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Cost of Living Comparison Between Whangarei and Ubud, Bali Cost of Living Comparison Between Whangarei and Ubud, Bali

😐 Solo nomad: Whangarei is 67.9% more expensive than Ubud, Bali without rent, and 16.7% more expensive with rent.
😐 Family of 3: Whangarei is 96.6% more expensive than Ubud, Bali without rent, and 2.4% cheaper with rent.
Currency
🍽 Eating Out
Whangarei
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.95 NZ$36.45
$3.43 Rp 58.1K
510.79%
Three-Course Dinner for Two, Mid-Range
$83.5 NZ$145
$32.70 Rp 553.4K
155.26%
Fast Food Meal (McDonalds, etc)
$10.45 NZ$18.18
$5.04 Rp 85.2K
107.34%
Cappuccino
$3.83 NZ$6.66
$2.85 Rp 48.2K
34.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.14 NZ$3.72
$1.34 Rp 22.8K
59.70%
Water (0.33 liter bottle)
$1.70 NZ$2.96
$0.75 Rp 12.6K
126.67%
Local Beer (0.5 liter draught)
$6.24 NZ$10.86
$2.90 Rp 49.1K
115.17%
Imported Beer (0.33 liter bottle)
$8.21 NZ$14.28
$3.94 Rp 66.7K
108.38%
🛒 Groceries & Markets
Whangarei
Ubud, Bali
Difference
Milk (1 liter)
$1.89 NZ$3.28
$1.80 Rp 30.5K
5.00%
White Bread (500g)
$2.25 NZ$3.92
$2.55 Rp 43.2K
-11.76%
Rice (white) (1kg)
$1.96 NZ$3.41
$1.19 Rp 20.2K
64.71%
Eggs
$6.68 NZ$11.62
$2.42 Rp 40.9K
176.03%
Local Cheese (1kg)
$9.57 NZ$16.65
$14.38 Rp 243.4K
-33.45%
Chicken Fillets (1kg)
$10.80 NZ$18.78
$4.21 Rp 71.2K
156.53%
Beef Round Steak (1kg)
$16.47 NZ$28.66
$11.88 Rp 201.0K
38.64%
Apples (1kg)
$3.05 NZ$5.30
$3.71 Rp 62.8K
-17.79%
Banana (1kg)
$2.36 NZ$4.11
$1.56 Rp 26.4K
51.28%
Oranges (1kg)
$2.92 NZ$5.08
$2.77 Rp 46.9K
5.42%
Tomato (1kg)
$4.53 NZ$7.89
$2.22 Rp 37.6K
104.05%
Potato (1kg)
$2.53 NZ$4.40
$1.99 Rp 33.8K
27.14%
Onion (1kg)
$1.93 NZ$3.35
$2.29 Rp 38.8K
-15.72%
Lettuce (1 head)
$2.48 NZ$4.31
$1.01 Rp 17.1K
145.54%
Water (1.5 liter bottle)
$1.13 NZ$1.97
$0.78 Rp 13.3K
44.87%
Cigarettes 20 Pack (Marlboro, Camel)
$24.25 NZ$42.20
$3.17 Rp 53.6K
664.98%
Wine (Bottle)
$10.50 NZ$18.27
$23.70 Rp 401.1K
-55.70%
Local Beer (0.5 liter bottle)
$2.42 NZ$4.22
$2.78 Rp 47.0K
-12.95%
Imported Beer (0.33 liter bottle)
$2.90 NZ$5.05
$2.75 Rp 46.5K
5.45%
🚌 Getting Around
Whangarei
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.85 NZ$3.23
$0.27 Rp 4,514
585.19%
Public Transport Monthly Pass (Regular Price)
$137 NZ$239
$8.14 Rp 137.7K
1586.73%
Taxi Start (Normal Tariff)
$3.85 NZ$6.70
$0.45 Rp 7,609
755.56%
Taxi (Normal Tariff) (1km)
$1.63 NZ$2.83
$0.42 Rp 7,192
288.10%
Taxi 1hour Waiting (Normal Tariff)
$14.40 NZ$25.06
$6.18 Rp 104.6K
133.01%
Gasoline (1 liter)
$1.64 NZ$2.86
$0.80 Rp 13.5K
105.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$45.0K NZ$78.2K
$26.2K Rp 443.1M
71.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K NZ$39.2K
$31.6K Rp 534.8M
-28.69%
🧾 Monthly Utilities & Internet
Whangarei
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$133 NZ$232
$80.7 Rp 1.4M
65.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.94 NZ$67.8
$4.12 Rp 69.8K
845.15%
Internet (50+ Mbps, Unlimited Data)
$53.5 NZ$93.1
$23.70 Rp 401.0K
125.70%
🎉 Sport & Entertainment
Whangarei
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.96 NZ$66.1
$96.9 Rp 1.6M
-60.81%
Tennis Court (1 Hour on Weekend)
$2.94 NZ$5.12
$6.29 Rp 106.4K
-53.26%
Cinema Ticket
$10.98 NZ$19.11
$4.11 Rp 69.5K
167.15%
🧸 Childcare & Education
Whangarei
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$781 NZ$1,358
$298 Rp 5.0M
161.61%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.7K
$6,540 Rp 110.7M
81.75%
👕👟 Clothing & Footwear
Whangarei
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$68.5 NZ$119
$53.4 Rp 904.2K
28.11%
Summer Dress (H&M, Zara, etc)
$34.45 NZ$59.9
$38.33 Rp 648.6K
-10.12%
Sport Shoes (Adidas, Nike)
$81.3 NZ$142
$86.4 Rp 1.5M
-5.86%
Men's Leather Business Shoes
$102 NZ$178
$78.9 Rp 1.3M
29.41%
🏠 Accommodation & Living
Whangarei
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$540 NZ$939
$1,015 Rp 17.2M
-46.84%
1-bedroom Apartment, Outside City Center (Monthly)
$468 NZ$814
$669 Rp 11.3M
-30.02%
3-bedroom Apartment, City Center (Monthly)
$1,023 NZ$1,780
$3,348 Rp 56.7M
-69.44%
3-bedroom Apartment, Outside City Center (Monthly)
$781 NZ$1,360
$2,114 Rp 35.8M
-63.03%
Buy Apartment in City Center (m2)
$4,337 NZ$7,546
$3,020 Rp 51.1M
43.60%
Buy Apartment Outside City Center (m2)
$3,375 NZ$5,873
$2,334 Rp 39.5M
44.62%
💵 Salaries & Financials
Whangarei
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,468 NZ$4,294
$178 Rp 3.0M
1283.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.7
13.28
-49.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whangarei: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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