Last update: Nov 2026

Cost of Living Comparison Between Warsaw and Jastrzebie-zdroj

For one person, living is cheaper in Jastrzebie-zdroj: $1,542 a month against $1,995 in Warsaw, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Warsaw
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Warsaw Living Index
74

Cost of Living Index in Jastrzebie-zdroj
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Jastrzebie-zdroj Living Index

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Warsaw

🇵🇱 Poland

$1,995

/mo nomad

Jastrzebie-zdroj

🇵🇱 Poland

$1,542

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Jastrzebie-zdroj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Jastrzebie-zdroj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,995 in Warsaw versus $1,542 in Jastrzebie-zdroj.

Warsaw $1,995
Jastrzebie-zdroj $1,542

Estimated couple costs with rent: $2,866 in Warsaw versus $2,221 in Jastrzebie-zdroj.

Warsaw $2,866
Jastrzebie-zdroj $2,221

Monthly costs for a family of three with rent: $3,737 in Warsaw versus $2,899 in Jastrzebie-zdroj.

Warsaw $3,737
Jastrzebie-zdroj $2,899

Living in Warsaw is roughly 29% more expensive than in Jastrzebie-zdroj, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Warsaw 48% above, Jastrzebie-zdroj 14% above.

Meal at Budget Restaurant

$11.57 zł 45.35

$10.25 zł 40.17

12.88%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 242

$51.0 zł 200

21.16%

Fast Food Meal (McDonalds, etc)

$9.95 zł 39.01

$9.66 zł 37.87

3.00%

Cappuccino

$4.31 zł 16.89

$2.49 zł 9.78

73.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 zł 9.11

$2.11 zł 8.27

9.95%

Water (0.33 liter bottle)

$2.27 zł 8.89

$1.91 zł 7.49

18.85%

Local Beer (0.5 liter draught)

$4.54 zł 17.81

$4.10 zł 16.06

10.73%

Imported Beer (0.33 liter bottle)

$5.18 zł 20.30

$4.14 zł 16.24

25.12%

Milk (1 liter)

$1.06 zł 4.16

$1.04 zł 4.08

1.92%

White Bread (500g)

$1.54 zł 6.04

$1.55 zł 6.09

-0.65%

Rice (white) (1kg)

$1.53 zł 5.99

$1.49 zł 5.84

2.68%

Eggs

$3.80 zł 14.89

$3.94 zł 15.43

-3.55%

Local Cheese (1kg)

$8.87 zł 34.76

$9.07 zł 35.54

-2.21%

Chicken Fillets (1kg)

$6.80 zł 26.66

$6.60 zł 25.86

3.03%

Beef Round Steak (1kg)

$14.56 zł 57.1

$11.99 zł 46.98

21.43%

Apples (1kg)

$1.16 zł 4.55

$1.30 zł 5.09

-10.77%

Banana (1kg)

$1.70 zł 6.67

$1.60 zł 6.27

6.25%

Oranges (1kg)

$1.67 zł 6.56

$1.74 zł 6.81

-4.02%

Tomato (1kg)

$4.35 zł 17.07

$3.40 zł 13.34

27.94%

Potato (1kg)

$0.94 zł 3.67

$0.92 zł 3.60

2.17%

Onion (1kg)

$0.91 zł 3.56

$0.85 zł 3.33

7.06%

Lettuce (1 head)

$1.43 zł 5.60

$1.45 zł 5.69

-1.38%

Water (1.5 liter bottle)

$0.69 zł 2.72

$0.66 zł 2.60

4.55%

Cigarettes 20 Pack (Marlboro, Camel)

$6.15 zł 24.13

$6.32 zł 24.78

-2.69%

Wine (Bottle)

$6.20 zł 24.31

$7.70 zł 30.20

-19.48%

Local Beer (0.5 liter bottle)

$1.09 zł 4.29

$1.19 zł 4.67

-8.40%

Imported Beer (0.33 liter bottle)

$1.70 zł 6.64

$1.76 zł 6.90

-3.41%

One-way Ticket (Public Transport)

$1.13 zł 4.43

$1.09 zł 4.27

3.67%

Public Transport Monthly Pass (Regular Price)

$27.41 zł 107

$29.93 zł 117

-8.42%

Taxi Start (Normal Tariff)

$2.57 zł 10.07

$2.61 zł 10.23

-1.53%

Taxi (Normal Tariff) (1km)

