Last update: Oct 2026

Cost of Living Comparison Between Warman and Toronto

For one person, living is cheaper in Warman: $2,346 a month against $2,561 in Toronto, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Warman
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Warman Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Warman

🇨🇦 Canada

$2,346

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Warman and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warman and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,346 in Warman versus $2,561 in Toronto.

Warman $2,346
Toronto $2,561

Estimated couple costs with rent: $3,242 in Warman versus $3,694 in Toronto.

Warman $3,242
Toronto $3,694

Monthly costs for a family of three with rent: $4,138 in Warman versus $4,826 in Toronto.

Warman $4,138
Toronto $4,826

Living in Warman costs roughly 8% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Warman 74% above, Toronto 90% above.

Meal at Budget Restaurant

$17.72 CA$25.06

$17.18 CA$24.29

3.14%

Three-Course Dinner for Two, Mid-Range

$70.6 CA$99.8

$76.0 CA$107

-7.08%

Fast Food Meal (McDonalds, etc)

$9.18 CA$12.98

$10.54 CA$14.89

-12.90%

Cappuccino

$3.72 CA$5.25

$4.02 CA$5.68

-7.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.89

$2.12 CA$3.00

-3.77%

Water (0.33 liter bottle)

$1.75 CA$2.47

$1.75 CA$2.48

Local Beer (0.5 liter draught)

$4.25 CA$6.01

$6.24 CA$8.83

-31.89%

Imported Beer (0.33 liter bottle)

$6.01 CA$8.50

$7.09 CA$10.02

-15.23%

Milk (1 liter)

$1.54 CA$2.18

$2.44 CA$3.45

-36.89%

White Bread (500g)

$2.22 CA$3.14

$2.68 CA$3.78

-17.16%

Rice (white) (1kg)

$3.49 CA$4.93

$2.24 CA$3.17

55.80%

Eggs

$3.55 CA$5.02

$3.56 CA$5.03

-0.28%

Local Cheese (1kg)

$9.49 CA$13.42

$9.09 CA$12.85

4.40%

Chicken Fillets (1kg)

$11.47 CA$16.22

$11.33 CA$16.01

1.24%

Beef Round Steak (1kg)

$15.94 CA$22.53

$14.53 CA$20.55

9.70%

Apples (1kg)

$4.04 CA$5.71

$3.62 CA$5.12

11.60%

Banana (1kg)

$1.39 CA$1.97

$1.21 CA$1.72

14.88%

Oranges (1kg)

$3.91 CA$5.53

$3.60 CA$5.09

8.61%

Tomato (1kg)

$3.20 CA$4.53

$4.21 CA$5.96

-23.99%

Potato (1kg)

$2.27 CA$3.22

$1.79 CA$2.53

26.82%

Onion (1kg)

$2.03 CA$2.87

$1.59 CA$2.25

27.67%

Lettuce (1 head)

$2.55 CA$3.61

$2.27 CA$3.21

12.33%

Water (1.5 liter bottle)

$1.43 CA$2.02

$1.25 CA$1.77

14.40%

Cigarettes 20 Pack (Marlboro, Camel)

$14.44 CA$20.41

$13.82 CA$19.53

4.49%

Wine (Bottle)

$13.46 CA$19.03

$14.27 CA$20.18

-5.68%

Local Beer (0.5 liter bottle)

$2.72 CA$3.84

$2.20 CA$3.10

23.64%

Imported Beer (0.33 liter bottle)

$3.38 CA$4.78

$2.43 CA$3.44

39.09%

One-way Ticket (Public Transport)

$2.47 CA$3.49

$2.39 CA$3.38

3.35%

Public Transport Monthly Pass (Regular Price)

$53.0 CA$75.0

$111 CA$157

-52.19%

Taxi Start (Normal Tariff)

$3.50 CA$4.95

$2.91 CA$4.12

20.27%

Taxi (Normal Tariff) (1km)

