Last update: Oct 2026

Cost of Living Comparison Between Urmia and Warsaw

For one person, living is cheaper in Urmia: $413 a month against $2,032 in Warsaw, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

20

Cost of Living Index in Urmia
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Urmia Living Index
99

Cost of Living Index in Warsaw
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Warsaw Living Index

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Urmia

🇮🇷 Iran

$413

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Urmia and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Urmia and in Warsaw actually costs, broken down by who's living it.

A single person spends $413 per month in Urmia vs $2,032 in Warsaw, rent included.

Urmia $413
Warsaw $2,032

A couple spends around $713 per month in Urmia vs $2,918 in Warsaw, rent included.

Urmia $713
Warsaw $2,918

A family of three spends $1,013 per month in Urmia vs $3,804 in Warsaw, rent included.

Urmia $1,013
Warsaw $3,804

Urmia is about 80% cheaper than Warsaw, and outside of rent the biggest gap is in eating out.

Urmia sits 69% below the global median, while Warsaw is 50% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.02 $5.02

$11.51 zł 44.72

-56.39%

Three-Course Dinner for Two, Mid-Range

$24.35 $24.35

$60.6 zł 236

-59.84%

Fast Food Meal (McDonalds, etc)

$3.07 $3.07

$10.00 zł 38.87

-69.30%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.23 $1.23

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.56 $1.56

Cappuccino

$1.08 $1.08

$4.17 zł 16.22

-74.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 $0.74

$2.27 zł 8.81

-67.40%

Water (0.33 liter bottle)

$0.45 $0.45

$2.21 zł 8.61

-79.64%

Local Beer (0.5 liter draught)

$4.60 zł 17.87

Imported Beer (0.33 liter bottle)

$5.01 zł 19.47

Milk (1 liter)

$0.61 $0.61

$1.05 zł 4.07

-41.90%

White Bread (500g)

$0.47 $0.47

$1.52 zł 5.90

-69.08%

Rice (white) (1kg)

$2.44 $2.44

$1.54 zł 6.00

58.44%

Eggs

$1.23 $1.23

$3.76 zł 14.60

-67.29%

Local Cheese (1kg)

$4.34 $4.34

$8.55 zł 33.22

-49.24%

Chicken Fillets (1kg)

$2.43 $2.43

$6.29 zł 24.43

-61.37%

Beef Round Steak (1kg)

$6.46 $6.46

$14.54 zł 56.5

-55.57%

Apples (1kg)

$0.93 $0.93

$1.17 zł 4.55

-20.51%

Banana (1kg)

$1.48 $1.48

$1.73 zł 6.73

-14.45%

Oranges (1kg)

$0.73 $0.73

$1.71 zł 6.66

-57.31%

Tomato (1kg)

$0.68 $0.68

$4.04 zł 15.71

-83.17%

Potato (1kg)

$0.52 $0.52

$0.91 zł 3.53

-42.86%

Onion (1kg)

$0.55 $0.55

$0.86 zł 3.34

-36.05%

Lettuce (1 head)

$0.53 $0.53

$1.39 zł 5.39

-61.87%

Water (1.5 liter bottle)

$0.24 $0.24

$0.69 zł 2.67

-65.22%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.82 $0.82

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.54 $0.54

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.43 $1.43

Cigarettes 20 Pack (Marlboro, Camel)

$1.12 $1.12

$6.19 zł 24.04

-81.91%

Wine (Bottle)

$6.46 zł 25.10

Local Beer (0.5 liter bottle)

$1.10 zł 4.28

Imported Beer (0.33 liter bottle)

$1.63 zł 6.35

One-way Ticket (Public Transport)

$0.14 $0.14

$1.11 zł 4.31

-87.39%

Public Transport Monthly Pass (Regular Price)

$9.62 $9.62

$28.52 zł 111

-66.27%

Taxi Start (Normal Tariff)

$0.42 $0.42

$2.47 zł 9.58

-83.00%

Taxi (Normal Tariff) (1km)

$0.31 $0.31

$1.31 zł 5.08

-76.34%

Taxi 1hour Waiting (Normal Tariff)

