Cost of Living Comparison Between Toronto and Warman Cost of Living Comparison Between Toronto and Warman

Monthly Cost of Living

Monthly costs for one person with rent: $2,628 in Toronto versus $2,310 in Warman.

Estimated couple costs with rent: $3,848 in Toronto versus $3,323 in Warman.

Monthly costs for a family of three with rent: $5,067 in Toronto versus $4,335 in Warman.

Living in Toronto is roughly 14% more expensive than in Warman, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 91% above, Warman 68% above.

Meal at Budget Restaurant

$17.88 CA$24.85

$18.28 CA$25.40

-2.19%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$122

$72.6 CA$101

20.98%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.19

$9.98 CA$13.86

9.52%

Cappuccino

$4.06 CA$5.64

$3.69 CA$5.13

10.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.03

$2.08 CA$2.89

4.81%

Water (0.33 liter bottle)

$1.70 CA$2.36

$1.73 CA$2.41

-1.73%

Local Beer (0.5 liter draught)

$6.69 CA$9.29

$4.36 CA$6.06

53.44%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.21

$6.06 CA$8.43

21.29%

Milk (1 liter)

$2.78 CA$3.86

$1.52 CA$2.11

82.89%

White Bread (500g)

$2.89 CA$4.02

$2.27 CA$3.15

27.31%

Rice (white) (1kg)

$2.56 CA$3.56

$3.52 CA$4.89

-27.27%

Eggs

$3.79 CA$5.26

$3.63 CA$5.05

4.41%

Local Cheese (1kg)

$10.17 CA$14.13

$10.01 CA$13.91

1.60%

Chicken Fillets (1kg)

$11.95 CA$16.60

$11.89 CA$16.52

0.50%

Beef Round Steak (1kg)

$16.12 CA$22.40

$16.63 CA$23.11

-3.07%

Apples (1kg)

$3.89 CA$5.41

$4.08 CA$5.68

-4.66%

Banana (1kg)

$1.27 CA$1.77

$1.50 CA$2.08

-15.33%

Oranges (1kg)

$3.88 CA$5.39

$4.01 CA$5.58

-3.24%

Tomato (1kg)

$4.33 CA$6.02

$3.25 CA$4.51

33.23%

Potato (1kg)

$1.83 CA$2.54

$2.24 CA$3.11

-18.30%

Onion (1kg)

$1.50 CA$2.08

$2.08 CA$2.89

-27.88%

Lettuce (1 head)

$2.28 CA$3.16

$2.70 CA$3.75

-15.56%

Water (1.5 liter bottle)

$1.44 CA$2.00

$1.46 CA$2.03

-1.37%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.73

$14.76 CA$20.51

-3.79%

Wine (Bottle)

$14.24 CA$19.79

$13.91 CA$19.33

2.37%

Local Beer (0.5 liter bottle)

$2.25 CA$3.12

$2.81 CA$3.90

-19.93%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.52

$3.44 CA$4.78

-26.45%

One-way Ticket (Public Transport)

$2.47 CA$3.43

$2.46 CA$3.42

0.41%

Public Transport Monthly Pass (Regular Price)

$112 CA$156

$66.2 CA$92.0

69.07%

Taxi Start (Normal Tariff)

$3.05 CA$4.24

$3.58 CA$4.98

-14.80%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.72

$0.82 CA$1.14

51.22%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$31.18

$14.42 CA$20.04

55.62%

Gasoline (1 liter)

$1.24 CA$1.72

$1.17 CA$1.63

5.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.2K

$28.9K CA$40.1K

-4.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.4K

$20.3K CA$28.2K

4.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$177

$179 CA$249

-28.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.95

$49.24 CA$68.4

-31.38%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$68.4

$57.7 CA$80.1

-14.60%

Gym Membership (Monthly)

$40.93 CA$56.9

$40.45 CA$56.2

1.19%

Tennis Court (1 Hour on Weekend)

$24.62 CA$34.21

$20.35 CA$28.27

20.98%

Cinema Ticket

$13.16 CA$18.29

$9.71 CA$13.49

35.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,101

$481 CA$669

64.72%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.5K

$10.8K CA$15.0K

123.36%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.8

$51.6 CA$71.8

5.58%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.9

$39.09 CA$54.3

10.28%

Sport Shoes (Adidas, Nike)

$102 CA$141

$85.5 CA$119

18.74%

Men's Leather Business Shoes

$123 CA$171

$108 CA$150

14.56%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,297

$1,334 CA$1,853

23.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,017

$1,159 CA$1,611

25.21%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,744

$2,276 CA$3,162

18.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,987

$1,753 CA$2,436

22.62%

Buy Apartment in City Center (m2)

$8,347 CA$11.6K

$3,836 CA$5,330

117.63%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,471

$3,564 CA$4,952

91.25%

Average Monthly Net Salary (After Tax)

$3,614 CA$5,022

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.58

-1.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Warman: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,653 in Toronto and $1,334 in Warman. Housing cost is often the main lever when comparing two cities.

Dining out: $88.0 in Toronto vs $73.0 in Warman for a mid-range dinner for two. Groceries echo the gap at $365 vs $355 per month, with Warman cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Warman: Cost of Living - Frequently Asked Questions

Warman is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 14% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,942 in Toronto and $3,465 in Warman to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,653 in Toronto versus $1,334 in Warman. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Warman – a meal for two runs $73.0 versus $88.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,310 in Warman versus $2,628 in Toronto, a $2,000 budget is realistic in Warman but tight or insufficient in Toronto. The gap between the two cities makes Warman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Warman gentler on the wallet – expenses run 14% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.