Last update: Oct 2026

Cost of Living Comparison Between Waihi and Gizo

For one person, living is cheaper in Waihi: $1,911 a month against $2,164 in Gizo, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Gizo outweigh lower spending on other living expenses.

Waihi
🇳🇿 New Zealand
$1,911
/mo nomad
Gizo
🇸🇧 Solomon Islands
$2,164
/mo nomad
Monthly Cost of Living

How much you'll spend in Waihi and in Gizo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waihi and in Gizo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,911 in Waihi versus $2,164 in Gizo.

  • Waihi $1,911
  • Gizo $2,164

Estimated couple costs with rent: $2,937 in Waihi versus $3,051 in Gizo.

  • Waihi $2,937
  • Gizo $3,051

Monthly costs for a family of three with rent: $3,963 in Waihi versus $3,938 in Gizo.

  • Waihi $3,963
  • Gizo $3,938

Living in Waihi costs roughly 12% less than in Gizo, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Waihi 42% above, Gizo 60% above.

Currency
🍽 Eating Out
Waihi
Gizo
Difference
Meal at Budget Restaurant
$12.00 NZ$21.22
$3.01 SBD 24.25
298.67%
Three-Course Dinner for Two, Mid-Range
$59.7 NZ$105
$54.7 SBD 441
8.97%
Fast Food Meal (McDonalds, etc)
$8.35 NZ$14.77
$15.57 SBD 126
-46.37%
Cappuccino
$3.69 NZ$6.53
$2.85 SBD 22.95
29.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.22 NZ$3.92
$1.26 SBD 10.13
76.19%
Water (0.33 liter bottle)
$2.04 NZ$3.61
$1.21 SBD 9.79
68.60%
Local Beer (0.5 liter draught)
$5.72 NZ$10.12
$2.47 SBD 19.88
131.58%
Imported Beer (0.33 liter bottle)
$6.49 NZ$11.47
$2.41 SBD 19.41
169.29%
🛒 Groceries & Markets
Waihi
Gizo
Difference
Milk (1 liter)
$1.93 NZ$3.41
$3.27 SBD 26.35
-40.98%
White Bread (500g)
$1.78 NZ$3.16
$1.39 SBD 11.19
28.06%
Rice (white) (1kg)
$1.62 NZ$2.86
$1.40 SBD 11.30
15.71%
Eggs
$5.12 NZ$9.06
$7.24 SBD 58.4
-29.28%
Local Cheese (1kg)
$9.35 NZ$16.53
$8.47 SBD 68.3
10.39%
Chicken Fillets (1kg)
$8.53 NZ$15.09
$6.20 SBD 50.0
37.58%
Beef Round Steak (1kg)
$12.78 NZ$22.60
$8.41 SBD 67.8
51.96%
Apples (1kg)
$2.80 NZ$4.95
$6.88 SBD 55.5
-59.30%
Banana (1kg)
$2.25 NZ$3.98
$6.34 SBD 51.1
-64.51%
Oranges (1kg)
$3.16 NZ$5.59
$6.06 SBD 48.84
-47.85%
Tomato (1kg)
$5.86 NZ$10.36
$3.02 SBD 24.32
94.04%
Potato (1kg)
$1.97 NZ$3.49
$3.07 SBD 24.74
-35.83%
Onion (1kg)
$1.58 NZ$2.79
$2.41 SBD 19.45
-34.44%
Lettuce (1 head)
$2.32 NZ$4.10
$2.53 SBD 20.39
-8.30%
Water (1.5 liter bottle)
$1.12 NZ$1.97
$1.34 SBD 10.79
-16.42%
Cigarettes 20 Pack (Marlboro, Camel)
$22.08 NZ$39.04
$4.25 SBD 34.29
419.53%
Wine (Bottle)
$9.83 NZ$17.38
$12.36 SBD 99.6
-20.47%
Local Beer (0.5 liter bottle)
$3.03 NZ$5.35
$1.83 SBD 14.77
65.57%
Imported Beer (0.33 liter bottle)
$3.14 NZ$5.55
$2.19 SBD 17.66
43.38%
🚌 Getting Around
Waihi
Gizo
Difference
One-way Ticket (Public Transport)
$1.93 NZ$3.41
$0.39 SBD 3.11
394.87%
Public Transport Monthly Pass (Regular Price)
$85.1 NZ$151
$31.36 SBD 253
171.43%
Taxi Start (Normal Tariff)
$1.96 NZ$3.47
$1.25 SBD 10.09
56.80%
Taxi (Normal Tariff) (1km)
$1.99 NZ$3.53
$2.43 SBD 19.56
-18.11%
Taxi 1hour Waiting (Normal Tariff)
$27.15 NZ$48.02
$12.52 SBD 101
116.85%
Gasoline (1 liter)
$1.72 NZ$3.04
$1.75 SBD 14.10
-1.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K NZ$38.7K
$20.7K SBD 166.9K
5.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K NZ$35.0K
$21.9K SBD 176.9K
-9.81%
🧾 Monthly Utilities & Internet
Waihi
Gizo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 NZ$206
$750 SBD 6,048
-84.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.18 NZ$55.1
$13.42 SBD 108
132.34%
Internet (50+ Mbps, Unlimited Data)
$56.0 NZ$99.1
$123 SBD 989
-54.36%
🎉 Sport & Entertainment
Waihi
Gizo
Difference
Gym Membership (Monthly)
$35.97 NZ$63.6
$18.49 SBD 149
94.54%
Tennis Court (1 Hour on Weekend)
-
$6.14 SBD 49.54
-
Cinema Ticket
$11.32 NZ$20.02
$4.20 SBD 33.87
169.52%
🧸 Childcare & Education
Waihi
Gizo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$647 NZ$1,144
$126 SBD 1,014
414.37%
International Primary School, 1 Child (Yearly)
$16.8K NZ$29.6K
$1,242 SBD 10.0K
1249.17%
👕👟 Clothing & Footwear
Waihi
Gizo
Difference
Jeans (Levis 501 Or Similar)
$56.9 NZ$101
$25.29 SBD 204
125.15%
Summer Dress (H&M, Zara, etc)
$38.94 NZ$68.9
$94.4 SBD 761
-58.73%
Sport Shoes (Adidas, Nike)
$106 NZ$187
$99.8 SBD 804
5.81%
Men's Leather Business Shoes
$108 NZ$190
$90.6 SBD 730
18.77%
🏠 Accommodation & Living
Waihi
Gizo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,031 NZ$1,823
$599 SBD 4,833
72.01%
1-bedroom Apartment, Outside City Center (Monthly)
$865 NZ$1,530
$580 SBD 4,678
49.07%
3-bedroom Apartment, City Center (Monthly)
$1,621 NZ$2,867
$630 SBD 5,081
157.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,616 NZ$2,858
$1,217 SBD 9,809
32.80%
Buy Apartment in City Center (m2)
$4,404 NZ$7,789
$85.9K SBD 692.3K
-94.87%
Buy Apartment Outside City Center (m2)
$3,353 NZ$5,929
-
-
💵 Salaries & Financials
Waihi
Gizo
Difference
Average Monthly Net Salary (After Tax)
-
$389 SBD 3,140
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
16.33
-65.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waihi: October 11, 2026

