Cost of Living Comparison Between Warman and Toronto Cost of Living Comparison Between Warman and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,310 in Warman versus $2,628 in Toronto.

Estimated couple costs with rent: $3,323 in Warman versus $3,848 in Toronto.

Monthly costs for a family of three with rent: $4,335 in Warman versus $5,067 in Toronto.

Living in Warman costs roughly 12% less than in Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Warman 68% above, Toronto 91% above.

Meal at Budget Restaurant

$18.28 CA$25.40

$17.88 CA$24.85

2.24%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$101

$87.9 CA$122

-17.34%

Fast Food Meal (McDonalds, etc)

$9.98 CA$13.86

$10.93 CA$15.19

-8.69%

Cappuccino

$3.69 CA$5.13

$4.06 CA$5.64

-9.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 CA$2.89

$2.18 CA$3.03

-4.59%

Water (0.33 liter bottle)

$1.73 CA$2.41

$1.70 CA$2.36

1.76%

Local Beer (0.5 liter draught)

$4.36 CA$6.06

$6.69 CA$9.29

-34.83%

Imported Beer (0.33 liter bottle)

$6.06 CA$8.43

$7.35 CA$10.21

-17.55%

Milk (1 liter)

$1.52 CA$2.11

$2.78 CA$3.86

-45.32%

White Bread (500g)

$2.27 CA$3.15

$2.89 CA$4.02

-21.45%

Rice (white) (1kg)

$3.52 CA$4.89

$2.56 CA$3.56

37.50%

Eggs

$3.63 CA$5.05

$3.79 CA$5.26

-4.22%

Local Cheese (1kg)

$10.01 CA$13.91

$10.17 CA$14.13

-1.57%

Chicken Fillets (1kg)

$11.89 CA$16.52

$11.95 CA$16.60

-0.50%

Beef Round Steak (1kg)

$16.63 CA$23.11

$16.12 CA$22.40

3.16%

Apples (1kg)

$4.08 CA$5.68

$3.89 CA$5.41

4.88%

Banana (1kg)

$1.50 CA$2.08

$1.27 CA$1.77

18.11%

Oranges (1kg)

$4.01 CA$5.58

$3.88 CA$5.39

3.35%

Tomato (1kg)

$3.25 CA$4.51

$4.33 CA$6.02

-24.94%

Potato (1kg)

$2.24 CA$3.11

$1.83 CA$2.54

22.40%

Onion (1kg)

$2.08 CA$2.89

$1.50 CA$2.08

38.67%

Lettuce (1 head)

$2.70 CA$3.75

$2.28 CA$3.16

18.42%

Water (1.5 liter bottle)

$1.46 CA$2.03

$1.44 CA$2.00

1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$14.76 CA$20.51

$14.20 CA$19.73

3.94%

Wine (Bottle)

$13.91 CA$19.33

$14.24 CA$19.79

-2.32%

Local Beer (0.5 liter bottle)

$2.81 CA$3.90

$2.25 CA$3.12

24.89%

Imported Beer (0.33 liter bottle)

$3.44 CA$4.78

$2.53 CA$3.52

35.97%

One-way Ticket (Public Transport)

$2.46 CA$3.42

$2.47 CA$3.43

-0.40%

Public Transport Monthly Pass (Regular Price)

$66.2 CA$92.0

$112 CA$156

-40.85%

Taxi Start (Normal Tariff)

$3.58 CA$4.98

$3.05 CA$4.24

17.38%

Taxi (Normal Tariff) (1km)

$0.82 CA$1.14

$1.24 CA$1.72

-33.87%

Taxi 1hour Waiting (Normal Tariff)

$14.42 CA$20.04

$22.44 CA$31.18

-35.74%

Gasoline (1 liter)

$1.17 CA$1.63

$1.24 CA$1.72

-5.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K CA$40.1K

$27.5K CA$38.2K

4.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.2K

$21.1K CA$29.4K

-4.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 CA$249

$128 CA$177

40.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.24 CA$68.4

$33.79 CA$46.95

45.72%

Internet (50+ Mbps, Unlimited Data)

$57.7 CA$80.1

$49.25 CA$68.4

17.10%

Gym Membership (Monthly)

$40.45 CA$56.2

$40.93 CA$56.9

-1.17%

Tennis Court (1 Hour on Weekend)

$20.35 CA$28.27

$24.62 CA$34.21

-17.34%

Cinema Ticket

$9.71 CA$13.49

$13.16 CA$18.29

-26.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 CA$669

$792 CA$1,101

-39.29%

International Primary School, 1 Child (Yearly)

$10.8K CA$15.0K

$24.1K CA$33.5K

-55.23%

Jeans (Levis 501 Or Similar)

$51.6 CA$71.8

$54.5 CA$75.8

-5.28%

Summer Dress (H&M, Zara, etc)

$39.09 CA$54.3

$43.11 CA$59.9

-9.32%

Sport Shoes (Adidas, Nike)

$85.5 CA$119

$102 CA$141

-15.78%

Men's Leather Business Shoes

$108 CA$150

$123 CA$171

-12.71%

1-bedroom Apartment, City Center (Monthly)

$1,334 CA$1,853

$1,653 CA$2,297

-19.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,159 CA$1,611

$1,452 CA$2,017

-20.14%

3-bedroom Apartment, City Center (Monthly)

$2,276 CA$3,162

$2,694 CA$3,744

-15.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,753 CA$2,436

$2,149 CA$2,987

-18.45%

Buy Apartment in City Center (m2)

$3,836 CA$5,330

$8,347 CA$11.6K

-54.05%

Buy Apartment Outside City Center (m2)

$3,564 CA$4,952

$6,816 CA$9,471

-47.71%

Average Monthly Net Salary (After Tax)

$3,614 CA$5,022

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

4.49

2.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warman: August 29, 2026

Last update for Toronto: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,334 in Warman and $1,653 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $73.0 in Warman vs $88.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $355 vs $365 per month, with Warman cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warman vs Toronto: Cost of Living - Frequently Asked Questions

Warman is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 14% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,465 in Warman and $3,942 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,334 in Warman versus $1,653 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Warman – a meal for two runs $73.0 versus $88.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,310 in Warman versus $2,628 in Toronto, a $2,000 budget is realistic in Warman but tight or insufficient in Toronto. The gap between the two cities makes Warman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Warman gentler on the wallet – expenses run 14% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.