Last update: Nov 2026

Cost of Living Comparison Between Warsaw and Rumia

For one person, living is cheaper in Rumia: $1,466 a month against $1,995 in Warsaw, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Warsaw
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Warsaw Living Index
70

Cost of Living Index in Rumia
Learn more

Rumia Living Index

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Warsaw

🇵🇱 Poland

$1,995

/mo nomad

Rumia

🇵🇱 Poland

$1,466

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Rumia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Rumia actually costs, broken down by who's living it.

A single person spends $1,995 per month in Warsaw vs $1,466 in Rumia, rent included.

Warsaw $1,995
Rumia $1,466

A couple spends around $2,866 per month in Warsaw vs $2,070 in Rumia, rent included.

Warsaw $2,866
Rumia $2,070

A family of three spends $3,737 per month in Warsaw vs $2,674 in Rumia, rent included.

Warsaw $3,737
Rumia $2,674

Warsaw costs about 36% more than Rumia, and outside of rent the biggest gap is in eating out.

Both Warsaw and Rumia sit above the global median – Warsaw by 48%, Rumia by 8%.

Meal at Budget Restaurant

$11.57 zł 45.35

$10.06 zł 39.45

15.01%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 242

$30.30 zł 119

104.06%

Fast Food Meal (McDonalds, etc)

$9.95 zł 39.01

$6.79 zł 26.62

46.54%

Cappuccino

$4.31 zł 16.89

$3.62 zł 14.18

19.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 zł 9.11

$2.02 zł 7.94

14.85%

Water (0.33 liter bottle)

$2.27 zł 8.89

$1.63 zł 6.40

39.26%

Local Beer (0.5 liter draught)

$4.54 zł 17.81

$3.41 zł 13.37

33.14%

Imported Beer (0.33 liter bottle)

$5.18 zł 20.30

$3.78 zł 14.83

37.04%

Milk (1 liter)

$1.06 zł 4.16

$0.94 zł 3.68

12.77%

White Bread (500g)

$1.54 zł 6.04

$1.24 zł 4.87

24.19%

Rice (white) (1kg)

$1.53 zł 5.99

$1.32 zł 5.19

15.91%

Eggs

$3.80 zł 14.89

$3.68 zł 14.42

3.26%

Local Cheese (1kg)

$8.87 zł 34.76

$8.63 zł 33.85

2.78%

Chicken Fillets (1kg)

$6.80 zł 26.66

$6.46 zł 25.32

5.26%

Beef Round Steak (1kg)

$14.56 zł 57.1

$11.91 zł 46.71

22.25%

Apples (1kg)

$1.16 zł 4.55

$1.06 zł 4.15

9.43%

Banana (1kg)

$1.70 zł 6.67

$1.66 zł 6.51

2.41%

Oranges (1kg)

$1.67 zł 6.56

$1.62 zł 6.35

3.09%

Tomato (1kg)

$4.35 zł 17.07

$2.61 zł 10.25

66.67%

Potato (1kg)

$0.94 zł 3.67

$0.90 zł 3.51

4.44%

Onion (1kg)

$0.91 zł 3.56

$0.99 zł 3.89

-8.08%

Lettuce (1 head)

$1.43 zł 5.60

$1.25 zł 4.89

14.40%

Water (1.5 liter bottle)

$0.69 zł 2.72

$1.01 zł 3.95

-31.68%

Cigarettes 20 Pack (Marlboro, Camel)

$6.15 zł 24.13

$5.29 zł 20.75

16.26%

Wine (Bottle)

$6.20 zł 24.31

$6.42 zł 25.16

-3.43%

Local Beer (0.5 liter bottle)

$1.09 zł 4.29

$1.12 zł 4.40

-2.68%

Imported Beer (0.33 liter bottle)

$1.70 zł 6.64

$1.50 zł 5.89

13.33%

One-way Ticket (Public Transport)

$1.13 zł 4.43

$1.25 zł 4.91

-9.60%

Public Transport Monthly Pass (Regular Price)

$27.41 zł 107

$32.12 zł 126

-14.66%

Taxi Start (Normal Tariff)

