Last update: Oct 2026

Cost of Living Comparison Between Toronto and Warman

For one person, living is cheaper in Warman: $2,346 a month against $2,561 in Toronto, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
110

Cost of Living Index in Warman
Learn more

Warman Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Warman

🇨🇦 Canada

$2,346

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Warman

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Warman actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,346 in Warman.

Toronto $2,561
Warman $2,346

Estimated couple costs with rent: $3,694 in Toronto versus $3,242 in Warman.

Toronto $3,694
Warman $3,242

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,138 in Warman.

Toronto $4,826
Warman $4,138

Living in Toronto is roughly 9% more expensive than in Warman, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Warman 74% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$17.72 CA$25.06

-3.05%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$70.6 CA$99.8

7.62%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.18 CA$12.98

14.81%

Cappuccino

$4.02 CA$5.68

$3.72 CA$5.25

8.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.04 CA$2.89

3.92%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.75 CA$2.47

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.25 CA$6.01

46.82%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.01 CA$8.50

17.97%

Milk (1 liter)

$2.44 CA$3.45

$1.54 CA$2.18

58.44%

White Bread (500g)

$2.68 CA$3.78

$2.22 CA$3.14

20.72%

Rice (white) (1kg)

$2.24 CA$3.17

$3.49 CA$4.93

-35.82%

Eggs

$3.56 CA$5.03

$3.55 CA$5.02

0.28%

Local Cheese (1kg)

$9.09 CA$12.85

$9.49 CA$13.42

-4.21%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.47 CA$16.22

-1.22%

Beef Round Steak (1kg)

$14.53 CA$20.55

$15.94 CA$22.53

-8.85%

Apples (1kg)

$3.62 CA$5.12

$4.04 CA$5.71

-10.40%

Banana (1kg)

$1.21 CA$1.72

$1.39 CA$1.97

-12.95%

Oranges (1kg)

$3.60 CA$5.09

$3.91 CA$5.53

-7.93%

Tomato (1kg)

$4.21 CA$5.96

$3.20 CA$4.53

31.56%

Potato (1kg)

$1.79 CA$2.53

$2.27 CA$3.22

-21.15%

Onion (1kg)

$1.59 CA$2.25

$2.03 CA$2.87

-21.67%

Lettuce (1 head)

$2.27 CA$3.21

$2.55 CA$3.61

-10.98%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.43 CA$2.02

-12.59%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$14.44 CA$20.41

-4.29%

Wine (Bottle)

$14.27 CA$20.18

$13.46 CA$19.03

6.02%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.72 CA$3.84

-19.12%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.38 CA$4.78

-28.11%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.47 CA$3.49

-3.24%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$53.0 CA$75.0

109.14%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.50 CA$4.95

-16.86%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.75 CA$1.07

60.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$14.27 CA$20.17

49.82%

Gasoline (1 liter)

$1.21 CA$1.71

$1.17 CA$1.66

3.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$27.4K CA$38.7K

2.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$20.3K CA$28.7K

-0.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$176 CA$249

-31.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$46.53 CA$65.8

-30.67%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$55.2 CA$78.0

-13.11%

Gym Membership (Monthly)

$38.48 CA$54.4

$35.45 CA$50.1

8.55%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$16.96 CA$23.97

35.38%

Cinema Ticket

$12.38 CA$17.50

$9.26 CA$13.09

33.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$468 CA$662

77.29%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$10.4K CA$14.7K

121.54%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$50.2 CA$71.0

1.04%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$36.66 CA$51.8

9.17%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$82.4 CA$117

18.87%

Men's Leather Business Shoes

$121 CA$171

$105 CA$148

14.96%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,093 CA$1,545

45.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,213 CA$1,715

16.29%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,981 CA$2,801

34.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,593 CA$2,252

35.07%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$4,765 CA$6,736

66.74%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$3,159 CA$4,466

107.07%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.58

-2.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Warman: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Warman

$1.2K 51.7% 14% $198

Groceries & Markets

Toronto

$340 13.3%

Warman

$345 14.7% 1.6% $5.4

Eating Out

Toronto

$278 10.9%

Warman

$262 11.2% 5.7% $16

Monthly Utilities & Internet

Toronto

$201 7.8%

Warman

$278 11.8% 38.5% $77

Clothing & Footwear

Toronto

$139 5.4%

Warman

$123 5.3% 11.4% $16

Getting Around

Toronto

$129 5.1%

Warman

$70 3% 45.8% $59

Sport & Entertainment

Toronto

$63 2.5%

Warman

$54 2.3% 14.6% $9.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,093 in Warman. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Toronto vs $71.0 in Warman. Groceries flip the comparison at $340 vs $345, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Warman

🕒 Local time

07:28 7:28 AM

05:28 5:28 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

12,419

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Toronto Warman 2,220 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Warman

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Warman: Cost of Living - Frequently Asked Questions

Warman is cheaper overall, especially in eating out, clothing, and transport. The 9% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Toronto and $3,519 in Warman to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,592 in Toronto versus $1,093 in Warman. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Warman – a meal for two runs $71.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,346 in Warman versus $2,561 in Toronto, a $2,000 budget is realistic in Warman but tight or insufficient in Toronto. The gap between the two cities makes Warman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Warman gentler on the wallet – expenses run 9% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.