Cost of Living Comparison Between Kielce and Warsaw Cost of Living Comparison Between Kielce and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,309 in Kielce versus $2,040 in Warsaw.

Estimated couple costs with rent: $1,852 in Kielce versus $2,889 in Warsaw.

Monthly costs for a family of three with rent: $2,394 in Kielce versus $3,737 in Warsaw.

Living in Kielce costs roughly 36% less than in Warsaw, driven mainly by Eating Out.

The two cities straddle the global median: Kielce is 2% below, Warsaw is 52% above.

Meal at Budget Restaurant

$10.75 zł 39.20

$11.04 zł 40.27

-2.63%

Three-Course Dinner for Two, Mid-Range

$40.40 zł 147

$58.1 zł 212

-30.49%

Fast Food Meal (McDonalds, etc)

$6.58 zł 23.98

$9.74 zł 35.52

-32.44%

Cappuccino

$3.02 zł 11.02

$4.29 zł 15.64

-29.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.68

$2.11 zł 7.70

Water (0.33 liter bottle)

$0.85 zł 3.10

$1.81 zł 6.62

-53.04%

Local Beer (0.5 liter draught)

$3.18 zł 11.59

$4.45 zł 16.23

-28.54%

Imported Beer (0.33 liter bottle)

$3.99 zł 14.53

$4.68 zł 17.08

-14.74%

Milk (1 liter)

$1.02 zł 3.72

$1.15 zł 4.20

-11.30%

White Bread (500g)

$1.44 zł 5.24

$1.36 zł 4.97

5.88%

Rice (white) (1kg)

$1.17 zł 4.28

$1.84 zł 6.70

-36.41%

Eggs

$3.26 zł 11.89

$3.63 zł 13.24

-10.19%

Local Cheese (1kg)

$8.69 zł 31.70

$10.11 zł 36.87

-14.05%

Chicken Fillets (1kg)

$6.78 zł 24.70

$6.98 zł 25.45

-2.87%

Beef Round Steak (1kg)

$12.82 zł 46.74

$14.55 zł 53.1

-11.89%

Apples (1kg)

$0.94 zł 3.41

$1.29 zł 4.71

-27.13%

Banana (1kg)

$1.47 zł 5.37

$1.79 zł 6.51

-17.88%

Oranges (1kg)

$1.60 zł 5.84

$1.94 zł 7.06

-17.53%

Tomato (1kg)

$2.82 zł 10.27

$3.62 zł 13.21

-22.10%

Potato (1kg)

$0.60 zł 2.17

$1.06 zł 3.86

-43.40%

Onion (1kg)

$0.58 zł 2.12

$1.18 zł 4.29

-50.85%

Lettuce (1 head)

$1.71 zł 6.22

$1.44 zł 5.25

18.75%

Water (1.5 liter bottle)

$0.47 zł 1.71

$0.67 zł 2.43

-29.85%

Cigarettes 20 Pack (Marlboro, Camel)

$5.14 zł 18.73

$5.29 zł 19.30

-2.84%

Wine (Bottle)

$6.76 zł 24.64

$8.29 zł 30.24

-18.46%

Local Beer (0.5 liter bottle)

$1.28 zł 4.65

$1.43 zł 5.20

-10.49%

Imported Beer (0.33 liter bottle)

$1.50 zł 5.49

$1.88 zł 6.86

-20.21%

One-way Ticket (Public Transport)

$1.12 zł 4.09

$1.16 zł 4.23

-3.45%

Public Transport Monthly Pass (Regular Price)

$32.78 zł 120

$29.77 zł 109

10.11%

Taxi Start (Normal Tariff)

$2.38 zł 8.66

$2.63 zł 9.60

-9.51%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.68

$0.98 zł 3.56

-25.51%

Taxi 1hour Waiting (Normal Tariff)

$15.04 zł 54.9

$13.42 zł 48.95

12.07%

Gasoline (1 liter)

$1.73 zł 6.30

$1.71 zł 6.23

1.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K zł 123.8K

$33.4K zł 121.8K

1.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K zł 106.9K

$33.6K zł 122.5K

-12.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 zł 758

$357 zł 1,302

-41.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.44 zł 30.76

$10.03 zł 36.58

-15.85%

Internet (50+ Mbps, Unlimited Data)

$12.20 zł 44.48

$17.56 zł 64.0

-30.52%

Gym Membership (Monthly)

$30.98 zł 113

$44.87 zł 164

-30.96%

Tennis Court (1 Hour on Weekend)

$20.39 zł 74.4

$29.23 zł 107

-30.24%

Cinema Ticket

$8.02 zł 29.24

$9.70 zł 35.36

-17.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 zł 1,002

$580 zł 2,114

-52.60%

International Primary School, 1 Child (Yearly)

$5,920 zł 21.6K

$15.7K zł 57.1K

-62.22%

Jeans (Levis 501 Or Similar)

$77.3 zł 282

$99.2 zł 362

-22.10%

Summer Dress (H&M, Zara, etc)

$49.17 zł 179

$46.99 zł 171

4.64%

Sport Shoes (Adidas, Nike)

$80.4 zł 293

$92.5 zł 337

-13.07%

Men's Leather Business Shoes

$112 zł 408

$111 zł 404

1.17%

1-bedroom Apartment, City Center (Monthly)

$558 zł 2,035

$1,161 zł 4,233

-51.92%

1-bedroom Apartment, Outside City Center (Monthly)

$446 zł 1,626

$890 zł 3,244

-49.86%

3-bedroom Apartment, City Center (Monthly)

$793 zł 2,891

$2,033 zł 7,414

-61.01%

3-bedroom Apartment, Outside City Center (Monthly)

$597 zł 2,178

$1,526 zł 5,566

-60.88%

Buy Apartment in City Center (m2)

$3,348 zł 12.2K

$6,283 zł 22.9K

-46.71%

Buy Apartment Outside City Center (m2)

$2,589 zł 9,442

$4,074 zł 14.9K

-36.44%

Average Monthly Net Salary (After Tax)

$1,435 zł 5,233

$2,228 zł 8,126

-35.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.97

7.55

-20.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kielce: May 31, 2026

Last update for Warsaw: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $558 in Kielce and $1,161 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Kielce vs $58.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $213 vs $246 per month, with Kielce cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kielce vs Warsaw: Cost of Living - Frequently Asked Questions

Kielce is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 56% gap adds up to real monthly savings that compound significantly over time.

On paper, Warsaw earns 55% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $558 in Kielce versus $1,161 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,309 per month in Kielce versus $2,040 in Warsaw – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kielce runs roughly 10% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,309 in Kielce versus $2,040 in Warsaw, a $1,500 budget is realistic in Kielce but tight or insufficient in Warsaw. The gap between the two cities makes Kielce the clear choice for anyone on this budget.

For families, Kielce is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kielce and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kielce gentler on the wallet – expenses run 56% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.