🙂A single person spends $1,434 per month in Grudziadz vs $2,006 in Warsaw, rent included.
🙂A couple spends around $2,129 per month in Grudziadz vs $2,899 in Warsaw, rent included.
🙂A family of three spends $2,824 per month in Grudziadz vs $3,792 in Warsaw, rent included.
🙂Grudziadz is about 29% cheaper than Warsaw, driven mainly by Groceries & Markets.
📊Both Grudziadz and Warsaw sit above the global median – Grudziadz by 7%, Warsaw by 49%.
Currency
🍽 Eating Out
Grudziadz
Warsaw
Difference
Meal at Budget Restaurant
$10.93zł 39.95
$10.90zł 39.84
0.28%
Three-Course Dinner for Two, Mid-Range
$49.77zł 182
$56.5zł 206
-11.88%
Fast Food Meal(McDonalds, etc)
$7.98zł 29.17
$9.68zł 35.38
-17.56%
Cappuccino
$3.58zł 13.07
$4.28zł 15.63
-16.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.04zł 7.45
$2.14zł 7.83
-4.67%
Water(0.33 liter bottle)
$1.75zł 6.39
$1.83zł 6.68
-4.37%
Local Beer(0.5 liter draught)
$3.70zł 13.54
$4.51zł 16.48
-17.96%
Imported Beer(0.33 liter bottle)
$3.89zł 14.20
$4.70zł 17.18
-17.23%
🛒 Groceries & Markets
Grudziadz
Warsaw
Difference
Milk(1 liter)
$1.02zł 3.74
$1.20zł 4.37
-15.00%
White Bread(500g)
$1.34zł 4.91
$1.35zł 4.93
-0.74%
Rice(white)(1kg)
$1.63zł 5.94
$1.79zł 6.53
-8.94%
Eggs
$3.34zł 12.19
$3.52zł 12.85
-5.11%
Local Cheese(1kg)
$9.80zł 35.82
$10.08zł 36.83
-2.78%
Chicken Fillets(1kg)
$6.50zł 23.75
$6.96zł 25.45
-6.61%
Beef Round Steak(1kg)
$12.08zł 44.15
$14.28zł 52.2
-15.41%
Apples(1kg)
$1.07zł 3.90
$1.29zł 4.72
-17.05%
Banana(1kg)
$1.82zł 6.66
$1.86zł 6.81
-2.15%
Oranges(1kg)
$1.69zł 6.17
$1.96zł 7.16
-13.78%
Tomato(1kg)
$2.80zł 10.24
$3.61zł 13.19
-22.44%
Potato(1kg)
$0.79zł 2.90
$1.09zł 3.97
-27.52%
Onion(1kg)
$1.12zł 4.08
$1.18zł 4.31
-5.08%
Lettuce(1 head)
$1.30zł 4.75
$1.51zł 5.52
-13.91%
Water(1.5 liter bottle)
$0.65zł 2.39
$0.67zł 2.46
-2.99%
Cigarettes 20 Pack(Marlboro, Camel)
$5.37zł 19.64
$5.35zł 19.56
0.37%
Wine(Bottle)
$7.92zł 28.94
$8.27zł 30.21
-4.23%
Local Beer(0.5 liter bottle)
$1.16zł 4.25
$1.36zł 4.98
-14.71%
Imported Beer(0.33 liter bottle)
$1.49zł 5.45
$1.94zł 7.10
-23.20%
🚌 Getting Around
Grudziadz
Warsaw
Difference
One-way Ticket(Public Transport)
$1.11zł 4.06
$1.22zł 4.44
-9.02%
Public Transport Monthly Pass(Regular Price)
$32.97zł 121
$29.89zł 109
10.30%
Taxi Start(Normal Tariff)
$2.12zł 7.76
$2.69zł 9.83
-21.19%
Taxi(Normal Tariff)(1km)
$0.85zł 3.11
$1.02zł 3.72
-16.67%
Taxi 1hour Waiting(Normal Tariff)
$10.66zł 38.94
$13.84zł 50.6
-22.98%
Gasoline(1 liter)
$1.70zł 6.22
$1.75zł 6.40
-2.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8Kzł 123.5K
$32.6Kzł 119.3K
3.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5Kzł 115.2K
$33.4Kzł 122.1K
-5.62%
🧾 Monthly Utilities & Internet
Grudziadz
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$274zł 1,003
$358zł 1,308
-23.30%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.99zł 36.52
$10.14zł 37.06
-1.48%
Internet(50+ Mbps, Unlimited Data)
$17.45zł 63.8
$17.61zł 64.4
-0.91%
🎉 Sport & Entertainment
Grudziadz
Warsaw
Difference
Gym Membership(Monthly)
