Cost of Living Comparison Between Toronto and Warman Cost of Living Comparison Between Toronto and Warman

Monthly Cost of Living

Monthly costs for one person with rent: $2,788 in Toronto versus $2,413 in Warman.

Estimated couple costs with rent: $4,110 in Toronto versus $3,458 in Warman.

Monthly costs for a family of three with rent: $5,432 in Toronto versus $4,503 in Warman.

Living in Toronto is roughly 16% more expensive than in Warman, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 109% above, Warman 81% above.

Meal at Budget Restaurant

$18.51 CA$25.96

$22.41 CA$31.43

-17.40%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$73.8 CA$103

13.59%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.38

$10.05 CA$14.10

9.15%

Cappuccino

$3.99 CA$5.59

$3.76 CA$5.27

6.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.96

$2.27 CA$3.18

-7.05%

Water (0.33 liter bottle)

$1.69 CA$2.37

$1.90 CA$2.67

-11.05%

Local Beer (0.5 liter draught)

$5.92 CA$8.30

$6.07 CA$8.51

-2.47%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.08

$5.82 CA$8.15

11.34%

Milk (1 liter)

$2.71 CA$3.80

$1.85 CA$2.60

46.49%

White Bread (500g)

$2.85 CA$4.00

$2.27 CA$3.18

25.55%

Rice (white) (1kg)

$3.56 CA$4.99

$3.57 CA$5.01

-0.28%

Eggs

$3.54 CA$4.96

$3.61 CA$5.06

-1.94%

Local Cheese (1kg)

$13.26 CA$18.59

$9.56 CA$13.40

38.70%

Chicken Fillets (1kg)

$13.05 CA$18.29

$11.70 CA$16.41

11.54%

Beef Round Steak (1kg)

$16.77 CA$23.51

$16.35 CA$22.92

2.57%

Apples (1kg)

$4.11 CA$5.77

$3.75 CA$5.26

9.60%

Banana (1kg)

$1.14 CA$1.60

$1.65 CA$2.31

-30.91%

Oranges (1kg)

$3.40 CA$4.76

$4.29 CA$6.02

-20.75%

Tomato (1kg)

$4.02 CA$5.64

$3.14 CA$4.40

28.03%

Potato (1kg)

$2.43 CA$3.41

$2.98 CA$4.18

-18.46%

Onion (1kg)

$2.94 CA$4.12

$2.21 CA$3.11

33.03%

Lettuce (1 head)

$2.47 CA$3.47

$2.49 CA$3.49

-0.80%

Water (1.5 liter bottle)

$1.92 CA$2.69

$1.22 CA$1.71

57.38%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.01

$14.56 CA$20.42

2.95%

Wine (Bottle)

$14.34 CA$20.10

$13.32 CA$18.67

7.66%

Local Beer (0.5 liter bottle)

$2.71 CA$3.80

$3.30 CA$4.62

-17.88%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$3.02 CA$4.23

3.31%

One-way Ticket (Public Transport)

$2.45 CA$3.44

$2.31 CA$3.24

6.06%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$63.1 CA$88.5

78.84%

Taxi Start (Normal Tariff)

$3.63 CA$5.08

$3.26 CA$4.58

11.35%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.88

$0.61 CA$0.86

119.67%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.82

$14.55 CA$20.39

75.60%

Gasoline (1 liter)

$1.11 CA$1.55

$1.10 CA$1.55

0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$24.8K CA$34.7K

2.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$19.7K CA$27.6K

10.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$162 CA$227

-27.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.7

$50.4 CA$70.6

-25.32%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.3

$49.98 CA$70.1

7.42%

Gym Membership (Monthly)

$57.1 CA$80.1

$41.95 CA$58.8

36.11%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$11.56 CA$16.20

$9.14 CA$12.81

26.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,577

$497 CA$697

126.19%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$10.9K CA$15.2K

69.53%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.4

$62.5 CA$87.6

-8.30%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.8

$32.95 CA$46.19

18.51%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$85.5 CA$120

2.37%

Men's Leather Business Shoes

$114 CA$159

$112 CA$157

1.43%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,582

$1,293 CA$1,812

42.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,146

$1,194 CA$1,674

28.25%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,101

$2,052 CA$2,877

42.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,508

$1,803 CA$2,527

38.81%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

$3,890 CA$5,453

124.32%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

$3,696 CA$5,182

85.80%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,842

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.47

-20.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Warman: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,842 in Toronto and $1,293 in Warman. Housing cost is often the main lever when comparing two cities.

Dining out: $84.0 in Toronto vs $74.0 in Warman for a mid-range dinner for two. Groceries echo the gap at $395 vs $355 per month, with Warman cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Warman: Cost of Living - Frequently Asked Questions

Warman is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Getting Around, Sport & Entertainment. The 16% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,181 in Toronto and $3,619 in Warman to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,842 in Toronto versus $1,293 in Warman. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Warman – a meal for two runs $74.0 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,413 in Warman versus $2,788 in Toronto, a $2,000 budget is realistic in Warman but tight or insufficient in Toronto. The gap between the two cities makes Warman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Warman gentler on the wallet – expenses run 16% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.