Cost of Living Comparison Between Warsaw and Rumia Cost of Living Comparison Between Warsaw and Rumia

Monthly Cost of Living

A single person spends $2,025 per month in Warsaw vs $1,474 in Rumia, rent included.

A couple spends around $2,904 per month in Warsaw vs $2,154 in Rumia, rent included.

A family of three spends $3,783 per month in Warsaw vs $2,834 in Rumia, rent included.

Warsaw costs about 37% more than Rumia, driven mainly by Groceries & Markets.

Both Warsaw and Rumia sit above the global median – Warsaw by 52%, Rumia by 10%.

Meal at Budget Restaurant

$10.75 zł 40.77

$12.73 zł 48.31

-15.55%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$41.91 zł 159

35.12%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$6.60 zł 25.03

43.18%

Cappuccino

$4.17 zł 15.81

$3.58 zł 13.58

16.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$1.91 zł 7.26

9.95%

Water (0.33 liter bottle)

$1.83 zł 6.93

$1.61 zł 6.12

13.66%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$3.23 zł 12.27

38.39%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$3.61 zł 13.70

25.76%

Milk (1 liter)

$1.19 zł 4.51

$1.07 zł 4.05

11.21%

White Bread (500g)

$1.42 zł 5.40

$1.36 zł 5.16

4.41%

Rice (white) (1kg)

$1.79 zł 6.79

$1.37 zł 5.21

30.66%

Eggs

$3.57 zł 13.56

$3.88 zł 14.74

-7.99%

Local Cheese (1kg)

$9.98 zł 37.88

$9.19 zł 34.88

8.60%

Chicken Fillets (1kg)

$6.92 zł 26.27

$6.60 zł 25.05

4.85%

Beef Round Steak (1kg)

$14.53 zł 55.1

$10.73 zł 40.73

35.41%

Apples (1kg)

$1.30 zł 4.93

$1.09 zł 4.13

19.27%

Banana (1kg)

$1.86 zł 7.06

$1.78 zł 6.76

4.49%

Oranges (1kg)

$1.93 zł 7.34

$1.73 zł 6.57

11.56%

Tomato (1kg)

$3.77 zł 14.29

$2.89 zł 10.98

30.45%

Potato (1kg)

$1.06 zł 4.00

$0.96 zł 3.64

10.42%

Onion (1kg)

$1.24 zł 4.70

$1.13 zł 4.30

9.73%

Lettuce (1 head)

$1.44 zł 5.47

$1.29 zł 4.90

11.63%

Water (1.5 liter bottle)

$0.72 zł 2.73

$1.07 zł 4.05

-32.71%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$5.03 zł 19.08

10.34%

Wine (Bottle)

$7.75 zł 29.40

$6.99 zł 26.51

10.87%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.09 zł 4.13

25.69%

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.62 zł 6.13

15.43%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.36 zł 5.15

-13.97%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$34.56 zł 131

-14.27%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$2.18 zł 8.27

22.02%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$0.72 zł 2.72

41.67%

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$10.74 zł 40.77

24.30%

Gasoline (1 liter)

$1.79 zł 6.78

$1.83 zł 6.94

-2.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$33.7K zł 128.0K

-2.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$30.3K zł 115.1K

7.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$274 zł 1,038

30.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$8.48 zł 32.18

20.64%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$16.60 zł 63.0

5.36%

Gym Membership (Monthly)

$44.37 zł 168

$36.08 zł 137

22.98%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$19.83 zł 75.3

47.15%

Cinema Ticket

$9.39 zł 35.63

$7.59 zł 28.78

23.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$344 zł 1,304

66.27%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$8,049 zł 30.5K

90.39%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$90.0 zł 341

9.73%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$43.07 zł 163

9.10%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$81.8 zł 310

15.73%

Men's Leather Business Shoes

$109 zł 415

$93.5 zł 355

16.91%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$640 zł 2,429

77.23%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$497 zł 1,887

85.38%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$965 zł 3,662

116.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$811 zł 3,076

88.24%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$3,149 zł 11.9K

100.79%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$2,325 zł 8,821

68.57%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

$1,491 zł 5,658

44.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.75

11.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Rumia: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,135 in Warsaw versus $640 in Rumia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in Warsaw versus $42.00 in Rumia. Monthly groceries follow the same trend: $246 vs $221 – making Rumia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Rumia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,025 in Warsaw, $1,474 in Rumia – roughly 37% apart. Warsaw costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,038 per month in Warsaw and $2,211 in Rumia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rumia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 17% less in Rumia. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $571 per month in Warsaw and $344 in Rumia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Rumia, where all-in costs run around $1,474, than in Warsaw at $2,025. In Rumia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,474 in Rumia to $2,025 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rumia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.