Cost of Living Comparison Between Calgary and Whitby, ON Cost of Living Comparison Between Calgary and Whitby, ON

Monthly Cost of Living

Monthly costs for one person with rent: $2,523 in Calgary versus $3,003 in Whitby, ON.

Estimated couple costs with rent: $3,652 in Calgary versus $3,956 in Whitby, ON.

Monthly costs for a family of three with rent: $4,780 in Calgary versus $4,910 in Whitby, ON.

Living in Calgary costs roughly 16% less than in Whitby, ON, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Calgary 88% above, Whitby, ON 124% above.

Meal at Budget Restaurant

$18.59 CA$25.83

$15.91 CA$22.11

16.84%

Three-Course Dinner for Two, Mid-Range

$70.0 CA$97.3

$73.8 CA$102

-5.06%

Fast Food Meal (McDonalds, etc)

$10.96 CA$15.22

$10.10 CA$14.04

8.51%

Cappuccino

$3.73 CA$5.19

$3.57 CA$4.96

4.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.76

$2.01 CA$2.80

-1.00%

Water (0.33 liter bottle)

$1.72 CA$2.39

$1.55 CA$2.15

10.97%

Local Beer (0.5 liter draught)

$5.01 CA$6.97

$6.02 CA$8.36

-16.78%

Imported Beer (0.33 liter bottle)

$6.50 CA$9.04

$6.39 CA$8.87

1.72%

Milk (1 liter)

$2.22 CA$3.09

$2.50 CA$3.48

-11.20%

White Bread (500g)

$2.67 CA$3.71

$2.61 CA$3.62

2.30%

Rice (white) (1kg)

$3.26 CA$4.53

$4.51 CA$6.26

-27.72%

Eggs

$3.35 CA$4.66

$3.50 CA$4.87

-4.29%

Local Cheese (1kg)

$14.50 CA$20.14

$12.09 CA$16.80

19.93%

Chicken Fillets (1kg)

$12.95 CA$17.99

$9.28 CA$12.89

39.55%

Beef Round Steak (1kg)

$16.15 CA$22.44

$9.05 CA$12.58

78.45%

Apples (1kg)

$4.32 CA$6.00

$3.59 CA$4.98

20.33%

Banana (1kg)

$1.35 CA$1.88

$2.08 CA$2.88

-35.10%

Oranges (1kg)

$3.83 CA$5.32

$3.81 CA$5.29

0.52%

Tomato (1kg)

$4.18 CA$5.81

$4.90 CA$6.81

-14.69%

Potato (1kg)

$2.65 CA$3.68

$4.36 CA$6.05

-39.22%

Onion (1kg)

$2.74 CA$3.81

$3.35 CA$4.66

-18.21%

Lettuce (1 head)

$2.76 CA$3.84

$2.86 CA$3.97

-3.50%

Water (1.5 liter bottle)

$1.95 CA$2.71

$1.44 CA$2.00

35.42%

Cigarettes 20 Pack (Marlboro, Camel)

$14.98 CA$20.81

$14.47 CA$20.11

3.52%

Wine (Bottle)

$14.67 CA$20.38

$12.57 CA$17.46

16.71%

Local Beer (0.5 liter bottle)

$2.84 CA$3.95

$3.09 CA$4.30

-8.09%

Imported Beer (0.33 liter bottle)

$4.02 CA$5.58

$2.89 CA$4.02

39.10%

One-way Ticket (Public Transport)

$2.80 CA$3.89

$2.87 CA$3.98

-2.44%

Public Transport Monthly Pass (Regular Price)

$86.2 CA$120

$87.2 CA$121

-1.12%

Taxi Start (Normal Tariff)

$3.60 CA$5.00

$3.07 CA$4.27

17.26%

Taxi (Normal Tariff) (1km)

$1.32 CA$1.83

$2.82 CA$3.92

-53.19%

Taxi 1hour Waiting (Normal Tariff)

$29.01 CA$40.31

$21.89 CA$30.42

32.53%

Gasoline (1 liter)

$1.12 CA$1.56

$1.15 CA$1.60

-2.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.5K

$24.5K CA$34.1K

1.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K CA$30.5K

$22.9K CA$31.9K

-4.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 CA$302

$141 CA$196

54.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.55 CA$57.7

$54.4 CA$75.5

-23.55%

Internet (50+ Mbps, Unlimited Data)

$58.1 CA$80.7

$63.2 CA$87.8

-8.15%

Gym Membership (Monthly)

$54.7 CA$76.0

$37.30 CA$51.8

46.68%

Tennis Court (1 Hour on Weekend)

$52.8 CA$73.4

Cinema Ticket

$12.77 CA$17.74

$9.54 CA$13.26

33.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$874 CA$1,214

$1,086 CA$1,508

-19.51%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.1K

$18.5K CA$25.7K

-13.75%

Jeans (Levis 501 Or Similar)

$58.8 CA$81.7

$60.0 CA$83.3

-1.88%

Summer Dress (H&M, Zara, etc)

$46.47 CA$64.6

$58.6 CA$81.4

-20.66%

Sport Shoes (Adidas, Nike)

$87.2 CA$121

$79.9 CA$111

9.14%

Men's Leather Business Shoes

$109 CA$151

$156 CA$217

-30.21%

1-bedroom Apartment, City Center (Monthly)

$1,414 CA$1,964

$1,868 CA$2,595

-24.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,172 CA$1,629

$1,844 CA$2,563

-36.44%

3-bedroom Apartment, City Center (Monthly)

$2,319 CA$3,222

$2,418 CA$3,360

-4.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,886 CA$2,621

$2,296 CA$3,190

-17.85%

Buy Apartment in City Center (m2)

$3,892 CA$5,407

$7,807 CA$10.8K

-50.15%

Buy Apartment Outside City Center (m2)

$3,503 CA$4,867

$5,068 CA$7,041

-30.87%

Average Monthly Net Salary (After Tax)

$3,149 CA$4,375

$3,136 CA$4,357

0.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.4

-10.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: June 1, 2026

Last update for Whitby, ON: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,414 in Calgary and $1,868 in Whitby, ON. Housing cost is often the main lever when comparing two cities.

Calgary pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $70.0 in Calgary vs $74.0 in Whitby, ON. Groceries flip the comparison at $397 vs $358, with Whitby, ON cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Whitby, ON: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 19% gap adds up to real monthly savings that compound significantly over time.

Calgary pays 0% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,414 in Calgary versus $1,868 in Whitby, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $70.0 versus $74.0 in Whitby, ON. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,523 per month in Calgary versus $3,003 in Whitby, ON – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Calgary is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 19% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.