Cost of Living Comparison Between Warsaw and Olsztyn Cost of Living Comparison Between Warsaw and Olsztyn

😐 Solo nomad: Warsaw is 19.2% more expensive than Olsztyn without rent, and 37% more expensive with rent.

😐 Family of 3: Warsaw is 15.3% more expensive than Olsztyn without rent, and 48.8% more expensive with rent.

Meal at Budget Restaurant

$11.03 zł 40.67

$10.86 zł 40.06

1.57%

Three-Course Dinner for Two, Mid-Range

$56.1 zł 207

$46.17 zł 170

21.49%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.93

$7.56 zł 27.86

28.84%

Cappuccino

$4.28 zł 15.8

$2.97 zł 10.94

44.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 zł 7.49

$1.66 zł 6.11

22.29%

Water (0.33 liter bottle)

$1.84 zł 6.79

Local Beer (0.5 liter draught)

$4.43 zł 16.32

$3.3 zł 12.17

34.24%

Imported Beer (0.33 liter bottle)

$4.57 zł 16.86

$3.77 zł 13.91

21.22%

Milk (1 liter)

$1.2 zł 4.43

$1.1 zł 4.07

9.09%

White Bread (500g)

$1.35 zł 5

Rice (white) (1kg)

$1.83 zł 6.76

$1.48 zł 5.46

23.65%

Eggs

$3.61 zł 13.32

$3.43 zł 12.67

5.25%

Local Cheese (1kg)

$10.01 zł 36.92

$8.99 zł 33.17

11.35%

Chicken Fillets (1kg)

$6.84 zł 25.21

$5.91 zł 21.78

15.74%

Beef Round Steak (1kg)

$14.32 zł 52.8

$9.62 zł 35.49

48.86%

Apples (1kg)

$1.27 zł 4.67

$1.15 zł 4.23

10.43%

Banana (1kg)

$1.8 zł 6.64

$1.57 zł 5.78

14.65%

Oranges (1kg)

$2 zł 7.39

$1.96 zł 7.22

2.04%

Tomato (1kg)

$3.8 zł 14

$2.68 zł 9.88

41.79%

Potato (1kg)

$1.06 zł 3.9

$0.75 zł 2.75

41.33%

Onion (1kg)

$1.23 zł 4.55

$1.23 zł 4.53

Lettuce (1 head)

$1.44 zł 5.33

$1.2 zł 4.42

20.00%

Water (1.5 liter bottle)

$0.67 zł 2.48

Cigarettes 20 Pack (Marlboro, Camel)

$5.32 zł 19.62

$5.48 zł 20.19

-2.92%

Wine (Bottle)

$8.37 zł 30.87

$6.81 zł 25.13

22.91%

Local Beer (0.5 liter bottle)

$1.42 zł 5.25

$0.99 zł 3.64

43.43%

Imported Beer (0.33 liter bottle)

$1.87 zł 6.88

$1.78 zł 6.58

5.06%

One-way Ticket (Public Transport)

$1.22 zł 4.49

$1.11 zł 4.11

9.91%

Public Transport Monthly Pass (Regular Price)

$30.35 zł 112

$26.7 zł 98.5

13.67%

Taxi Start (Normal Tariff)

$2.64 zł 9.74

$2 zł 7.36

32.00%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.76

$0.74 zł 2.71

37.84%

Taxi 1hour Waiting (Normal Tariff)

$13.52 zł 49.86

$13.81 zł 50.9

-2.10%

Gasoline (1 liter)

$1.7 zł 6.28

$1.68 zł 6.19

1.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K zł 122K

$32.5K zł 120K

1.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K zł 120.8K

$30.1K zł 110.9K

8.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$360 zł 1,326

$278 zł 1,026

29.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.06 zł 37.1

$9.12 zł 33.64

10.31%

Internet (50+ Mbps, Unlimited Data)

$17.41 zł 64.2

$17 zł 62.7

2.41%

Gym Membership (Monthly)

$44.32 zł 163

$32.4 zł 119

36.79%

Tennis Court (1 Hour on Weekend)

$28.95 zł 107

$16.04 zł 59.2

80.49%

Cinema Ticket

$9.29 zł 34.25

$7.93 zł 29.26

17.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$573 zł 2,113

$138 zł 508

316.20%

International Primary School, 1 Child (Yearly)

$15.5K zł 57.3K

$15.8K zł 58.4K

-1.99%

Jeans (Levis 501 Or Similar)

$97.4 zł 359

$96.5 zł 356

0.93%

Summer Dress (H&M, Zara, etc)

$48.07 zł 177

$46.7 zł 172

2.93%

Sport Shoes (Adidas, Nike)

$94.1 zł 347

$81.7 zł 301

15.28%

Men's Leather Business Shoes

$109 zł 401

$111 zł 411

-2.51%

1-bedroom Apartment, City Center (Monthly)

$1,136 zł 4,190

$656 zł 2,419

73.19%

1-bedroom Apartment, Outside City Center (Monthly)

$889 zł 3,278

$549 zł 2,025

61.88%

3-bedroom Apartment, City Center (Monthly)

$2,057 zł 7,585

$971 zł 3,580

111.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,501 zł 5,537

$618 zł 2,279

142.90%

Buy Apartment in City Center (m2)

$6,880 zł 25.4K

$2,649 zł 9,769

159.76%

Buy Apartment Outside City Center (m2)

$4,348 zł 16K

$2,018 zł 7,444

115.42%

Average Monthly Net Salary (After Tax)

$2,062 zł 7,604

$1,392 zł 5,136

48.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

5.81

29.95%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 29, 2025

Last update for Olsztyn: October 27, 2025

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