Last update: Nov 2026

Cost of Living Comparison Between Grudziadz and Warsaw

For one person, living is cheaper in Grudziadz: $1,572 a month against $1,995 in Warsaw, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Grudziadz
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Grudziadz Living Index
95

Cost of Living Index in Warsaw
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Warsaw Living Index

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Grudziadz

🇵🇱 Poland

$1,572

/mo nomad

Warsaw

🇵🇱 Poland

$1,995

/mo nomad

Monthly Cost of Living

How much you'll spend in Grudziadz and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Grudziadz and in Warsaw actually costs, broken down by who's living it.

A single person spends $1,572 per month in Grudziadz vs $1,995 in Warsaw, rent included.

Grudziadz $1,572
Warsaw $1,995

A couple spends around $2,278 per month in Grudziadz vs $2,866 in Warsaw, rent included.

Grudziadz $2,278
Warsaw $2,866

A family of three spends $2,983 per month in Grudziadz vs $3,737 in Warsaw, rent included.

Grudziadz $2,983
Warsaw $3,737

Grudziadz is about 21% cheaper than Warsaw, and outside of rent the biggest gap is in eating out.

Both Grudziadz and Warsaw sit above the global median – Grudziadz by 16%, Warsaw by 48%.

Meal at Budget Restaurant

$12.52 zł 48.98

$11.57 zł 45.25

8.21%

Three-Course Dinner for Two, Mid-Range

$49.25 zł 193

$61.8 zł 242

-20.35%

Fast Food Meal (McDonalds, etc)

$9.06 zł 35.45

$9.95 zł 38.92

-8.94%

Cappuccino

$3.42 zł 13.36

$4.31 zł 16.85

-20.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 zł 9.71

$2.32 zł 9.09

6.90%

Water (0.33 liter bottle)

$1.91 zł 7.48

$2.27 zł 8.87

-15.86%

Local Beer (0.5 liter draught)

$2.97 zł 11.62

$4.54 zł 17.77

-34.58%

Imported Beer (0.33 liter bottle)

$3.79 zł 14.83

$5.18 zł 20.25

-26.83%

Milk (1 liter)

$1.06 zł 4.14

$1.06 zł 4.15

White Bread (500g)

$1.31 zł 5.13

$1.54 zł 6.03

-14.94%

Rice (white) (1kg)

$1.36 zł 5.34

$1.53 zł 5.98

-11.11%

Eggs

$3.90 zł 15.24

$3.80 zł 14.86

2.63%

Local Cheese (1kg)

$9.98 zł 39.04

$8.87 zł 34.68

12.51%

Chicken Fillets (1kg)

$7.56 zł 29.59

$6.80 zł 26.60

11.18%

Beef Round Steak (1kg)

$14.89 zł 58.2

$14.56 zł 56.9

2.27%

Apples (1kg)

$1.22 zł 4.77

$1.16 zł 4.54

5.17%

Banana (1kg)

$1.66 zł 6.49

$1.70 zł 6.65

-2.35%

Oranges (1kg)

$1.86 zł 7.29

$1.67 zł 6.54

11.38%

Tomato (1kg)

$3.35 zł 13.12

$4.35 zł 17.03

-22.99%

Potato (1kg)

$0.74 zł 2.89

$0.94 zł 3.66

-21.28%

Onion (1kg)

$1.22 zł 4.77

$0.91 zł 3.55

34.07%

Lettuce (1 head)

$1.32 zł 5.16

$1.43 zł 5.59

-7.69%

Water (1.5 liter bottle)

$0.73 zł 2.85

$0.69 zł 2.71

5.80%

Cigarettes 20 Pack (Marlboro, Camel)

$5.52 zł 21.59

$6.15 zł 24.08

-10.24%

Wine (Bottle)

$7.79 zł 30.49

$6.20 zł 24.25

25.65%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$1.09 zł 4.28

0.92%

Imported Beer (0.33 liter bottle)

$1.49 zł 5.83

$1.70 zł 6.63

-12.35%

One-way Ticket (Public Transport)

$1.10 zł 4.29

$1.13 zł 4.42

-2.65%

Public Transport Monthly Pass (Regular Price)

$29.28 zł 115

$27.41 zł 107

6.82%

Taxi Start (Normal Tariff)

