.7K

2.87%

Jeans (Levis 501 Or Similar)

$57.9 CA$80.9

$58.9 CA$82.3

-1.68%

Summer Dress (H&M, Zara, etc)

$57.6 CA$80.4

$39.75 CA$55.6

44.81%

Sport Shoes (Adidas, Nike)

$107 CA$149

$93.4 CA$130

14.52%

Men's Leather Business Shoes

$131 CA$183

$110 CA$154

19.07%

1-bedroom Apartment, City Center (Monthly)

$1,773 CA$2,478

$1,254 CA$1,752

41.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,661 CA$2,320

$1,056 CA$1,476

57.18%

3-bedroom Apartment, City Center (Monthly)

$2,343 CA$3,274

$2,022 CA$2,826

15.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,212 CA$3,091

$1,629 CA$2,276

35.80%

Buy Apartment in City Center (m2)

$7,548 CA$10.5K

$3,600 CA$5,031

109.65%

Buy Apartment Outside City Center (m2)

$5,092 CA$7,115

$3,243 CA$4,531

57.02%

Average Monthly Net Salary (After Tax)

$3,128 CA$4,371

$3,115 CA$4,353

0.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.26

4.51

16.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: October 26, 2026

Last update for Calgary: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Whitby, ON

$1.7K 58.2%

Calgary

$1.1K 45.9% 36.4% $604

Groceries & Markets

Whitby, ON

$387 13.6%

Calgary

$393 17.1% 1.4% $5.3

Eating Out

Whitby, ON

$236 8.3%

Calgary

$271 11.8% 14.8% $35

Monthly Utilities & Internet

Whitby, ON

$230 8.1%

Calgary

$256 11.1% 11.1% $26

Clothing & Footwear

Whitby, ON

$159 5.6%

Calgary

$136 5.9% 14.5% $23

Getting Around

Whitby, ON

$115 4%

Calgary

$111 4.8% 3.6% $4.1

Sport & Entertainment

Whitby, ON

$67 2.4%

Calgary

$80 3.5% 18.6% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,773 in Whitby, ON and $1,254 in Calgary. Housing cost is often the main lever when comparing two cities.

Dining out: $72 in Whitby, ON vs $70 in Calgary. Groceries flip the comparison at $387 vs $393, with Whitby, ON cheaper for home cooking.

Good to know

🇨🇦 Whitby, ON

🇨🇦 Calgary

🕒 Local time

13:40 1:40 PM

12:40 12:40 PM

1 h behind Whitby, ON

🌤 Weather

👥 Population

128,377

1,267,344

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Between locations

Whitby, ON Calgary 2,730 km ≈ 4 h nonstop flight

From you

Whitby, ON
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is about 19% cheaper overall, especially in clothing, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $4,283 in Whitby, ON and $3,454 in Calgary to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,773 in Whitby, ON versus $1,254 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $907 in Whitby, ON versus $545 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Calgary – a meal for two runs $70 versus $72 in Whitby, ON. If you eat out regularly, this makes a real dent in your monthly spending.

For families, Calgary is more practical. Housing and childcare are both notably cheaper than in Whitby, ON, and the savings on those two alone free up budget for education, activities, and family trips.