Cost of Living Comparison Between Whangarei and Ubud, Bali Cost of Living Comparison Between Whangarei and Ubud, Bali

😐 Solo nomad: Whangarei is 166.6% more expensive than Ubud, Bali without rent, and 127.1% more expensive with rent.

😐 Family of 3: Whangarei is 103% more expensive than Ubud, Bali without rent, and 131.9% more expensive with rent.

Meal at Budget Restaurant

$21.07 NZ$36.79

$2.85 Rp 47.5K

639.30%

Three-Course Dinner for Two, Mid-Range

$83.9 NZ$146

$12.26 Rp 204.3K

584.18%

Fast Food Meal (McDonalds, etc)

$10.31 NZ$18.01

$3.28 Rp 54.6K

214.33%

Cappuccino

$3.99 NZ$6.96

$2.3 Rp 38.3K

73.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 NZ$3.76

$1.11 Rp 18.5K

93.69%

Water (0.33 liter bottle)

$1.76 NZ$3.07

$0.26 Rp 4,324

576.92%

Local Beer (0.5 liter draught)

$6.29 NZ$10.98

$2.4 Rp 40K

162.08%

Imported Beer (0.33 liter bottle)

$7.96 NZ$13.9

$3.15 Rp 52.5K

152.70%

Milk (1 liter)

$1.9 NZ$3.32

$1.49 Rp 24.9K

27.52%

White Bread (500g)

$2.28 NZ$3.97

$1.65 Rp 27.5K

38.18%

Rice (white) (1kg)

$1.96 NZ$3.42

$1.13 Rp 18.9K

73.45%

Eggs

$6.7 NZ$11.7

$2.33 Rp 38.9K

187.55%

Local Cheese (1kg)

$9.65 NZ$16.84

$13.7 Rp 228.3K

-29.56%

Chicken Fillets (1kg)

$10.98 NZ$19.17

$3.97 Rp 66.2K

176.57%

Beef Round Steak (1kg)

$16.91 NZ$29.53

$11.22 Rp 187K

50.71%

Apples (1kg)

$3.02 NZ$5.26

$3.48 Rp 57.9K

-13.22%

Banana (1kg)

$2.41 NZ$4.2

$1.5 Rp 25K

60.67%

Oranges (1kg)

$2.9 NZ$5.07

$2.68 Rp 44.6K

8.21%

Tomato (1kg)

$4.58 NZ$8

$1.35 Rp 22.5K

239.26%

Potato (1kg)

$2.6 NZ$4.54

$1.57 Rp 26.2K

65.61%

Onion (1kg)

$1.94 NZ$3.39

$2.1 Rp 34.9K

-7.62%

Lettuce (1 head)

$2.52 NZ$4.4

$1.03 Rp 17.1K

144.66%

Water (1.5 liter bottle)

$1.13 NZ$1.97

$0.57 Rp 9,488

98.25%

Cigarettes 20 Pack (Marlboro, Camel)

$23.81 NZ$41.57

$2.31 Rp 38.5K

930.74%

Wine (Bottle)

$10.39 NZ$18.14

$15.21 Rp 253.5K

-31.69%

Local Beer (0.5 liter bottle)

$2.34 NZ$4.09

$2.49 Rp 41.5K

-6.02%

Imported Beer (0.33 liter bottle)

$2.8 NZ$4.89

$2.66 Rp 44.3K

5.26%

One-way Ticket (Public Transport)

$1.83 NZ$3.19

$0.29 Rp 4,911

531.03%

Public Transport Monthly Pass (Regular Price)

$139 NZ$242

$10.03 Rp 167.1K

1281.16%

Taxi Start (Normal Tariff)

$3.91 NZ$6.82

$0.45 Rp 7,480

768.89%

Taxi (Normal Tariff) (1km)

$1.64 NZ$2.87

$0.34 Rp 5,748

382.35%

Taxi 1hour Waiting (Normal Tariff)

$14.55 NZ$25.4

$5.97 Rp 99.4K

143.72%

Gasoline (1 liter)

$1.72 NZ$3

$0.75 Rp 12.4K

129.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.1K NZ$78.8K

$25.8K Rp 430.2M

74.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K NZ$39.2K

$31.7K Rp 528.9M

-29.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 NZ$237

$64.6 Rp 1.1M

110.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.84 NZ$67.8

$4.14 Rp 69K

838.16%

Internet (50+ Mbps, Unlimited Data)

$52.8 NZ$92.3

$23.99 Rp 399.7K

120.26%

Gym Membership (Monthly)

$37.58 NZ$65.6

$23.29 Rp 388.1K

61.36%

Tennis Court (1 Hour on Weekend)

$2.99 NZ$5.23

$6.19 Rp 103.1K

-51.70%

Cinema Ticket

$11.04 NZ$19.27

$3.45 Rp 57.5K

220.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$776 NZ$1,355

$91.9 Rp 1.5M

744.49%

International Primary School, 1 Child (Yearly)

$11.9K NZ$20.8K

$5,912 Rp 98.5M

101.75%

Jeans (Levis 501 Or Similar)

$68.9 NZ$120

$51.5 Rp 857.6K

33.79%

Summer Dress (H&M, Zara, etc)

$34.46 NZ$60.2

$24.45 Rp 407.3K

40.94%

Sport Shoes (Adidas, Nike)

$81.3 NZ$142

$84.4 Rp 1.4M

-3.64%

Men's Leather Business Shoes

$102 NZ$179

$74.3 Rp 1.2M

37.84%

1-bedroom Apartment, City Center (Monthly)

$541 NZ$945

$261 Rp 4.4M

107.18%

1-bedroom Apartment, Outside City Center (Monthly)

$458 NZ$800

$160 Rp 2.7M

187.33%

3-bedroom Apartment, City Center (Monthly)

$1,012 NZ$1,768

$585 Rp 9.7M

73.06%

3-bedroom Apartment, Outside City Center (Monthly)

$772 NZ$1,347

$328 Rp 5.5M

135.03%

Buy Apartment in City Center (m2)

$3,362 NZ$5,870

$985 Rp 16.4M

241.27%

Buy Apartment Outside City Center (m2)

$3,299 NZ$5,761

$847 Rp 14.1M

289.57%

Average Monthly Net Salary (After Tax)

$2,522 NZ$4,405

$178 Rp 3M

1317.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

13.28

-49.55%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whangarei: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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