Cost of Living Comparison Between Warsaw and Rumia Cost of Living Comparison Between Warsaw and Rumia

Monthly Cost of Living

A single person spends $2,040 per month in Warsaw vs $1,434 in Rumia, rent included.

A couple spends around $2,889 per month in Warsaw vs $2,109 in Rumia, rent included.

A family of three spends $3,737 per month in Warsaw vs $2,784 in Rumia, rent included.

Warsaw costs about 42% more than Rumia, driven mainly by Groceries & Markets.

Both Warsaw and Rumia sit above the global median – Warsaw by 52%, Rumia by 7%.

Meal at Budget Restaurant

$11.04 zł 40.27

$13.13 zł 47.88

-15.92%

Three-Course Dinner for Two, Mid-Range

$58.1 zł 212

$41.65 zł 152

39.54%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.52

$6.72 zł 24.52

44.94%

Cappuccino

$4.29 zł 15.64

$3.52 zł 12.85

21.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.70

$1.92 zł 7.02

9.90%

Water (0.33 liter bottle)

$1.81 zł 6.62

$1.68 zł 6.12

7.74%

Local Beer (0.5 liter draught)

$4.45 zł 16.23

$3.18 zł 11.59

39.94%

Imported Beer (0.33 liter bottle)

$4.68 zł 17.08

$3.60 zł 13.12

30.00%

Milk (1 liter)

$1.15 zł 4.20

$1.08 zł 3.93

6.48%

White Bread (500g)

$1.36 zł 4.97

$1.37 zł 4.98

-0.73%

Rice (white) (1kg)

$1.84 zł 6.70

$1.38 zł 5.01

33.33%

Eggs

$3.63 zł 13.24

$3.96 zł 14.45

-8.33%

Local Cheese (1kg)

$10.11 zł 36.87

$9.28 zł 33.83

8.94%

Chicken Fillets (1kg)

$6.98 zł 25.45

$6.68 zł 24.36

4.49%

Beef Round Steak (1kg)

$14.55 zł 53.1

$10.62 zł 38.73

37.01%

Apples (1kg)

$1.29 zł 4.71

$1.08 zł 3.94

19.44%

Banana (1kg)

$1.79 zł 6.51

$1.71 zł 6.23

4.68%

Oranges (1kg)

$1.94 zł 7.06

$1.70 zł 6.21

14.12%

Tomato (1kg)

$3.62 zł 13.21

$2.85 zł 10.38

27.02%

Potato (1kg)

$1.06 zł 3.86

$0.89 zł 3.26

19.10%

Onion (1kg)

$1.18 zł 4.29

$1.08 zł 3.94

9.26%

Lettuce (1 head)

$1.44 zł 5.25

$1.25 zł 4.54

15.20%

Water (1.5 liter bottle)

$0.67 zł 2.43

$1.06 zł 3.88

-36.79%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.30

$5.00 zł 18.25

5.80%

Wine (Bottle)

$8.29 zł 30.24

$6.94 zł 25.29

19.45%

Local Beer (0.5 liter bottle)

$1.43 zł 5.20

$1.13 zł 4.11

26.55%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.86

$1.65 zł 6.03

13.94%

One-way Ticket (Public Transport)

$1.16 zł 4.23

$1.34 zł 4.89

-13.43%

Public Transport Monthly Pass (Regular Price)

$29.77 zł 109

$34.33 zł 125

-13.28%

Taxi Start (Normal Tariff)

$2.63 zł 9.60

$2.19 zł 7.97

20.09%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.56

$0.74 zł 2.69

32.43%

Taxi 1hour Waiting (Normal Tariff)

$13.42 zł 48.95

$10.70 zł 39.02

25.42%

Gasoline (1 liter)

$1.71 zł 6.23

$1.77 zł 6.46

-3.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K zł 121.8K

$33.5K zł 122.3K

-0.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K zł 122.5K

$30.0K zł 109.2K

12.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,302

$272 zł 993

31.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.03 zł 36.58

$8.52 zł 31.08

17.72%

Internet (50+ Mbps, Unlimited Data)

$17.56 zł 64.0

$16.64 zł 60.7

5.53%

Gym Membership (Monthly)

$44.87 zł 164

$36.66 zł 134

22.39%

Tennis Court (1 Hour on Weekend)

$29.23 zł 107

$19.45 zł 70.9

50.28%

Cinema Ticket

$9.70 zł 35.36

$7.60 zł 27.69

27.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 zł 2,114

$344 zł 1,256

68.29%

International Primary School, 1 Child (Yearly)

$15.7K zł 57.1K

$7,987 zł 29.1K

96.21%

Jeans (Levis 501 Or Similar)

$99.2 zł 362

$89.8 zł 328

10.46%

Summer Dress (H&M, Zara, etc)

$46.99 zł 171

$43.44 zł 158

8.17%

Sport Shoes (Adidas, Nike)

$92.5 zł 337

$82.7 zł 301

11.94%

Men's Leather Business Shoes

$111 zł 404

$94.1 zł 343

17.65%

1-bedroom Apartment, City Center (Monthly)

$1,161 zł 4,233

$637 zł 2,322

82.29%

1-bedroom Apartment, Outside City Center (Monthly)

$890 zł 3,244

$492 zł 1,795

80.68%

3-bedroom Apartment, City Center (Monthly)

$2,033 zł 7,414

$986 zł 3,594

106.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,566

$804 zł 2,930

89.93%

Buy Apartment in City Center (m2)

$6,283 zł 22.9K

$3,504 zł 12.8K

79.31%

Buy Apartment Outside City Center (m2)

$4,074 zł 14.9K

$2,431 zł 8,866

67.55%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,126

$1,549 zł 5,649

43.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.75

11.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 1, 2026

Last update for Rumia: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,161 in Warsaw versus $637 in Rumia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Warsaw versus $42.00 in Rumia. Monthly groceries follow the same trend: $246 vs $221 – making Rumia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Rumia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,040 in Warsaw, $1,434 in Rumia – roughly 42% apart. Warsaw costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,059 per month in Warsaw and $2,151 in Rumia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rumia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 15% less in Rumia. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $580 per month in Warsaw and $344 in Rumia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Rumia, where all-in costs run around $1,434, than in Warsaw at $2,040. In Rumia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,434 in Rumia to $2,040 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rumia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.