Cost of Living Comparison Between Warsaw and Tarnow Cost of Living Comparison Between Warsaw and Tarnow

😐 Solo nomad: Warsaw is 11.6% more expensive than Tarnow without rent, and 68.8% more expensive with rent.

😐 Family of 3: Warsaw is 39.4% more expensive than Tarnow without rent, and 76.2% more expensive with rent.

Meal at Budget Restaurant

$10.99 zł 39.89

$9.69 zł 35.16

13.42%

Three-Course Dinner for Two, Mid-Range

$56.2 zł 204

$26.86 zł 97.5

109.31%

Fast Food Meal (McDonalds, etc)

$9.29 zł 33.71

$6.99 zł 25.36

32.90%

Cappuccino

$4.15 zł 15.05

$2.76 zł 10.03

50.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 zł 7.51

$2.08 zł 7.54

-0.48%

Water (0.33 liter bottle)

$1.89 zł 6.88

$1.40 zł 5.07

35.00%

Local Beer (0.5 liter draught)

$4.55 zł 16.53

$2.93 zł 10.64

55.29%

Imported Beer (0.33 liter bottle)

$4.70 zł 17.08

$3.63 zł 13.19

29.48%

Milk (1 liter)

$1.19 zł 4.32

$1.01 zł 3.66

17.82%

White Bread (500g)

$1.40 zł 5.09

$1.24 zł 4.51

12.90%

Rice (white) (1kg)

$1.78 zł 6.47

$1.33 zł 4.84

33.83%

Eggs

$3.64 zł 13.23

$2.56 zł 9.30

42.19%

Local Cheese (1kg)

$10.10 zł 36.67

$7.53 zł 27.35

34.13%

Chicken Fillets (1kg)

$7.14 zł 25.93

$6.54 zł 23.74

9.17%

Beef Round Steak (1kg)

$14.18 zł 51.5

$9.48 zł 34.40

49.58%

Apples (1kg)

$1.25 zł 4.53

$0.84 zł 3.04

48.81%

Banana (1kg)

$1.86 zł 6.77

$1.60 zł 5.81

16.25%

Oranges (1kg)

$2.01 zł 7.31

$1.39 zł 5.03

44.60%

Tomato (1kg)

$3.63 zł 13.17

$2.22 zł 8.05

63.51%

Potato (1kg)

$1.05 zł 3.82

$0.80 zł 2.89

31.25%

Onion (1kg)

$1.23 zł 4.47

$1.12 zł 4.05

9.82%

Lettuce (1 head)

$1.52 zł 5.51

$1.06 zł 3.86

43.40%

Water (1.5 liter bottle)

$0.73 zł 2.66

$0.61 zł 2.22

19.67%

Cigarettes 20 Pack (Marlboro, Camel)

$5.58 zł 20.27

$4.66 zł 16.91

19.74%

Wine (Bottle)

$8.24 zł 29.93

$7.81 zł 28.35

5.51%

Local Beer (0.5 liter bottle)

$1.43 zł 5.21

$0.89 zł 3.24

60.67%

Imported Beer (0.33 liter bottle)

$1.87 zł 6.79

$1.47 zł 5.33

27.21%

One-way Ticket (Public Transport)

$1.23 zł 4.45

$1.11 zł 4.03

10.81%

Public Transport Monthly Pass (Regular Price)

$30.10 zł 109

$32.07 zł 116

-6.14%

Taxi Start (Normal Tariff)

$2.78 zł 10.09

$1.38 zł 4.99

101.45%

Taxi (Normal Tariff) (1km)

$0.99 zł 3.58

$0.52 zł 1.89

90.38%

Taxi 1hour Waiting (Normal Tariff)

$13.69 zł 49.70

$13.53 zł 49.13

1.18%

Gasoline (1 liter)

$1.75 zł 6.36

$1.71 zł 6.20

2.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K zł 118.5K

$33.9K zł 123.0K

-3.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K zł 119.8K

$24.9K zł 90.3K

32.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$360 zł 1,307

$259 zł 941

38.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.07 zł 36.56

$7.66 zł 27.79

31.46%

Internet (50+ Mbps, Unlimited Data)

$17.14 zł 62.2

$16.36 zł 59.4

4.77%

Gym Membership (Monthly)

$44.50 zł 162

$26.91 zł 97.7

65.37%

Tennis Court (1 Hour on Weekend)

$29.41 zł 107

$12.42 zł 45.09

136.80%

Cinema Ticket

$9.77 zł 35.46

$4.91 zł 17.82

98.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$577 zł 2,096

$319 zł 1,159

80.82%

International Primary School, 1 Child (Yearly)

$15.8K zł 57.3K

$4,749 zł 17.2K

232.65%

Jeans (Levis 501 Or Similar)

$101 zł 368

$83.3 zł 302

21.61%

Summer Dress (H&M, Zara, etc)

$46.73 zł 170

$27.49 zł 99.8

69.99%

Sport Shoes (Adidas, Nike)

$94.4 zł 343

$82.9 zł 301

13.94%

Men's Leather Business Shoes

$110 zł 398

$121 zł 439

-9.27%

1-bedroom Apartment, City Center (Monthly)

$1,131 zł 4,104

$459 zł 1,666

146.35%

1-bedroom Apartment, Outside City Center (Monthly)

$897 zł 3,258

$363 zł 1,317

147.28%

3-bedroom Apartment, City Center (Monthly)

$2,050 zł 7,442

$664 zł 2,409

208.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,524 zł 5,532

$490 zł 1,780

210.69%

Buy Apartment in City Center (m2)

$6,626 zł 24.1K

$2,953 zł 10.7K

124.37%

Buy Apartment Outside City Center (m2)

$4,140 zł 15.0K

$1,872 zł 6,796

121.15%

Average Monthly Net Salary (After Tax)

$2,157 zł 7,829

$1,070 zł 3,885

101.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.28

20.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: January 11, 2026

Last update for Tarnow: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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