Last update: Oct 2026

Cost of Living Comparison Between Waihi and Lisbon

For one person, living is cheaper in Waihi: $1,922 a month against $2,210 in Lisbon, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

96

Cost of Living Index in Waihi
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Waihi Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Waihi

🇳🇿 New Zealand

$1,922

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Waihi and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waihi and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,922 in Waihi versus $2,210 in Lisbon.

Waihi $1,922
Lisbon $2,210

Estimated couple costs with rent: $2,966 in Waihi versus $3,275 in Lisbon.

Waihi $2,966
Lisbon $3,275

Monthly costs for a family of three with rent: $4,010 in Waihi versus $4,341 in Lisbon.

Waihi $4,010
Lisbon $4,341

Living in Waihi costs roughly 13% less than in Lisbon, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Waihi 41% above, Lisbon 62% above.

Meal at Budget Restaurant

$12.46 NZ$22.12

$16.65 €14.91

-25.17%

Three-Course Dinner for Two, Mid-Range

$66.5 NZ$118

$61.7 €55.3

7.64%

Fast Food Meal (McDonalds, etc)

$10.30 NZ$18.28

$11.36 €10.17

-9.33%

Cappuccino

$3.27 NZ$5.81

$2.97 €2.66

10.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 NZ$4.07

$2.29 €2.05

Water (0.33 liter bottle)

$1.88 NZ$3.33

$1.74 €1.56

8.05%

Local Beer (0.5 liter draught)

$7.02 NZ$12.46

$3.40 €3.05

106.47%

Imported Beer (0.33 liter bottle)

$6.34 NZ$11.25

$3.31 €2.96

91.54%

Milk (1 liter)

$2.05 NZ$3.63

$1.16 €1.04

76.72%

White Bread (500g)

$2.09 NZ$3.70

$1.91 €1.71

9.42%

Rice (white) (1kg)

$1.75 NZ$3.10

$1.51 €1.35

15.89%

Eggs

$6.56 NZ$11.65

$4.02 €3.60

63.18%

Local Cheese (1kg)

$8.02 NZ$14.23

$12.94 €11.59

-38.02%

Chicken Fillets (1kg)

$8.37 NZ$14.86

$7.77 €6.96

7.72%

Beef Round Steak (1kg)

$13.24 NZ$23.51

$17.76 €15.91

-25.45%

Apples (1kg)

$2.42 NZ$4.29

$2.30 €2.06

5.22%

Banana (1kg)

$2.43 NZ$4.32

$1.73 €1.55

40.46%

Oranges (1kg)

$3.46 NZ$6.15

$1.86 €1.66

86.02%

Tomato (1kg)

$5.45 NZ$9.68

$2.59 €2.32

110.42%

Potato (1kg)

$2.19 NZ$3.89

$1.82 €1.63

20.33%

Onion (1kg)

$1.29 NZ$2.28

$1.97 €1.76

-34.52%

Lettuce (1 head)

$1.99 NZ$3.53

$1.47 €1.32

35.37%

Water (1.5 liter bottle)

$1.23 NZ$2.19

$0.72 €0.65

70.83%

Cigarettes 20 Pack (Marlboro, Camel)

$22.43 NZ$39.81

$6.58 €5.90

240.88%

Wine (Bottle)

$8.51 NZ$15.10

$5.61 €5.02

51.69%

Local Beer (0.5 liter bottle)

$3.06 NZ$5.44

$1.36 €1.22

125.00%

Imported Beer (0.33 liter bottle)

$2.91 NZ$5.16

$2.14 €1.91

35.98%

One-way Ticket (Public Transport)

$1.75 NZ$3.10

$2.33 €2.09

-24.89%

Public Transport Monthly Pass (Regular Price)

$91.9 NZ$163

$44.68 €40.01

105.77%

Taxi Start (Normal Tariff)

$1.93 NZ$3.43

$3.85 €3.45

-49.87%

Taxi (Normal Tariff) (1km)

