Last update: Nov 2026

Cost of Living Comparison Between Warsaw and Grudziadz

For one person, living is cheaper in Grudziadz: $1,572 a month against $1,995 in Warsaw, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Warsaw
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Warsaw Living Index
76

Cost of Living Index in Grudziadz
Learn more

Grudziadz Living Index

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Warsaw

🇵🇱 Poland

$1,995

/mo nomad

Grudziadz

🇵🇱 Poland

$1,572

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Grudziadz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Grudziadz actually costs, broken down by who's living it.

A single person spends $1,995 per month in Warsaw vs $1,572 in Grudziadz, rent included.

Warsaw $1,995
Grudziadz $1,572

A couple spends around $2,866 per month in Warsaw vs $2,278 in Grudziadz, rent included.

Warsaw $2,866
Grudziadz $2,278

A family of three spends $3,737 per month in Warsaw vs $2,983 in Grudziadz, rent included.

Warsaw $3,737
Grudziadz $2,983

Warsaw costs about 27% more than Grudziadz, and outside of rent the biggest gap is in eating out.

Both Warsaw and Grudziadz sit above the global median – Warsaw by 48%, Grudziadz by 16%.

Meal at Budget Restaurant

$11.57 zł 45.35

$12.52 zł 49.09

-7.59%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 242

$49.25 zł 193

25.54%

Fast Food Meal (McDonalds, etc)

$9.95 zł 39.01

$9.06 zł 35.53

9.82%

Cappuccino

$4.31 zł 16.89

$3.42 zł 13.39

26.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 zł 9.11

$2.48 zł 9.73

-6.45%

Water (0.33 liter bottle)

$2.27 zł 8.89

$1.91 zł 7.50

18.85%

Local Beer (0.5 liter draught)

$4.54 zł 17.81

$2.97 zł 11.65

52.86%

Imported Beer (0.33 liter bottle)

$5.18 zł 20.30

$3.79 zł 14.86

36.68%

Milk (1 liter)

$1.06 zł 4.16

$1.06 zł 4.15

White Bread (500g)

$1.54 zł 6.04

$1.31 zł 5.14

17.56%

Rice (white) (1kg)

$1.53 zł 5.99

$1.36 zł 5.35

12.50%

Eggs

$3.80 zł 14.89

$3.90 zł 15.27

-2.56%

Local Cheese (1kg)

$8.87 zł 34.76

$9.98 zł 39.13

-11.12%

Chicken Fillets (1kg)

$6.80 zł 26.66

$7.56 zł 29.66

-10.05%

Beef Round Steak (1kg)

$14.56 zł 57.1

$14.89 zł 58.4

-2.22%

Apples (1kg)

$1.16 zł 4.55

$1.22 zł 4.79

-4.92%

Banana (1kg)

$1.70 zł 6.67

$1.66 zł 6.50

2.41%

Oranges (1kg)

$1.67 zł 6.56

$1.86 zł 7.31

-10.22%

Tomato (1kg)

$4.35 zł 17.07

$3.35 zł 13.15

29.85%

Potato (1kg)

$0.94 zł 3.67

$0.74 zł 2.89

27.03%

Onion (1kg)

$0.91 zł 3.56

$1.22 zł 4.78

-25.41%

Lettuce (1 head)

$1.43 zł 5.60

$1.32 zł 5.17

8.33%

Water (1.5 liter bottle)

$0.69 zł 2.72

$0.73 zł 2.86

-5.48%

Cigarettes 20 Pack (Marlboro, Camel)

$6.15 zł 24.13

$5.52 zł 21.64

11.41%

Wine (Bottle)

$6.20 zł 24.31

$7.79 zł 30.56

-20.41%

Local Beer (0.5 liter bottle)

$1.09 zł 4.29

$1.10 zł 4.29

-0.91%

Imported Beer (0.33 liter bottle)

$1.70 zł 6.64

$1.49 zł 5.84

14.09%

One-way Ticket (Public Transport)

$1.13 zł 4.43

$1.10 zł 4.30

2.73%

Public Transport Monthly Pass (Regular Price)

$27.41 zł 107

$29.28 zł 115

-6.39%

Taxi Start (Normal Tariff)

