Cost of Living Comparison Between Warsaw and Kielce Cost of Living Comparison Between Warsaw and Kielce

Monthly Cost of Living

Monthly costs for one person with rent: $2,028 in Warsaw versus $1,290 in Kielce.

Estimated couple costs with rent: $2,889 in Warsaw versus $1,865 in Kielce.

Monthly costs for a family of three with rent: $3,751 in Warsaw versus $2,440 in Kielce.

Living in Warsaw is roughly 57% more expensive than Kielce, driven mainly by Groceries & Markets.

The two cities straddle the global median: Warsaw is 51% above, Kielce is 4% below.

Meal at Budget Restaurant

$11.01 zł 39.63

$11.07 zł 39.84

-0.54%

Three-Course Dinner for Two, Mid-Range

$56.5 zł 203

$41.51 zł 149

36.16%

Fast Food Meal (McDonalds, etc)

$9.70 zł 34.90

$6.65 zł 23.93

45.86%

Cappuccino

$4.25 zł 15.31

$3.05 zł 10.98

39.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 zł 7.36

$2.13 zł 7.68

-4.23%

Water (0.33 liter bottle)

$1.84 zł 6.61

$0.83 zł 2.99

121.69%

Local Beer (0.5 liter draught)

$4.61 zł 16.60

$3.22 zł 11.58

43.17%

Imported Beer (0.33 liter bottle)

$4.54 zł 16.35

$4.13 zł 14.87

9.93%

Milk (1 liter)

$1.14 zł 4.09

$0.96 zł 3.45

18.75%

White Bread (500g)

$1.42 zł 5.12

$1.44 zł 5.18

-1.39%

Rice (white) (1kg)

$1.76 zł 6.33

$1.19 zł 4.28

47.90%

Eggs

$3.63 zł 13.08

$3.32 zł 11.96

9.34%

Local Cheese (1kg)

$10.01 zł 36.03

$8.52 zł 30.66

17.49%

Chicken Fillets (1kg)

$7.23 zł 26.02

$6.75 zł 24.32

7.11%

Beef Round Steak (1kg)

$14.28 zł 51.4

$12.88 zł 46.36

10.87%

Apples (1kg)

$1.29 zł 4.65

$0.93 zł 3.34

38.71%

Banana (1kg)

$1.79 zł 6.44

$1.53 zł 5.52

16.99%

Oranges (1kg)

$2.00 zł 7.19

$1.61 zł 5.80

24.22%

Tomato (1kg)

$3.67 zł 13.20

$2.77 zł 9.96

32.49%

Potato (1kg)

$1.09 zł 3.91

$0.56 zł 2.01

94.64%

Onion (1kg)

$1.24 zł 4.45

$0.62 zł 2.23

100.00%

Lettuce (1 head)

$1.52 zł 5.46

$1.65 zł 5.94

-7.88%

Water (1.5 liter bottle)

$0.72 zł 2.61

$0.47 zł 1.70

53.19%

Cigarettes 20 Pack (Marlboro, Camel)

$5.31 zł 19.12

$5.24 zł 18.86

1.34%

Wine (Bottle)

$8.37 zł 30.12

$7.05 zł 25.39

18.72%

Local Beer (0.5 liter bottle)

$1.42 zł 5.11

$1.23 zł 4.41

15.45%

Imported Beer (0.33 liter bottle)

$1.89 zł 6.79

$1.50 zł 5.41

26.00%

One-way Ticket (Public Transport)

$1.21 zł 4.36

$1.11 zł 3.99

9.01%

Public Transport Monthly Pass (Regular Price)

$29.96 zł 108

$32.08 zł 116

-6.61%

Taxi Start (Normal Tariff)

$2.66 zł 9.58

$2.50 zł 9.01

6.40%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.66

$0.77 zł 2.77

32.47%

Taxi 1hour Waiting (Normal Tariff)

$13.31 zł 47.91

$14.88 zł 53.6

-10.55%

Gasoline (1 liter)

$1.73 zł 6.22

$1.66 zł 5.98

4.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K zł 118.7K

$33.2K zł 119.7K

-0.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K zł 120.0K

$30.0K zł 108.0K

11.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$363 zł 1,308

$215 zł 772

69.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.21 zł 36.75

$8.08 zł 29.09

26.36%

Internet (50+ Mbps, Unlimited Data)

$17.11 zł 61.6

$11.79 zł 42.45

45.12%

Gym Membership (Monthly)

$44.18 zł 159

$32.02 zł 115

37.98%

Tennis Court (1 Hour on Weekend)

$29.52 zł 106

$20.60 zł 74.2

43.30%

Cinema Ticket

$9.62 zł 34.62

$8.17 zł 29.40

17.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$575 zł 2,070

$281 zł 1,013

104.45%

International Primary School, 1 Child (Yearly)

$15.4K zł 55.4K

$6,044 zł 21.8K

154.68%

Jeans (Levis 501 Or Similar)

$98.5 zł 355

$76.7 zł 276

28.47%

Summer Dress (H&M, Zara, etc)

$47.34 zł 170

$48.61 zł 175

-2.61%

Sport Shoes (Adidas, Nike)

$95.4 zł 344

$82.8 zł 298

15.20%

Men's Leather Business Shoes

$111 zł 400

$112 zł 403

-0.80%

1-bedroom Apartment, City Center (Monthly)

$1,159 zł 4,172

$559 zł 2,011

107.46%

1-bedroom Apartment, Outside City Center (Monthly)

$908 zł 3,270

$453 zł 1,630

100.57%

3-bedroom Apartment, City Center (Monthly)

$2,024 zł 7,287

$784 zł 2,824

158.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,556 zł 5,601

$599 zł 2,157

159.71%

Buy Apartment in City Center (m2)

$6,437 zł 23.2K

$3,303 zł 11.9K

94.89%

Buy Apartment Outside City Center (m2)

$4,092 zł 14.7K

$2,648 zł 9,533

54.54%

Average Monthly Net Salary (After Tax)

$2,308 zł 8,307

$1,466 zł 5,276

57.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

5.97

26.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: April 13, 2026

Last update for Kielce: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,159 in Warsaw and $559 in Kielce. Housing cost is often the main lever when comparing two cities.

Warsaw pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57 in Warsaw vs $42 in Kielce for a mid-range dinner for two. Groceries echo the gap at $248 vs $213 per month, with Kielce cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Kielce: Cost of Living - Frequently Asked Questions

Kielce is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 57% gap adds up to real monthly savings that compound significantly over time.

Warsaw pays 57% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,159 in Warsaw versus $559 in Kielce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,028 per month in Warsaw versus $1,290 in Kielce – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kielce runs roughly 7% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,290 in Kielce versus $2,028 in Warsaw, a $1,500 budget is realistic in Kielce but tight or insufficient in Warsaw. The gap between the two cities makes Kielce the clear choice for anyone on this budget.

For families, Kielce is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Warsaw and Kielce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kielce gentler on the wallet – expenses run 57% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.