Cost of Living Comparison Between Whitby, ON and Calgary Cost of Living Comparison Between Whitby, ON and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $3,003 in Whitby, ON versus $2,523 in Calgary.

Estimated couple costs with rent: $3,956 in Whitby, ON versus $3,652 in Calgary.

Monthly costs for a family of three with rent: $4,910 in Whitby, ON versus $4,780 in Calgary.

Living in Whitby, ON is roughly 19% more expensive than Calgary, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Whitby, ON 124% above, Calgary 88% above.

Meal at Budget Restaurant

$15.91 CA$22.11

$18.59 CA$25.83

-14.42%

Three-Course Dinner for Two, Mid-Range

$73.8 CA$102

$70.0 CA$97.3

5.33%

Fast Food Meal (McDonalds, etc)

$10.10 CA$14.04

$10.96 CA$15.22

-7.85%

Cappuccino

$3.57 CA$4.96

$3.73 CA$5.19

-4.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.80

$1.99 CA$2.76

1.01%

Water (0.33 liter bottle)

$1.55 CA$2.15

$1.72 CA$2.39

-9.88%

Local Beer (0.5 liter draught)

$6.02 CA$8.36

$5.01 CA$6.97

20.16%

Imported Beer (0.33 liter bottle)

$6.39 CA$8.87

$6.50 CA$9.04

-1.69%

Milk (1 liter)

$2.50 CA$3.48

$2.22 CA$3.09

12.61%

White Bread (500g)

$2.61 CA$3.62

$2.67 CA$3.71

-2.25%

Rice (white) (1kg)

$4.51 CA$6.26

$3.26 CA$4.53

38.34%

Eggs

$3.50 CA$4.87

$3.35 CA$4.66

4.48%

Local Cheese (1kg)

$12.09 CA$16.80

$14.50 CA$20.14

-16.62%

Chicken Fillets (1kg)

$9.28 CA$12.89

$12.95 CA$17.99

-28.34%

Beef Round Steak (1kg)

$9.05 CA$12.58

$16.15 CA$22.44

-43.96%

Apples (1kg)

$3.59 CA$4.98

$4.32 CA$6.00

-16.90%

Banana (1kg)

$2.08 CA$2.88

$1.35 CA$1.88

54.07%

Oranges (1kg)

$3.81 CA$5.29

$3.83 CA$5.32

-0.52%

Tomato (1kg)

$4.90 CA$6.81

$4.18 CA$5.81

17.22%

Potato (1kg)

$4.36 CA$6.05

$2.65 CA$3.68

64.53%

Onion (1kg)

$3.35 CA$4.66

$2.74 CA$3.81

22.26%

Lettuce (1 head)

$2.86 CA$3.97

$2.76 CA$3.84

3.62%

Water (1.5 liter bottle)

$1.44 CA$2.00

$1.95 CA$2.71

-26.15%

Cigarettes 20 Pack (Marlboro, Camel)

$14.47 CA$20.11

$14.98 CA$20.81

-3.40%

Wine (Bottle)

$12.57 CA$17.46

$14.67 CA$20.38

-14.31%

Local Beer (0.5 liter bottle)

$3.09 CA$4.30

$2.84 CA$3.95

8.80%

Imported Beer (0.33 liter bottle)

$2.89 CA$4.02

$4.02 CA$5.58

-28.11%

One-way Ticket (Public Transport)

$2.87 CA$3.98

$2.80 CA$3.89

2.50%

Public Transport Monthly Pass (Regular Price)

$87.2 CA$121

$86.2 CA$120

1.14%

Taxi Start (Normal Tariff)

$3.07 CA$4.27

$3.60 CA$5.00

-14.72%

Taxi (Normal Tariff) (1km)

$2.82 CA$3.92

$1.32 CA$1.83

113.64%

Taxi 1hour Waiting (Normal Tariff)

$21.89 CA$30.42

$29.01 CA$40.31

-24.54%

Gasoline (1 liter)

$1.15 CA$1.60

$1.12 CA$1.56

2.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K CA$34.1K

$24.9K CA$34.5K

-1.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K CA$31.9K

$22.0K CA$30.5K

4.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$196

$217 CA$302

-35.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 CA$75.5

$41.55 CA$57.7

30.81%

Internet (50+ Mbps, Unlimited Data)

$63.2 CA$87.8

$58.1 CA$80.7

8.87%

Gym Membership (Monthly)

$37.30 CA$51.8

$54.7 CA$76.0

-31.82%

Tennis Court (1 Hour on Weekend)

$52.8 CA$73.4

Cinema Ticket

$9.54 CA$13.26

$12.77 CA$17.74

-25.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,086 CA$1,508

$874 CA$1,214

24.24%

International Primary School, 1 Child (Yearly)

$18.5K CA$25.7K

$15.9K CA$22.1K

15.94%

Jeans (Levis 501 Or Similar)

$60.0 CA$83.3

$58.8 CA$81.7

1.92%

Summer Dress (H&M, Zara, etc)

$58.6 CA$81.4

$46.47 CA$64.6

26.04%

Sport Shoes (Adidas, Nike)

$79.9 CA$111

$87.2 CA$121

-8.37%

Men's Leather Business Shoes

$156 CA$217

$109 CA$151

43.28%

1-bedroom Apartment, City Center (Monthly)

$1,868 CA$2,595

$1,414 CA$1,964

32.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,844 CA$2,563

$1,172 CA$1,629

57.34%

3-bedroom Apartment, City Center (Monthly)

$2,418 CA$3,360

$2,319 CA$3,222

4.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,296 CA$3,190

$1,886 CA$2,621

21.73%

Buy Apartment in City Center (m2)

$7,807 CA$10.8K

$3,892 CA$5,407

100.60%

Buy Apartment Outside City Center (m2)

$5,068 CA$7,041

$3,503 CA$4,867

44.66%

Average Monthly Net Salary (After Tax)

$3,136 CA$4,357

$3,149 CA$4,375

-0.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

5.71

12.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: May 30, 2026

Last update for Calgary: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,868 in Whitby, ON and $1,414 in Calgary. Housing cost is often the main lever when comparing two cities.

Calgary pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Whitby, ON vs $70.0 in Calgary. Groceries flip the comparison at $358 vs $397, with Whitby, ON cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 19% gap adds up to real monthly savings that compound significantly over time.

On paper, Calgary earns 0% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,868 in Whitby, ON versus $1,414 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $70.0 versus $74.0 in Whitby, ON. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,003 per month in Whitby, ON versus $2,523 in Calgary – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Calgary is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 19% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.