$1.91 NZ$3.40

$1.07 €0.96

78.50%

Taxi 1hour Waiting (Normal Tariff)

$27.33 NZ$48.51

$16.46 €14.74

66.04%

Gasoline (1 liter)

$1.46 NZ$2.60

$2.20 €1.97

-33.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K NZ$46.8K

$34.2K €30.6K

-22.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K NZ$40.3K

$38.7K €34.7K

-41.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.2 NZ$174

$161 €144

-39.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.20 NZ$57.2

$18.41 €16.49

74.90%

Internet (50+ Mbps, Unlimited Data)

$56.7 NZ$101

$32.74 €29.32

73.21%

Gym Membership (Monthly)

$38.41 NZ$68.2

$44.55 €39.90

-13.78%

Tennis Court (1 Hour on Weekend)

$19.10 €17.10

Cinema Ticket

$10.15 NZ$18.03

$9.60 €8.60

5.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$637 NZ$1,131

$668 €598

-4.56%

International Primary School, 1 Child (Yearly)

$15.9K NZ$28.2K

$17.6K €15.8K

-9.80%

Jeans (Levis 501 Or Similar)

$56.8 NZ$101

$102 €91.4

-44.35%

Summer Dress (H&M, Zara, etc)

$36.02 NZ$64.0

$44.46 €39.82

-18.98%

Sport Shoes (Adidas, Nike)

$79.8 NZ$142

$98.5 €88.2

-19.04%

Men's Leather Business Shoes

$124 NZ$220

$124 €111

-0.02%

1-bedroom Apartment, City Center (Monthly)

$1,043 NZ$1,852

$1,608 €1,440

-35.16%

1-bedroom Apartment, Outside City Center (Monthly)

$880 NZ$1,563

$1,190 €1,066

-26.03%

3-bedroom Apartment, City Center (Monthly)

$1,835 NZ$3,258

$2,812 €2,519

-34.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,618 NZ$2,873

$2,013 €1,803

-19.63%

Buy Apartment in City Center (m2)

$4,648 NZ$8,251

$7,839 €7,021

-40.71%

Buy Apartment Outside City Center (m2)

$3,823 NZ$6,788

$4,576 €4,098

-16.45%

Average Monthly Net Salary (After Tax)

$1,575 €1,411

20-Year Fixed Mortgage Interest Rate (Annual %)

5.83

3.85

51.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waihi: October 25, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waihi

$880 45.8%

Lisbon

$1.2K 53.8% 35.2% $310

Groceries & Markets

Waihi

$318 16.6%

Lisbon

$272 12.3% 14.4% $46

Eating Out

Waihi

$234 12.2%

Lisbon

$243 11% 3.6% $8.4

Monthly Utilities & Internet

Waihi

$187 9.7%

Lisbon

$212 9.6% 13.5% $25

Clothing & Footwear

Waihi

$133 6.9%

Lisbon

$166 7.5% 24.5% $33

Getting Around

Waihi

$110 5.8%

Lisbon

$63 2.9% 42.8% $47

Sport & Entertainment

Waihi

$59 3.1%

Lisbon

$64 2.9% 8.6% $5

Cost Breakdown

A one-bedroom apartment in the center runs $1,043 in Waihi and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $66 in Waihi vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $318 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇳🇿 Waihi

🇵🇹 Lisbon

🕒 Local time

01:46 1:46 AM

12:46 12:46 PM

13 h behind Waihi

🌤 Weather

👥 Population

4,700

545,923 Capital

💱 Currency

New Zealand Dollar NZD $

Euro EUR €

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 1, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to NZD in detail →

On the map

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Highest

Between locations

Waihi Lisbon 19,560 km ≈ 25 h nonstop flight

From you

Waihi
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waihi vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,922 in Waihi and $2,210 in Lisbon, so Waihi is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,883 in Waihi and $3,315 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,043 in Waihi versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $637 in Waihi versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 14% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $3,000 a month, though Waihi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Waihi and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.