Last update: Oct 2026

Cost of Living Comparison Between Rumia and Warsaw

For one person, living is cheaper in Rumia: $1,450 a month against $2,032 in Warsaw, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Rumia
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Rumia Living Index
99

Cost of Living Index in Warsaw
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Warsaw Living Index

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Rumia

🇵🇱 Poland

$1,450

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Rumia and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rumia and in Warsaw actually costs, broken down by who's living it.

A single person spends $1,450 per month in Rumia vs $2,032 in Warsaw, rent included.

Rumia $1,450
Warsaw $2,032

A couple spends around $2,065 per month in Rumia vs $2,918 in Warsaw, rent included.

Rumia $2,065
Warsaw $2,918

A family of three spends $2,680 per month in Rumia vs $3,804 in Warsaw, rent included.

Rumia $2,680
Warsaw $3,804

Rumia is about 29% cheaper than Warsaw, and outside of rent the biggest gap is in eating out.

Both Rumia and Warsaw sit above the global median – Rumia by 7%, Warsaw by 50%.

Meal at Budget Restaurant

$10.06 zł 39.07

$11.51 zł 44.72

-12.60%

Three-Course Dinner for Two, Mid-Range

$30.48 zł 118

$60.6 zł 236

-49.73%

Fast Food Meal (McDonalds, etc)

$6.63 zł 25.77

$10.00 zł 38.87

-33.70%

Cappuccino

$3.72 zł 14.46

$4.17 zł 16.22

-10.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 zł 8.40

$2.27 zł 8.81

-4.85%

Water (0.33 liter bottle)

$1.62 zł 6.31

$2.21 zł 8.61

-26.70%

Local Beer (0.5 liter draught)

$3.48 zł 13.52

$4.60 zł 17.87

-24.35%

Imported Beer (0.33 liter bottle)

$3.91 zł 15.18

$5.01 zł 19.47

-21.96%

Milk (1 liter)

$0.94 zł 3.66

$1.05 zł 4.07

-10.48%

White Bread (500g)

$1.21 zł 4.72

$1.52 zł 5.90

-20.39%

Rice (white) (1kg)

$1.40 zł 5.45

$1.54 zł 6.00

-9.09%

Eggs

$3.57 zł 13.88

$3.76 zł 14.60

-5.05%

Local Cheese (1kg)

$8.73 zł 33.91

$8.55 zł 33.22

2.11%

Chicken Fillets (1kg)

$6.25 zł 24.29

$6.29 zł 24.43

-0.64%

Beef Round Steak (1kg)

$11.74 zł 45.60

$14.54 zł 56.5

-19.26%

Apples (1kg)

$1.12 zł 4.35

$1.17 zł 4.55

-4.27%

Banana (1kg)

$1.65 zł 6.41

$1.73 zł 6.73

-4.62%

Oranges (1kg)

$1.58 zł 6.14

$1.71 zł 6.66

-7.60%

Tomato (1kg)

$2.72 zł 10.58

$4.04 zł 15.71

-32.67%

Potato (1kg)

$0.88 zł 3.41

$0.91 zł 3.53

-3.30%

Onion (1kg)

$0.99 zł 3.84

$0.86 zł 3.34

15.12%

Lettuce (1 head)

$1.25 zł 4.87

$1.39 zł 5.39

-10.07%

Water (1.5 liter bottle)

$1.01 zł 3.92

$0.69 zł 2.67

46.38%

Cigarettes 20 Pack (Marlboro, Camel)

$5.38 zł 20.92

$6.19 zł 24.04

-13.09%

Wine (Bottle)

$6.70 zł 26.02

$6.46 zł 25.10

3.72%

Local Beer (0.5 liter bottle)

$1.08 zł 4.22

$1.10 zł 4.28

-1.82%

Imported Beer (0.33 liter bottle)

$1.57 zł 6.11

$1.63 zł 6.35

-3.68%

One-way Ticket (Public Transport)

$1.28 zł 4.96

$1.11 zł 4.31

15.32%

Public Transport Monthly Pass (Regular Price)

$31.33 zł 122

$28.52 zł 111

9.85%

Taxi Start (Normal Tariff)