$36.94zł 135
$44.24zł 162
-16.50%
Tennis Court(1 Hour on Weekend)
$19.93zł 72.8
$29.04zł 106
-31.37%
Cinema Ticket
$7.75zł 28.32
$9.78zł 35.76
-20.76%
🧸 Childcare & Education
Grudziadz
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$411zł 1,504
$570zł 2,084
-27.84%
International Primary School, 1 Child(Yearly)
$6,515zł 23.8K
$15.3Kzł 56.0K
-57.51%
👕👟 Clothing & Footwear
Grudziadz
Warsaw
Difference
Jeans(Levis 501 Or Similar)
$90.1zł 329
$97.9zł 358
-8.03%
Summer Dress(H&M, Zara, etc)
$37.05zł 135
$46.82zł 171
-20.87%
Sport Shoes(Adidas, Nike)
$95.1zł 348
$92.6zł 338
2.77%
Men's Leather Business Shoes
$102zł 374
$110zł 400
-6.62%
🏠 Accommodation & Living
Grudziadz
Warsaw
Difference
1-bedroom Apartment, City Center(Monthly)
$636zł 2,324
$1,121zł 4,097
-43.29%
1-bedroom Apartment, Outside City Center(Monthly)
$485zł 1,772
$912zł 3,333
-46.83%
3-bedroom Apartment, City Center(Monthly)
$969zł 3,542
$2,032zł 7,429
-52.31%
3-bedroom Apartment, Outside City Center(Monthly)
$811zł 2,963
$1,536zł 5,615
-47.22%
Buy Apartment in City Center(m2)
-
$6,351zł 23.2K
-
Buy Apartment Outside City Center(m2)
-
$4,022zł 14.7K
-
💵 Salaries & Financials
Grudziadz
Warsaw
Difference
Average Monthly Net Salary(After Tax)
-
$2,257zł 8,250
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.88
7.55
-8.87%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Grudziadz: June 7, 2026
Last update for Warsaw: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $636 in Grudziadz versus $1,121 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $50.0 in Grudziadz versus $56.0 in Warsaw. Monthly groceries follow the same trend: $221 vs $245 – making Grudziadz the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Grudziadz vs Warsaw: Cost of Living - Frequently Asked Questions
Which city is more expensive, Grudziadz or Warsaw?
Warsaw costs about 40% more than Grudziadz, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Grudziadz vs Warsaw?
For a comfortable life, plan on about $2,151 per month in Grudziadz and $3,009 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Grudziadz or Warsaw?
Rent is clearly cheaper in Grudziadz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Grudziadz and Warsaw?
Kindergarten costs $411 per month in Grudziadz and $570 in Warsaw. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Grudziadz or Warsaw?
Groceries cost about 11% more in Warsaw, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Grudziadz or Warsaw?
A $1,000 monthly budget goes further in Grudziadz, where all-in costs run around $1,434, than in Warsaw at $2,006. In Grudziadz it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Grudziadz or Warsaw?
For digital nomads, it depends on budget. Grudziadz costs $1,434 versus $2,006 in Warsaw. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Grudziadz compared to Warsaw?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Grudziadz or Warsaw?
If budget matters most, go with Grudziadz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.