Cost of Living Comparison Between Kielce and Warsaw Cost of Living Comparison Between Kielce and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,480 in Kielce versus $2,184 in Warsaw.

Estimated couple costs with rent: $2,093 in Kielce versus $3,125 in Warsaw.

Monthly costs for a family of three with rent: $2,706 in Kielce versus $4,066 in Warsaw.

Living in Kielce costs roughly 32% less than in Warsaw, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Kielce 8% above, Warsaw 59% above.

Meal at Budget Restaurant

$12.28 zł 45.61

$12.19 zł 45.27

0.74%

Three-Course Dinner for Two, Mid-Range

$40.41 zł 150

$61.8 zł 229

-34.56%

Fast Food Meal (McDonalds, etc)

$7.99 zł 29.69

$10.60 zł 39.38

-24.62%

Cappuccino

$2.96 zł 11.00

$4.61 zł 17.14

-35.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 zł 5.53

$2.52 zł 9.36

-40.87%

Water (0.33 liter bottle)

$1.13 zł 4.19

$2.40 zł 8.92

-52.92%

Local Beer (0.5 liter draught)

$3.73 zł 13.85

$4.86 zł 18.04

-23.25%

Imported Beer (0.33 liter bottle)

$4.15 zł 15.41

$5.24 zł 19.48

-20.80%

Milk (1 liter)

$1.16 zł 4.32

$1.15 zł 4.28

0.87%

White Bread (500g)

$1.46 zł 5.43

$1.58 zł 5.88

-7.59%

Rice (white) (1kg)

$1.20 zł 4.46

$1.82 zł 6.74

-34.07%

Eggs

$3.43 zł 12.75

$3.98 zł 14.77

-13.82%

Local Cheese (1kg)

$7.41 zł 27.52

$9.70 zł 36.03

-23.61%

Chicken Fillets (1kg)

$6.75 zł 25.07

$7.33 zł 27.21

-7.91%

Beef Round Steak (1kg)

$9.59 zł 35.61

$15.32 zł 56.9

-37.40%

Apples (1kg)

$0.98 zł 3.64

$1.32 zł 4.92

-25.76%

Banana (1kg)

$1.59 zł 5.89

$1.78 zł 6.62

-10.67%

Oranges (1kg)

$1.31 zł 4.85

$1.84 zł 6.84

-28.80%

Tomato (1kg)

$2.44 zł 9.08

$4.06 zł 15.10

-39.90%

Potato (1kg)

$0.73 zł 2.73

$0.94 zł 3.47

-22.34%

Onion (1kg)

$0.81 zł 3.00

$0.93 zł 3.44

-12.90%

Lettuce (1 head)

$1.04 zł 3.88

$1.57 zł 5.82

-33.76%

Water (1.5 liter bottle)

$0.69 zł 2.55

$0.72 zł 2.68

-4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.39 zł 20.04

$6.54 zł 24.28

-17.58%

Wine (Bottle)

$6.67 zł 24.77

$6.63 zł 24.64

0.60%

Local Beer (0.5 liter bottle)

$1.25 zł 4.64

$1.14 zł 4.24

9.65%

Imported Beer (0.33 liter bottle)

$1.51 zł 5.60

$1.88 zł 6.99

-19.68%

One-way Ticket (Public Transport)

$1.06 zł 3.92

$1.20 zł 4.47

-11.67%

Public Transport Monthly Pass (Regular Price)

$31.73 zł 118

$29.66 zł 110

6.98%

Taxi Start (Normal Tariff)

$1.83 zł 6.81

$2.63 zł 9.77

-30.42%

Taxi (Normal Tariff) (1km)

$1.08 zł 4.02

$1.32 zł 4.89

-18.18%

Taxi 1hour Waiting (Normal Tariff)

$11.28 zł 41.90

$13.55 zł 50.3

-16.75%

Gasoline (1 liter)

$1.63 zł 6.05

$1.68 zł 6.24

-2.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K zł 119.9K

0.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K zł 107.4K

$32.0K zł 118.9K

-9.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$241 zł 895

$372 zł 1,381

-35.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.84 zł 32.84

$8.79 zł 32.64

0.57%

Internet (50+ Mbps, Unlimited Data)

$15.79 zł 58.7

$17.37 zł 64.5

-9.10%

Gym Membership (Monthly)

$40.83 zł 152

$51.6 zł 192

-20.84%

Tennis Court (1 Hour on Weekend)

$19.95 zł 74.1

$29.74 zł 110

-32.92%

Cinema Ticket

$7.92 zł 29.43

$9.82 zł 36.49

-19.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$274 zł 1,017

$608 zł 2,259

-54.96%

International Primary School, 1 Child (Yearly)

$8,468 zł 31.5K

$15.4K zł 57.2K

-45.02%

Jeans (Levis 501 Or Similar)

$77.3 zł 287

$115 zł 428

-32.87%

Summer Dress (H&M, Zara, etc)

$37.07 zł 138

$42.18 zł 157

-12.11%

Sport Shoes (Adidas, Nike)

$82.1 zł 305

$116 zł 429

-28.96%

Men's Leather Business Shoes

$109 zł 404

$125 zł 466

-13.25%

1-bedroom Apartment, City Center (Monthly)

$729 zł 2,708

$1,250 zł 4,642

-41.67%

1-bedroom Apartment, Outside City Center (Monthly)

$589 zł 2,190

$984 zł 3,655

-40.08%

3-bedroom Apartment, City Center (Monthly)

$1,030 zł 3,827

$2,138 zł 7,942

-51.81%

3-bedroom Apartment, Outside City Center (Monthly)

$845 zł 3,140

$1,550 zł 5,757

-45.46%

Buy Apartment in City Center (m2)

$3,221 zł 12.0K

$6,397 zł 23.8K

-49.65%

Buy Apartment Outside City Center (m2)

$2,566 zł 9,531

$4,118 zł 15.3K

-37.70%

Average Monthly Net Salary (After Tax)

$1,417 zł 5,266

$2,103 zł 7,812

-32.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.68

-3.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kielce: August 30, 2026

Last update for Warsaw: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $729 in Kielce and $1,250 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 48% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Kielce vs $62.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $200 vs $250 per month, with Kielce cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kielce vs Warsaw: Cost of Living - Frequently Asked Questions

Kielce is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 48% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 48% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $729 in Kielce versus $1,250 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,480 per month in Kielce versus $2,184 in Warsaw – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kielce runs roughly 7% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,480 in Kielce versus $2,184 in Warsaw, a $1,500 budget is realistic in Kielce but tight or insufficient in Warsaw. The gap between the two cities makes Kielce the clear choice for anyone on this budget.

For families, Kielce is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kielce and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kielce gentler on the wallet – expenses run 48% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.