Cost of Living Comparison Between Whitby, ON and Toronto Cost of Living Comparison Between Whitby, ON and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,887 in Whitby, ON versus $2,628 in Toronto.

Estimated couple costs with rent: $3,899 in Whitby, ON versus $3,848 in Toronto.

Monthly costs for a family of three with rent: $4,910 in Whitby, ON versus $5,067 in Toronto.

Living in Whitby, ON is roughly 10% more expensive than in Toronto, driven mainly by Eating Out.

Both cities are pricier than the global median: Whitby, ON 110% above, Toronto 91% above.

Meal at Budget Restaurant

$14.55 CA$20.15

$17.88 CA$24.76

-18.62%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$97.3

$87.9 CA$122

-20.06%

Fast Food Meal (McDonalds, etc)

$8.80 CA$12.19

$10.93 CA$15.14

-19.49%

Cappuccino

$3.50 CA$4.84

$4.06 CA$5.62

-13.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.76

$2.18 CA$3.02

-8.72%

Water (0.33 liter bottle)

$1.47 CA$2.04

$1.70 CA$2.35

-13.53%

Local Beer (0.5 liter draught)

$5.60 CA$7.75

$6.69 CA$9.26

-16.29%

Imported Beer (0.33 liter bottle)

$6.66 CA$9.22

$7.35 CA$10.17

-9.39%

Milk (1 liter)

$2.60 CA$3.59

$2.78 CA$3.85

-6.47%

White Bread (500g)

$2.95 CA$4.08

$2.89 CA$4.00

2.08%

Rice (white) (1kg)

$4.31 CA$5.97

$2.56 CA$3.55

68.36%

Eggs

$4.40 CA$6.09

$3.79 CA$5.25

16.09%

Local Cheese (1kg)

$9.45 CA$13.09

$10.17 CA$14.08

-7.08%

Chicken Fillets (1kg)

$10.86 CA$15.03

$11.95 CA$16.55

-9.12%

Beef Round Steak (1kg)

$13.56 CA$18.77

$16.12 CA$22.32

-15.88%

Apples (1kg)

$4.24 CA$5.87

$3.89 CA$5.39

9.00%

Banana (1kg)

$1.87 CA$2.59

$1.27 CA$1.76

47.24%

Oranges (1kg)

$3.62 CA$5.01

$3.88 CA$5.37

-6.70%

Tomato (1kg)

$3.76 CA$5.21

$4.33 CA$5.99

-13.16%

Potato (1kg)

$3.53 CA$4.89

$1.83 CA$2.53

92.90%

Onion (1kg)

$3.22 CA$4.46

$1.50 CA$2.07

114.67%

Lettuce (1 head)

$2.38 CA$3.30

$2.28 CA$3.15

4.39%

Water (1.5 liter bottle)

$1.70 CA$2.36

$1.44 CA$1.99

18.06%

Cigarettes 20 Pack (Marlboro, Camel)

$14.41 CA$19.95

$14.20 CA$19.66

1.48%

Wine (Bottle)

$12.67 CA$17.54

$14.24 CA$19.72

-11.03%

Local Beer (0.5 liter bottle)

$3.63 CA$5.02

$2.25 CA$3.11

61.33%

Imported Beer (0.33 liter bottle)

$3.66 CA$5.07

$2.53 CA$3.50

44.66%

One-way Ticket (Public Transport)

$5.47 CA$7.58

$2.47 CA$3.42

121.46%

Public Transport Monthly Pass (Regular Price)

$86.6 CA$120

$112 CA$155

-22.64%

Taxi Start (Normal Tariff)

$3.65 CA$5.06

$3.05 CA$4.22

19.67%

Taxi (Normal Tariff) (1km)

$0.71 CA$0.98

$1.24 CA$1.71

-42.74%

Taxi 1hour Waiting (Normal Tariff)

$17.73 CA$24.55

$22.44 CA$31.07

-20.99%

Gasoline (1 liter)

$1.07 CA$1.48

$1.24 CA$1.71

-13.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K CA$38.9K

$27.5K CA$38.1K

2.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K CA$27.0K

$21.1K CA$29.3K

-7.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$192

$128 CA$177

8.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.53 CA$53.4

$33.79 CA$46.78

14.03%

Internet (50+ Mbps, Unlimited Data)

$54.4 CA$75.3

$49.25 CA$68.2

10.46%

Gym Membership (Monthly)

$48.28 CA$66.8

$40.93 CA$56.7

17.96%

Tennis Court (1 Hour on Weekend)

$24.62 CA$34.09

Cinema Ticket

$9.32 CA$12.90

$13.16 CA$18.22

-29.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,048 CA$1,451

$792 CA$1,097

32.20%

International Primary School, 1 Child (Yearly)

$17.5K CA$24.2K

$24.1K CA$33.4K

-27.62%

Jeans (Levis 501 Or Similar)

$58.6 CA$81.1

$54.5 CA$75.5

7.39%

Summer Dress (H&M, Zara, etc)

$58.2 CA$80.5

$43.11 CA$59.7

34.91%

Sport Shoes (Adidas, Nike)

$108 CA$149

$102 CA$141

6.20%

Men's Leather Business Shoes

$130 CA$180

$123 CA$171

5.43%

1-bedroom Apartment, City Center (Monthly)

$1,790 CA$2,478

$1,653 CA$2,289

8.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,717 CA$2,378

$1,452 CA$2,010

18.29%

3-bedroom Apartment, City Center (Monthly)

$2,360 CA$3,268

$2,694 CA$3,731

-12.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,287 CA$3,167

$2,149 CA$2,976

6.41%

Buy Apartment in City Center (m2)

$7,713 CA$10.7K

$8,347 CA$11.6K

-7.60%

Buy Apartment Outside City Center (m2)

$5,013 CA$6,941

$6,816 CA$9,437

-26.45%

Average Monthly Net Salary (After Tax)

$3,083 CA$4,269

$3,614 CA$5,004

-14.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

4.49

20.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitby, ON: August 31, 2026

Last update for Toronto: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,790 in Whitby, ON and $1,653 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $70.0 in Whitby, ON vs $88.0 in Toronto. Groceries flip the comparison at $377 vs $365, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitby, ON vs Toronto: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet. The 10% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 17% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,790 in Whitby, ON versus $1,653 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Whitby, ON. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $88.0 versus $70.0 in Whitby, ON. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 10% less than in Whitby, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.