Cost of Living Comparison Between Kielce and Warsaw Cost of Living Comparison Between Kielce and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,290 in Kielce versus $2,028 in Warsaw.

Estimated couple costs with rent: $1,865 in Kielce versus $2,889 in Warsaw.

Monthly costs for a family of three with rent: $2,440 in Kielce versus $3,751 in Warsaw.

Living in Kielce costs roughly 36% less than in Warsaw, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kielce is 4% below, Warsaw is 51% above.

Meal at Budget Restaurant

$11.07 zł 39.84

$11.01 zł 39.63

0.54%

Three-Course Dinner for Two, Mid-Range

$41.51 zł 149

$56.5 zł 203

-26.56%

Fast Food Meal (McDonalds, etc)

$6.65 zł 23.93

$9.70 zł 34.90

-31.44%

Cappuccino

$3.05 zł 10.98

$4.25 zł 15.31

-28.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 zł 7.68

$2.04 zł 7.36

4.41%

Water (0.33 liter bottle)

$0.83 zł 2.99

$1.84 zł 6.61

-54.89%

Local Beer (0.5 liter draught)

$3.22 zł 11.58

$4.61 zł 16.60

-30.15%

Imported Beer (0.33 liter bottle)

$4.13 zł 14.87

$4.54 zł 16.35

-9.03%

Milk (1 liter)

$0.96 zł 3.45

$1.14 zł 4.09

-15.79%

White Bread (500g)

$1.44 zł 5.18

$1.42 zł 5.12

1.41%

Rice (white) (1kg)

$1.19 zł 4.28

$1.76 zł 6.33

-32.39%

Eggs

$3.32 zł 11.96

$3.63 zł 13.08

-8.54%

Local Cheese (1kg)

$8.52 zł 30.66

$10.01 zł 36.03

-14.89%

Chicken Fillets (1kg)

$6.75 zł 24.32

$7.23 zł 26.02

-6.64%

Beef Round Steak (1kg)

$12.88 zł 46.36

$14.28 zł 51.4

-9.80%

Apples (1kg)

$0.93 zł 3.34

$1.29 zł 4.65

-27.91%

Banana (1kg)

$1.53 zł 5.52

$1.79 zł 6.44

-14.53%

Oranges (1kg)

$1.61 zł 5.80

$2.00 zł 7.19

-19.50%

Tomato (1kg)

$2.77 zł 9.96

$3.67 zł 13.20

-24.52%

Potato (1kg)

$0.56 zł 2.01

$1.09 zł 3.91

-48.62%

Onion (1kg)

$0.62 zł 2.23

$1.24 zł 4.45

-50.00%

Lettuce (1 head)

$1.65 zł 5.94

$1.52 zł 5.46

8.55%

Water (1.5 liter bottle)

$0.47 zł 1.70

$0.72 zł 2.61

-34.72%

Cigarettes 20 Pack (Marlboro, Camel)

$5.24 zł 18.86

$5.31 zł 19.12

-1.32%

Wine (Bottle)

$7.05 zł 25.39

$8.37 zł 30.12

-15.77%

Local Beer (0.5 liter bottle)

$1.23 zł 4.41

$1.42 zł 5.11

-13.38%

Imported Beer (0.33 liter bottle)

$1.50 zł 5.41

$1.89 zł 6.79

-20.63%

One-way Ticket (Public Transport)

$1.11 zł 3.99

$1.21 zł 4.36

-8.26%

Public Transport Monthly Pass (Regular Price)

$32.08 zł 116

$29.96 zł 108

7.08%

Taxi Start (Normal Tariff)

$2.50 zł 9.01

$2.66 zł 9.58

-6.02%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.77

$1.02 zł 3.66

-24.51%

Taxi 1hour Waiting (Normal Tariff)

$14.88 zł 53.6

$13.31 zł 47.91

11.80%

Gasoline (1 liter)

$1.66 zł 5.98

$1.73 zł 6.22

-4.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K zł 119.7K

$33.0K zł 118.7K

0.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K zł 108.0K

$33.3K zł 120.0K

-9.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 zł 772

$363 zł 1,308

-40.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.08 zł 29.09

$10.21 zł 36.75

-20.86%

Internet (50+ Mbps, Unlimited Data)

$11.79 zł 42.45

$17.11 zł 61.6

-31.09%

Gym Membership (Monthly)

$32.02 zł 115

$44.18 zł 159

-27.52%

Tennis Court (1 Hour on Weekend)

$20.60 zł 74.2

$29.52 zł 106

-30.22%

Cinema Ticket

$8.17 zł 29.40

$9.62 zł 34.62

-15.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 zł 1,013

$575 zł 2,070

-51.09%

International Primary School, 1 Child (Yearly)

$6,044 zł 21.8K

$15.4K zł 55.4K

-60.73%

Jeans (Levis 501 Or Similar)

$76.7 zł 276

$98.5 zł 355

-22.16%

Summer Dress (H&M, Zara, etc)

$48.61 zł 175

$47.34 zł 170

2.68%

Sport Shoes (Adidas, Nike)

$82.8 zł 298

$95.4 zł 344

-13.19%

Men's Leather Business Shoes

$112 zł 403

$111 zł 400

0.81%

1-bedroom Apartment, City Center (Monthly)

$559 zł 2,011

$1,159 zł 4,172

-51.80%

1-bedroom Apartment, Outside City Center (Monthly)

$453 zł 1,630

$908 zł 3,270

-50.14%

3-bedroom Apartment, City Center (Monthly)

$784 zł 2,824

$2,024 zł 7,287

-61.24%

3-bedroom Apartment, Outside City Center (Monthly)

$599 zł 2,157

$1,556 zł 5,601

-61.50%

Buy Apartment in City Center (m2)

$3,303 zł 11.9K

$6,437 zł 23.2K

-48.69%

Buy Apartment Outside City Center (m2)

$2,648 zł 9,533

$4,092 zł 14.7K

-35.29%

Average Monthly Net Salary (After Tax)

$1,466 zł 5,276

$2,308 zł 8,307

-36.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.97

7.55

-20.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kielce: April 12, 2026

Last update for Warsaw: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $559 in Kielce and $1,159 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $42 in Kielce vs $57 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $213 vs $248 per month, with Kielce cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kielce vs Warsaw: Cost of Living - Frequently Asked Questions

Kielce is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 57% gap adds up to real monthly savings that compound significantly over time.

On paper, Warsaw earns 57% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $559 in Kielce versus $1,159 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,290 per month in Kielce versus $2,028 in Warsaw – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kielce runs roughly 7% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,290 in Kielce versus $2,028 in Warsaw, a $1,500 budget is realistic in Kielce but tight or insufficient in Warsaw. The gap between the two cities makes Kielce the clear choice for anyone on this budget.

For families, Kielce is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kielce and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kielce gentler on the wallet – expenses run 57% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.