Last update for Gizo: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Waihi
$865
Gizo
$580 32.9% $285
Groceries & Markets
Waihi
$315
Gizo
$353 11.9% $38
Eating Out
Waihi
$224
Gizo
$132 41.1% $92
Monthly Utilities & Internet
Waihi
$204
Gizo
$886 335% $683
Clothing & Footwear
Waihi
$139
Gizo
$139 0.3% $0.4
Getting Around
Waihi
$105
Gizo
$46 55.8% $58
Sport & Entertainment
Waihi
$59
Gizo
$27 54.1% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,031 in Waihi and $599 in Gizo. Housing cost is often the main lever when comparing two cities.

Dining out: $60.0 in Waihi vs $55.0 in Gizo. Groceries flip the comparison at $315 vs $353, with Waihi cheaper for home cooking.

Good to know
🇳🇿 Waihi
🇸🇧 Gizo
🕒 Local time
12:21 12:21 PM
10:21 10:21 AM
2 h behind Waihi
🌤 Weather
👥 Population
4,700
7,177
Exchange rates and currency converter

SBD, USD, EUR to NZD – New Zealand Dollar Converter

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Solomon Islands Dollar exchange rates as of October 18, 2026: 1 USD = 8.06 SBD (1 SBD = 0.124 USD). 1 EUR = 9.06 SBD (1 SBD = 0.11 EUR).

On the map
Between locations
  • Waihi Gizo 3,780 km ≈ 5 h nonstop flight
From you
  • Waihi
  • Gizo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Waihi vs Gizo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Waihi or Gizo?
Waihi wins on cost – living expenses run 13% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Waihi the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Waihi and in Gizo?
You'd need roughly $2,866 in Waihi and $3,246 in Gizo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Waihi compared to Gizo?
Rent for a central apartment: $1,031 in Waihi versus $599 in Gizo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Waihi or in Gizo?
Supermarket bills run roughly 12% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Waihi and in Gizo?
Dining out is cheaper in Waihi – a meal for two runs $60.0 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $3,000/month in Waihi or in Gizo?
At $1,911 in Waihi versus $2,164 in Gizo, a $3,000 budget is realistic in Waihi but tight or insufficient in Gizo. The gap between the two cities makes Waihi the clear choice for anyone on this budget.
Which city offers a better quality of life: Waihi or Gizo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Waihi compared to Gizo?
Safety-wise, Waihi and Gizo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Waihi gentler on the wallet – expenses run 13% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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