Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Urmia

For one person, living is cheaper in Urmia: $413 a month against $2,032 in Warsaw, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Warsaw
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Warsaw Living Index
20

Cost of Living Index in Urmia
Learn more

Urmia Living Index

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Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Urmia

🇮🇷 Iran

$413

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Urmia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Urmia actually costs, broken down by who's living it.

A single person spends $2,032 per month in Warsaw vs $413 in Urmia, rent included.

Warsaw $2,032
Urmia $413

A couple spends around $2,918 per month in Warsaw vs $713 in Urmia, rent included.

Warsaw $2,918
Urmia $713

A family of three spends $3,804 per month in Warsaw vs $1,013 in Urmia, rent included.

Warsaw $3,804
Urmia $1,013

Warsaw costs about 392% more than Urmia, and outside of rent the biggest gap is in eating out.

Warsaw sits 50% above the global median, while Urmia is 69% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.51 zł 44.72

$5.02 $5.02

129.28%

Three-Course Dinner for Two, Mid-Range

$60.6 zł 236

$24.35 $24.35

148.99%

Fast Food Meal (McDonalds, etc)

$10.00 zł 38.87

$3.07 $3.07

225.73%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.23 $1.23

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.56 $1.56

Cappuccino

$4.17 zł 16.22

$1.08 $1.08

286.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 zł 8.81

$0.74 $0.74

206.76%

Water (0.33 liter bottle)

$2.21 zł 8.61

$0.45 $0.45

391.11%

Local Beer (0.5 liter draught)

$4.60 zł 17.87

Imported Beer (0.33 liter bottle)

$5.01 zł 19.47

Milk (1 liter)

$1.05 zł 4.07

$0.61 $0.61

72.13%

White Bread (500g)

$1.52 zł 5.90

$0.47 $0.47

223.40%

Rice (white) (1kg)

$1.54 zł 6.00

$2.44 $2.44

-36.89%

Eggs

$3.76 zł 14.60

$1.23 $1.23

205.69%

Local Cheese (1kg)

$8.55 zł 33.22

$4.34 $4.34

97.00%

Chicken Fillets (1kg)

$6.29 zł 24.43

$2.43 $2.43

158.85%

Beef Round Steak (1kg)

$14.54 zł 56.5

$6.46 $6.46

125.08%

Apples (1kg)

$1.17 zł 4.55

$0.93 $0.93

25.81%

Banana (1kg)

$1.73 zł 6.73

$1.48 $1.48

16.89%

Oranges (1kg)

$1.71 zł 6.66

$0.73 $0.73

134.25%

Tomato (1kg)

$4.04 zł 15.71

$0.68 $0.68

494.12%

Potato (1kg)

$0.91 zł 3.53

$0.52 $0.52

75.00%

Onion (1kg)

$0.86 zł 3.34

$0.55 $0.55

56.36%

Lettuce (1 head)

$1.39 zł 5.39

$0.53 $0.53

162.26%

Water (1.5 liter bottle)

$0.69 zł 2.67

$0.24 $0.24

187.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.82 $0.82

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.54 $0.54

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.43 $1.43

Cigarettes 20 Pack (Marlboro, Camel)

$6.19 zł 24.04

$1.12 $1.12

452.68%

Wine (Bottle)

$6.46 zł 25.10

Local Beer (0.5 liter bottle)

$1.10 zł 4.28

Imported Beer (0.33 liter bottle)

$1.63 zł 6.35

One-way Ticket (Public Transport)

$1.11 zł 4.31

$0.14 $0.14

692.86%

Public Transport Monthly Pass (Regular Price)

$28.52 zł 111

$9.62 $9.62

196.47%

Taxi Start (Normal Tariff)

$2.47 zł 9.58

$0.42 $0.42

488.10%

Taxi (Normal Tariff) (1km)

$1.31 zł 5.08

$0.31 $0.31

322.58%

Taxi 1hour Waiting (Normal Tariff)

