Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Khoy

For one person, living is cheaper in Khoy: $349 a month against $2,032 in Warsaw, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Warsaw
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Warsaw Living Index
17

Cost of Living Index in Khoy
Learn more

Khoy Living Index

Jump to prices

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Khoy

🇮🇷 Iran

$349

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Khoy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Khoy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,032 in Warsaw versus $349 in Khoy.

Warsaw $2,032
Khoy $349

Estimated couple costs with rent: $2,918 in Warsaw versus $713 in Khoy.

Warsaw $2,918
Khoy $713

Monthly costs for a family of three with rent: $3,804 in Warsaw versus $1,078 in Khoy.

Warsaw $3,804
Khoy $1,078

Living in Warsaw is roughly 482% more expensive than in Khoy, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Warsaw is 50% above, Khoy is 74% below.

Meal at Budget Restaurant

$11.51 zł 44.72

$1.83 $1.83

528.96%

Three-Course Dinner for Two, Mid-Range

$60.6 zł 236

$16.03 $16.03

278.23%

Fast Food Meal (McDonalds, etc)

$10.00 zł 38.87

$4.38 $4.38

128.31%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.68 $0.68

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.11 $1.11

Cappuccino

$4.17 zł 16.22

$1.09 $1.09

282.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 zł 8.81

$0.48 $0.48

372.92%

Water (0.33 liter bottle)

$2.21 zł 8.61

$0.96 $0.96

130.21%

Local Beer (0.5 liter draught)

$4.60 zł 17.87

Imported Beer (0.33 liter bottle)

$5.01 zł 19.47

Milk (1 liter)

$1.05 zł 4.07

$0.64 $0.64

64.06%

White Bread (500g)

$1.52 zł 5.90

$0.49 $0.49

210.20%

Rice (white) (1kg)

$1.54 zł 6.00

$2.08 $2.08

-25.96%

Eggs

$3.76 zł 14.60

$1.23 $1.23

205.69%

Local Cheese (1kg)

$8.55 zł 33.22

$4.50 $4.50

90.00%

Chicken Fillets (1kg)

$6.29 zł 24.43

$3.45 $3.45

82.32%

Beef Round Steak (1kg)

$14.54 zł 56.5

$10.03 $10.03

44.97%

Apples (1kg)

$1.17 zł 4.55

$1.01 $1.01

15.84%

Banana (1kg)

$1.73 zł 6.73

$1.41 $1.41

22.70%

Oranges (1kg)

$1.71 zł 6.66

$1.12 $1.12

52.68%

Tomato (1kg)

$4.04 zł 15.71

$0.63 $0.63

541.27%

Potato (1kg)

$0.91 zł 3.53

$0.55 $0.55

65.45%

Onion (1kg)

$0.86 zł 3.34

$0.61 $0.61

40.98%

Lettuce (1 head)

$1.39 zł 5.39

$0.54 $0.54

157.41%

Water (1.5 liter bottle)

$0.69 zł 2.67

$0.27 $0.27

155.56%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.81 $0.81

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.54 $0.54

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.51 $1.51

Cigarettes 20 Pack (Marlboro, Camel)

$6.19 zł 24.04

$2.46 $2.46

151.63%

Wine (Bottle)

$6.46 zł 25.10

Local Beer (0.5 liter bottle)

$1.10 zł 4.28

Imported Beer (0.33 liter bottle)

$1.63 zł 6.35

One-way Ticket (Public Transport)

$1.11 zł 4.31

$0.14 $0.14

692.86%

Public Transport Monthly Pass (Regular Price)

$28.52 zł 111

$9.53 $9.53

199.27%

Taxi Start (Normal Tariff)

$2.47 zł 9.58

$0.35 $0.35

605.71%

Taxi (Normal Tariff) (1km)

$1.31 zł 5.08

$0.32 $0.32

309.38%

Taxi 1hour Waiting (Normal Tariff)

$12.87 zł 50.0

$2.74 $2.74

369.71%

Gasoline (1 liter)

