Cost of Living Comparison Between Calgary and Whitby, ON Cost of Living Comparison Between Calgary and Whitby, ON

Monthly Cost of Living

Monthly costs for one person with rent: $2,344 in Calgary versus $2,910 in Whitby, ON.

Estimated couple costs with rent: $3,470 in Calgary versus $3,888 in Whitby, ON.

Monthly costs for a family of three with rent: $4,597 in Calgary versus $4,865 in Whitby, ON.

Living in Calgary costs roughly 19% less than in Whitby, ON, driven mainly by Eating Out.

Both cities are pricier than the global median: Calgary 71% above, Whitby, ON 113% above.

Meal at Budget Restaurant

$17.68 CA$24.74

$14.41 CA$20.15

22.69%

Three-Course Dinner for Two, Mid-Range

$71.2 CA$99.6

$68.5 CA$95.8

3.96%

Fast Food Meal (McDonalds, etc)

$10.85 CA$15.18

$8.59 CA$12.01

26.31%

Cappuccino

$3.85 CA$5.39

$3.58 CA$5.00

7.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 CA$2.73

$1.99 CA$2.78

-2.01%

Water (0.33 liter bottle)

$1.79 CA$2.51

$1.41 CA$1.98

26.95%

Local Beer (0.5 liter draught)

$4.97 CA$6.95

$5.92 CA$8.28

-16.05%

Imported Beer (0.33 liter bottle)

$5.90 CA$8.25

$6.53 CA$9.14

-9.65%

Milk (1 liter)

$1.84 CA$2.58

$2.68 CA$3.74

-31.34%

White Bread (500g)

$2.73 CA$3.82

$2.95 CA$4.13

-7.46%

Rice (white) (1kg)

$5.44 CA$7.60

$4.27 CA$5.97

27.40%

Eggs

$3.63 CA$5.07

$4.20 CA$5.87

-13.57%

Local Cheese (1kg)

$11.55 CA$16.15

$9.63 CA$13.48

19.94%

Chicken Fillets (1kg)

$11.57 CA$16.19

$10.88 CA$15.22

6.34%

Beef Round Steak (1kg)

$18.94 CA$26.50

$13.53 CA$18.93

39.99%

Apples (1kg)

$4.95 CA$6.92

$4.23 CA$5.92

17.02%

Banana (1kg)

$1.42 CA$1.98

$1.80 CA$2.52

-21.11%

Oranges (1kg)

$4.22 CA$5.90

$3.43 CA$4.79

23.03%

Tomato (1kg)

$4.09 CA$5.72

$3.78 CA$5.29

8.20%

Potato (1kg)

$2.56 CA$3.58

$3.57 CA$4.99

-28.29%

Onion (1kg)

$2.82 CA$3.95

$3.29 CA$4.60

-14.29%

Lettuce (1 head)

$2.57 CA$3.59

$2.26 CA$3.16

13.72%

Water (1.5 liter bottle)

$1.55 CA$2.16

$1.72 CA$2.40

-9.88%

Cigarettes 20 Pack (Marlboro, Camel)

$14.59 CA$20.41

$14.19 CA$19.86

2.82%

Wine (Bottle)

$15.60 CA$21.83

$12.70 CA$17.77

22.83%

Local Beer (0.5 liter bottle)

$2.58 CA$3.61

$3.50 CA$4.90

-26.29%

Imported Beer (0.33 liter bottle)

$3.23 CA$4.52

$3.65 CA$5.11

-11.51%

One-way Ticket (Public Transport)

$2.96 CA$4.14

$5.43 CA$7.60

-45.49%

Public Transport Monthly Pass (Regular Price)

$91.1 CA$127

$88.0 CA$123

3.55%

Taxi Start (Normal Tariff)

$3.17 CA$4.43

$3.67 CA$5.14

-13.62%

Taxi (Normal Tariff) (1km)

$1.39 CA$1.95

$0.75 CA$1.05

85.33%

Taxi 1hour Waiting (Normal Tariff)

$27.67 CA$38.70

$18.17 CA$25.41

52.28%

Gasoline (1 liter)

$1.25 CA$1.75

$1.05 CA$1.47

19.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$39.6K

$28.0K CA$39.2K

1.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K CA$29.8K

$19.1K CA$26.7K

11.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 CA$249

$140 CA$195

27.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.31 CA$55.0

$37.90 CA$53.0

3.72%

Internet (50+ Mbps, Unlimited Data)

$50.9 CA$71.2

$54.1 CA$75.7

-5.95%

Gym Membership (Monthly)

$54.7 CA$76.5

$48.51 CA$67.9

12.78%

Tennis Court (1 Hour on Weekend)

$18.77 CA$26.25

Cinema Ticket

$14.55 CA$20.36

$9.11 CA$12.74

59.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$812 CA$1,135

$1,039 CA$1,454

-21.93%

International Primary School, 1 Child (Yearly)

$16.4K CA$23.0K

$17.5K CA$24.4K

-5.97%

Jeans (Levis 501 Or Similar)

$59.4 CA$83.1

$58.2 CA$81.4

2.10%

Summer Dress (H&M, Zara, etc)

$40.33 CA$56.4

$57.4 CA$80.3

-29.70%

Sport Shoes (Adidas, Nike)

$92.2 CA$129

$106 CA$149

-13.12%

Men's Leather Business Shoes

$113 CA$158

$132 CA$185

-14.83%

1-bedroom Apartment, City Center (Monthly)

$1,284 CA$1,796

$1,817 CA$2,541

-29.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,018 CA$1,424

$1,685 CA$2,357

-39.58%

3-bedroom Apartment, City Center (Monthly)

$1,977 CA$2,766

$2,321 CA$3,247

-14.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,746 CA$2,443

$2,198 CA$3,075

-20.55%

Buy Apartment in City Center (m2)

$3,571 CA$4,995

$7,844 CA$11.0K

-54.48%

Buy Apartment Outside City Center (m2)

$3,359 CA$4,698

$5,058 CA$7,076

-33.60%

Average Monthly Net Salary (After Tax)

$3,213 CA$4,495

$3,090 CA$4,323

3.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.39

-16.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: September 12, 2026

Last update for Whitby, ON: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,284 in Calgary and $1,817 in Whitby, ON. Housing cost is often the main lever when comparing two cities.

Calgary pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Calgary vs $69.0 in Whitby, ON for a mid-range dinner for two. Groceries echo the gap at $395 vs $376 per month, with Whitby, ON cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Whitby, ON: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 24% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 4% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,284 in Calgary versus $1,817 in Whitby, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $69.0 in Whitby, ON. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,344 per month in Calgary versus $2,910 in Whitby, ON – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,344 in Calgary versus $2,910 in Whitby, ON, a $2,500 budget is realistic in Calgary but tight or insufficient in Whitby, ON. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 24% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.