$2.01 zł 7.87

$2.57 zł 10.05

-21.79%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.86

$1.30 zł 5.07

-43.85%

Taxi 1hour Waiting (Normal Tariff)

$10.22 zł 39.99

$12.56 zł 49.11

-18.63%

Gasoline (1 liter)

$1.63 zł 6.37

$1.73 zł 6.78

-5.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K zł 119.5K

$30.0K zł 117.4K

1.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 113.5K

$30.4K zł 118.8K

-4.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$331 zł 1,293

$329 zł 1,286

0.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.61 zł 37.58

$9.08 zł 35.50

5.84%

Internet (50+ Mbps, Unlimited Data)

$19.16 zł 74.9

$16.00 zł 62.6

19.75%

Gym Membership (Monthly)

$37.86 zł 148

$46.70 zł 183

-18.93%

Tennis Court (1 Hour on Weekend)

$21.36 zł 83.6

$27.92 zł 109

-23.50%

Cinema Ticket

$9.11 zł 35.65

$8.80 zł 34.43

3.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$159 zł 620

$592 zł 2,316

-73.22%

International Primary School, 1 Child (Yearly)

$7,966 zł 31.2K

$18.2K zł 71.2K

-56.25%

Jeans (Levis 501 Or Similar)

$100 zł 392

$105 zł 411

-4.66%

Summer Dress (H&M, Zara, etc)

$48.65 zł 190

$38.96 zł 152

24.87%

Sport Shoes (Adidas, Nike)

$102 zł 400

$108 zł 422

-5.31%

Men's Leather Business Shoes

$103 zł 403

$112 zł 439

-8.08%

1-bedroom Apartment, City Center (Monthly)

$598 zł 2,341

$1,150 zł 4,497

-47.95%

1-bedroom Apartment, Outside City Center (Monthly)

$510 zł 1,994

$910 zł 3,560

-43.99%

3-bedroom Apartment, City Center (Monthly)

$976 zł 3,819

$2,144 zł 8,385

-54.46%

3-bedroom Apartment, Outside City Center (Monthly)

$814 zł 3,182

$1,456 zł 5,694

-44.12%

Buy Apartment in City Center (m2)

$2,905 zł 11.4K

$6,018 zł 23.5K

-51.72%

Buy Apartment Outside City Center (m2)

$2,204 zł 8,621

$3,852 zł 15.1K

-42.79%

Average Monthly Net Salary (After Tax)

$2,052 zł 8,025

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

6.68

12.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grudziadz: November 2, 2026

Last update for Warsaw: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Grudziadz

$510 32.4%

Warsaw

$910 45.6% 78.5% $400

Monthly Utilities & Internet

Grudziadz

$359 22.9%

Warsaw

$354 17.7% 1.5% $5.4

Groceries & Markets

Grudziadz

$240 15.3%

Warsaw

$236 11.8% 1.7% $4.2

Eating Out

Grudziadz

$208 13.3%

Warsaw

$226 11.3% 8.2% $17

Clothing & Footwear

Grudziadz

$159 10.1%

Warsaw

$164 8.2% 2.8% $4.5

Sport & Entertainment

Grudziadz

$56 3.6%

Warsaw

$64 3.2% 14.6% $8.2

Getting Around

Grudziadz

$39 2.5%

Warsaw

$41 2.1% 4.2% $1.6

Cost Breakdown

A central one-bedroom costs $598 in Grudziadz versus $1,150 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $49 in Grudziadz versus $62 in Warsaw. Groceries tell a different story – $240 in Grudziadz vs $236 in Warsaw – so Warsaw wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Grudziadz

🇵🇱 Warsaw

🕒 Local time

23:53 11:53 PM

Same time as Grudziadz

🌤 Weather

👥 Population

92,552

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grudziadz vs Warsaw: Cost of Living - Frequently Asked Questions

Warsaw costs about 27% more than Grudziadz, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,359 per month in Grudziadz and $2,992 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Grudziadz, especially for central apartments: a one-bedroom in the center costs $598 there versus $1,150 in Warsaw.

A mid-range dinner for two costs $49 in Grudziadz and $62 in Warsaw. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 6% less in Warsaw. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,572 in Grudziadz and $1,995 in Warsaw. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Grudziadz costs $1,572 versus $1,995 in Warsaw. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.