$2.00 zł 7.76

$2.47 zł 9.58

-19.03%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.85

$1.31 zł 5.08

-44.27%

Taxi 1hour Waiting (Normal Tariff)

$9.63 zł 37.43

$12.87 zł 50.0

-25.17%

Gasoline (1 liter)

$1.69 zł 6.57

$1.75 zł 6.80

-3.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 117.3K

$30.7K zł 119.4K

-1.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K zł 103.4K

$30.8K zł 119.5K

-13.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 zł 1,081

$341 zł 1,324

-18.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.51 zł 33.06

$9.00 zł 34.95

-5.44%

Internet (50+ Mbps, Unlimited Data)

$17.01 zł 66.1

$16.19 zł 62.9

5.06%

Gym Membership (Monthly)

$38.18 zł 148

$45.81 zł 178

-16.66%

Tennis Court (1 Hour on Weekend)

$21.71 zł 84.4

$27.81 zł 108

-21.93%

Cinema Ticket

$7.21 zł 28.01

$9.04 zł 35.12

-20.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$369 zł 1,433

$594 zł 2,306

-37.88%

International Primary School, 1 Child (Yearly)

$7,850 zł 30.5K

$14.3K zł 55.6K

-45.18%

Jeans (Levis 501 Or Similar)

$81.2 zł 316

$109 zł 424

-25.50%

Summer Dress (H&M, Zara, etc)

$40.32 zł 157

$40.12 zł 156

0.50%

Sport Shoes (Adidas, Nike)

$87.1 zł 338

$104 zł 405

-16.50%

Men's Leather Business Shoes

$99.1 zł 385

$111 zł 431

-10.67%

1-bedroom Apartment, City Center (Monthly)

$612 zł 2,377

$1,181 zł 4,587

-48.18%

1-bedroom Apartment, Outside City Center (Monthly)

$514 zł 1,998

$942 zł 3,659

-45.40%

3-bedroom Apartment, City Center (Monthly)

$978 zł 3,798

$2,074 zł 8,056

-52.85%

3-bedroom Apartment, Outside City Center (Monthly)

$825 zł 3,204

$1,533 zł 5,958

-46.22%

Buy Apartment in City Center (m2)

$2,692 zł 10.5K

$5,932 zł 23.0K

-54.63%

Buy Apartment Outside City Center (m2)

$1,985 zł 7,711

$3,836 zł 14.9K

-48.26%

Average Monthly Net Salary (After Tax)

$1,483 zł 5,762

$2,049 zł 7,959

-27.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rumia: October 11, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rumia

$514 35.5%

Warsaw

$942 46.4% 83.2% $428

Monthly Utilities & Internet

Rumia

$304 21%

Warsaw

$366 18% 20.5% $62

Groceries & Markets

Rumia

$213 14.7%

Warsaw

$231 11.4% 8.2% $18

Eating Out

Rumia

$185 12.8%

Warsaw

$223 11% 20.4% $38

Clothing & Footwear

Rumia

$138 9.6%

Warsaw

$164 8.1% 18.4% $26

Sport & Entertainment

Rumia

$53 3.6%

Warsaw

$64 3.1% 21.5% $11

Getting Around

Rumia

$42 2.9%

Warsaw

$42 2.1% 0.4% $0.1

Cost Breakdown

A central one-bedroom costs $612 in Rumia versus $1,181 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Rumia versus $61.0 in Warsaw. Monthly groceries follow the same trend: $213 vs $231 – making Rumia the more affordable choice for daily food spending.

Good to know

🇵🇱 Rumia

🇵🇱 Warsaw

🕒 Local time

01:08 1:08 AM

Same time as Rumia

🌤 Weather

👥 Population

49,672

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rumia vs Warsaw: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,450 in Rumia, $2,032 in Warsaw – roughly 40% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,175 per month in Rumia and $3,048 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rumia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 10% less in Rumia. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $369 per month in Rumia and $594 in Warsaw. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Rumia, where all-in costs run around $1,450, than in Warsaw at $2,032. In Rumia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,450 in Rumia to $2,032 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rumia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.