Cost of Living Comparison Between Whitby, ON and Toronto Cost of Living Comparison Between Whitby, ON and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $3,003 in Whitby, ON versus $2,811 in Toronto.

Estimated couple costs with rent: $3,956 in Whitby, ON versus $4,130 in Toronto.

Monthly costs for a family of three with rent: $4,910 in Whitby, ON versus $5,449 in Toronto.

Living in Whitby, ON is roughly 7% more expensive than Toronto, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Whitby, ON 124% above, Toronto 110% above.

Meal at Budget Restaurant

$15.91 CA$22.11

$18.71 CA$25.99

-14.97%

Three-Course Dinner for Two, Mid-Range

$73.8 CA$102

$81.9 CA$114

-9.88%

Fast Food Meal (McDonalds, etc)

$10.10 CA$14.04

$10.83 CA$15.04

-6.74%

Cappuccino

$3.57 CA$4.96

$3.89 CA$5.40

-8.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.80

$2.22 CA$3.09

-9.46%

Water (0.33 liter bottle)

$1.55 CA$2.15

$1.65 CA$2.29

-6.06%

Local Beer (0.5 liter draught)

$6.02 CA$8.36

$6.05 CA$8.41

-0.50%

Imported Beer (0.33 liter bottle)

$6.39 CA$8.87

$6.58 CA$9.15

-2.89%

Milk (1 liter)

$2.50 CA$3.48

$2.73 CA$3.79

-8.42%

White Bread (500g)

$2.61 CA$3.62

$2.72 CA$3.77

-4.04%

Rice (white) (1kg)

$4.51 CA$6.26

$3.54 CA$4.91

27.40%

Eggs

$3.50 CA$4.87

$3.50 CA$4.86

Local Cheese (1kg)

$12.09 CA$16.80

$13.53 CA$18.80

-10.64%

Chicken Fillets (1kg)

$9.28 CA$12.89

$13.09 CA$18.19

-29.11%

Beef Round Steak (1kg)

$9.05 CA$12.58

$16.96 CA$23.57

-46.64%

Apples (1kg)

$3.59 CA$4.98

$4.16 CA$5.78

-13.70%

Banana (1kg)

$2.08 CA$2.88

$1.18 CA$1.64

76.27%

Oranges (1kg)

$3.81 CA$5.29

$3.25 CA$4.51

17.23%

Tomato (1kg)

$4.90 CA$6.81

$4.12 CA$5.72

18.93%

Potato (1kg)

$4.36 CA$6.05

$2.50 CA$3.48

74.40%

Onion (1kg)

$3.35 CA$4.66

$2.88 CA$4.00

16.32%

Lettuce (1 head)

$2.86 CA$3.97

$2.35 CA$3.26

21.70%

Water (1.5 liter bottle)

$1.44 CA$2.00

$2.00 CA$2.78

-28.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.47 CA$20.11

$14.58 CA$20.26

-0.75%

Wine (Bottle)

$12.57 CA$17.46

$14.18 CA$19.70

-11.35%

Local Beer (0.5 liter bottle)

$3.09 CA$4.30

$2.80 CA$3.89

10.36%

Imported Beer (0.33 liter bottle)

$2.89 CA$4.02

$3.25 CA$4.52

-11.08%

One-way Ticket (Public Transport)

$2.87 CA$3.98

$2.40 CA$3.33

19.58%

Public Transport Monthly Pass (Regular Price)

$87.2 CA$121

$114 CA$158

-23.58%

Taxi Start (Normal Tariff)

$3.07 CA$4.27

$3.76 CA$5.22

-18.35%

Taxi (Normal Tariff) (1km)

$2.82 CA$3.92

$1.41 CA$1.96

100.00%

Taxi 1hour Waiting (Normal Tariff)

$21.89 CA$30.42

$25.53 CA$35.47

-14.26%

Gasoline (1 liter)

$1.15 CA$1.60

$1.10 CA$1.53

4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K CA$34.1K

$25.2K CA$35.1K

-2.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K CA$31.9K

$21.1K CA$29.3K

8.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$196

$120 CA$166

17.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 CA$75.5

$37.54 CA$52.2

44.78%

Internet (50+ Mbps, Unlimited Data)

$63.2 CA$87.8

$54.5 CA$75.7

15.94%

Gym Membership (Monthly)

$37.30 CA$51.8

$55.5 CA$77.1

-32.80%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

Cinema Ticket

$9.54 CA$13.26

$11.56 CA$16.06

-17.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,086 CA$1,508

$1,129 CA$1,569

-3.88%

International Primary School, 1 Child (Yearly)

$18.5K CA$25.7K

$18.0K CA$25.0K

2.84%

Jeans (Levis 501 Or Similar)

$60.0 CA$83.3

$56.9 CA$79.1

5.32%

Summer Dress (H&M, Zara, etc)

$58.6 CA$81.4

$39.96 CA$55.5

46.57%

Sport Shoes (Adidas, Nike)

$79.9 CA$111

$89.7 CA$125

-10.91%

Men's Leather Business Shoes

$156 CA$217

$114 CA$159

36.42%

1-bedroom Apartment, City Center (Monthly)

$1,868 CA$2,595

$1,849 CA$2,570

0.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,844 CA$2,563

$1,560 CA$2,167

18.26%

3-bedroom Apartment, City Center (Monthly)

$2,418 CA$3,360

$2,925 CA$4,065

-17.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,296 CA$3,190

$2,470 CA$3,432

-7.04%

Buy Apartment in City Center (m2)

$7,807 CA$10.8K

$9,085 CA$12.6K

-14.07%

Buy Apartment Outside City Center (m2)

$5,068 CA$7,041

$7,036 CA$9,775

-27.97%

Average Monthly Net Salary (After Tax)

$3,136 CA$4,357

$3,572 CA$4,963

-12.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

5.16

24.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: May 30, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,868 in Whitby, ON and $1,849 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Whitby, ON vs $82.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $358 vs $396 per month, with Whitby, ON cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Toronto: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in Clothing & Footwear, Monthly Utilities & Internet. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, Toronto earns 14% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,868 in Whitby, ON versus $1,849 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Whitby, ON pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Toronto – a meal for two runs $82.0 versus $74.0 in Whitby, ON. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 7% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.