$0.75 CA$1.07

$1.20 CA$1.69

-37.50%

Taxi 1hour Waiting (Normal Tariff)

$14.27 CA$20.17

$21.38 CA$30.23

-33.26%

Gasoline (1 liter)

$1.17 CA$1.66

$1.21 CA$1.71

-3.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$38.7K

$28.2K CA$39.8K

-2.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.7K

$20.3K CA$28.6K

0.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 CA$249

$120 CA$170

46.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.53 CA$65.8

$32.26 CA$45.60

44.23%

Internet (50+ Mbps, Unlimited Data)

$55.2 CA$78.0

$47.93 CA$67.8

15.08%

Gym Membership (Monthly)

$35.45 CA$50.1

$38.48 CA$54.4

-7.87%

Tennis Court (1 Hour on Weekend)

$16.96 CA$23.97

$22.96 CA$32.46

-26.13%

Cinema Ticket

$9.26 CA$13.09

$12.38 CA$17.50

-25.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$468 CA$662

$830 CA$1,173

-43.59%

International Primary School, 1 Child (Yearly)

$10.4K CA$14.7K

$23.1K CA$32.6K

-54.86%

Jeans (Levis 501 Or Similar)

$50.2 CA$71.0

$50.7 CA$71.7

-1.03%

Summer Dress (H&M, Zara, etc)

$36.66 CA$51.8

$40.02 CA$56.6

-8.40%

Sport Shoes (Adidas, Nike)

$82.4 CA$117

$98.0 CA$139

-15.87%

Men's Leather Business Shoes

$105 CA$148

$121 CA$171

-13.01%

1-bedroom Apartment, City Center (Monthly)

$1,093 CA$1,545

$1,592 CA$2,251

-31.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,213 CA$1,715

$1,410 CA$1,994

-14.01%

3-bedroom Apartment, City Center (Monthly)

$1,981 CA$2,801

$2,670 CA$3,775

-25.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,593 CA$2,252

$2,152 CA$3,042

-25.96%

Buy Apartment in City Center (m2)

$4,765 CA$6,736

$7,945 CA$11.2K

-40.03%

Buy Apartment Outside City Center (m2)

$3,159 CA$4,466

$6,542 CA$9,249

-51.71%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

4.47

2.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warman: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warman

$1.2K 51.7%

Toronto

$1.4K 55.1% 16.3% $198

Groceries & Markets

Warman

$345 14.7%

Toronto

$340 13.3% 1.6% $5.4

Monthly Utilities & Internet

Warman

$278 11.8%

Toronto

$201 7.8% 27.8% $77

Eating Out

Warman

$262 11.2%

Toronto

$278 10.9% 6% $16

Clothing & Footwear

Warman

$123 5.3%

Toronto

$139 5.4% 12.8% $16

Getting Around

Warman

$70 3%

Toronto

$129 5.1% 84.4% $59

Sport & Entertainment

Warman

$54 2.3%

Toronto

$63 2.5% 17.2% $9.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,093 in Warman and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $71.0 in Warman vs $76.0 in Toronto. Groceries flip the comparison at $345 vs $340, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Warman

🇨🇦 Toronto

🕒 Local time

02:24 2:24 AM

04:24 4:24 AM

2 h ahead of Warman

🌤 Weather

👥 Population

12,419

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Warman Toronto 2,220 km ≈ 3 h 15 min nonstop flight

From you

Warman
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warman vs Toronto: Cost of Living - Frequently Asked Questions

Warman is cheaper overall, especially in eating out, clothing, and transport. The 9% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,519 in Warman and $3,841 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,093 in Warman versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Warman – a meal for two runs $71.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,346 in Warman versus $2,561 in Toronto, a $2,000 budget is realistic in Warman but tight or insufficient in Toronto. The gap between the two cities makes Warman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Warman gentler on the wallet – expenses run 9% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.