Cost of Living Comparison Between Whitby, ON and Toronto Cost of Living Comparison Between Whitby, ON and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $3,065 in Whitby, ON versus $2,788 in Toronto.

Estimated couple costs with rent: $4,025 in Whitby, ON versus $4,110 in Toronto.

Monthly costs for a family of three with rent: $4,985 in Whitby, ON versus $5,432 in Toronto.

Living in Whitby, ON is roughly 10% more expensive than in Toronto, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Whitby, ON 129% above, Toronto 109% above.

Meal at Budget Restaurant

$15.94 CA$22.35

$18.51 CA$25.96

-13.88%

Three-Course Dinner for Two, Mid-Range

$74.2 CA$104

$83.8 CA$118

-11.43%

Fast Food Meal (McDonalds, etc)

$10.48 CA$14.69

$10.97 CA$15.38

-4.47%

Cappuccino

$3.46 CA$4.86

$3.99 CA$5.59

-13.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$2.97

$2.11 CA$2.96

0.47%

Water (0.33 liter bottle)

$1.63 CA$2.29

$1.69 CA$2.37

-3.55%

Local Beer (0.5 liter draught)

$5.84 CA$8.19

$5.92 CA$8.30

-1.35%

Imported Beer (0.33 liter bottle)

$6.16 CA$8.64

$6.48 CA$9.08

-4.94%

Milk (1 liter)

$2.58 CA$3.61

$2.71 CA$3.80

-4.80%

White Bread (500g)

$2.62 CA$3.68

$2.85 CA$4.00

-8.07%

Rice (white) (1kg)

$4.35 CA$6.10

$3.56 CA$4.99

22.19%

Eggs

$3.55 CA$4.98

$3.54 CA$4.96

0.28%

Local Cheese (1kg)

$12.23 CA$17.15

$13.26 CA$18.59

-7.77%

Chicken Fillets (1kg)

$9.28 CA$13.01

$13.05 CA$18.29

-28.89%

Beef Round Steak (1kg)

$8.63 CA$12.10

$16.77 CA$23.51

-48.54%

Apples (1kg)

$3.63 CA$5.09

$4.11 CA$5.77

-11.68%

Banana (1kg)

$2.12 CA$2.97

$1.14 CA$1.60

85.96%

Oranges (1kg)

$3.98 CA$5.59

$3.40 CA$4.76

17.06%

Tomato (1kg)

$4.89 CA$6.86

$4.02 CA$5.64

21.64%

Potato (1kg)

$4.41 CA$6.18

$2.43 CA$3.41

81.48%

Onion (1kg)

$3.26 CA$4.57

$2.94 CA$4.12

10.88%

Lettuce (1 head)

$2.98 CA$4.17

$2.47 CA$3.47

20.65%

Water (1.5 liter bottle)

$1.48 CA$2.08

$1.92 CA$2.69

-22.92%

Cigarettes 20 Pack (Marlboro, Camel)

$14.95 CA$20.96

$14.99 CA$21.01

-0.27%

Wine (Bottle)

$12.34 CA$17.30

$14.34 CA$20.10

-13.95%

Local Beer (0.5 liter bottle)

$3.06 CA$4.29

$2.71 CA$3.80

12.92%

Imported Beer (0.33 liter bottle)

$2.89 CA$4.05

$3.12 CA$4.38

-7.37%

One-way Ticket (Public Transport)

$2.90 CA$4.06

$2.45 CA$3.44

18.37%

Public Transport Monthly Pass (Regular Price)

$87.1 CA$122

$113 CA$158

-22.81%

Taxi Start (Normal Tariff)

$3.08 CA$4.32

$3.63 CA$5.08

-15.15%

Taxi (Normal Tariff) (1km)

$2.76 CA$3.88

$1.34 CA$1.88

105.97%

Taxi 1hour Waiting (Normal Tariff)

$21.68 CA$30.40

$25.55 CA$35.82

-15.15%

Gasoline (1 liter)

$1.12 CA$1.57

$1.11 CA$1.55

0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K CA$33.9K

$25.3K CA$35.4K

-4.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K CA$32.1K

$21.8K CA$30.5K

5.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$197

$117 CA$164

20.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.7 CA$76.7

$37.60 CA$52.7

45.40%

Internet (50+ Mbps, Unlimited Data)

$63.8 CA$89.5

$53.7 CA$75.3

18.87%

Gym Membership (Monthly)

$37.52 CA$52.6

$57.1 CA$80.1

-34.29%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$9.59 CA$13.44

$11.56 CA$16.20

-17.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,104 CA$1,547

$1,125 CA$1,577

-1.90%

International Primary School, 1 Child (Yearly)

$18.3K CA$25.6K

$18.4K CA$25.9K

-1.00%

Jeans (Levis 501 Or Similar)

$60.6 CA$84.9

$57.3 CA$80.4

5.64%

Summer Dress (H&M, Zara, etc)

$57.3 CA$80.3

$39.05 CA$54.8

46.71%

Sport Shoes (Adidas, Nike)

$77.9 CA$109

$87.6 CA$123

-11.09%

Men's Leather Business Shoes

$157 CA$221

$114 CA$159

38.59%

1-bedroom Apartment, City Center (Monthly)

$1,858 CA$2,604

$1,842 CA$2,582

0.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,814 CA$2,543

$1,531 CA$2,146

18.48%

3-bedroom Apartment, City Center (Monthly)

$2,440 CA$3,421

$2,925 CA$4,101

-16.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,285 CA$3,203

$2,502 CA$3,508

-8.70%

Buy Apartment in City Center (m2)

$7,557 CA$10.6K

$8,725 CA$12.2K

-13.39%

Buy Apartment Outside City Center (m2)

$4,907 CA$6,879

$6,867 CA$9,628

-28.55%

Average Monthly Net Salary (After Tax)

$3,054 CA$4,281

$3,454 CA$4,842

-11.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

5.16

24.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: July 12, 2026

Last update for Toronto: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,858 in Whitby, ON and $1,842 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Whitby, ON vs $84.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $359 vs $395 per month, with Whitby, ON cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Toronto: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in Clothing & Footwear, Monthly Utilities & Internet. The 10% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 13% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,858 in Whitby, ON versus $1,842 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Whitby, ON pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Toronto – a meal for two runs $84.0 versus $74.0 in Whitby, ON. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 10% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.