$1.30 zł 5.08

$0.99 zł 3.88

31.31%

Taxi 1hour Waiting (Normal Tariff)

$12.56 zł 49.22

$10.03 zł 39.31

25.22%

Gasoline (1 liter)

$1.73 zł 6.79

$1.68 zł 6.58

2.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 117.6K

-0.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K zł 119.1K

$28.8K zł 112.8K

5.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,289

$332 zł 1,301

-0.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.08 zł 35.58

$9.93 zł 38.92

-8.56%

Internet (50+ Mbps, Unlimited Data)

$16.00 zł 62.7

$17.35 zł 68.0

-7.78%

Gym Membership (Monthly)

$46.70 zł 183

$38.26 zł 150

22.06%

Tennis Court (1 Hour on Weekend)

$27.92 zł 109

$21.69 zł 85.0

28.72%

Cinema Ticket

$8.80 zł 34.50

$9.05 zł 35.48

-2.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$592 zł 2,321

$485 zł 1,899

22.21%

International Primary School, 1 Child (Yearly)

$18.2K zł 71.4K

$12.1K zł 47.6K

49.89%

Jeans (Levis 501 Or Similar)

$105 zł 412

$94.8 zł 372

10.75%

Summer Dress (H&M, Zara, etc)

$38.96 zł 153

$39.59 zł 155

-1.59%

Sport Shoes (Adidas, Nike)

$108 zł 423

$92.2 zł 361

17.05%

Men's Leather Business Shoes

$112 zł 440

$107 zł 421

4.40%

1-bedroom Apartment, City Center (Monthly)

$1,150 zł 4,507

$606 zł 2,377

89.59%

1-bedroom Apartment, Outside City Center (Monthly)

$910 zł 3,568

$522 zł 2,045

74.51%

3-bedroom Apartment, City Center (Monthly)

$2,144 zł 8,404

$962 zł 3,772

122.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,456 zł 5,707

$823 zł 3,228

76.80%

Buy Apartment in City Center (m2)

$6,018 zł 23.6K

$2,889 zł 11.3K

108.29%

Buy Apartment Outside City Center (m2)

$3,852 zł 15.1K

$2,229 zł 8,736

72.86%

Average Monthly Net Salary (After Tax)

$2,052 zł 8,042

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.2

-7.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: November 2, 2026

Last update for Jastrzebie-zdroj: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$910 45.6%

Jastrzebie-zdroj

$522 33.8% 42.7% $389

Monthly Utilities & Internet

Warsaw

$354 17.7%

Jastrzebie-zdroj

$359 23.3% 1.5% $5.2

Groceries & Markets

Warsaw

$236 11.8%

Jastrzebie-zdroj

$227 14.7% 3.8% $9.1

Eating Out

Warsaw

$226 11.3%

Jastrzebie-zdroj

$186 12.1% 17.7% $40

Clothing & Footwear

Warsaw

$164 8.2%

Jastrzebie-zdroj

$150 9.8% 8.2% $14

Sport & Entertainment

Warsaw

$64 3.2%

Jastrzebie-zdroj

$56 3.7% 12.3% $7.9

Getting Around

Warsaw

$41 2.1%

Jastrzebie-zdroj

$42 2.7% 2.1% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,150 in Warsaw and $606 in Jastrzebie-zdroj. Housing cost is often the main lever when comparing two cities.

Dining out: $62 in Warsaw vs $51 in Jastrzebie-zdroj for a mid-range dinner for two. Groceries echo the gap at $236 vs $227 per month, with Jastrzebie-zdroj cheaper across the board.

Good to know

🇵🇱 Warsaw

🇵🇱 Jastrzebie-zdroj

🕒 Local time

06:28 6:28 AM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

91,235

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Jastrzebie-zdroj: Cost of Living - Frequently Asked Questions

Jastrzebie-zdroj is about 23% cheaper overall, especially in eating out, clothing, and groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,992 in Warsaw and $2,313 in Jastrzebie-zdroj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,150 in Warsaw versus $606 in Jastrzebie-zdroj. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Warsaw runs roughly 8% less than in Jastrzebie-zdroj. The price difference matters if you commute daily and watch your budget.

Childcare runs $592 in Warsaw versus $485 in Jastrzebie-zdroj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,500. Jastrzebie-zdroj is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.