Cost of Living Comparison Between Toronto and Warman Cost of Living Comparison Between Toronto and Warman

Monthly Cost of Living

Monthly costs for one person with rent: $2,811 in Toronto versus $2,391 in Warman.

Estimated couple costs with rent: $4,130 in Toronto versus $3,414 in Warman.

Monthly costs for a family of three with rent: $5,449 in Toronto versus $4,438 in Warman.

Living in Toronto is roughly 18% more expensive than Warman, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 110% above, Warman 78% above.

Meal at Budget Restaurant

$18.71 CA$25.99

$22.52 CA$31.28

-16.92%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$74.3 CA$103

10.22%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$9.76 CA$13.57

10.96%

Cappuccino

$3.89 CA$5.40

$3.79 CA$5.27

2.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.31 CA$3.21

-3.90%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.84 CA$2.56

-10.33%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$5.78 CA$8.02

4.67%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$5.95 CA$8.26

10.59%

Milk (1 liter)

$2.73 CA$3.79

$1.80 CA$2.50

51.67%

White Bread (500g)

$2.72 CA$3.77

$2.20 CA$3.05

23.64%

Rice (white) (1kg)

$3.54 CA$4.91

$3.66 CA$5.08

-3.28%

Eggs

$3.50 CA$4.86

$3.71 CA$5.16

-5.66%

Local Cheese (1kg)

$13.53 CA$18.80

$9.33 CA$12.96

45.02%

Chicken Fillets (1kg)

$13.09 CA$18.19

$11.96 CA$16.62

9.45%

Beef Round Steak (1kg)

$16.96 CA$23.57

$16.18 CA$22.48

4.82%

Apples (1kg)

$4.16 CA$5.78

$3.73 CA$5.19

11.53%

Banana (1kg)

$1.18 CA$1.64

$1.66 CA$2.31

-28.92%

Oranges (1kg)

$3.25 CA$4.51

$4.43 CA$6.15

-26.64%

Tomato (1kg)

$4.12 CA$5.72

$3.25 CA$4.52

26.77%

Potato (1kg)

$2.50 CA$3.48

$2.98 CA$4.14

-16.11%

Onion (1kg)

$2.88 CA$4.00

$2.19 CA$3.04

31.51%

Lettuce (1 head)

$2.35 CA$3.26

$2.56 CA$3.56

-8.20%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.27 CA$1.76

57.48%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$14.53 CA$20.19

0.34%

Wine (Bottle)

$14.18 CA$19.70

$13.47 CA$18.72

5.27%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$3.24 CA$4.51

-13.58%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$3.00 CA$4.17

8.33%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$2.32 CA$3.22

3.45%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$62.9 CA$87.4

81.23%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.27 CA$4.54

14.98%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$0.66 CA$0.92

113.64%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$14.70 CA$20.42

73.67%

Gasoline (1 liter)

$1.10 CA$1.53

$1.11 CA$1.54

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$25.1K CA$34.8K

0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$19.6K CA$27.2K

7.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$162 CA$226

-26.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$51.1 CA$71.0

-26.52%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$51.0 CA$70.8

6.94%

Gym Membership (Monthly)

$55.5 CA$77.1

$41.48 CA$57.6

33.82%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

Cinema Ticket

$11.56 CA$16.06

$9.42 CA$13.08

22.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$487 CA$676

132.00%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$11.2K CA$15.5K

61.02%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$61.9 CA$86.1

-8.09%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$33.41 CA$46.42

19.60%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$85.1 CA$118

5.31%

Men's Leather Business Shoes

$114 CA$159

$110 CA$153

3.60%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$1,331 CA$1,850

38.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$1,193 CA$1,657

30.74%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$2,037 CA$2,830

43.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,790 CA$2,487

38.00%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$3,914 CA$5,439

132.08%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

$3,635 CA$5,050

93.56%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.47

-20.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Warman: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,849 in Toronto and $1,331 in Warman. Housing cost is often the main lever when comparing two cities.

Dining out: $82.0 in Toronto vs $74.0 in Warman for a mid-range dinner for two. Groceries echo the gap at $396 vs $356 per month, with Warman cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Warman: Cost of Living - Frequently Asked Questions

Warman is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Getting Around, Sport & Entertainment. The 18% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,216 in Toronto and $3,586 in Warman to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,849 in Toronto versus $1,331 in Warman. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Warman – a meal for two runs $74.0 versus $82.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,391 in Warman versus $2,811 in Toronto, a $2,000 budget is realistic in Warman but tight or insufficient in Toronto. The gap between the two cities makes Warman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Warman gentler on the wallet – expenses run 18% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.