Cost of Living Comparison Between Whitby, ON and Wellington Cost of Living Comparison Between Whitby, ON and Wellington

Monthly Cost of Living

Monthly costs for one person with rent: $3,003 in Whitby, ON versus $2,354 in Wellington.

Estimated couple costs with rent: $3,956 in Whitby, ON versus $3,553 in Wellington.

Monthly costs for a family of three with rent: $4,910 in Whitby, ON versus $4,751 in Wellington.

Living in Whitby, ON is roughly 28% more expensive than Wellington, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Whitby, ON 124% above, Wellington 76% above.

Meal at Budget Restaurant

$15.91 CA$22.11

$17.30 NZ$29.46

-8.03%

Three-Course Dinner for Two, Mid-Range

$73.8 CA$102

$84.5 NZ$144

-12.72%

Fast Food Meal (McDonalds, etc)

$10.10 CA$14.04

$9.77 NZ$16.63

3.38%

Cappuccino

$3.57 CA$4.96

$3.80 NZ$6.46

-6.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.80

$2.60 NZ$4.44

-22.69%

Water (0.33 liter bottle)

$1.55 CA$2.15

$2.18 NZ$3.72

-28.90%

Local Beer (0.5 liter draught)

$6.02 CA$8.36

$7.03 NZ$11.98

-14.37%

Imported Beer (0.33 liter bottle)

$6.39 CA$8.87

$7.45 NZ$12.70

-14.23%

Milk (1 liter)

$2.50 CA$3.48

$1.87 NZ$3.18

33.69%

White Bread (500g)

$2.61 CA$3.62

$2.11 NZ$3.59

23.70%

Rice (white) (1kg)

$4.51 CA$6.26

$1.95 NZ$3.33

131.28%

Eggs

$3.50 CA$4.87

$6.88 NZ$11.72

-49.13%

Local Cheese (1kg)

$12.09 CA$16.80

$8.13 NZ$13.85

48.71%

Chicken Fillets (1kg)

$9.28 CA$12.89

$11.06 NZ$18.83

-16.09%

Beef Round Steak (1kg)

$9.05 CA$12.58

$13.14 NZ$22.38

-31.13%

Apples (1kg)

$3.59 CA$4.98

$3.12 NZ$5.32

15.06%

Banana (1kg)

$2.08 CA$2.88

$2.24 NZ$3.81

-7.14%

Oranges (1kg)

$3.81 CA$5.29

$2.99 NZ$5.09

27.42%

Tomato (1kg)

$4.90 CA$6.81

$4.72 NZ$8.04

3.81%

Potato (1kg)

$4.36 CA$6.05

$2.07 NZ$3.52

110.63%

Onion (1kg)

$3.35 CA$4.66

$1.66 NZ$2.82

101.81%

Lettuce (1 head)

$2.86 CA$3.97

$2.21 NZ$3.76

29.41%

Water (1.5 liter bottle)

$1.44 CA$2.00

$1.28 NZ$2.19

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$14.47 CA$20.11

$26.87 NZ$45.75

-46.15%

Wine (Bottle)

$12.57 CA$17.46

$11.74 NZ$19.99

7.07%

Local Beer (0.5 liter bottle)

$3.09 CA$4.30

$3.52 NZ$6.00

-12.22%

Imported Beer (0.33 liter bottle)

$2.89 CA$4.02

$3.18 NZ$5.41

-9.12%

One-way Ticket (Public Transport)

$2.87 CA$3.98

$2.75 NZ$4.68

4.36%

Public Transport Monthly Pass (Regular Price)

$87.2 CA$121

$107 NZ$182

-18.60%

Taxi Start (Normal Tariff)

$3.07 CA$4.27

$2.66 NZ$4.54

15.41%

Taxi (Normal Tariff) (1km)

$2.82 CA$3.92

$1.85 NZ$3.16

52.43%

Taxi 1hour Waiting (Normal Tariff)

$21.89 CA$30.42

$60.4 NZ$103

-63.73%

Gasoline (1 liter)

$1.15 CA$1.60

$1.71 NZ$2.92

-32.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K CA$34.1K

$33.6K NZ$57.2K

-27.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K CA$31.9K

$24.6K NZ$41.9K

-6.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$196

$160 NZ$273

-12.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 CA$75.5

$32.55 NZ$55.4

66.97%

Internet (50+ Mbps, Unlimited Data)

$63.2 CA$87.8

$51.5 NZ$87.7

22.74%

Gym Membership (Monthly)

$37.30 CA$51.8

$36.79 NZ$62.7

1.39%

Tennis Court (1 Hour on Weekend)

$20.60 NZ$35.08

Cinema Ticket

$9.54 CA$13.26

$12.17 NZ$20.73

-21.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,086 CA$1,508

$800 NZ$1,363

35.63%

International Primary School, 1 Child (Yearly)

$18.5K CA$25.7K

$12.6K NZ$21.5K

46.13%

Jeans (Levis 501 Or Similar)

$60.0 CA$83.3

$73.5 NZ$125

-18.42%

Summer Dress (H&M, Zara, etc)

$58.6 CA$81.4

$53.1 NZ$90.5

10.22%

Sport Shoes (Adidas, Nike)

$79.9 CA$111

$119 NZ$203

-32.92%

Men's Leather Business Shoes

$156 CA$217

$142 NZ$241

10.09%

1-bedroom Apartment, City Center (Monthly)

$1,868 CA$2,595

$1,339 NZ$2,281

39.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,844 CA$2,563

$1,105 NZ$1,881

66.96%

3-bedroom Apartment, City Center (Monthly)

$2,418 CA$3,360

$2,103 NZ$3,582

14.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,296 CA$3,190

$1,888 NZ$3,216

21.61%

Buy Apartment in City Center (m2)

$7,807 CA$10.8K

$6,602 NZ$11.2K

18.26%

Buy Apartment Outside City Center (m2)

$5,068 CA$7,041

$3,897 NZ$6,636

30.05%

Average Monthly Net Salary (After Tax)

$3,136 CA$4,357

$3,057 NZ$5,206

2.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

6.94

-7.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: May 30, 2026

Last update for Wellington: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,868 in Whitby, ON and $1,339 in Wellington. Housing cost is often the main lever when comparing two cities.

Whitby, ON pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Whitby, ON vs $85.0 in Wellington. Groceries flip the comparison at $358 vs $340, with Wellington cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Wellington: Cost of Living - Frequently Asked Questions

Wellington is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet. The 28% gap adds up to real monthly savings that compound significantly over time.

Whitby, ON pays 3% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,868 in Whitby, ON versus $1,339 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,086 in Whitby, ON versus $800 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

At $2,354 in Wellington versus $3,003 in Whitby, ON, a $2,500 budget is realistic in Wellington but tight or insufficient in Whitby, ON. The gap between the two cities makes Wellington the clear choice for anyone on this budget.

For families, Wellington is more practical. Housing and childcare are both notably cheaper than in Whitby, ON, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Whitby, ON and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wellington gentler on the wallet – expenses run 28% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.