$12.87 zł 50.0

$2.62 $2.62

391.22%

Gasoline (1 liter)

$1.75 zł 6.80

$0.09 $0.09

1844.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K zł 119.4K

$49.4K $49.4K

-37.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K zł 119.5K

$44.3K $44.3K

-30.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 zł 1,324

$12.93 $12.93

2536.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.00 zł 34.95

$1.53 $1.53

488.24%

Internet (50+ Mbps, Unlimited Data)

$16.19 zł 62.9

$3.74 $3.74

332.89%

Gym Membership (Monthly)

$45.81 zł 178

$9.61 $9.61

376.69%

Tennis Court (1 Hour on Weekend)

$27.81 zł 108

$13.07 $13.07

112.78%

Cinema Ticket

$9.04 zł 35.12

$1.95 $1.95

363.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$594 zł 2,306

$109 $109

445.48%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.6K

$2,701 $2,701

430.01%

Jeans (Levis 501 Or Similar)

$109 zł 424

$22.64 $22.64

381.58%

Summer Dress (H&M, Zara, etc)

$40.12 zł 156

$27.85 $27.85

44.06%

Sport Shoes (Adidas, Nike)

$104 zł 405

$83.9 $83.9

24.35%

Men's Leather Business Shoes

$111 zł 431

$33.03 $33.03

235.94%

1-bedroom Apartment, City Center (Monthly)

$1,181 zł 4,587

$172 $172

587.00%

1-bedroom Apartment, Outside City Center (Monthly)

$942 zł 3,659

$129 $129

630.60%

3-bedroom Apartment, City Center (Monthly)

$2,074 zł 8,056

$324 $324

539.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 zł 5,958

$264 $264

481.02%

Buy Apartment in City Center (m2)

$5,932 zł 23.0K

$694 $694

755.24%

Buy Apartment Outside City Center (m2)

$3,836 zł 14.9K

$583 $583

557.84%

Average Monthly Net Salary (After Tax)

$2,049 zł 7,959

$275 $275

645.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

24.3

-72.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 10, 2026

Last update for Urmia: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$942 46.4%

Urmia

$129 31.2% 86.3% $813

Monthly Utilities & Internet

Warsaw

$366 18%

Urmia

$18 4.4% 95% $348

Groceries & Markets

Warsaw

$231 11.4%

Urmia

$98 23.6% 57.7% $133

Eating Out

Warsaw

$223 11%

Urmia

$67 16.3% 69.9% $156

Clothing & Footwear

Warsaw

$164 8.1%

Urmia

$75 18.2% 54.1% $89

Sport & Entertainment

Warsaw

$64 3.1%

Urmia

$14 3.3% 78.9% $50

Getting Around

Warsaw

$42 2.1%

Urmia

$12 2.9% 71% $30

Cost Breakdown

A central one-bedroom costs $1,181 in Warsaw versus $172 in Urmia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 646% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Warsaw versus $24.00 in Urmia. Monthly groceries follow the same trend: $231 vs $98.0 – making Urmia the more affordable choice for daily food spending.

Good to know

🇵🇱 Warsaw

🇮🇷 Urmia

🕒 Local time

23:57 11:57 PM

01:27 1:27 AM

1 h 30 min ahead of Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

736,224

💱 Currency

Polish Złoty PLN zł

USD USD

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PLN in detail →

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Between locations

Warsaw Urmia 2,480 km ≈ 3 h 30 min nonstop flight

From you

Warsaw
Urmia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Urmia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,032 in Warsaw, $413 in Urmia – roughly 392% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,048 per month in Warsaw and $619 in Urmia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Urmia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 196% less in Urmia. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $594 per month in Warsaw and $109 in Urmia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Urmia, where all-in costs run around $413, than in Warsaw at $2,032. In Urmia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $413 in Urmia to $2,032 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Urmia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.