Cost of Living Comparison Between Warsaw and Tarnow Cost of Living Comparison Between Warsaw and Tarnow

😐 Solo nomad: Warsaw is 19.8% more expensive than Tarnow without rent, and 66.4% more expensive with rent.
😐 Family of 3: Warsaw is 23.1% more expensive than Tarnow without rent, and 70.3% more expensive with rent.
Currency
🍽 Eating Out
Warsaw
Tarnow
Difference
Meal at Budget Restaurant
$10.81 zł 39.89
$9.42 zł 34.76
14.76%
Three-Course Dinner for Two, Mid-Range
$56.9 zł 210
$26.80 zł 98.9
112.13%
Fast Food Meal (McDonalds, etc)
$9.42 zł 34.77
$6.76 zł 24.93
39.35%
Cappuccino
$4.10 zł 15.14
$2.66 zł 9.81
54.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.08 zł 7.67
$2.18 zł 8.04
-4.59%
Water (0.33 liter bottle)
$1.89 zł 6.96
$1.39 zł 5.13
35.97%
Local Beer (0.5 liter draught)
$4.51 zł 16.64
$2.91 zł 10.75
54.98%
Imported Beer (0.33 liter bottle)
$4.66 zł 17.19
$3.74 zł 13.80
24.60%
🛒 Groceries & Markets
Warsaw
Tarnow
Difference
Milk (1 liter)
$1.19 zł 4.41
$0.99 zł 3.67
20.20%
White Bread (500g)
$1.42 zł 5.25
$1.24 zł 4.59
14.52%
Rice (white) (1kg)
$1.79 zł 6.60
$1.33 zł 4.91
34.59%
Eggs
$3.65 zł 13.46
$2.68 zł 9.88
36.19%
Local Cheese (1kg)
$10.26 zł 37.85
$7.78 zł 28.72
31.88%
Chicken Fillets (1kg)
$7.14 zł 26.34
$6.45 zł 23.78
10.70%
Beef Round Steak (1kg)
$14.35 zł 52.9
$9.59 zł 35.38
49.64%
Apples (1kg)
$1.27 zł 4.67
$0.84 zł 3.10
51.19%
Banana (1kg)
$1.84 zł 6.77
$1.60 zł 5.90
15.00%
Oranges (1kg)
$2.02 zł 7.44
$1.39 zł 5.15
45.32%
Tomato (1kg)
$3.79 zł 13.97
$2.19 zł 8.09
73.06%
Potato (1kg)
$1.04 zł 3.83
$0.79 zł 2.93
31.65%
Onion (1kg)
$1.19 zł 4.40
$1.06 zł 3.93
12.26%
Lettuce (1 head)
$1.45 zł 5.37
$1.10 zł 4.06
31.82%
Water (1.5 liter bottle)
$0.72 zł 2.65
$0.62 zł 2.27
16.13%
Cigarettes 20 Pack (Marlboro, Camel)
$5.40 zł 19.93
$4.69 zł 17.32
15.14%
Wine (Bottle)
$8.40 zł 31.01
$7.21 zł 26.59
16.50%
Local Beer (0.5 liter bottle)
$1.44 zł 5.30
$0.94 zł 3.47
53.19%
Imported Beer (0.33 liter bottle)
$1.86 zł 6.86
$1.48 zł 5.47
25.68%
🚌 Getting Around
Warsaw
Tarnow
Difference
One-way Ticket (Public Transport)
$1.23 zł 4.52
$1.06 zł 3.90
16.04%
Public Transport Monthly Pass (Regular Price)
$29.81 zł 110
$32.09 zł 118
-7.11%
Taxi Start (Normal Tariff)
$2.74 zł 10.09
$1.33 zł 4.90
106.02%
Taxi (Normal Tariff) (1km)
$0.98 zł 3.60
$0.51 zł 1.90
92.16%
Taxi 1hour Waiting (Normal Tariff)
$13.77 zł 50.8
$13.83 zł 51.0
-0.43%
Gasoline (1 liter)
$1.78 zł 6.56
$1.69 zł 6.25
5.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8K zł 121.0K
$33.6K zł 124.0K
-2.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.4K zł 123.2K
$24.5K zł 90.3K
36.49%
🧾 Monthly Utilities & Internet
Warsaw
Tarnow
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$357 zł 1,318
$252 zł 931
41.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.97 zł 36.77
$7.82 zł 28.85
27.49%
Internet (50+ Mbps, Unlimited Data)
$17.61 zł 65.0
$16.14 zł 59.6
9.11%
🎉 Sport & Entertainment
Warsaw
Tarnow
Difference
Gym Membership (Monthly)
$43.92 zł 162
$26.67 zł 98.4
64.68%
Tennis Court (1 Hour on Weekend)
$28.47 zł 105
$12.19 zł 44.98
133.55%
Cinema Ticket
$9.74 zł 35.93
$4.79 zł 17.67
103.34%
🧸 Childcare & Education
Warsaw
Tarnow
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$572 zł 2,111
$324 zł 1,194
76.78%
International Primary School, 1 Child (Yearly)
$15.5K zł 57.3K
$4,738 zł 17.5K
227.80%
👕👟 Clothing & Footwear
Warsaw
Tarnow
Difference
Jeans (Levis 501 Or Similar)
$99.1 zł 366
$83.9 zł 309
18.22%
Summer Dress (H&M, Zara, etc)
$46.94 zł 173
$27.38 zł 101
71.44%
Sport Shoes (Adidas, Nike)
$93.5 zł 345
$82.6 zł 305
13.17%
Men's Leather Business Shoes
$111 zł 410
$122 zł 449
-8.68%
🏠 Accommodation & Living
Warsaw
Tarnow
Difference
1-bedroom Apartment, City Center (Monthly)
$1,136 zł 4,191
$454 zł 1,677
149.89%
1-bedroom Apartment, Outside City Center (Monthly)
$893 zł 3,294
$363 zł 1,339
145.95%
3-bedroom Apartment, City Center (Monthly)
$2,037 zł 7,515
$641 zł 2,364
217.91%
3-bedroom Apartment, Outside City Center (Monthly)
$1,554 zł 5,734
$487 zł 1,798
218.95%
Buy Apartment in City Center (m2)
$6,495 zł 24.0K
$2,842 zł 10.5K
128.58%
Buy Apartment Outside City Center (m2)
$4,056 zł 15.0K
$1,890 zł 6,974
114.62%
💵 Salaries & Financials
Warsaw
Tarnow
Difference
Average Monthly Net Salary (After Tax)
$2,204 zł 8,134
$1,092 zł 4,031
101.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.55
6.28
20.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: March 3, 2026

Last update for Tarnow: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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