Cost of Living Comparison Between Whitby, ON and Wellington Cost of Living Comparison Between Whitby, ON and Wellington

Monthly Cost of Living

Monthly costs for one person with rent: $2,887 in Whitby, ON versus $2,447 in Wellington.

Estimated couple costs with rent: $3,899 in Whitby, ON versus $3,492 in Wellington.

Monthly costs for a family of three with rent: $4,910 in Whitby, ON versus $4,537 in Wellington.

Living in Whitby, ON is roughly 18% more expensive than in Wellington, driven mainly by Getting Around.

Both cities are pricier than the global median: Whitby, ON 110% above, Wellington 78% above.

Meal at Budget Restaurant

$14.55 CA$20.15

$14.31 NZ$24.45

1.68%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$97.3

$67.5 NZ$115

4.10%

Fast Food Meal (McDonalds, etc)

$8.80 CA$12.19

$9.66 NZ$16.51

-8.90%

Cappuccino

$3.50 CA$4.84

$3.43 NZ$5.87

2.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.76

$2.51 NZ$4.29

-20.72%

Water (0.33 liter bottle)

$1.47 CA$2.04

$1.83 NZ$3.13

-19.67%

Local Beer (0.5 liter draught)

$5.60 CA$7.75

$7.75 NZ$13.25

-27.74%

Imported Beer (0.33 liter bottle)

$6.66 CA$9.22

$7.04 NZ$12.02

-5.40%

Milk (1 liter)

$2.60 CA$3.59

$1.95 NZ$3.34

33.33%

White Bread (500g)

$2.95 CA$4.08

$2.35 NZ$4.01

25.53%

Rice (white) (1kg)

$4.31 CA$5.97

$1.96 NZ$3.35

119.90%

Eggs

$4.40 CA$6.09

$7.23 NZ$12.36

-39.14%

Local Cheese (1kg)

$9.45 CA$13.09

$9.50 NZ$16.23

-0.53%

Chicken Fillets (1kg)

$10.86 CA$15.03

$10.08 NZ$17.22

7.74%

Beef Round Steak (1kg)

$13.56 CA$18.77

$15.65 NZ$26.75

-13.35%

Apples (1kg)

$4.24 CA$5.87

$3.30 NZ$5.63

28.48%

Banana (1kg)

$1.87 CA$2.59

$2.28 NZ$3.90

-17.98%

Oranges (1kg)

$3.62 CA$5.01

$3.11 NZ$5.31

16.40%

Tomato (1kg)

$3.76 CA$5.21

$6.90 NZ$11.79

-45.51%

Potato (1kg)

$3.53 CA$4.89

$2.28 NZ$3.89

54.82%

Onion (1kg)

$3.22 CA$4.46

$1.34 NZ$2.29

140.30%

Lettuce (1 head)

$2.38 CA$3.30

$2.10 NZ$3.58

13.33%

Water (1.5 liter bottle)

$1.70 CA$2.36

$1.25 NZ$2.14

36.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.41 CA$19.95

$26.38 NZ$45.08

-45.38%

Wine (Bottle)

$12.67 CA$17.54

$12.04 NZ$20.58

5.23%

Local Beer (0.5 liter bottle)

$3.63 CA$5.02

$3.29 NZ$5.63

10.33%

Imported Beer (0.33 liter bottle)

$3.66 CA$5.07

$2.91 NZ$4.97

25.77%

One-way Ticket (Public Transport)

$5.47 CA$7.58

$2.99 NZ$5.11

82.94%

Public Transport Monthly Pass (Regular Price)

$86.6 CA$120

$107 NZ$183

-19.34%

Taxi Start (Normal Tariff)

$3.65 CA$5.06

$1.96 NZ$3.35

86.22%

Taxi (Normal Tariff) (1km)

$0.71 CA$0.98

$1.94 NZ$3.32

-63.40%

Taxi 1hour Waiting (Normal Tariff)

$17.73 CA$24.55

$34.91 NZ$59.7

-49.21%

Gasoline (1 liter)

$1.07 CA$1.48

$1.95 NZ$3.34

-45.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K CA$38.9K

$27.1K NZ$46.4K

3.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K CA$27.0K

$26.2K NZ$44.8K

-25.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$192

$210 NZ$359

-33.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.53 CA$53.4

$32.92 NZ$56.2

17.04%

Internet (50+ Mbps, Unlimited Data)

$54.4 CA$75.3

$57.1 NZ$97.5

-4.68%

Gym Membership (Monthly)

$48.28 CA$66.8

$40.38 NZ$69.0

19.56%

Tennis Court (1 Hour on Weekend)

$17.41 NZ$29.75

Cinema Ticket

$9.32 CA$12.90

$13.14 NZ$22.46

-29.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,048 CA$1,451

$1,097 NZ$1,874

-4.50%

International Primary School, 1 Child (Yearly)

$17.5K CA$24.2K

$13.8K NZ$23.6K

26.37%

Jeans (Levis 501 Or Similar)

$58.6 CA$81.1

$82.6 NZ$141

-29.09%

Summer Dress (H&M, Zara, etc)

$58.2 CA$80.5

$29.26 NZ$50.0

98.77%

Sport Shoes (Adidas, Nike)

$108 CA$149

$106 NZ$181

1.69%

Men's Leather Business Shoes

$130 CA$180

$158 NZ$270

-17.82%

1-bedroom Apartment, City Center (Monthly)

$1,790 CA$2,478

$1,305 NZ$2,230

37.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,717 CA$2,378

$1,205 NZ$2,058

42.55%

3-bedroom Apartment, City Center (Monthly)

$2,360 CA$3,268

$2,293 NZ$3,918

2.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,287 CA$3,167

$1,790 NZ$3,059

27.77%

Buy Apartment in City Center (m2)

$7,713 CA$10.7K

$6,973 NZ$11.9K

10.61%

Buy Apartment Outside City Center (m2)

$5,013 CA$6,941

$3,721 NZ$6,358

34.74%

Average Monthly Net Salary (After Tax)

$3,083 CA$4,269

$2,956 NZ$5,050

4.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: August 31, 2026

Last update for Wellington: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,790 in Whitby, ON and $1,305 in Wellington. Housing cost is often the main lever when comparing two cities.

Whitby, ON pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Whitby, ON vs $67.0 in Wellington for a mid-range dinner for two. Groceries echo the gap at $377 vs $362 per month, with Wellington cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Wellington: Cost of Living - Frequently Asked Questions

Wellington is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Sport & Entertainment. The 18% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 4% higher in Whitby, ON, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,790 in Whitby, ON versus $1,305 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,048 in Whitby, ON versus $1,097 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 4% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

At $2,447 in Wellington versus $2,887 in Whitby, ON, a $2,500 budget is realistic in Wellington but tight or insufficient in Whitby, ON. The gap between the two cities makes Wellington the clear choice for anyone on this budget.

For families, Wellington is more practical. Housing and childcare are both notably cheaper than in Whitby, ON, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Whitby, ON and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wellington gentler on the wallet – expenses run 18% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.