$2.57 zł 10.07

$2.01 zł 7.89

27.86%

Taxi (Normal Tariff) (1km)

$1.30 zł 5.08

$0.74 zł 2.92

75.68%

Taxi 1hour Waiting (Normal Tariff)

$12.56 zł 49.22

$10.10 zł 39.60

24.36%

Gasoline (1 liter)

$1.73 zł 6.79

$1.72 zł 6.75

0.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 117.6K

$30.7K zł 120.5K

-2.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K zł 119.1K

$27.4K zł 107.6K

10.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,289

$284 zł 1,112

15.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.08 zł 35.58

$8.36 zł 32.76

8.61%

Internet (50+ Mbps, Unlimited Data)

$16.00 zł 62.7

$17.06 zł 66.9

-6.21%

Gym Membership (Monthly)

$46.70 zł 183

$38.01 zł 149

22.86%

Tennis Court (1 Hour on Weekend)

$27.92 zł 109

$21.90 zł 85.9

27.49%

Cinema Ticket

$8.80 zł 34.50

$7.15 zł 28.03

23.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$592 zł 2,321

$364 zł 1,427

62.68%

International Primary School, 1 Child (Yearly)

$18.2K zł 71.4K

$8,132 zł 31.9K

123.90%

Jeans (Levis 501 Or Similar)

$105 zł 412

$80.1 zł 314

31.10%

Summer Dress (H&M, Zara, etc)

$38.96 zł 153

$41.22 zł 162

-5.48%

Sport Shoes (Adidas, Nike)

$108 zł 423

$87.7 zł 344

22.98%

Men's Leather Business Shoes

$112 zł 440

$99.3 zł 389

12.99%

1-bedroom Apartment, City Center (Monthly)

$1,150 zł 4,507

$598 zł 2,346

92.11%

1-bedroom Apartment, Outside City Center (Monthly)

$910 zł 3,568

$526 zł 2,063

72.97%

3-bedroom Apartment, City Center (Monthly)

$2,144 zł 8,404

$986 zł 3,864

117.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,456 zł 5,707

$814 zł 3,190

78.86%

Buy Apartment in City Center (m2)

$6,018 zł 23.6K

$2,906 zł 11.4K

107.04%

Buy Apartment Outside City Center (m2)

$3,852 zł 15.1K

$2,221 zł 8,707

73.44%

Average Monthly Net Salary (After Tax)

$2,052 zł 8,042

$1,466 zł 5,747

39.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.74

-0.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: November 2, 2026

Last update for Rumia: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$910 45.6%

Rumia

$526 35.9% 42.2% $384

Monthly Utilities & Internet

Warsaw

$354 17.7%

Rumia

$309 21.1% 12.7% $45

Groceries & Markets

Warsaw

$236 11.8%

Rumia

$214 14.6% 9.4% $22

Eating Out

Warsaw

$226 11.3%

Rumia

$184 12.5% 18.6% $42

Clothing & Footwear

Warsaw

$164 8.2%

Rumia

$139 9.5% 15.3% $25

Sport & Entertainment

Warsaw

$64 3.2%

Rumia

$52 3.6% 18.6% $12

Getting Around

Warsaw

$41 2.1%

Rumia

$43 2.9% 4.6% $1.9

Cost Breakdown

A central one-bedroom costs $1,150 in Warsaw versus $598 in Rumia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Warsaw. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62 in Warsaw versus $30 in Rumia. Monthly groceries follow the same trend: $236 vs $214 – making Rumia the more affordable choice for daily food spending.

Good to know

🇵🇱 Warsaw

🇵🇱 Rumia

🕒 Local time

03:53 3:53 AM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

49,672

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

On the map

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Warsaw Rumia 310 km

From you

Warsaw
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Rumia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,995 in Warsaw, $1,466 in Rumia – Rumia comes out roughly 26% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,992 per month in Warsaw and $2,200 in Rumia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rumia, especially for central apartments: a one-bedroom in the center costs $598 there versus $1,150 in Warsaw.

Public transport costs about 15% less in Warsaw. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $592 per month in Warsaw and $364 in Rumia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Rumia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Rumia. If higher salaries or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.