Last update: Oct 2026

Cost of Living Comparison Between Khoy and Warsaw

For one person, living is cheaper in Khoy: $349 a month against $2,032 in Warsaw, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Khoy
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Khoy Living Index
99

Cost of Living Index in Warsaw
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Warsaw Living Index

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Khoy

🇮🇷 Iran

$349

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Khoy and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Khoy and in Warsaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $349 in Khoy versus $2,032 in Warsaw.

Khoy $349
Warsaw $2,032

Estimated couple costs with rent: $713 in Khoy versus $2,918 in Warsaw.

Khoy $713
Warsaw $2,918

Monthly costs for a family of three with rent: $1,078 in Khoy versus $3,804 in Warsaw.

Khoy $1,078
Warsaw $3,804

Living in Khoy costs roughly 83% less than in Warsaw, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Khoy is 74% below, Warsaw is 50% above.

Meal at Budget Restaurant

$1.83 $1.83

$11.51 zł 44.72

-84.10%

Three-Course Dinner for Two, Mid-Range

$16.03 $16.03

$60.6 zł 236

-73.56%

Fast Food Meal (McDonalds, etc)

$4.38 $4.38

$10.00 zł 38.87

-56.20%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.68 $0.68

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.11 $1.11

Cappuccino

$1.09 $1.09

$4.17 zł 16.22

-73.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 $0.48

$2.27 zł 8.81

-78.85%

Water (0.33 liter bottle)

$0.96 $0.96

$2.21 zł 8.61

-56.56%

Local Beer (0.5 liter draught)

$4.60 zł 17.87

Imported Beer (0.33 liter bottle)

$5.01 zł 19.47

Milk (1 liter)

$0.64 $0.64

$1.05 zł 4.07

-39.05%

White Bread (500g)

$0.49 $0.49

$1.52 zł 5.90

-67.76%

Rice (white) (1kg)

$2.08 $2.08

$1.54 zł 6.00

35.06%

Eggs

$1.23 $1.23

$3.76 zł 14.60

-67.29%

Local Cheese (1kg)

$4.50 $4.50

$8.55 zł 33.22

-47.37%

Chicken Fillets (1kg)

$3.45 $3.45

$6.29 zł 24.43

-45.15%

Beef Round Steak (1kg)

$10.03 $10.03

$14.54 zł 56.5

-31.02%

Apples (1kg)

$1.01 $1.01

$1.17 zł 4.55

-13.68%

Banana (1kg)

$1.41 $1.41

$1.73 zł 6.73

-18.50%

Oranges (1kg)

$1.12 $1.12

$1.71 zł 6.66

-34.50%

Tomato (1kg)

$0.63 $0.63

$4.04 zł 15.71

-84.41%

Potato (1kg)

$0.55 $0.55

$0.91 zł 3.53

-39.56%

Onion (1kg)

$0.61 $0.61

$0.86 zł 3.34

-29.07%

Lettuce (1 head)

$0.54 $0.54

$1.39 zł 5.39

-61.15%

Water (1.5 liter bottle)

$0.27 $0.27

$0.69 zł 2.67

-60.87%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.81 $0.81

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.54 $0.54

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.51 $1.51

Cigarettes 20 Pack (Marlboro, Camel)

$2.46 $2.46

$6.19 zł 24.04

-60.26%

Wine (Bottle)

$6.46 zł 25.10

Local Beer (0.5 liter bottle)

$1.10 zł 4.28

Imported Beer (0.33 liter bottle)

$1.63 zł 6.35

One-way Ticket (Public Transport)

$0.14 $0.14

$1.11 zł 4.31

-87.39%

Public Transport Monthly Pass (Regular Price)

$9.53 $9.53

$28.52 zł 111

-66.58%

Taxi Start (Normal Tariff)

$0.35 $0.35

$2.47 zł 9.58

-85.83%

Taxi (Normal Tariff) (1km)

$0.32 $0.32

$1.31 zł 5.08

-75.57%

Taxi 1hour Waiting (Normal Tariff)

$2.74 $2.74

$12.87 zł 50.0

-78.71%

Gasoline (1 liter)