$2.62 $2.62

$12.87 zł 50.0

-79.64%

Gasoline (1 liter)

$0.09 $0.09

$1.75 zł 6.80

-94.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.4K $49.4K

$30.7K zł 119.4K

60.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.3K $44.3K

$30.8K zł 119.5K

44.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$12.93 $12.93

$341 zł 1,324

-96.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$1.53 $1.53

$9.00 zł 34.95

-83.00%

Internet (50+ Mbps, Unlimited Data)

$3.74 $3.74

$16.19 zł 62.9

-76.90%

Gym Membership (Monthly)

$9.61 $9.61

$45.81 zł 178

-79.02%

Tennis Court (1 Hour on Weekend)

$13.07 $13.07

$27.81 zł 108

-53.00%

Cinema Ticket

$1.95 $1.95

$9.04 zł 35.12

-78.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$109 $109

$594 zł 2,306

-81.67%

International Primary School, 1 Child (Yearly)

$2,701 $2,701

$14.3K zł 55.6K

-81.13%

Jeans (Levis 501 Or Similar)

$22.64 $22.64

$109 zł 424

-79.24%

Summer Dress (H&M, Zara, etc)

$27.85 $27.85

$40.12 zł 156

-30.58%

Sport Shoes (Adidas, Nike)

$83.9 $83.9

$104 zł 405

-19.58%

Men's Leather Business Shoes

$33.03 $33.03

$111 zł 431

-70.23%

1-bedroom Apartment, City Center (Monthly)

$172 $172

$1,181 zł 4,587

-85.44%

1-bedroom Apartment, Outside City Center (Monthly)

$129 $129

$942 zł 3,659

-86.31%

3-bedroom Apartment, City Center (Monthly)

$324 $324

$2,074 zł 8,056

-84.36%

3-bedroom Apartment, Outside City Center (Monthly)

$264 $264

$1,533 zł 5,958

-82.79%

Buy Apartment in City Center (m2)

$694 $694

$5,932 zł 23.0K

-88.31%

Buy Apartment Outside City Center (m2)

$583 $583

$3,836 zł 14.9K

-84.80%

Average Monthly Net Salary (After Tax)

$275 $275

$2,049 zł 7,959

-86.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

24.3

6.68

263.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Urmia: October 12, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Urmia

$129 31.2%

Warsaw

$942 46.4% 631% $813

Groceries & Markets

Urmia

$98 23.6%

Warsaw

$231 11.4% 137% $133

Clothing & Footwear

Urmia

$75 18.2%

Warsaw

$164 8.1% 118% $89

Eating Out

Urmia

$67 16.3%

Warsaw

$223 11% 232% $156

Monthly Utilities & Internet

Urmia

$18 4.4%

Warsaw

$366 18% 1911% $348

Sport & Entertainment

Urmia

$14 3.3%

Warsaw

$64 3.1% 373% $50

Getting Around

Urmia

$12 2.9%

Warsaw

$42 2.1% 245% $30

Cost Breakdown

A central one-bedroom costs $172 in Urmia versus $1,181 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 646% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Urmia versus $61.0 in Warsaw. Monthly groceries follow the same trend: $98.0 vs $231 – making Urmia the more affordable choice for daily food spending.

Good to know

🇮🇷 Urmia

🇵🇱 Warsaw

🕒 Local time

00:58 12:58 AM

23:28 11:28 PM

1 h 30 min behind Urmia

🌤 Weather

👥 Population

736,224

1,861,599 Capital

💱 Currency

USD USD

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.89 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – USD Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

USD exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

On the map

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Between locations

Urmia Warsaw 2,480 km ≈ 3 h 30 min nonstop flight

From you

Urmia
Warsaw

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Urmia vs Warsaw: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $413 in Urmia, $2,032 in Warsaw – roughly 392% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $619 per month in Urmia and $3,048 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Urmia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 196% less in Urmia. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $109 per month in Urmia and $594 in Warsaw. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Urmia, where all-in costs run around $413, than in Warsaw at $2,032. In Urmia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $413 in Urmia to $2,032 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Urmia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.