Last update: Oct 2026

Cost of Living Comparison Between Whitby, ON and Wellington

For one person, living is cheaper in Wellington: $2,358 a month against $2,798 in Whitby, ON, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Whitby, ON
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Whitby, ON Living Index
114

Cost of Living Index in Wellington
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Wellington Living Index

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Whitby, ON

🇨🇦 Canada

$2,798

/mo nomad

Wellington

🇳🇿 New Zealand

$2,358

/mo nomad

Monthly Cost of Living

How much you'll spend in Whitby, ON and in Wellington

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Whitby, ON and in Wellington actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,798 in Whitby, ON versus $2,358 in Wellington.

Whitby, ON $2,798
Wellington $2,358

Estimated couple costs with rent: $3,805 in Whitby, ON versus $3,368 in Wellington.

Whitby, ON $3,805
Wellington $3,368

Monthly costs for a family of three with rent: $4,811 in Whitby, ON versus $4,378 in Wellington.

Whitby, ON $4,811
Wellington $4,378

Living in Whitby, ON is roughly 19% more expensive than in Wellington, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Whitby, ON 107% above, Wellington 75% above.

Meal at Budget Restaurant

$13.83 CA$19.55

$13.72 NZ$24.27

0.80%

Three-Course Dinner for Two, Mid-Range

$67.7 CA$95.8

$63.7 NZ$113

6.26%

Fast Food Meal (McDonalds, etc)

$8.29 CA$11.72

$8.95 NZ$15.83

-7.37%

Cappuccino

$3.50 CA$4.94

$3.42 NZ$6.05

2.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 CA$2.75

$2.44 NZ$4.31

-20.08%

Water (0.33 liter bottle)

$1.42 CA$2.01

$1.69 NZ$2.98

-15.98%

Local Beer (0.5 liter draught)

$5.74 CA$8.11

$7.22 NZ$12.76

-20.50%

Imported Beer (0.33 liter bottle)

$6.36 CA$9.00

$6.65 NZ$11.76

-4.36%

Milk (1 liter)

$2.62 CA$3.71

$1.91 NZ$3.38

37.17%

White Bread (500g)

$2.77 CA$3.92

$2.20 NZ$3.89

25.91%

Rice (white) (1kg)

$4.14 CA$5.85

$1.83 NZ$3.24

126.23%

Eggs

$4.26 CA$6.02

$6.77 NZ$11.97

-37.08%

Local Cheese (1kg)

$9.06 CA$12.81

$9.05 NZ$16.00

0.11%

Chicken Fillets (1kg)

$10.57 CA$14.94

$9.85 NZ$17.43

7.31%

Beef Round Steak (1kg)

$13.36 CA$18.88

$15.19 NZ$26.86

-12.05%

Apples (1kg)

$4.13 CA$5.84

$3.12 NZ$5.52

32.37%

Banana (1kg)

$1.83 CA$2.58

$2.21 NZ$3.91

-17.19%

Oranges (1kg)

$3.44 CA$4.86

$3.07 NZ$5.43

12.05%

Tomato (1kg)

$3.64 CA$5.15

$6.59 NZ$11.65

-44.76%

Potato (1kg)

$3.35 CA$4.73

$2.06 NZ$3.64

62.62%

Onion (1kg)

$3.08 CA$4.35

$1.23 NZ$2.18

150.41%

Lettuce (1 head)

$2.23 CA$3.15

$2.07 NZ$3.66

7.73%

Water (1.5 liter bottle)

$1.68 CA$2.37

$1.15 NZ$2.03

46.09%

Cigarettes 20 Pack (Marlboro, Camel)

$14.16 CA$20.02

$24.86 NZ$43.96

-43.04%

Wine (Bottle)

$12.49 CA$17.66

$11.28 NZ$19.95

10.73%

Local Beer (0.5 liter bottle)

$3.51 CA$4.97

$3.09 NZ$5.47

13.59%

Imported Beer (0.33 liter bottle)

$3.53 CA$4.99

$2.87 NZ$5.08

23.00%

One-way Ticket (Public Transport)

$5.45 CA$7.70

$2.83 NZ$5.01

92.58%

Public Transport Monthly Pass (Regular Price)

$83.6 CA$118

$102 NZ$180

-17.65%

Taxi Start (Normal Tariff)

$3.57 CA$5.05

$1.87 NZ$3.30

90.91%

Taxi (Normal Tariff) (1km)

$0.72 CA$1.01

$1.82 NZ$3.22

-60.44%

Taxi 1hour Waiting (Normal Tariff)

