Cost of Living Comparison Between Warsaw and Olsztyn Cost of Living Comparison Between Warsaw and Olsztyn

😐 Solo nomad: Warsaw is 17.6% more expensive than Olsztyn without rent, and 34.5% more expensive with rent.

😐 Family of 3: Warsaw is 19.5% more expensive than Olsztyn without rent, and 45.1% more expensive with rent.

Meal at Budget Restaurant

$10.81 zł 39.89

$10.96 zł 40.45

-1.37%

Three-Course Dinner for Two, Mid-Range

$56.9 zł 210

$46.57 zł 172

22.07%

Fast Food Meal (McDonalds, etc)

$9.42 zł 34.77

$7.77 zł 28.66

21.24%

Cappuccino

$4.10 zł 15.14

$2.96 zł 10.93

38.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 7.67

$1.72 zł 6.34

20.93%

Water (0.33 liter bottle)

$1.89 zł 6.96

$1.81 zł 6.69

4.42%

Local Beer (0.5 liter draught)

$4.51 zł 16.64

$3.30 zł 12.19

36.67%

Imported Beer (0.33 liter bottle)

$4.66 zł 17.19

$3.78 zł 13.96

23.28%

Milk (1 liter)

$1.19 zł 4.41

$1.09 zł 4.03

9.17%

White Bread (500g)

$1.42 zł 5.25

$1.37 zł 5.07

3.65%

Rice (white) (1kg)

$1.79 zł 6.60

$1.42 zł 5.25

26.06%

Eggs

$3.65 zł 13.46

$3.26 zł 12.04

11.96%

Local Cheese (1kg)

$10.26 zł 37.85

$8.88 zł 32.78

15.54%

Chicken Fillets (1kg)

$7.14 zł 26.34

$5.98 zł 22.07

19.40%

Beef Round Steak (1kg)

$14.35 zł 52.9

$9.65 zł 35.60

48.70%

Apples (1kg)

$1.27 zł 4.67

$1.09 zł 4.04

16.51%

Banana (1kg)

$1.84 zł 6.77

$1.56 zł 5.75

17.95%

Oranges (1kg)

$2.02 zł 7.44

$1.92 zł 7.10

5.21%

Tomato (1kg)

$3.79 zł 13.97

$2.66 zł 9.82

42.48%

Potato (1kg)

$1.04 zł 3.83

$0.75 zł 2.77

38.67%

Onion (1kg)

$1.19 zł 4.40

$1.20 zł 4.41

-0.83%

Lettuce (1 head)

$1.45 zł 5.37

$1.16 zł 4.29

25.00%

Water (1.5 liter bottle)

$0.72 zł 2.65

$0.72 zł 2.64

Cigarettes 20 Pack (Marlboro, Camel)

$5.40 zł 19.93

$5.39 zł 19.89

0.19%

Wine (Bottle)

$8.40 zł 31.01

$8.19 zł 30.23

2.56%

Local Beer (0.5 liter bottle)

$1.44 zł 5.30

$1.02 zł 3.75

41.18%

Imported Beer (0.33 liter bottle)

$1.86 zł 6.86

$1.75 zł 6.44

6.29%

One-way Ticket (Public Transport)

$1.23 zł 4.52

$1.10 zł 4.07

11.82%

Public Transport Monthly Pass (Regular Price)

$29.81 zł 110

$26.61 zł 98.2

12.03%

Taxi Start (Normal Tariff)

$2.74 zł 10.09

$1.98 zł 7.30

38.38%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.60

$0.74 zł 2.72

32.43%

Taxi 1hour Waiting (Normal Tariff)

$13.77 zł 50.8

$13.68 zł 50.5

0.66%

Gasoline (1 liter)

$1.78 zł 6.56

$1.77 zł 6.54

0.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 121.0K

$33.5K zł 123.5K

-1.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K zł 123.2K

$30.9K zł 114.0K

8.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,318

$271 zł 1,001

31.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.97 zł 36.77

$9.12 zł 33.66

9.32%

Internet (50+ Mbps, Unlimited Data)

$17.61 zł 65.0

$17.26 zł 63.7

2.03%

Gym Membership (Monthly)

$43.92 zł 162

$32.39 zł 120

35.60%

Tennis Court (1 Hour on Weekend)

$28.47 zł 105

$16.56 zł 61.1

71.92%

Cinema Ticket

$9.74 zł 35.93

$8.12 zł 29.96

19.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$572 zł 2,111

$138 zł 510

314.13%

International Primary School, 1 Child (Yearly)

$15.5K zł 57.3K

$15.9K zł 58.7K

-2.39%

Jeans (Levis 501 Or Similar)

$99.1 zł 366

$96.1 zł 355

3.17%

Summer Dress (H&M, Zara, etc)

$46.94 zł 173

$47.59 zł 176

-1.37%

Sport Shoes (Adidas, Nike)

$93.5 zł 345

$80.8 zł 298

15.69%

Men's Leather Business Shoes

$111 zł 410

$108 zł 400

2.54%

1-bedroom Apartment, City Center (Monthly)

$1,136 zł 4,191

$661 zł 2,438

71.89%

1-bedroom Apartment, Outside City Center (Monthly)

$893 zł 3,294

$534 zł 1,970

67.21%

3-bedroom Apartment, City Center (Monthly)

$2,037 zł 7,515

$977 zł 3,603

108.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,554 zł 5,734

$615 zł 2,269

152.71%

Buy Apartment in City Center (m2)

$6,495 zł 24.0K

$3,668 zł 13.5K

77.06%

Buy Apartment Outside City Center (m2)

$4,056 zł 15.0K

$2,597 zł 9,582

56.21%

Average Monthly Net Salary (After Tax)

$2,204 zł 8,134

$1,670 zł 6,163

31.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

5.81

29.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: March 3, 2026

Last update for Olsztyn: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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