Cost of Living Comparison Between Warsaw and Kielce Cost of Living Comparison Between Warsaw and Kielce

Monthly Cost of Living

Monthly costs for one person with rent: $2,025 in Warsaw versus $1,314 in Kielce.

Estimated couple costs with rent: $2,904 in Warsaw versus $1,874 in Kielce.

Monthly costs for a family of three with rent: $3,783 in Warsaw versus $2,433 in Kielce.

Living in Warsaw is roughly 54% more expensive than in Kielce, driven mainly by Groceries & Markets.

The two cities straddle the global median: Warsaw is 52% above, Kielce is 2% below.

Meal at Budget Restaurant

$10.75 zł 40.77

$10.96 zł 41.58

-1.92%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$41.47 zł 157

36.56%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$6.74 zł 25.57

40.21%

Cappuccino

$4.17 zł 15.81

$2.96 zł 11.21

40.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$2.13 zł 8.10

-1.41%

Water (0.33 liter bottle)

$1.83 zł 6.93

$0.84 zł 3.19

117.86%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$3.18 zł 12.07

40.57%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$4.15 zł 15.75

9.40%

Milk (1 liter)

$1.19 zł 4.51

$0.97 zł 3.68

22.68%

White Bread (500g)

$1.42 zł 5.40

$1.44 zł 5.47

-1.39%

Rice (white) (1kg)

$1.79 zł 6.79

$1.19 zł 4.50

50.42%

Eggs

$3.57 zł 13.56

$3.44 zł 13.05

3.78%

Local Cheese (1kg)

$9.98 zł 37.88

$8.85 zł 33.57

12.77%

Chicken Fillets (1kg)

$6.92 zł 26.27

$6.71 zł 25.47

3.13%

Beef Round Steak (1kg)

$14.53 zł 55.1

$12.45 zł 47.24

16.71%

Apples (1kg)

$1.30 zł 4.93

$0.97 zł 3.69

34.02%

Banana (1kg)

$1.86 zł 7.06

$1.52 zł 5.78

22.37%

Oranges (1kg)

$1.93 zł 7.34

$1.60 zł 6.06

20.62%

Tomato (1kg)

$3.77 zł 14.29

$2.78 zł 10.54

35.61%

Potato (1kg)

$1.06 zł 4.00

$0.59 zł 2.25

79.66%

Onion (1kg)

$1.24 zł 4.70

$0.59 zł 2.23

110.17%

Lettuce (1 head)

$1.44 zł 5.47

$1.71 zł 6.50

-15.79%

Water (1.5 liter bottle)

$0.72 zł 2.73

$0.47 zł 1.78

53.19%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$5.10 zł 19.36

8.82%

Wine (Bottle)

$7.75 zł 29.40

$6.39 zł 24.23

21.28%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.29 zł 4.90

6.20%

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.51 zł 5.73

23.84%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.07 zł 4.06

9.35%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$32.85 zł 125

-9.80%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$2.47 zł 9.37

7.69%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$0.72 zł 2.73

41.67%

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$14.94 zł 56.7

-10.64%

Gasoline (1 liter)

$1.79 zł 6.78

$1.70 zł 6.43

5.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$33.8K zł 128.4K

-3.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$30.0K zł 113.9K

8.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$208 zł 788

71.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$8.10 zł 30.75

26.30%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$11.90 zł 45.15

46.97%

Gym Membership (Monthly)

$44.37 zł 168

$31.05 zł 118

42.90%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$20.52 zł 77.9

42.20%

Cinema Ticket

$9.39 zł 35.63

$8.08 zł 30.66

16.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$285 zł 1,082

100.29%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$5,925 zł 22.5K

158.66%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$76.1 zł 289

29.71%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$48.65 zł 185

-3.41%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$80.0 zł 304

18.31%

Men's Leather Business Shoes

$109 zł 415

$111 zł 421

-1.40%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$548 zł 2,081

106.92%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$459 zł 1,742

100.82%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$776 zł 2,945

169.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$586 zł 2,223

160.41%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$3,186 zł 12.1K

98.44%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$2,524 zł 9,578

55.24%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

$1,361 zł 5,164

57.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

5.97

26.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Kielce: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,135 in Warsaw and $548 in Kielce. Housing cost is often the main lever when comparing two cities.

Warsaw pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Warsaw vs $41.00 in Kielce for a mid-range dinner for two. Groceries echo the gap at $246 vs $212 per month, with Kielce cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Kielce: Cost of Living - Frequently Asked Questions

Kielce is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 54% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 58% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,135 in Warsaw versus $548 in Kielce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,025 per month in Warsaw versus $1,314 in Kielce – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kielce runs roughly 11% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,314 in Kielce versus $2,025 in Warsaw, a $1,500 budget is realistic in Kielce but tight or insufficient in Warsaw. The gap between the two cities makes Kielce the clear choice for anyone on this budget.

For families, Kielce is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Warsaw and Kielce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kielce gentler on the wallet – expenses run 54% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.