$17.30 CA$24.46

$34.15 NZ$60.4

-49.34%

Gasoline (1 liter)

$1.15 CA$1.63

$1.82 NZ$3.22

-36.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$38.6K

$25.0K NZ$44.2K

9.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K CA$26.8K

$25.4K NZ$44.9K

-25.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 CA$194

$197 NZ$348

-30.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.74 CA$51.9

$32.00 NZ$56.6

14.81%

Internet (50+ Mbps, Unlimited Data)

$53.5 CA$75.7

$52.4 NZ$92.7

2.06%

Gym Membership (Monthly)

$47.35 CA$66.9

$37.73 NZ$66.7

25.50%

Tennis Court (1 Hour on Weekend)

$16.11 NZ$28.50

Cinema Ticket

$9.01 CA$12.74

$11.93 NZ$21.10

-24.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,016 CA$1,436

$1,056 NZ$1,867

-3.77%

International Primary School, 1 Child (Yearly)

$17.0K CA$24.0K

$12.8K NZ$22.6K

32.97%

Jeans (Levis 501 Or Similar)

$56.3 CA$79.6

$76.3 NZ$135

-26.26%

Summer Dress (H&M, Zara, etc)

$56.0 CA$79.2

$28.23 NZ$49.93

98.34%

Sport Shoes (Adidas, Nike)

$103 CA$145

$99.6 NZ$176

3.16%

Men's Leather Business Shoes

$130 CA$184

$152 NZ$270

-14.48%

1-bedroom Apartment, City Center (Monthly)

$1,761 CA$2,489

$1,226 NZ$2,169

43.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,639 CA$2,318

$1,141 NZ$2,018

43.69%

3-bedroom Apartment, City Center (Monthly)

$2,273 CA$3,213

$2,143 NZ$3,790

6.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,195 CA$3,104

$1,709 NZ$3,022

28.48%

Buy Apartment in City Center (m2)

$7,419 CA$10.5K

$6,578 NZ$11.6K

12.79%

Buy Apartment Outside City Center (m2)

$5,002 CA$7,071

$3,559 NZ$6,294

40.54%

Average Monthly Net Salary (After Tax)

$3,051 CA$4,313

$2,785 NZ$4,925

9.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: October 12, 2026

Last update for Wellington: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Whitby, ON

$1.6K 58.6%

Wellington

$1.1K 48.4% 30.4% $498

Groceries & Markets

Whitby, ON

$366 13.1%

Wellington

$346 14.7% 5.5% $20

Eating Out

Whitby, ON

$232 8.3%

Wellington

$244 10.3% 4.8% $11

Monthly Utilities & Internet

Whitby, ON

$227 8.1%

Wellington

$281 11.9% 23.8% $54

Clothing & Footwear

Whitby, ON

$155 5.6%

Wellington

$160 6.8% 3.2% $5

Getting Around

Whitby, ON

$113 4%

Wellington

$124 5.3% 10% $11

Sport & Entertainment

Whitby, ON

$65 2.3%

Wellington

$62 2.6% 5.8% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,761 in Whitby, ON and $1,226 in Wellington. Housing cost is often the main lever when comparing two cities.

Whitby, ON pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Whitby, ON vs $64.0 in Wellington for a mid-range dinner for two. Groceries echo the gap at $366 vs $346 per month, with Wellington cheaper across the board.

Good to know

🇨🇦 Whitby, ON

🇳🇿 Wellington

🕒 Local time

02:09 2:09 AM

19:09 7:09 PM

17 h ahead of Whitby, ON

🌤 Weather

👥 Population

128,377

215,900 Capital

💱 Currency

Canadian Dollar CAD $

New Zealand Dollar NZD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to CAD in detail →

On the map

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Whitby, ON Wellington 14,180 km ≈ 18 h nonstop flight

From you

Whitby, ON
Wellington

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Wellington: Cost of Living - Frequently Asked Questions

Wellington is cheaper overall, especially in groceries, utilities, and leisure. The 19% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 10% higher in Whitby, ON, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,761 in Whitby, ON versus $1,226 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,016 in Whitby, ON versus $1,056 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 6% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

At $2,358 in Wellington versus $2,798 in Whitby, ON, a $2,500 budget is realistic in Wellington but tight or insufficient in Whitby, ON. The gap between the two cities makes Wellington the clear choice for anyone on this budget.

For families, Wellington is more practical. Housing and childcare are both notably cheaper than in Whitby, ON, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Whitby, ON and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wellington gentler on the wallet – expenses run 19% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.