$0.10 $0.10

$1.75 zł 6.80

-94.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.8K $50.8K

$30.7K zł 119.4K

65.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.7K $43.7K

$30.8K zł 119.5K

42.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$13.17 $13.17

$341 zł 1,324

-96.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.15 $2.15

$9.00 zł 34.95

-76.11%

Internet (50+ Mbps, Unlimited Data)

$3.73 $3.73

$16.19 zł 62.9

-76.96%

Gym Membership (Monthly)

$18.35 $18.35

$45.81 zł 178

-59.94%

Tennis Court (1 Hour on Weekend)

$14.29 $14.29

$27.81 zł 108

-48.62%

Cinema Ticket

$1.99 $1.99

$9.04 zł 35.12

-77.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$94.6 $94.6

$594 zł 2,306

-84.06%

International Primary School, 1 Child (Yearly)

$2,250 $2,250

$14.3K zł 55.6K

-84.28%

Jeans (Levis 501 Or Similar)

$22.83 $22.83

$109 zł 424

-79.06%

Summer Dress (H&M, Zara, etc)

$28.20 $28.20

$40.12 zł 156

-29.71%

Sport Shoes (Adidas, Nike)

$85.8 $85.8

$104 zł 405

-17.70%

Men's Leather Business Shoes

$27.23 $27.23

$111 zł 431

-75.46%

1-bedroom Apartment, City Center (Monthly)

$92.0 $92.0

$1,181 zł 4,587

-92.21%

1-bedroom Apartment, Outside City Center (Monthly)

$60.2 $60.2

$942 zł 3,659

-93.61%

3-bedroom Apartment, City Center (Monthly)

$801 $801

$2,074 zł 8,056

-61.35%

3-bedroom Apartment, Outside City Center (Monthly)

$358 $358

$1,533 zł 5,958

-76.67%

Buy Apartment in City Center (m2)

$1,154 $1,154

$5,932 zł 23.0K

-80.55%

Buy Apartment Outside City Center (m2)

$527 $527

$3,836 zł 14.9K

-86.27%

Average Monthly Net Salary (After Tax)

$213 $213

$2,049 zł 7,959

-89.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

24.3

6.68

263.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Khoy: October 10, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Khoy

$115 32.9%

Warsaw

$231 11.4% 101% $116

Clothing & Footwear

Khoy

$74 21.2%

Warsaw

$164 8.1% 122% $90

Accommodation & Living

Khoy

$60 17.3%

Warsaw

$942 46.4% 1465% $882

Eating Out

Khoy

$47 13.4%

Warsaw

$223 11% 379% $177

Sport & Entertainment

Khoy

$22 6.4%

Warsaw

$64 3.1% 186% $42

Monthly Utilities & Internet

Khoy

$19 5.5%

Warsaw

$366 18% 1823% $347

Getting Around

Khoy

$12 3.5%

Warsaw

$42 2.1% 248% $30

Cost Breakdown

A one-bedroom apartment in the center runs $92.0 in Khoy and $1,181 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 864% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Khoy vs $61.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $115 vs $231 per month, with Khoy cheaper across the board.

Good to know

🇮🇷 Khoy

🇵🇱 Warsaw

🕒 Local time

19:25 7:25 PM

17:55 5:55 PM

1 h 30 min behind Khoy

🌤 Weather

👥 Population

198,845

1,861,599 Capital

💱 Currency

USD USD

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.89 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – USD Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

USD exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

On the map

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Between locations

Khoy Warsaw 2,390 km ≈ 3 h 30 min nonstop flight

From you

Khoy
Warsaw

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Khoy vs Warsaw: Cost of Living - Frequently Asked Questions

Khoy and Warsaw differ by about 482% in total monthly costs ($349 vs $2,032 including rent). Khoy is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 864% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $92.0 in Khoy versus $1,181 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Khoy – a meal for two runs $16.00 versus $61.0 in Warsaw. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $349 per month in Khoy versus $2,032 in Warsaw – a 482% gap that adds up to real savings over time for anyone picking the cheaper option.

At $349 in Khoy versus $2,032 in Warsaw, a $2,000 budget is realistic in Khoy but tight or insufficient in Warsaw. The gap between the two cities makes Khoy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Khoy and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khoy gentler on the wallet – expenses run 482% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.