$1.75 zł 6.80

$0.10 $0.10

1650.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K zł 119.4K

$50.8K $50.8K

-39.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K zł 119.5K

$43.7K $43.7K

-29.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 zł 1,324

$13.17 $13.17

2488.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.00 zł 34.95

$2.15 $2.15

318.60%

Internet (50+ Mbps, Unlimited Data)

$16.19 zł 62.9

$3.73 $3.73

334.05%

Gym Membership (Monthly)

$45.81 zł 178

$18.35 $18.35

149.65%

Tennis Court (1 Hour on Weekend)

$27.81 zł 108

$14.29 $14.29

94.61%

Cinema Ticket

$9.04 zł 35.12

$1.99 $1.99

354.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$594 zł 2,306

$94.6 $94.6

527.40%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.6K

$2,250 $2,250

536.24%

Jeans (Levis 501 Or Similar)

$109 zł 424

$22.83 $22.83

377.57%

Summer Dress (H&M, Zara, etc)

$40.12 zł 156

$28.20 $28.20

42.27%

Sport Shoes (Adidas, Nike)

$104 zł 405

$85.8 $85.8

21.51%

Men's Leather Business Shoes

$111 zł 431

$27.23 $27.23

307.49%

1-bedroom Apartment, City Center (Monthly)

$1,181 zł 4,587

$92.0 $92.0

1183.41%

1-bedroom Apartment, Outside City Center (Monthly)

$942 zł 3,659

$60.2 $60.2

1464.49%

3-bedroom Apartment, City Center (Monthly)

$2,074 zł 8,056

$801 $801

158.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 zł 5,958

$358 $358

328.55%

Buy Apartment in City Center (m2)

$5,932 zł 23.0K

$1,154 $1,154

414.14%

Buy Apartment Outside City Center (m2)

$3,836 zł 14.9K

$527 $527

628.17%

Average Monthly Net Salary (After Tax)

$2,049 zł 7,959

$213 $213

863.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

24.3

-72.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 10, 2026

Last update for Khoy: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$942 46.4%

Khoy

$60 17.3% 93.6% $882

Monthly Utilities & Internet

Warsaw

$366 18%

Khoy

$19 5.5% 94.8% $347

Groceries & Markets

Warsaw

$231 11.4%

Khoy

$115 32.9% 50.3% $116

Eating Out

Warsaw

$223 11%

Khoy

$47 13.4% 79.1% $177

Clothing & Footwear

Warsaw

$164 8.1%

Khoy

$74 21.2% 55% $90

Sport & Entertainment

Warsaw

$64 3.1%

Khoy

$22 6.4% 65.1% $42

Getting Around

Warsaw

$42 2.1%

Khoy

$12 3.5% 71.3% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,181 in Warsaw and $92.0 in Khoy. Housing cost is often the main lever when comparing two cities.

Warsaw pays 864% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Warsaw vs $16.00 in Khoy for a mid-range dinner for two. Groceries echo the gap at $231 vs $115 per month, with Khoy cheaper across the board.

Good to know

🇵🇱 Warsaw

🇮🇷 Khoy

🕒 Local time

16:04 4:04 PM

17:34 5:34 PM

1 h 30 min ahead of Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

198,845

💱 Currency

Polish Złoty PLN zł

USD USD

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PLN in detail →

On the map

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Between locations

Warsaw Khoy 2,390 km ≈ 3 h 30 min nonstop flight

From you

Warsaw
Khoy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Khoy: Cost of Living - Frequently Asked Questions

Warsaw and Khoy differ by about 482% in total monthly costs ($2,032 vs $349 including rent). Khoy is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 864% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,181 in Warsaw versus $92.0 in Khoy. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Khoy – a meal for two runs $16.00 versus $61.0 in Warsaw. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,032 per month in Warsaw versus $349 in Khoy – a 482% gap that adds up to real savings over time for anyone picking the cheaper option.

At $349 in Khoy versus $2,032 in Warsaw, a $2,000 budget is realistic in Khoy but tight or insufficient in Warsaw. The gap between the two cities makes Khoy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Warsaw and Khoy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khoy gentler on the wallet – expenses run 482% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.