$2.57 zł 10.07

$2.01 zł 7.89

27.86%

Taxi (Normal Tariff) (1km)

$1.30 zł 5.08

$0.73 zł 2.87

78.08%

Taxi 1hour Waiting (Normal Tariff)

$12.56 zł 49.22

$10.22 zł 40.07

22.90%

Gasoline (1 liter)

$1.73 zł 6.79

$1.63 zł 6.39

6.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 117.6K

$30.6K zł 119.8K

-1.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K zł 119.1K

$29.0K zł 113.8K

4.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,289

$331 zł 1,296

-0.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.08 zł 35.58

$9.61 zł 37.66

-5.52%

Internet (50+ Mbps, Unlimited Data)

$16.00 zł 62.7

$19.16 zł 75.1

-16.49%

Gym Membership (Monthly)

$46.70 zł 183

$37.86 zł 148

23.35%

Tennis Court (1 Hour on Weekend)

$27.92 zł 109

$21.36 zł 83.7

30.71%

Cinema Ticket

$8.80 zł 34.50

$9.11 zł 35.73

-3.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$592 zł 2,321

$159 zł 622

273.44%

International Primary School, 1 Child (Yearly)

$18.2K zł 71.4K

$7,966 zł 31.2K

128.57%

Jeans (Levis 501 Or Similar)

$105 zł 412

$100 zł 393

4.89%

Summer Dress (H&M, Zara, etc)

$38.96 zł 153

$48.65 zł 191

-19.92%

Sport Shoes (Adidas, Nike)

$108 zł 423

$102 zł 401

5.61%

Men's Leather Business Shoes

$112 zł 440

$103 zł 404

8.80%

1-bedroom Apartment, City Center (Monthly)

$1,150 zł 4,507

$598 zł 2,346

92.13%

1-bedroom Apartment, Outside City Center (Monthly)

$910 zł 3,568

$510 zł 1,999

78.53%

3-bedroom Apartment, City Center (Monthly)

$2,144 zł 8,404

$976 zł 3,827

119.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,456 zł 5,707

$814 zł 3,189

78.94%

Buy Apartment in City Center (m2)

$6,018 zł 23.6K

$2,905 zł 11.4K

107.12%

Buy Apartment Outside City Center (m2)

$3,852 zł 15.1K

$2,204 zł 8,640

74.79%

Average Monthly Net Salary (After Tax)

$2,052 zł 8,042

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.52

-11.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: November 2, 2026

Last update for Grudziadz: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$910 45.6%

Grudziadz

$510 32.4% 44% $400

Monthly Utilities & Internet

Warsaw

$354 17.7%

Grudziadz

$359 22.9% 1.5% $5.4

Groceries & Markets

Warsaw

$236 11.8%

Grudziadz

$240 15.3% 1.8% $4.2

Eating Out

Warsaw

$226 11.3%

Grudziadz

$208 13.3% 7.6% $17

Clothing & Footwear

Warsaw

$164 8.2%

Grudziadz

$159 10.1% 2.7% $4.5

Sport & Entertainment

Warsaw

$64 3.2%

Grudziadz

$56 3.6% 12.8% $8.2

Getting Around

Warsaw

$41 2.1%

Grudziadz

$39 2.5% 4% $1.6

Cost Breakdown

A central one-bedroom costs $1,150 in Warsaw versus $598 in Grudziadz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $62 in Warsaw versus $49 in Grudziadz. Groceries tell a different story – $236 in Warsaw vs $240 in Grudziadz – so Warsaw wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Warsaw

🇵🇱 Grudziadz

🕒 Local time

02:12 2:12 AM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

92,552

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Grudziadz: Cost of Living - Frequently Asked Questions

Warsaw costs about 27% more than Grudziadz, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,992 per month in Warsaw and $2,359 in Grudziadz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Grudziadz, especially for central apartments: a one-bedroom in the center costs $598 there versus $1,150 in Warsaw.

A mid-range dinner for two costs $62 in Warsaw and $49 in Grudziadz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 6% less in Warsaw. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,995 in Warsaw and $1,572 in Grudziadz. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Grudziadz costs $1,572 versus $1,995 in Warsaw. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.